Joseph Distel & Co. Inc.
Contact Us
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Joseph Distel & Co. Inc.
Contact Us
contact_phone Click to call

Auto and Truck Repair Operations Insurance

Auto & Truck Repair Operations Insurance

As an insurance professional, you understand the unique risks faced by auto and truck repair operations. The Distel Group, a division of Joseph Distel & Co. Inc., specializes in providing comprehensive insurance solutions tailored to your clients in the auto service industry. Whether your client operates a body shop, mobile repair service, or tire operation, our program is designed to offer flexible, competitive coverage options through both admitted and non-admitted markets.

Our experienced underwriters work closely with agents and brokers to analyze risks and deliver the best available coverage solutions. With access to top-rated carriers and a new comparative rating platform—Strategic Technologies & Agency Rating (STAR)—we streamline the quoting process and help you place your business efficiently.
 

Ideal Accounts and Appetite

  • Auto repair shops and general service garages
  • Body shops and collision repair centers
  • Mobile repair and on-site service providers
  • Detailing services
  • Tire sales and service (excluding recapping)

We can accommodate risks with or without auto sales exposure. Dealers Physical Damage coverage is available when auto sales are included.

Coverage Highlights and Advantages

  • Limits up to $1,000,000 per occurrence / $3,000,000 aggregate
  • Garagekeepers Legal Liability – legal or direct primary available
  • Dealers Physical Damage coverage available for qualifying accounts
  • Both admitted and non-admitted placements

Our carrier partners include top-rated companies such as Scottsdale (A+), National Indemnity (A+), and Colony (A), ensuring stability and reliability for your insureds.

Underwriting Notes and Minimum Premiums

All submissions require a completed application and target pricing. Minimum premiums vary by risk and coverage selected. Our underwriting team is responsive and works with agents to find the best fit for each account. Online quoting is available for select classes through our STAR rating system at http://mgastar.com.

Territories and Availability

This program is available in all New England states except Massachusetts. We currently write in:

  • Connecticut (CT)
  • Maine (ME)
  • New Hampshire (NH)
  • Rhode Island (RI)
  • Vermont (VT)

Why Work With The Distel Group

As a Managing General Agency and E&S broker, The Distel Group brings specialized expertise and market access to help you place even the most complex auto service accounts. With decades of experience and strong carrier relationships, we are committed to helping agents succeed by offering reliable markets, responsive service, and smart coverage solutions.

Call The Distel Group today at 860-677-6505 for all of your Auto Insurance needs!

Frequently Asked Questions

What types of accounts are a good fit for this program?

This program is ideal for auto repair shops, body shops, mobile repair services, detailers, and tire service operations (excluding recapping).

Can this program cover businesses that also sell vehicles?

Yes, we offer coverage for operations with auto sales, including Dealers Physical Damage, subject to underwriting review.

Is online quoting available?

Yes, select classes can receive online quotations through our STAR rating system at http://mgastar.com.

Which states are eligible for this program?

The program is available in Connecticut, Maine, New Hampshire, Rhode Island, and Vermont. Massachusetts is currently excluded.

What carriers do you work with?

We have access to highly rated carriers including Scottsdale (A+), National Indemnity (A+), and Colony (A), among others.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency and Excess & Surplus Lines Broker
  • Admitted:
    Most Available Markets
  • Carriers:
  • Carrier Ratings:
    A+ (Excellent) or better
  • Commission:
    Varies
  • Min Premium:
    Varies

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LOCATION

There are no locations attached to this storefront.

AGENCY LICENSING

Please forward the following items so that we may activate your agency in our database:

1. A copy of your agency’s current E & O declaration page with $1,000,000 minimum limit

2. A copy of your individual State Producer’s license(s) (CT, RI, MA, NH, VT, ME)

3. Your Federal ID Number or Social Security Number (complete the attached W-9 Tax Form)

4. Your agent’s e-mail addresses

5. Your agency’s full name, address, phone and fax numbers

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Joseph Distel & Co. Inc. has other insurance programs like Alarm Installation Contractors Insurance.