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Policy Highlights for Hall Insurance: Colonial General Insurance Agency, Inc. offers a specialized Hall Insurance program tailored for venues and food-service providers operating in event settings. Eligible operations include banquet and reception halls, event venues, independent caterers, catering trucks, sandwich and food trucks, and ice cream vendors serving weddings, private parties, business meetings, fairs and festivals. Coverage can be written on a mono-line or package basis to match a wide range of client needs. Ideal Accounts and Appetite This program is a strong fit for insureds that host events or provide mobile food service. Typical accounts include: Banquet and reception halls used for weddings, conferences, or private events Event venues that host public and private gatherings Independent catering companies providing on-site event food service Mobile food vendors such as catering trucks and ice cream trucks Whether the client operates a fixed event space or a fleet of mobile vendors, Colonial General’s Hall Insurance program addresses the common liability, property and crime exposures these operations face. Coverage Highlights and Advantages General Liability (CGL) Coverage: Primary limits available up to $3,000,000 occurrence/aggregate $5,000 Medical Payments coverage included Liquor liability offered where appropriate and where state rules allow Excess or umbrella limits offered up to $25,000,000 Additional interests can be added for $100 each No deductible required on the primary liability forms Property Coverage Options: Building and contents coverage Business income and equipment breakdown Computer equipment and valuable papers Food spoilage, outside signs, and inland marine Accounts receivable Basic, broad, or special form available Choice of replacement cost or actual cash value valuation Crime Coverage Available: Inside the premises—theft of money and securities Inside the premises—robbery or safe burglary of other property Outside the premises coverage for transit and off-site exposures Underwriting Notes and Minimum Premiums Colonial General places accounts in both admitted and non-admitted markets depending on state and risk characteristics. Underwriting evaluates exposures such as alcohol service, kitchen operations, vehicle operations for mobile vendors, special-event hazards, and premises security. There is no single stated minimum premium; agents should submit details so underwriters can quote appropriately for the size and complexity of the account. Territories and Availability The Hall Insurance program is available in: Arizona (AZ), California (CA), Colorado (CO), Idaho (ID), Nevada (NV), New Mexico (NM), Utah (UT), and Wyoming (WY). Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines broker, Colonial General brings focused expertise in hospitality and event-related risks. The firm leverages admitted and E&S markets to tailor solutions for venues and food-service operators, offering flexible coverages and capacity for larger limits. Colonial General's underwriters understand the operational nuances of event venues and mobile vendors and can coordinate property, liability, liquor and inland marine needs on a single placement when appropriate. Example scenarios that fit this program: You have a client who operates a mid-sized banquet hall that occasionally serves alcohol and needs combined property, general liability and liquor liability coverage. You represent a mobile ice cream vendor that attends seasonal fairs and festivals and needs general liability plus inland marine or auto-related coverage for equipment and stock. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for banquet halls, event venues, catering services, food trucks, and ice cream trucks that serve private and public events. Is liquor liability coverage available?Yes. Liquor liability can be included as part of General Liability where appropriate, subject to the risk profile and state regulations. What is the maximum limit available under the umbrella policy?Excess and umbrella limits are available up to $25,000,000. Do you offer coverage for mobile food vendors operating across multiple states?Coverage is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Mobile vendors operating within these states can be considered; multistate exposures should be detailed on submission. Are there any minimum premium requirements?No specific minimum premium is listed. Submissions are evaluated and priced based on exposure, limits and coverage selections. Need help placing an account? Connect with a market specialist.

...h-hazard. Good fit examples: banquets, trade shows (indoor/static), meetin...ti-day, non-sporting events such as banquets, trade shows (static), meetings, ...

