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https://completemarkets.com/company/colonialgeneral/Amusement-Park-Insurance/
Policy Highlights for our Amusement Park program:
Colonial General Insurance Agency, Inc. offers a comprehensive Amusement Park Insurance program designed to meet the unique risks faced by amusement parks and related operations. Whether you're placing a large permanent theme park or a smaller seasonal operation, our program provides flexible, broad coverage options that help protect your clients’ property, liability, and financial interests.
Ideal Accounts and Appetite
We are actively seeking accounts that include:
Permanent and mobile amusement parks
Theme parks and water parks
Indoor entertainment facilities with amusement rides
Operators of mechanical rides, inflatables, games, and concessions
This program is a great fit for agents working with clients who operate year-round or seasonal parks in the western U.S., especially in AZ, CA, CO, ID, NV, NM, UT, and WY.
Coverage Highlights and Advantages
Property Coverage Available:
Accounts Receivable
Basic, Broad, or Special Form options
Building and Business Personal Property
Business Income
Computer Equipment
Equipment Breakdown
Inland Marine
Outside Signs
Replacement Cost or Actual Cash Value (ACV)
Valuable Papers
Commercial General Liability Coverage:
Primary Limits up to $3,000,000 Occurrence/Aggregate
$5,000 Medical Payments Coverage included
Blanket Additional Insured Endorsement available
Excess or Umbrella Limits up to $25,000,000
No deductible required
Crime Coverage Options:
Theft of Money and Securities (Inside the Premises)
Robbery or Safe Burglary of Other Property (Inside the Premises)
Losses Occurring Outside the Premises
Underwriting Notes
Coverage can be provided on a mono-line or package basis to meet the specific needs of your insureds. We work with a variety of carriers (admitted and non-admitted) to offer tailored solutions depending on the risk profile and location. Submissions should include detailed risk information and loss history when available.
Minimum premiums may vary based on class and location; contact us for more information.
Territories and Availability
This program is available in the following states:
AZ, CA, CO, ID, NV, NM, UT, and WY.
Why Work With Colonial General Insurance Agency, Inc.?
As a trusted Managing General Agency and Excess & Surplus Lines Broker, Colonial General brings deep market access and specialized underwriting knowledge to the amusement industry. We understand the complex risk exposures amusement parks face and work closely with agents to deliver responsive service, competitive solutions, and fast turnarounds.
Whether you're working with a client launching a new family fun center or one expanding a long-standing park, we can help you find the right coverage structure.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for amusement parks, indoor facilities with rides, mobile attractions, and operators of mechanical rides, inflatables, and games.
Is this program available on an admitted or non-admitted basis?Some markets are admitted, while others are non-admitted, depending on the risk and location. We work with a variety of carriers to find the best fit.
Which states is this program available in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY.
Can I write mono-line policies through this program?Yes, both mono-line and package policies are available depending on the needs of your insured.
What documentation is needed for a submission?We typically require a completed application, detailed risk information, and loss history to provide a quote.
Need help placing an account? Connect with a market specialist.
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https://completemarkets.com/company/colonialgeneral/Campground-Insurance/
Policy Highlights for Campground Insurance:
Colonial General Insurance Agency, Inc. offers a focused Campground Insurance program for agents and brokers placing coverage for campground parks, RV parks, and mobile home communities (tourist and permanent). With access to admitted and non-admitted markets, Colonial General helps you address the unique property, liability, and operational exposures common to these outdoor lodging operations.
Ideal Accounts and Appetite
This program fits a range of recreational and residential outdoor lodging operations, including:
Campgrounds with tent sites and basic to full amenities
RV parks with seasonal and transient guests, full hook-ups, and utility services
Mobile home communities (tourist and permanent)
Accounts with additional exposures—such as an on-site camp store, food service, organized activities, rental equipment, laundry facilities, pools, or playgrounds—may be eligible. Underwriters evaluate activity-based amenities and higher-exposure operations case-by-case based on safety protocols and loss history. The program is geared toward small- to mid-sized owners and operators but can be scaled for larger sites through excess or admitted market placement where available.
Coverage Highlights and Advantages
Coverages are available on a monoline or package basis to suit your client’s needs. Key options include:
Property Coverages
Building and Contents
Business Income and Extra Expense
Computer Equipment and Data Protection
Equipment Breakdown
Food Spoilage
Inland Marine for mobile exposures
Outside Signs
Accounts Receivable and Valuable Papers
Basic, Broad, or Special Form
Replacement Cost or Actual Cash Value valuation
General Liability Coverages
Primary limits available up to $3,000,000 Occurrence / Aggregate
$5,000 Medical Payments included
Blanket Additional Insureds available
Liquor Liability (where applicable)
Hired and Non-Owned Auto Liability
Excess / Umbrella limits available up to $25,000,000
No general liability deductible required
Crime Coverage
Inside the Premises – Theft of Money and Securities
Inside the Premises – Robbery or Safe Burglary
Outside the Premises coverage
Underwriting Notes
Colonial General leverages multiple carrier relationships to tailor solutions by account size, operation type, and location. Underwriters consider loss history, safety and maintenance programs, and the presence of higher-risk amenities (pools, playgrounds, RV clubhouses, rental equipment). While no specific minimum premium is listed publicly, the program is built to accommodate small- to mid-sized operations and can be structured through admitted or excess & surplus markets depending on state availability and risk characteristics.
Example fits:
An RV park in Utah with 50+ full-service sites, a small camp store, and on-site laundry—seeking packaged property and liability with inland marine for portable equipment.
A seasonal tent campground in Colorado with designated fire-pit areas and organized activities—requiring liability limits and equipment breakdown coverage for site utilities.
Territories and Availability
This program is available to agents and brokers placing business in the following states: Arizona (AZ), California (CA), Colorado (CO), Idaho (ID), Nevada (NV), New Mexico (NM), Utah (UT), and Wyoming (WY). Availability of admitted versus non-admitted options varies by state and by the individual account profile.
Why Work With Colonial General Insurance Agency, Inc.?
As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General combines niche underwriting expertise with access to multiple admitted and non-admitted markets. Agents benefit from a responsive underwriting team, flexible packaging options, and placement capability for more complex liability needs through umbrella and excess lines. Use this program when you need tailored coverage for campgrounds, RV parks, or mobile home communities that may not fit standard market criteria.
Frequently Asked Questions
What types of accounts are a good fit for this program?Campgrounds, RV parks, and mobile home communities—both tourist and permanent—with amenities such as utility hook-ups, camp stores, pools, or organized activities are a strong fit. Higher-exposure features will be evaluated on safety and loss history.
Is the program available on an admitted basis?Some admitted markets are available depending on the state and the account’s profile. Colonial General also places business in non-admitted markets when necessary.
Are risks with pools or playgrounds eligible?Yes—these risks can be eligible. Underwriters will review safety features, maintenance records, signage, and prior losses when assessing eligibility.
Can I access umbrella or excess liability through this program?Yes. Excess and umbrella limits are available up to $25,000,000 to help meet larger liability needs.
Which states is this program offered in?The program is offered in AZ, CA, CO, ID, NV, NM, UT, and WY. Market options (admitted vs. non-admitted) may differ by state.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/colonialgeneral/Public-Entity-Insurance/
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