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Policy Highlights for Hall Insurance: Colonial General Insurance Agency, Inc. offers a specialized Hall Insurance program tailored for venues and food-service providers operating in event settings. Eligible operations include banquet and reception halls, event venues, independent caterers, catering trucks, sandwich and food trucks, and ice cream vendors serving weddings, private parties, business meetings, fairs and festivals. Coverage can be written on a mono-line or package basis to match a wide range of client needs. Ideal Accounts and Appetite This program is a strong fit for insureds that host events or provide mobile food service. Typical accounts include: Banquet and reception halls used for weddings, conferences, or private events Event venues that host public and private gatherings Independent catering companies providing on-site event food service Mobile food vendors such as catering trucks and ice cream trucks Whether the client operates a fixed event space or a fleet of mobile vendors, Colonial General’s Hall Insurance program addresses the common liability, property and crime exposures these operations face. Coverage Highlights and Advantages General Liability (CGL) Coverage: Primary limits available up to $3,000,000 occurrence/aggregate $5,000 Medical Payments coverage included Liquor liability offered where appropriate and where state rules allow Excess or umbrella limits offered up to $25,000,000 Additional interests can be added for $100 each No deductible required on the primary liability forms Property Coverage Options: Building and contents coverage Business income and equipment breakdown Computer equipment and valuable papers Food spoilage, outside signs, and inland marine Accounts receivable Basic, broad, or special form available Choice of replacement cost or actual cash value valuation Crime Coverage Available: Inside the premises—theft of money and securities Inside the premises—robbery or safe burglary of other property Outside the premises coverage for transit and off-site exposures Underwriting Notes and Minimum Premiums Colonial General places accounts in both admitted and non-admitted markets depending on state and risk characteristics. Underwriting evaluates exposures such as alcohol service, kitchen operations, vehicle operations for mobile vendors, special-event hazards, and premises security. There is no single stated minimum premium; agents should submit details so underwriters can quote appropriately for the size and complexity of the account. Territories and Availability The Hall Insurance program is available in: Arizona (AZ), California (CA), Colorado (CO), Idaho (ID), Nevada (NV), New Mexico (NM), Utah (UT), and Wyoming (WY). Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines broker, Colonial General brings focused expertise in hospitality and event-related risks. The firm leverages admitted and E&S markets to tailor solutions for venues and food-service operators, offering flexible coverages and capacity for larger limits. Colonial General's underwriters understand the operational nuances of event venues and mobile vendors and can coordinate property, liability, liquor and inland marine needs on a single placement when appropriate. Example scenarios that fit this program: You have a client who operates a mid-sized banquet hall that occasionally serves alcohol and needs combined property, general liability and liquor liability coverage. You represent a mobile ice cream vendor that attends seasonal fairs and festivals and needs general liability plus inland marine or auto-related coverage for equipment and stock. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for banquet halls, event venues, catering services, food trucks, and ice cream trucks that serve private and public events. Is liquor liability coverage available?Yes. Liquor liability can be included as part of General Liability where appropriate, subject to the risk profile and state regulations. What is the maximum limit available under the umbrella policy?Excess and umbrella limits are available up to $25,000,000. Do you offer coverage for mobile food vendors operating across multiple states?Coverage is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Mobile vendors operating within these states can be considered; multistate exposures should be detailed on submission. Are there any minimum premium requirements?No specific minimum premium is listed. Submissions are evaluated and priced based on exposure, limits and coverage selections. Need help placing an account? Connect with a market specialist.

...h-hazard. Good fit examples: banquets, trade shows (indoor/static), meetin...ti-day, non-sporting events such as banquets, trade shows (static), meetings, ...

...ticipant-only activities—such as banquets, awards ceremonies and concerts tied...tivities such as awards ceremonies, banquets and concerts that are only for to...

...re directly related to the event—banquets, awards ceremonies, concerts, and si...overed? Yes—award ceremonies, banquets, and similar activities are typic...

