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Manufacturing Insurance Halcyon Underwriters offers a comprehensive Manufacturing Insurance program designed to sup...d risk profile. Are higher-hazard manufacturing risks eligible?We can consider...

...uipment Breakdown Cyber Automobile Umbrella Workers' Compensat...tion procedures and photos of the manufacturing facility and finished units. C...

...e science product importers Automobile performance parts suppliers Che...ted operations coverage for installed parts — this program can evaluate comple...

At Affordable Home Services, Inc., we specialize in providing tailored insurance solutions for Manufactured Housing Dealers. We understand the unique risks and operational challenges in this niche, and our program is designed to meet the specific needs of dealers across most of the continental United States. As a Managing General Agency (MGA), we work with a variety of insurance carriers that offer specialty products for this class of business. Ideal Accounts and Appetite Our Manufactured Housing Dealer Insurance Program is ideal for both independent and franchised dealers who sell new or used manufactured homes. Whether your client operates a single retail lot or multiple locations, we can provide coverage solutions that are both flexible and comprehensive. This program is particularly suitable for: Dealers with open lots storing multiple units Locations with onsite offices and storage buildings Businesses requiring protection for inventory, equipment, and liability exposures If you have a client who owns a manufactured housing dealership in a flood-prone area or operates in multiple states, our program is built to accommodate those needs with optional and flexible coverages. Coverage Highlights and Advantages Our comprehensive package includes essential coverages for manufactured housing dealers, with optional enhancements to address specific business operations. Core coverages include: Dealer's Open Lot – Covers both new and used inventory held for sale. Flood coverage is available. Building and Business Property – Protection for office and storage buildings, as well as business personal property like office furniture and equipment. General Liability (including Products Liability) – Helps protect against legal liability due to negligence or defective products. Defense costs are included. Commercial Auto Liability and Physical Damage – Liability for auto-related incidents and physical damage coverage for company vehicles due to collision, fire, theft, and windstorm. Optional coverages available to customize protection: Business Computer Money and Securities Employee Dishonesty Outdoor Signs Small Tools Floater Contractors Equipment Building Materials and Supplies Valuable Papers Accounts Receivable Builders Risk Underwriting Notes and Minimum Premiums Minimum premiums vary based on risk characteristics, location, and selected coverages. Our underwriting team evaluates each submission to tailor the best possible solution. We work closely with our appointed agents to streamline quoting and placement for manufactured housing risks. Territories and Availability Our Manufactured Housing Dealer Insurance Program is available in most states, including AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY, and DC. Admitted markets are available in most of these states, and we match each risk to the most appropriate carrier offering. Why Work With Affordable Home Services, Inc.? Affordable Home Services, Inc. brings deep expertise and national reach in the manufactured housing insurance sector. With producers across the continental U.S. and access to specialty carriers, we offer responsive service, flexible coverage options, and a strong understanding of the exposures your clients face. Partner with us to place accounts confidently, knowing you’re backed by a team that truly understands this space. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for manufactured housing dealers selling new or used units, particularly those with open lots, office buildings, and a need for tailored liability and property coverage. Is flood coverage available for inventory on open lots?Yes, flood coverage is available as part of the Dealer’s Open Lot coverage, which protects both new and used inventory held for sale. What states is this program available in?This program is available in most states, including all continental U.S. states and DC. Admitted markets are available in many of these states. Can optional coverages be added to customize the policy?Yes, we offer a wide range of optional coverages such as employee dishonesty, tools floaters, builders risk, and more to match your client’s unique needs. Who underwrites the policies offered through this program?We work with various specialty carriers and place each risk with the most appropriate market based on underwriting criteria and state availability. Need help placing an account? Connect with a market specialist.

...cal Abuse (separate limits) Automobile Excess Liability Workers Co...at needs campus property coverage, automobile liability for student transport,...

...s Life Science Products Automobile Performance Products Chemicals ...micals, electronics, performance auto parts, and other specialty products are ...

Ck Specialty Insurance Associates, Inc. offers comprehensive solutions for a wide range of garage-related risks, from small auto repair shops to antique car restoration businesses. Overview of the Dealers and Non-Dealers Garage Insurance Program As a general agency and excess & surplus lines broker, Ck Specialty Insurance Associates, Inc. provides agents access to a robust Garage Insurance Program tailored to both dealers and non-dealers. Whether your clients operate in light auto repair or work with heavy trucks, this program is designed to cover a wide variety of exposures in the automotive services and sales sector. Ideal Accounts and Appetite This program targets a broad range of businesses involved in vehicle sales, repair, and related services. Common classes include: Wholesale Auto Dealers & Brokers Heavy Truck Dealers & Repair Shops Antique and Classic Car Sales and Restoration Motorcycle, RV, and Golf Cart Dealers Auto Body and Paint Shops Mobile Repair Services and Roadside Assistance Providers Valet Services, Parking Garages, and Impound Yards Franchised and Non-Franchised Used Auto Dealers Car Washes, Auto Detailers, and Vinyl Wrapping Installers Whether your client is an established new car dealer or a startup mobile repair technician, Ck Specialty can help place the right coverage. Coverage Highlights and Advantages The program offers a wide array of coverages to ensure your clients are protected against both common and unique exposures, including: Property Coverage Garage Liability Garage Keepers Legal Liability Dealers Open Lot Hired and Non-Owned Auto Errors & Omissions – Dealers, Odometer & Title Directors & Officers (D&O) Employment Practices Liability Insurance (EPLI) Umbrella/Excess Liability Broadened Coverage Options Special Events Coverage Service Vehicle Liability and Physical Damage This flexible offering allows agents to tailor coverage to the specific needs of each client, whether they operate on-site, offer mobile services, or host public events. Underwriting Notes and Minimum Premiums The program is written on a non-admitted basis through AM Best “A” rated carriers, offering flexibility in underwriting and coverage design. Minimum premiums start at $750, making this an accessible solution for a wide range of garage operations. Territories and Availability This program is currently available in Arizona, California, and Colorado. If you’re working with clients in these states, Ck Specialty can help you place coverage with strong market access and underwriting support. Why Work With Ck Specialty Insurance Associates, Inc.? Ck Specialty brings deep expertise and a flexible approach to garage-related risks. As a general agency and E&S broker, they have access to top-rated carriers and understand the nuances of the automotive service and sales industry. Their team is committed to responsive service and helping agents find the right market for hard-to-place or niche accounts. You might have a client restoring antique vehicles in a small shop or a dealer specializing in heavy trucks and towing services. Ck Specialty has the tools and markets to help you secure the right protection for these unique exposures. Contact Ck Specialty today to learn more about placing your garage accounts. Frequently Asked Questions What types of accounts are a good fit for this program?The program is ideal for auto dealers (both franchised and non-franchised), repair shops, mobile mechanics, antique car restorers, RV and motorcycle dealers, and other vehicle-related businesses. What states is this program available in?This program is currently available in Arizona, California, and Colorado. Is this program written on an admitted or non-admitted basis?The program is written on a non-admitted basis through AM Best “A” rated carriers. What is the minimum premium for this program?Minimum premiums start at $750, depending on the specific risk and underwriting details. Can this program cover mobile or off-site operations?Yes, the program can accommodate mobile repair services, roadside assistance, and certain off-site exposures, subject to underwriting approval. Need help placing an account? Connect with a market specialist.