Advanced E&S Group - Southeast Region offers a monoline Liquor Liability program designed for agents who place establishments that sell, serve, or host alcohol. This program provides targeted protection for covered claims arising from negligent sale or service of alcoholic beverages and is underwritten to address high-exposure accounts, including venues with security and major entertainment. Liquor Liability — limits up to $1,000,000 per occurrence / $2,000,000 aggregate No general sublimit on Assault & Battery (adult clubs: $100,000/$300,000 sublimit) No cap on alcohol sales — suitable for high-volume bars and event venues Defense costs paid outside the policy limit Accepts risks with security staff and major entertainment bookings Liquor license holder is automatically included as an Additional Insured Coverage available for both licensed and unlicensed operations (including special events) Overview of the Program From Advanced E&S Group - Southeast Region This monoline Liquor Liability program is available through Advanced E&S Group - Southeast Region as a managing general agency placement. It is structured for agents who need flexible, market-responsive liquor liability limits and specialized underwriting for higher-risk hospitality operations. Policies are typically written on a non-admitted (surplus lines) basis and placed with a variety of markets to match the account’s risk profile. Ideal Accounts and Appetite The program targets a broad range of alcohol-exposed businesses, including: Neighborhood bars, taverns, and brewpubs Full-service restaurants with late-night operations Nightclubs and adult entertainment venues (note assault & battery sublimit applies for adult clubs) Banquet halls, event centers, and temporary special event operators Hotels and resorts with significant alcohol sales or large events Accounts with on-site security, regular live entertainment, or high alcohol turnover are welcome — underwriters have experience evaluating these exposures and can consider layered controls (security protocols, ID checks, training) when quoting. Coverage Highlights and Advantages Up to $1M/$2M limits — appropriate for medium to large exposures No blanket cap on alcohol sales, making the program suitable for high-volume operators Defense outside the limit preserves policy limits for indemnity Automatic Additional Insured status for liquor license holders simplifies contracting for venues Available for both licensed operators and unlicensed vendors or special events Underwriting Notes and Minimum Premiums Underwriters evaluate exposures by location, hours of operation, past loss activity, security practices, entertainment schedule, and the experience of management. The program accepts operations with security personnel and major entertainment, but higher scrutiny is applied to venues with known problem histories. Minimum premium: varies by state and risk profile; consult Advanced E&S Group - Southeast Region for state-specific minimums and guidelines. When submitting, include current liquor liability applications, loss runs, a description of security and ID procedures, and any event schedules for seasonal venues. Territories and Availability Available in the following jurisdictions: AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY, and DC. Coverage is placed on a non-admitted basis where required. Why Work With Advanced E&S Group - Southeast Region on Liquor Liability As an MGA focused on excess & surplus lines solutions, Advanced E&S Group - Southeast Region provides agents access to multiple appetite lines for liquor liability, flexible limits, and underwriting tailored to hospitality exposures. The program’s strengths include favorable assault & battery treatment for most classes, defense outside the limit, and willingness to consider complex accounts with security and entertainment components. Example submissions that fit well: a restaurant with a busy late-night bar and live music seeking $1M/$2M limits, or a banquet facility hosting frequent alcohol-served events that needs automatic liquor license holder Additional Insured status for third-party contracts. Frequently Asked Questions What types of accounts are a good fit for this liquor liability program?Accounts with substantial alcohol exposure such as bars, nightclubs, restaurants with late hours, banquet halls, and event operators are a good fit—especially when you need flexible limits, defense outside the limit, and automatic Additional Insured status for liquor license holders. Is this program available on admitted paper?No. The program is placed on a non-admitted (surplus lines) basis where necessary; Advanced E&S Group - Southeast Region places coverage with various markets to obtain the best terms for the risk. How does the program treat Assault & Battery exposures?There is no general sublimit on Assault & Battery for most classes. Adult clubs are the exception and are subject to a $100,000 per occurrence / $300,000 aggregate sublimit—disclose class details at submission. What underwriting information should I include with a submission?Provide a completed application, recent loss runs, description of security and ID checks, liquor license information, typical event schedules, and any contracts requiring Additional Insured status. These items speed underwriting and improve quote accuracy. Need help placing an account? Connect with a market specialist.

...re directly related to the event—banquets, awards ceremonies, concerts, and si...overed? Yes—award ceremonies, banquets, and similar activities are typic...

From banquets to festivals and everything in betwe...(selected): • Wedding Receptions • Banquets • Auctions • Fairs and Festivals ...

...cluded for ancillary activities (banquets, concerts, award ceremonies) for tho...