Axiom Insurance Managers Agency, LLC offers a specialized Restaurant Insurance program designed to meet the complex and diverse needs of food service businesses. Whether your client operates a quick-service franchise or a fine dining establishment, Axiom provides tailored coverage solutions that align with their specific operations and exposures. With access to a variety of carriers and the flexibility of non-admitted markets, Axiom helps agents place restaurant risks with confidence. Ideal Accounts and Appetite This program is built for a wide range of eating and drinking establishments, including those serving alcohol. From small coffeehouses to full-service restaurants and banquet halls, Axiom is equipped to handle most types of dining risks. Eligible classes include: Eating establishments with or without alcohol Banquet halls, buffet and smorgasbord operations Bistros, brasseries, cafés, and cafeterias Concession stands and coffeehouses Casual dining and caterers Diners, fast casual, and family-style restaurants Fine dining and full-service restaurants Limited service, pubs, quick service (fast food) Sandwich bars and similar food service businesses Whether your client is a startup café or a multi-location restaurant group with liquor sales, Axiom has the underwriting expertise to craft a solution. Coverage Highlights and Advantages Restaurant operators face numerous exposures—ranging from general liability to premises risks and liquor liability. Axiom’s program addresses them with broad coverage options and strong limits: General Liability: $1,000,000 per occurrence / $3,000,000 general aggregate Products/Completed Operations: $3,000,000 Personal and Advertising Injury: $1,000,000 Damage to Premises Rented to You: $1,000,000 Liquor Liability: $1,000,000 each common cause / $2,000,000 aggregate (per location aggregate where applicable) Umbrella / Excess Coverage: Limits up to $10 million Coverage is available on a package or mono-line basis, giving you flexibility to address the specific insurance needs of each client. Underwriting Notes and Minimum Premiums Minimum premiums vary based on class, location, and size of the operation. Axiom works with agents to assess risk factors including alcohol sales, hours of operation, claims history, and more. Their team excels in underwriting both straightforward and complex restaurant accounts. Territories and Availability This program is available in most states across the U.S., including but not limited to CA, TX, FL, NY, IL, and GA. Axiom writes on a non-admitted basis in all eligible states, allowing more flexible underwriting and tailored solutions. Why Work With Axiom Insurance Managers Agency, LLC? Axiom brings deep industry insight and a hands-on underwriting approach to restaurant insurance. Their access to a variety of carriers and commitment to customized solutions make them a valuable partner for agents looking to write restaurant business. Whether you're placing a neighborhood diner or an upscale wine bar, Axiom can help you secure the right coverage efficiently and competitively. Let Axiom cover all your Restaurant Insurance risks today! Frequently Asked Questions What types of accounts are a good fit for this program?This program targets a wide range of restaurant classes—from fast food and cafés to fine dining and banquet halls. Accounts with or without liquor service are eligible. Is liquor liability available as a standalone policy?Yes, Axiom offers liquor liability coverage either as part of a package or on a mono-line basis, depending on the account’s needs. What is the maximum umbrella or excess coverage limit offered?Axiom can provide umbrella or excess liability limits up to $10 million. Are there geographic restrictions for this program?The program is available in most U.S. states, including CA, TX, FL, IL, and others. Coverage is offered on a non-admitted basis. What factors impact minimum premiums?Minimum premiums vary and depend on factors like type of restaurant, presence of alcohol service, location, and loss history. Need help placing an account? Connect with a market specialist.

... • Art Displays • Bazaars • Banquets • Conventions • Craft Fairs and ...

...cluded for ancillary activities (banquets, concerts, award ceremonies) for tho...

