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...icals, Medical Devices, Automotive Parts, Toys, Sporting Goods, and Raw Materi...ike food, medical devices, automotive parts, toys, and chemicals. Can you cons...

...e science product importers Automobile performance parts suppliers Che...ted operations coverage for installed parts — this program can evaluate comple...

A Performance Bond guarantees a contractor’s faithful performance of the terms of a written contract...nd coverage along with the primary performance bond as needed. How fast can Allstar issue a Performance Bond?Allstar is known for quick...

Package/Liquor Store Insurance Allstar Financial Group, a Managing General Underwriter and Excess & Surplus Lines broker, offers a focused insurance program for package and liquor store operations. Through our Small Business Solutions division, we provide a streamlined quoting and binding process so agents and brokers can move quickly on behalf of their clients. Whether the account is a single neighborhood liquor shop or a multi-location retail operator, this program addresses the primary exposures across property, casualty, liquor liability, and umbrella coverages. Ideal Accounts and Appetite This program is designed for a range of retailers in the packaged goods and beverage space. It is especially well-suited for: Independent liquor and package stores Package stores with refrigeration or cold-storage units Retail locations selling beer, wine, and spirits Multi-location operators (TIV up to $5M per location) We also consider related retail and wholesale risks and select classes in contractors, habitational, offices, institutional, and vacant properties depending on the coverage line. Coverage Highlights and Advantages Property Coverage Total Insured Value (TIV) up to $5 million per location Available as monoline or packaged policy No-coinsurance options where applicable Optional enhancements, including equipment breakdown coverage Casualty Coverage Available as monoline or as part of a package Minimum premiums starting at $500 (varies by risk) Primary general liability limits up to $5M / $5M Project-specific or location-specific forms available Options for coverage addressing uninsured subcontractors Available enhancements include: Blanket Additional Insured Waiver of Subrogation Primary & Non-Contributory wording Per Project / Location Aggregate Hired & Non-Owned Auto (class-specific) Miscellaneous Professional Liability (class-specific) Liquor Liability Limits from $100K/$100K up to $1M/$2M Assault & Battery coverage follows General Liability terms Liquor liability available in NC, SC, GA, TN, and VA Umbrella Coverage Limits up to $5 million Minimum premiums start at $750 (varies by risk) Available on a supported or unsupported basis Underlying carrier requirements: AM Best A-VI or better for GL/Auto; B++ or better for Employers Liability Underwriting Notes and Minimum Premiums Minimum premiums vary by coverage line; General Liability and Umbrella minimums begin at the levels noted above but are evaluated per risk. Allstar reviews each submission individually and can offer monoline or package solutions with optional enhancements to tailor coverage to a client’s operations and exposures. Territories and Availability This program is available in most states, with strong placement capabilities in AL, GA, LA, MS, NC, SC, TN, and VA. Liquor liability is currently offered in NC, SC, GA, TN, and VA. Most coverages are placed non-admitted through a panel of markets. Why Work With Allstar Financial Group? Allstar brings deep expertise in small business and specialty retail risks. Our underwriters understand the unique exposures liquor and package stores face—managing liquor liability, protecting high-value inventory, and ensuring appropriate umbrella limits. Agents benefit from competitive pricing, flexible forms, and quick turnaround through our Small Business Solutions workflow. You might have a client who just opened a liquor store in Georgia and needs bundled property, general liability, and liquor liability coverage—or a long-standing multi-location retailer seeking improved limits and broader umbrella protection. Allstar is set up to help you place those accounts efficiently. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for package and liquor stores, including single-location retailers and multi-location operators. Related retail and wholesale risks may also qualify depending on the coverage line. Is liquor liability available in all states?No. Liquor liability coverage is currently offered in NC, SC, GA, TN, and VA. Can I write monoline coverage, or does it have to be a package?You can place monoline or package policies. Allstar offers flexibility across property, casualty, and liquor liability lines to meet client needs. What is the minimum premium for this program?Minimum premiums vary by coverage type. General Liability minimums start around $500 and Umbrella minimums start around $750; however, final minimums depend on the specific risk and coverages selected. How quickly can I get a quote and bind coverage?Allstar Financial Group’s Small Business Solutions division is designed for fast turnarounds. Most submissions can be quoted and bound quickly once complete underwriting information is submitted. Need help placing an account? Connect with a market specialist.

