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... Eligible risks - Franchised automobile dealers. Typical operations include... detailed inventory listing for all vehicles Please send submissions to: ...

...ehold • Households with up to 4 automobiles, 2 recreational vehicles, 2 waterc...my client has several residences or vehicles?The Standard option accommodates unlimited vehicles and up to 25 residential location...

...e, but did you know having your automobile paid off can significantly lower yo...conditions contained in the policy. Rental Car Reimbursement covers renting a...

...des dealerships specializing in automobiles, trucks, RVs, and motorcycles. Whe...ycles. It also covers demonstrators, rentals, consigned vehicles, and more. Is this program availa...

...e risks in the powersports and recreational vehicle sector. Ideal Accounts an...specified causes of loss to protect vehicles in your client’s care. What is th...

...Households with high-value homes, rental properties, or multiple residences ...vehicles, recreational equipment, or rental properties. High-profile individua...

...Households with high-value homes, rental properties, or multiple residences ...vehicles, recreational equipment, or rental properties. High-profile individua...

Policy Highlights: Motor home sales and repair shops face exposures that go beyond standard commercial garage coverage. Colonial General Insurance Agency, Inc. offers a focused Motor Home Sales and Repair Insurance program within its Commercial Garage department to help agents place dealers, repairers, and towing operations that handle motor homes and large RVs. As an experienced managing general agency and E&S broker with access to multiple markets, Colonial General can help you match each account to the most appropriate admitted or non-admitted carrier. Ideal Accounts and Appetite This program is designed for independent agents and brokers who need solutions for businesses that sell, service, store, or transport motor homes and large RVs. Typical accounts that fit the program include: Motor home and RV dealers with on-lot inventory Repair shops and service centers focused on motor homes and large RVs Businesses providing towing, delivery, or in-transit services for motor homes Preferred risks have maintained premises, formal fire protection and safety practices, and trained staff. The program is not appropriate for operations that handle liquefied petroleum gas—LP gas exposure is a mandatory exclusion. Coverage Highlights and Advantages Colonial General’s Motor Home Sales and Repair program bundles coverages to address the distinct risks of these operations. Available features include: Garage Liability: Limits available up to $1,000,000 per accident General Liability Aggregate: Up to $3,000,000 Garage Keepers Coverage: Primary basis with specified causes of loss Dealers Physical Damage: On-lot inventory protection for dealers False Pretense Coverage: Protection against losses from deceptive acts Fire Legal Liability: Important for leased or rented premises Medical Payments: Limits up to $5,000 In-Transit Coverage: Specific wording for towing and delivery operations Broadened Coverage Endorsements: Available to enhance protection where appropriate Property Coverage: Optional coverage for buildings and contents Underwriting Notes and Minimum Premiums Colonial General evaluates each submission on its individual merits and places business across several markets. Provide complete underwriting information—loss runs, details of operations, fleet and towing practices, premises security, and fire protection—so the underwriters can offer the most competitive placement. Minimum premium requirements vary by carrier and state; discuss expectations with your Colonial General underwriter early in the submission process. Territories and Availability This program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Some accounts may be placed on an admitted basis in certain states, while harder-to-place risks may be written non-admitted depending on the carrier and the individual risk profile. Why Work With Colonial General Insurance Agency, Inc.? Colonial General brings focused expertise in commercial garage and specialty automotive risks. As an MGA and E&S broker, they combine underwriting flexibility with access to multiple markets—helpful for insureds that are difficult to place through standard channels. Colonial General’s team supports agents through quoting, binding, and policy servicing, and can work with you to tailor coverages for motor home dealers, repair shops, and towing operations. If you have a client who sells or services RVs or motor homes, Colonial General can help you find the right market. Visit their company profile for more details or start your submission here. Frequently Asked Questions What types of accounts are a good fit for this program?Motor home dealers, RV repair shops, and businesses that provide towing or in-transit services for motor homes are the primary targets for this program. Is this program available on an admitted or non-admitted basis?Availability depends on the state and the specific risk. Some markets write admitted business while others are non-admitted; Colonial General will place each account with the most appropriate market. Are there any exclusions I should be aware of?Yes. There is a mandatory exclusion for liquefied petroleum gas (LP gas) operations, so businesses handling LP gas are not eligible for this program. Which states is this program available in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. What coverage limits are available under the garage liability?Garage liability limits are available up to $1,000,000 per accident, with general liability aggregate limits up to $3,000,000. Need help placing an account? Connect with a market specialist.