...nment industry with emphasis on automobile, motorcycle, sports equipment, boat... - Racing equipment and parts ...

...d electronics manufacturers Automobile and powersport dealers Computer... coverage terms of up to 10 years for parts and/or labor, depending on the pro...

Package/Liquor Store Insurance Allstar Financial Group, a Managing General Underwriter and Excess & Surplus Lines broker, offers a focused insurance program for package and liquor store operations. Through our Small Business Solutions division, we provide a streamlined quoting and binding process so agents and brokers can move quickly on behalf of their clients. Whether the account is a single neighborhood liquor shop or a multi-location retail operator, this program addresses the primary exposures across property, casualty, liquor liability, and umbrella coverages. Ideal Accounts and Appetite This program is designed for a range of retailers in the packaged goods and beverage space. It is especially well-suited for: Independent liquor and package stores Package stores with refrigeration or cold-storage units Retail locations selling beer, wine, and spirits Multi-location operators (TIV up to $5M per location) We also consider related retail and wholesale risks and select classes in contractors, habitational, offices, institutional, and vacant properties depending on the coverage line. Coverage Highlights and Advantages Property Coverage Total Insured Value (TIV) up to $5 million per location Available as monoline or packaged policy No-coinsurance options where applicable Optional enhancements, including equipment breakdown coverage Casualty Coverage Available as monoline or as part of a package Minimum premiums starting at $500 (varies by risk) Primary general liability limits up to $5M / $5M Project-specific or location-specific forms available Options for coverage addressing uninsured subcontractors Available enhancements include: Blanket Additional Insured Waiver of Subrogation Primary & Non-Contributory wording Per Project / Location Aggregate Hired & Non-Owned Auto (class-specific) Miscellaneous Professional Liability (class-specific) Liquor Liability Limits from $100K/$100K up to $1M/$2M Assault & Battery coverage follows General Liability terms Liquor liability available in NC, SC, GA, TN, and VA Umbrella Coverage Limits up to $5 million Minimum premiums start at $750 (varies by risk) Available on a supported or unsupported basis Underlying carrier requirements: AM Best A-VI or better for GL/Auto; B++ or better for Employers Liability Underwriting Notes and Minimum Premiums Minimum premiums vary by coverage line; General Liability and Umbrella minimums begin at the levels noted above but are evaluated per risk. Allstar reviews each submission individually and can offer monoline or package solutions with optional enhancements to tailor coverage to a client’s operations and exposures. Territories and Availability This program is available in most states, with strong placement capabilities in AL, GA, LA, MS, NC, SC, TN, and VA. Liquor liability is currently offered in NC, SC, GA, TN, and VA. Most coverages are placed non-admitted through a panel of markets. Why Work With Allstar Financial Group? Allstar brings deep expertise in small business and specialty retail risks. Our underwriters understand the unique exposures liquor and package stores face—managing liquor liability, protecting high-value inventory, and ensuring appropriate umbrella limits. Agents benefit from competitive pricing, flexible forms, and quick turnaround through our Small Business Solutions workflow. You might have a client who just opened a liquor store in Georgia and needs bundled property, general liability, and liquor liability coverage—or a long-standing multi-location retailer seeking improved limits and broader umbrella protection. Allstar is set up to help you place those accounts efficiently. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for package and liquor stores, including single-location retailers and multi-location operators. Related retail and wholesale risks may also qualify depending on the coverage line. Is liquor liability available in all states?No. Liquor liability coverage is currently offered in NC, SC, GA, TN, and VA. Can I write monoline coverage, or does it have to be a package?You can place monoline or package policies. Allstar offers flexibility across property, casualty, and liquor liability lines to meet client needs. What is the minimum premium for this program?Minimum premiums vary by coverage type. General Liability minimums start around $500 and Umbrella minimums start around $750; however, final minimums depend on the specific risk and coverages selected. How quickly can I get a quote and bind coverage?Allstar Financial Group’s Small Business Solutions division is designed for fast turnarounds. Most submissions can be quoted and bound quickly once complete underwriting information is submitted. Need help placing an account? Connect with a market specialist.