Construction Insurance Allstar Underwriters, a division of Allstar Financial Group, offers a specialized Construction Insurance program designed to help agents place business with a wide range of construction-related risks. As a Managing General Underwriter and Excess & Surplus Lines Broker, Allstar provides flexible underwriting options and responsive service tailored to the needs of contractors and related industries. Our Small Business Solutions division streamlines the quoting and binding process, making it fast and efficient for agents to secure coverage for their clients. Whether your insured is a general contractor, a subcontractor, or operates in associated fields like retail buildouts or tenant improvements, we offer scalable solutions to meet their risk profiles. Ideal Accounts and Appetite This program is well-suited for a variety of construction and real estate-related risks, including: Contractors (general and trade-specific) Habitational properties Office buildings Vacant properties Retail and wholesale spaces Institutional facilities You might have a client who operates a small general contracting firm with occasional use of uninsured subcontractors—this program can offer the flexibility and coverage enhancements to help manage their liability exposures. Coverage Highlights and Advantages Casualty Coverage: Available as monoline or part of a package Minimum premium starting at $500 Primary liability limits up to $5 million per occurrence/$5 million aggregate Project-specific policies available Coverage available for accounts with uninsured subcontractors Optional enhancements, including: Blanket Additional Insured Waiver of Subrogation Primary & Non-Contributory wording Per Project/Per Location Aggregate Limits Hired & Non-Owned Auto (certain classes) Miscellaneous Professional Liability (certain classes) Umbrella Coverage: Limits available up to $5 million Minimum premium starting at $750 Supported or unsupported options Underwriting Notes and Minimum Premiums Allstar works with multiple carriers and can access both admitted and non-admitted markets, depending on the risk and state. Minimum premiums vary by type of coverage and account profile, but start as low as $500 for casualty and $750 for umbrella. Underlying carrier requirements include: Auto or GL carriers rated A-VI or better by AM Best Employers Liability carriers rated B++ or better Standard GL requirements: $1M/$2M/$2M Territories and Availability This program is available in most states, with a strong presence in the Southeast. States currently targeted include: AL, GA, LA, MS, NC, SC, TN, and VA. Why Work With Allstar Financial Group Allstar Financial Group brings deep expertise in construction-related insurance and offers agents a streamlined way to place challenging or niche accounts. With access to multiple carriers and a dedicated underwriting team, Allstar provides responsive service, competitive pricing, and flexible options that help you serve your clients more effectively. Whether you're placing a ground-up construction project, a rehab of a vacant property, or a contractor with complex subcontractor exposures, Allstar is a reliable partner for construction insurance solutions. Frequently Asked Questions What types of construction risks are eligible for this program?The program targets contractors, habitational risks, offices, vacant buildings, retail/wholesale spaces, and institutional properties. Can I place accounts with uninsured subcontractors?Yes, the program accepts certain risks with uninsured subcontractors and offers optional coverage enhancements to address this exposure. Are project-specific policies available?Yes, project-specific general liability policies are available as part of the construction insurance offerings. What is the minimum premium for coverage?Casualty coverage starts at a minimum premium of $500, while umbrella coverage starts at $750. Actual premiums may vary based on the account. Which states is this program available in?The program is available in AL, GA, LA, MS, NC, SC, TN, and VA, with broad access in most other states. Need help placing an account? Connect with a market specialist.

...d electronics manufacturers Automobile and powersport dealers Computer... coverage terms of up to 10 years for parts and/or labor, depending on the pro...

...in conjunction with other coverage parts. In which states is this program avai...

