Search CompleteMarkets

Mobile Home Park Insurance Program from Colonial General Insurance Agency Colonial General Insurance Agency, Inc. offers a specialized Mobile Home Park Insurance program designed to help independent agents and brokers place coverage for a range of mobile home and RV park risks. Whether your clients operate permanent mobile home parks, seasonal RV parks, or year-round campgrounds, this program provides flexible solutions with both property and liability options available on a monoline or package basis. Ideal Accounts and Classes This program is well-suited for: Mobile home parks (both permanent and tourist-based) Recreational vehicle (RV) parks Campgrounds with short- or long-term guest stays Typical accounts include family-owned parks, regional park operators, and seasonal sites. You might have a client with a multi-acre RV park in Arizona catering to snowbirds or a mobile home community in Utah with permanent residents—both are excellent fits for this program. Coverage Highlights and Advantages Property Coverage Options: Accounts Receivable Basic, Broad, or Special Form Building and Contents Business Income and Extra Expense Computer Equipment Equipment Breakdown Food Spoilage Inland Marine Outside Signs Replacement Cost or Actual Cash Value Valuable Papers General Liability Coverage Includes: Primary limits up to $3,000,000 occurrence/aggregate $5,000 Medical Payments Coverage – Included Blanket Additional Insureds – Included Liquor Liability (where applicable) Hired and Non-Owned Auto Liability Excess or Umbrella limits up to $25,000,000 No liability deductible required Crime Coverage Options: Theft of Money and Securities (Inside the Premises) Robbery or Safe Burglary of Other Property Losses Outside the Premises Underwriting Notes Colonial General underwrites through a variety of carriers and offers access to both admitted and non-admitted markets, depending on the risk profile and state. This flexibility allows you to place both standard and harder-to-place risks efficiently. While minimum premium requirements vary by carrier, the underwriting team will work closely with you to review submissions and explore viable options for your accounts. Territories and Availability This program is currently available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Colonial General maintains a strong regional focus in the Western U.S., making them a reliable partner for agents working in these territories. Why Work with Colonial General? As a Managing General Agency and Excess & Surplus Lines Broker with deep experience in specialty property and liability risks, Colonial General provides access to a wide range of markets and strong underwriting support. Their expertise in the mobile home park and RV park segment allows you to deliver tailored coverage solutions for your clients while streamlining the placement process. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for mobile home parks (permanent or tourist-based), RV parks, and campgrounds, including both seasonal and year-round operations. Is coverage available on an admitted or non-admitted basis?Colonial General offers both admitted and non-admitted options, depending on the specific risk and state requirements. What limits are available for liability coverage?The program offers primary general liability limits up to $3 million occurrence/aggregate, with excess or umbrella coverage available up to $25 million. Are there any specific states where this program is available?Yes, the program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. What is included in the property coverage?Property coverage includes options such as buildings, contents, business income, equipment breakdown, outside signs, inland marine, and more. Need help placing an account? Connect with a market specialist.

...able?Optional coverages include Automobile, Umbrella, RV Parks, and owned rent...

Policy Highlights for Automobile Transport Insurance: If your clients transport automobiles, trailers, or boats, Colonial Gene... Territories and Availability This Automobile Transport Insurance program is a...

...for venues that serve alcohol Automobile and Property coverage options Cri...

...for venues that serve alcohol Automobile and Property coverage options Cri...

...Vendors operating in leased lots, parking areas, or retail spaces Operations...larly those with temporary setups in parking lots, retail areas, or leased spa...

... Eligible risks - Franchised automobile dealers. Typical operations include...

Policy Highlights for our Auto Dealers Insurance program: Colonial General Insurance Agency, Inc. provides a focused Auto Dealers Insurance program designed for agents and brokers placing coverage for a broad range of dealer operations. Backed by experienced underwriters and flexible admitted and non-admitted markets, this program helps you protect clients that sell, service, tow, or consign vehicles — including operations with online sales and electric vehicle inventories. Ideal Accounts and Appetite This program targets new and used auto dealerships of varying sizes, including those expanding into online sales channels and electric vehicle retail. We will consider dealerships that offer consignment sales where a favorable consignment agreement is in place. Examples of accounts that fit well: A used-car retailer adding an e-commerce platform and seeking garage coverage that accounts for cyber exposure and customer test drives. A single-location dealer with limited towing operations that needs in-transit protection and primary Garage Keepers coverage for customer vehicles left for service. We review unique or evolving business models on a case-by-case basis and can accommodate specialty exposures when supported by complete submissions and acceptable operational controls. Coverage Highlights and Advantages Commercial Garage coverages available for dealers: Garage Liability — limits up to $1,000,000 per accident Liability Aggregate up to $3,000,000 $5,000 Medical Payments Dealers Physical Damage to cover on- and off-lot inventory Broadened Coverage endorsements to fit dealer exposures False Pretense coverage for certain theft scenarios Fire Legal Liability for leased or rented premises Garage Keepers Coverage available on a primary basis (specified causes of loss) In-Transit Coverage for towing and delivery operations Broad Form Products and Property coverage options These coverages address common dealer exposures: inventory damage, customer vehicle custody while servicing, liabilities from test drives, and exposures created by towing or delivery operations. Underwriting Notes and Minimum Premiums We place accounts on admitted or non-admitted paper depending on the state and risk profile. Underwriters evaluate operational controls, loss history, vehicle inventory mix (including EVs), consignment agreements, and any towing or in-transit exposures. Complete applications, current loss runs, and clear descriptions of operations help speed placement and secure better terms. If a client operates under consignment, include the consignment agreement with the submission. For accounts with towing or delivery services, provide details on driver qualifications, limits of operations, and frequency of tows or deliveries. Territories and Availability This program is available in: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Appetite and admitted/non-admitted availability vary by state — submit the full account details so we can identify the best market placement. Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General combines underwriting expertise with broad market access. Our team understands the operational nuances of dealerships and can tailor solutions across admitted and non-admitted markets to match risk profiles. We focus on pragmatic underwriting and responsive service so you can close deals efficiently. You might have a client who needs Garage Keepers primary coverage for customer vehicles after a service visit, or a small dealer launching online sales that needs combined liability, physical damage, and in-transit protections — Colonial General can help place both. Explore our company profile at https://completemarkets.com/company/colonialgeneral or view this Auto Dealers Insurance program at https://completemarkets.com/company/colonialgeneral/Auto-Dealers-Insurance. Frequently Asked Questions What types of accounts are a good fit for this Auto Dealers Insurance program?We are a good fit for new and used auto dealerships, including those with online sales, electric vehicle inventories, and consignment arrangements that include a favorable consignment agreement. Is Garage Keepers coverage included in the program?Yes. Garage Keepers coverage is available on a primary basis with specified causes of loss to protect vehicles left in the dealer’s care. Which states is this program available in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Availability and admitted vs. non-admitted placement depend on the state and the specific risk. Can you consider dealerships with towing operations?Yes. We offer In-Transit Coverage for towing and delivery operations; provide details on scope, frequency, and driver qualifications with your submission. Is this program offered on an admitted or non-admitted basis?We work with both admitted and non-admitted markets. The best placement depends on the account’s operations, loss history, and state requirements. Need help placing an account? Connect with a market specialist.