Hotel Insurance Halcyon Underwriters offers a robust Hotel Insurance program backed by top-rated admitted carriers. As a wholesale broker with access to multiple markets, we help independent agents and brokers place competitive, comprehensive coverage for a wide range of hotel and lodging risks across the country. Ideal Accounts and Appetite Our program is designed for hotels, motels, and other lodging businesses that require specialized insurance solutions tailored to their unique operational risks. We welcome both franchised and independent properties, including: Limited-service hotels and motels Mid-scale and upscale properties Boutique hotels and inns Properties with food service or banquet facilities If you have a client that owns a 100-room franchised hotel in a resort area, or a family-run inn with a restaurant and seasonal events, we may have a market that fits. Coverage Highlights and Advantages Our carriers offer broad coverage options to help your insureds address key exposures, including: Property and general liability Business interruption and extra expense Liquor liability (where applicable) Equipment breakdown Cyber liability and data breach options Umbrella/excess liability options We work closely with our agents to structure policies that meet the operational and regulatory needs of your clients, helping you deliver tailored and competitive proposals. Underwriting Notes and Minimum Premiums Minimum premium for our Hotel Insurance program starts at $20,000, with underwriting focused on well-maintained properties and experienced operations. Properties with recent renovations, established safety protocols, and favorable loss histories are typically preferred. Territories and Availability This program is available on an admitted basis in all 50 states and the District of Columbia. We are well-equipped to help you write accounts in both rural and urban markets across the U.S. Why Work With Halcyon Underwriters? As a trusted wholesale broker, Halcyon Underwriters offers the experience, market access, and responsive service you need to place hotel accounts with confidence. We provide the support and underwriting insight to help you succeed in a competitive hospitality market. For additional information, please contact Jason Mata at [email protected]. We encourage you to visit our website at www.halcyonuw.com to learn more about our programs and capabilities. Frequently Asked Questions What types of hotel accounts are a good fit for this program?We target well-maintained limited-service, mid-scale, and boutique hotels with good loss history. Both franchised and independent properties are eligible. What is the minimum premium for this program?The minimum premium starts at $20,000, depending on the property's size, location, and risk profile. Is this program available nationwide?Yes, we offer admitted coverage in all 50 states and Washington, DC. Can this program cover hotels with restaurants or banquet halls?Yes, we can accommodate properties that include food service, bars, or event space, subject to underwriting review. What carriers are used for this program?We work with multiple top-rated admitted carriers to offer flexible and competitive hotel insurance solutions. Need help placing an account? Connect with a market specialist.