Policy Highlights: Heavy truck sales and repair operations have complex garage, liability and physical damage exposures. Colonial General Insurance Agency, Inc. offers a targeted program — Heavy Truck Sales and Repair Shop Insurance — designed for agents placing commercial garage and dealer risks across the Mountain West and Southwest. The program combines specialized garage liability, garagekeepers and dealers physical damage options with in-transit and towing coverages to address the most common heavy-truck exposures. Overview of the Program from Colonial General Insurance Agency, Inc. As a Managing General Agency and Excess & Surplus Lines broker, Colonial General places heavy truck sales and repair risks with a variety of admitted and non-admitted markets (Some Available Markets). The program offers flexible limits and coverages tailored for medium to large commercial garage operations, heavy truck dealerships and mobile repair contractors. Carriers vary by state and account characteristics. Ideal Accounts and Appetite Heavy truck dealerships and resale yards that also perform on-site repairs. Full-service repair shops specializing in heavy trucks, trailers and heavy equipment. Mobile heavy truck repair contractors servicing fleet accounts or roadside repairs (acceptable). Towing and in-transit operations associated with sales or repair activities. Accounts that generally do not fit: businesses that perform liquefied petroleum gas (LPG) equipment repairs and facilities that do refrigeration or HVAC unit repair — these are specifically prohibited. Coverage Highlights and Advantages Commercial garage coverage with up to $3,000,000 liability aggregate. Garage liability limits available up to $1,000,000 per accident. Garagekeepers coverage available on a primary basis (specified causes of loss). Dealers physical damage and in-transit coverage for towing operations. Broadened coverage options and fire legal liability included as available. $5,000 medical payments (as part of standard offerings). Property coverage can be added where needed. Underwriting Notes and Restrictions Underwriters will review the applicant’s loss history, shop operations, types of vehicles serviced, and any towing/in-transit exposure. Mobile repair operations are acceptable; however, repairs involving liquefied petroleum gas equipment or refrigeration units are excluded. Garagekeepers coverage is offered on a primary basis but limited to specified causes of loss, so review storage and customer vehicle exposure carefully. Because carriers vary, admitted availability depends on the state and account specifics — Colonial General can place some accounts in admitted markets and others in E&S. Provide complete operation descriptions, estimated payroll, annual receipts, and detailed loss runs to help secure the most competitive placement. Territories and Availability The program is available in AZ, CA, CO, ID, NV, NM, UT and WY. Coverage forms, endorsements and admitted status can differ by state; Colonial General will identify admitted options where available and use E&S markets when necessary. Why Work with Colonial General Insurance Agency, Inc.? Colonial General combines garage-focused underwriting expertise with access to multiple carriers to handle complex heavy truck sales and repair risks. Agents benefit from tailored coverage options (garage liability, dealers physical damage, garagekeepers, in-transit), flexible limit structures and a willingness to consider mobile repair and towing operations that many standard markets decline. The MGA/E&S placement capability helps fill gaps when admitted markets are limited. Example account scenarios You have a heavy truck dealership that sells used trucks and operates an on-site repair bay: the program can combine dealers physical damage with garage liability and garagekeepers on a primary basis. You represent a mobile heavy-truck repair contractor servicing regional fleets: Colonial General can consider in-transit and towing exposures as part of a broader garage package. Frequently Asked Questions What types of accounts are a good fit for this program?Heavy truck dealerships, full-service repair shops, and mobile heavy truck repair contractors are the primary targets. Towing/in-transit exposure related to sales and repair operations is also supported. Are mobile repair operations accepted?Yes. Mobile heavy truck repair is acceptable under this program, but detailed operations and exposures must be disclosed for underwriting review. Which coverages and limits are available?The program offers commercial garage coverage with up to $3,000,000 aggregate, garage liability limits up to $1,000,000 per accident, garagekeepers (primary, specified causes), dealers physical damage, in-transit coverage and property options. Specific offerings depend on carrier and state. Are any repairs or services excluded?Yes. Repairs to liquefied petroleum gas (LPG) equipment and work on refrigeration units are prohibited under this program and will render an account ineligible. Need help placing an account? Connect with a market specialist.