Policy Highlights: Motor home sales and repair shops face exposures that go beyond standard commercial garage coverage. Colonial General Insurance Agency, Inc. offers a focused Motor Home Sales and Repair Insurance program within its Commercial Garage department to help agents place dealers, repairers, and towing operations that handle motor homes and large RVs. As an experienced managing general agency and E&S broker with access to multiple markets, Colonial General can help you match each account to the most appropriate admitted or non-admitted carrier. Ideal Accounts and Appetite This program is designed for independent agents and brokers who need solutions for businesses that sell, service, store, or transport motor homes and large RVs. Typical accounts that fit the program include: Motor home and RV dealers with on-lot inventory Repair shops and service centers focused on motor homes and large RVs Businesses providing towing, delivery, or in-transit services for motor homes Preferred risks have maintained premises, formal fire protection and safety practices, and trained staff. The program is not appropriate for operations that handle liquefied petroleum gas—LP gas exposure is a mandatory exclusion. Coverage Highlights and Advantages Colonial General’s Motor Home Sales and Repair program bundles coverages to address the distinct risks of these operations. Available features include: Garage Liability: Limits available up to $1,000,000 per accident General Liability Aggregate: Up to $3,000,000 Garage Keepers Coverage: Primary basis with specified causes of loss Dealers Physical Damage: On-lot inventory protection for dealers False Pretense Coverage: Protection against losses from deceptive acts Fire Legal Liability: Important for leased or rented premises Medical Payments: Limits up to $5,000 In-Transit Coverage: Specific wording for towing and delivery operations Broadened Coverage Endorsements: Available to enhance protection where appropriate Property Coverage: Optional coverage for buildings and contents Underwriting Notes and Minimum Premiums Colonial General evaluates each submission on its individual merits and places business across several markets. Provide complete underwriting information—loss runs, details of operations, fleet and towing practices, premises security, and fire protection—so the underwriters can offer the most competitive placement. Minimum premium requirements vary by carrier and state; discuss expectations with your Colonial General underwriter early in the submission process. Territories and Availability This program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Some accounts may be placed on an admitted basis in certain states, while harder-to-place risks may be written non-admitted depending on the carrier and the individual risk profile. Why Work With Colonial General Insurance Agency, Inc.? Colonial General brings focused expertise in commercial garage and specialty automotive risks. As an MGA and E&S broker, they combine underwriting flexibility with access to multiple markets—helpful for insureds that are difficult to place through standard channels. Colonial General’s team supports agents through quoting, binding, and policy servicing, and can work with you to tailor coverages for motor home dealers, repair shops, and towing operations. If you have a client who sells or services RVs or motor homes, Colonial General can help you find the right market. Visit their company profile for more details or start your submission here. Frequently Asked Questions What types of accounts are a good fit for this program?Motor home dealers, RV repair shops, and businesses that provide towing or in-transit services for motor homes are the primary targets for this program. Is this program available on an admitted or non-admitted basis?Availability depends on the state and the specific risk. Some markets write admitted business while others are non-admitted; Colonial General will place each account with the most appropriate market. Are there any exclusions I should be aware of?Yes. There is a mandatory exclusion for liquefied petroleum gas (LP gas) operations, so businesses handling LP gas are not eligible for this program. Which states is this program available in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. What coverage limits are available under the garage liability?Garage liability limits are available up to $1,000,000 per accident, with general liability aggregate limits up to $3,000,000. Need help placing an account? Connect with a market specialist.