Liquor Liability Insurance J.M. Wilson Corp. offers a robust Liquor Liability Insurance program designed to help agents and brokers place coverage for clients in the hospitality, retail, and event industries. Whether your insured sells, serves, or furnishes alcohol, we can help you protect them against claims involving intoxicated patrons causing property damage, bodily injury, or other liabilities. Ideal Accounts and Appetite Our program is tailored for a wide range of businesses that require liquor liability coverage. We work with both admitted and non-admitted markets, providing flexibility across risk classes. Target classes include but are not limited to: Bars and Taverns Restaurants Nightclubs Country Clubs On-Premises Banquet Facilities Adult Entertainment Clubs Package Stores Retail and Wholesale Liquor Distributors Breweries and Vineyards Concessionaires and Caterers for Hire Special Events and Temporary Liquor Vendors Private and Fraternal Clubs Bowling Alleys If you have clients across these classes—or more—J.M. Wilson can help you find a market that fits. Coverage Highlights and Advantages Liquor Liability Insurance from J.M. Wilson provides protection for businesses when a patron becomes intoxicated and causes injury or property damage. Our policies can help address exposures that arise from alcohol service and sales, including: Third-party bodily injury or property damage claims Defense costs and legal fees Assault and battery coverage (where available) Coverage for special events or one-time needs We represent a wide range of carriers, enabling us to find competitive solutions for both standard and hard-to-place risks. Underwriting Notes and Minimum Premiums Minimum premiums vary depending on the class of business, location, and risk characteristics. We are able to submit to multiple carriers to find the best available terms for your client. Our team will work with you to determine eligibility and quote turnaround times based on the specific account. Territories and Availability This program is available in the following states: AL, AR, GA, IL, IN, IA, KS, KY, MI, MN, MS, MO, NE, NC, OH, OK, PA, SC, TN, VA, WV, and WI. We offer access to both admitted and non-admitted markets, depending on the state and classification. Why Work With J.M. Wilson on Liquor Liability? As a trusted Managing General Agency and Excess & Surplus Lines Broker, J.M. Wilson brings decades of experience and strong carrier relationships to every submission. We understand the complexities of liquor-related risks and can help you navigate the underwriting process efficiently. Our team is committed to providing responsive service and helping you find the right coverage for your clients—whether it's a local tavern, a multi-location restaurant group, or a one-time event. For more information about this program or to discuss a specific account, please contact our team by phone or email. Frequently Asked Questions What types of accounts are a good fit for this Liquor Liability program?This program is ideal for bars, restaurants, nightclubs, banquet halls, liquor stores, breweries, vineyards, and special event vendors that serve or sell alcohol. Can you write coverage for one-time or special events?Yes, we can help you place liquor liability coverage for temporary or special events such as festivals, weddings, or concerts. Are both admitted and non-admitted markets available?Yes, J.M. Wilson works with a variety of admitted and non-admitted carriers, offering flexibility based on client needs and underwriting eligibility. What information is needed to get a quote?Basic underwriting information typically includes the type of operation, alcohol sales percentage, prior loss history, and event details (if applicable). Our team can guide you through the full submission process. In which states is this program available?This Liquor Liability program is available in AL, AR, GA, IL, IN, IA, KS, KY, MI, MN, MS, MO, NE, NC, OH, OK, PA, SC, TN, VA, WV, and WI. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. offers a specialized Caterer Insurance program designed to meet the unique needs of food service professionals. Whether your clients operate banquet halls, food trucks, ice cream trucks, or provide on-site catering for weddings, parties, or corporate functions, this program offers flexible and comprehensive coverage options to protect their operations. Ideal Accounts and Appetite This program is a great fit for a wide range of catering-related businesses, including: Mobile food vendors and catering trucks Event caterers for weddings, parties, and corporate functions Sandwich and ice cream trucks Banquet and event halls with food service Accounts with clean operations, proper food handling procedures, and established client bases are preferred. This program is flexible enough to accommodate both mono-line and package coverage needs, depending on the client’s risk profile. Coverage Highlights and Advantages General Liability Coverage: Primary limits up to $3,000,000 Occurrence/Aggregate $5,000 Medical Payments Coverage – Included Liquor Liability available Additional Insureds – $100 each Excess or Umbrella Limits up to $25,000,000 No deductible required Property Coverage Options: Building, Contents, and Business Income Computer Equipment and Equipment Breakdown Food Spoilage and Inland Marine Accounts Receivable, Valuable Papers, and Outside Signs Replacement Cost or Actual Cash Value (ACV) Basic, Broad, or Special Form available Crime Coverage: Inside the Premises – Theft of Money and Securities Inside the Premises – Robbery or Safe Burglary of Other Property Outside the Premises Underwriting Notes and Minimum Premiums Coverage is offered through a selection of admitted and non-admitted markets, allowing for underwriting flexibility based on risk characteristics. While minimum premiums may vary, Colonial General is able to structure policies to accommodate a wide range of business sizes and operations. Quick turnaround on quotes and competitive pricing make this program attractive for agents looking to place business efficiently. Territories and Availability This Caterer Insurance program is available in the following states: Arizona (AZ) California (CA) Colorado (CO) Idaho (ID) Nevada (NV) New Mexico (NM) Utah (UT) Wyoming (WY) Some markets are available on an admitted basis, while others may be written through non-admitted carriers, depending on the state and risk profile. Why Work With Colonial General As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General brings deep expertise in niche markets and hard-to-place risks. Their strong carrier relationships and regional focus make them a valuable partner for agents seeking tailored solutions in the hospitality and food service sectors. Whether you're placing a new venture food truck or a well-established catering hall, Colonial General delivers underwriting knowledge, responsive service, and access to quality markets to help you serve your clients better. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for catering businesses, food trucks, ice cream trucks, and event venues providing food service for weddings, parties, or corporate events. Is liquor liability available for catered events?Yes, liquor liability coverage is available as part of the general liability package, making it suitable for events where alcohol is served. Can I write mono-line property or liability coverage?Yes, coverage is available on a mono-line or package basis depending on the client’s needs. Which states is this program available in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Are admitted markets available?Yes, some admitted markets are available depending on the risk and the state. Need help placing an account? Connect with a market specialist.