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Policy Highlights: Bus sales and repair operations carry specialized exposures that standard commercial programs often don’t address. Colonial General Insurance Agency, Inc. offers a Bus Sales and Repair Shop Insurance program through its Garage department that combines targeted garage liability, garage keepers, and physical damage options with underwriting expertise for sellers, converters, and repairers of buses and motorcoaches. The program is designed so you can place complex garage risks with confidence across sales, conversions, towing and repair operations. Ideal Accounts and Appetite This program works well for accounts involved in: Bus sales (new and used dealerships) Bus repair, maintenance, and full-service shops Bus conversions and remodels (RV or specialty conversions) Remodeling, retrofitting, and specialty upfitting of buses Accounts that include limited towing or in-transit exposures can also be considered. Colonial General is set up to handle both straightforward dealer risks and more complex garage operations where multiple exposures—sales, repair, storage, and transit—need to be combined on a single program. Coverage Highlights and Advantages Colonial General offers a focused suite of garage coverages and endorsements tailored for bus-related operations, including: $3,000,000 liability aggregate $5,000 medical payments Broadened coverage endorsements to expand standard garage forms Dealers Physical Damage (for inventory and owned units) False Pretense coverage to address misrepresentation/exposure on sales Fire Legal Liability for premises exposures Garage Keepers coverage on a primary basis (with specified causes of loss) Garage Liability limits up to $1,000,000 per accident In-transit coverage for towing and delivery operations Optional property coverage for shop and contents These elements let you package liability, customer vehicle protection, and physical damage under one coordinated policy—helpful when clients both sell and service buses or perform conversions. Underwriting Notes and Minimum Premiums Colonial General underwrites accounts on a case-by-case basis and places business with a panel of admitted and surplus markets to find the best fit. While specific minimum premiums are not published, well-prepared submissions move faster: include detailed descriptions of operations, schedules of vehicles, recent loss runs, and any safety or shop control procedures. Preferred risks show clear operations, organized inventory controls, documented conversion procedures, and a reasonable loss history. Higher-exposure accounts (extensive heavy towing, large fleets with frequent interstate transit, or unlicensed conversion operations) may require enhanced terms or referral. Example: You might have a mid-size bus dealer that also offers repair and occasional towing. This program can combine garage liability, garage keepers, and dealers physical damage to cover sales inventory and customer buses while in the shop or during transit. Territories and Availability Available in select Western states: AZ, CA, CO, ID, NV, NM, UT, and WY. Some elements may be placed on an admitted basis where markets are available; other coverages may be written non-admitted depending on the state and risk characteristics. Colonial General will evaluate placement options at submission. Why Work With Colonial General? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General provides specialized garage underwriting and access to multiple markets for admitted and E&S placements. Their Garage department focuses on garage-specific exposures, which helps you secure tailored coverage forms and endorsements for bus dealerships, conversion shops, and repair facilities. Working with Colonial General gives you responsive underwriting, flexible program structure, and market access for complex or niche garage risks. Frequently Asked Questions What types of accounts are a good fit for this program?Bus dealerships, repair shops, towing operations, and businesses that convert or remodel buses for RV or specialty use are the primary targets for this program. Is Garage Keepers Coverage included?Yes. Garage Keepers Coverage is available on a primary basis with specified causes of loss to protect customers’ buses while in your client’s care, custody, or control. Are bus conversion operations eligible?Yes. Accounts that perform conversions or retrofits for RV, specialty, or commercial use are eligible, provided conversions are documented and the operations meet underwriting criteria. In which states is the program available?The program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. What limits are available under Garage Liability?Garage Liability limits are available up to $1,000,000 per accident, with aggregate options up to $3,000,000 depending on the risk and placement. Need help placing an account? Connect with a market specialist.