...on. Typical classes include: Automobile alarm and security system installer...

Policy Highlights: Auto detailing businesses face exposures that standard commercial policies often do not address. Colonial General Insurance Agency, Inc. offers a specialized Auto Detail Shop Insurance program through its Commercial Garage Department. The program is designed for both fixed-location and mobile detailing operations and helps agents place harder-to-insure garage risks with confidence. Overview of the Program From Colonial General Colonial General is a Managing General Agency and Excess & Surplus Lines broker with deep underwriting expertise in garage-related risks. This Auto Detail Shop Insurance program provides tailored coverages for businesses that perform vehicle detailing, with options for incidental towing, in-transit exposures, and limited mechanical work. Availability spans multiple Western states and includes both admitted and non-admitted markets where appropriate. Ideal Accounts and Appetite This program works well for a range of detailing operations, including: Standalone auto detailing shops with or without storefronts Mobile detailers who operate on scheduled routes or on-demand Detail shops that also perform light mechanical services Operations with in-transit risk or incidental towing exposure Accounts that commonly fall outside the appetite include high-volume repair garages, full-service body shops, or businesses with major painting and collision operations. Those risks typically require alternative garage or auto repair programs. Coverage Highlights and Advantages Key coverages available through Colonial General’s program include: Garage Liability limits up to $1,000,000 per accident $3,000,000 Aggregate Liability limit Garage Keepers Coverage provided on a primary basis with specified causes of loss Dealers Physical Damage and coverage for False Pretense losses Fire Legal Liability and $5,000 Medical Payments Broadened Coverage Endorsements to address common garage exposures In-Transit Coverage tailored for towing and transport operations Property coverage available for eligible locations and contents Mobile detailing is accepted, offering flexibility for agents placing non-traditional garage operations. Underwriting Notes and Minimum Premiums Every submission is underwritten on its own merits. Colonial General leverages multiple carrier relationships to match risk characteristics to the best available market. Some admitted options are available depending on the state and exposure profile. While minimum premium requirements vary by carrier and state, Colonial General seeks competitive pricing for qualifying accounts and will advise on structure and attachments needed for placement. Territories and Availability This program is available in the following states: Arizona (AZ), California (CA), Colorado (CO), Idaho (ID), Nevada (NV), New Mexico (NM), Utah (UT), and Wyoming (WY). Agents in these states can access admitted and non-admitted markets to suit client needs. Why Work With Colonial General Insurance Agency, Inc. Colonial General brings targeted garage-market expertise, responsive underwriting, and access to multiple carriers that specialize in garage and auto exposures. Their Commercial Garage Department understands the nuances of detailing operations—both fixed and mobile—and can tailor policy forms and limits accordingly. Example scenarios that are a good fit: A single-bay detailing shop that offers ceramic coatings and occasional customer vehicle storage — you can pursue Garage Liability with Garage Keepers and property coverage. A mobile detailing business operating a fleet of two vans doing scheduled corporate accounts — the program can provide in-transit coverage and liability limits that reflect the fleet exposure. For more details on placement guidelines and available markets, visit Colonial General's company profile or connect with their market specialists. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for fixed-location and mobile auto detailing businesses, including those with incidental towing or property exposures. Are mobile auto detailers eligible for coverage?Yes. Mobile detailing operations are acceptable and can be underwritten when you provide vehicle schedules, estimated revenue by activity, and details on in-transit handling. Is Garage Keepers coverage included?Yes. Garage Keepers Coverage is available on a primary basis with specified causes of loss; limits and causes of loss are determined by the underwriting review. Which states offer this program?The program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Does the program include options for admitted markets?Some admitted markets are available depending on the risk and the state. Colonial General will help identify whether an admitted or E&S placement is the best path for each submission. Need help placing an account? Connect with a market specialist.