Hotel Insurance Halcyon Underwriters offers a robust Hotel Insurance program backed by top-rated admitted carriers. As a wholesale broker with access to multiple markets, we help independent agents and brokers place competitive, comprehensive coverage for a wide range of hotel and lodging risks across the country. Ideal Accounts and Appetite Our program is designed for hotels, motels, and other lodging businesses that require specialized insurance solutions tailored to their unique operational risks. We welcome both franchised and independent properties, including: Limited-service hotels and motels Mid-scale and upscale properties Boutique hotels and inns Properties with food service or banquet facilities If you have a client that owns a 100-room franchised hotel in a resort area, or a family-run inn with a restaurant and seasonal events, we may have a market that fits. Coverage Highlights and Advantages Our carriers offer broad coverage options to help your insureds address key exposures, including: Property and general liability Business interruption and extra expense Liquor liability (where applicable) Equipment breakdown Cyber liability and data breach options Umbrella/excess liability options We work closely with our agents to structure policies that meet the operational and regulatory needs of your clients, helping you deliver tailored and competitive proposals. Underwriting Notes and Minimum Premiums Minimum premium for our Hotel Insurance program starts at $20,000, with underwriting focused on well-maintained properties and experienced operations. Properties with recent renovations, established safety protocols, and favorable loss histories are typically preferred. Territories and Availability This program is available on an admitted basis in all 50 states and the District of Columbia. We are well-equipped to help you write accounts in both rural and urban markets across the U.S. Why Work With Halcyon Underwriters? As a trusted wholesale broker, Halcyon Underwriters offers the experience, market access, and responsive service you need to place hotel accounts with confidence. We provide the support and underwriting insight to help you succeed in a competitive hospitality market. For additional information, please contact Jason Mata at [email protected]. We encourage you to visit our website at www.halcyonuw.com to learn more about our programs and capabilities. Frequently Asked Questions What types of hotel accounts are a good fit for this program?We target well-maintained limited-service, mid-scale, and boutique hotels with good loss history. Both franchised and independent properties are eligible. What is the minimum premium for this program?The minimum premium starts at $20,000, depending on the property's size, location, and risk profile. Is this program available nationwide?Yes, we offer admitted coverage in all 50 states and Washington, DC. Can this program cover hotels with restaurants or banquet halls?Yes, we can accommodate properties that include food service, bars, or event space, subject to underwriting review. What carriers are used for this program?We work with multiple top-rated admitted carriers to offer flexible and competitive hotel insurance solutions. Need help placing an account? Connect with a market specialist.

... • Banquets • Fundraisers ... receptions, fundraisers, corporate banquets, retirement parties, and board me...

... - Auctions - Banquets - Picnics (no water ...

An establishment that sells, serves, or facilitates the purchase of alcohol faces significant liability exposure if a patron causes injury or property damage due to intoxication. In many states, businesses can be held responsible for damages—even on questionable claims. Because standard General Liability policies commonly exclude liquor-related claims, specialized liquor liability protection is essential. Midlands Management Corp offers a dedicated Liquor Liability Insurance program built to help agents place coverage for a wide range of alcohol-selling and alcohol-serving businesses. Whether your client runs a nightclub, restaurant, or liquor store, Midlands can provide tailored solutions that address real-world risks. Program Highlights • Policy limits up to $1,000,000 per occurrence / $2,000,000 aggregate • Assault and battery coverage up to $1,000,000 • Defense costs paid in addition to the policy limit • Additional insured coverage available • No deductible • Special event coverage available (can include liquor liability and general liability) • Premiums based on risk type and annual liquor receipts • Discounts available for documented risk control measures • Fast quote turnaround and efficient policy issuance • Streamlined claims reporting and resolution process Target Classes • Bars and Taverns • Pubs and Cocktail Lounges • Nightclubs and Discotheques • Dance Bars and Adult Entertainment Clubs • Restaurants with alcohol service • Grocery, Convenience, and Liquor Stores • Off-premises alcohol retailers • Banquet Halls and Special Event Venues • Fraternal and Social Clubs • Civic and Private Clubs • Comedy Clubs and Dinner Theaters • Bowling Alleys, Billiards, and Pool Halls • Alcoholic Beverage Distributors Overview — Midlands' Liquor Liability Program Midlands Management Corp is a managing general agency and carrier partner with broad access to multiple markets. This Liquor Liability program is flexible and can be placed in both admitted and non-admitted markets, allowing agents to find solutions for a wide variety of accounts. Midlands combines experienced underwriting with responsive service and quick turnarounds to make placement smooth for brokers. Ideal Accounts and Appetite This program targets standard to moderately complex liquor risks. Strong fits include: - Full-service restaurants and bars with trained staff and documented policies - Nightclubs and live-music venues with security and crowd controls in place - Off-premises sellers such as liquor or convenience stores - Banquet halls and venues offering open bars for events - Distributors and wholesalers with predictable distribution channels Accounts that typically require specialized underwriting (extensive prior losses, unmanaged underage sales, or high-risk adult entertainment without controls) may need additional review and risk mitigation before quoting. Coverage Advantages Midlands’ program focuses on practical coverages agents need: - Defense costs outside the limits for broader protection against litigation expenses - Assault & battery limits to respond to violence-related claims at licensed premises - No deductible on the liquor liability portion for clearer cost expectations - Option to add additional insureds for venues and event partners - Ability to package special event coverage with general liability for one-off exposures Example scenarios: You might have a client who operates a small-town tavern with weekend live music and a documented security plan — Midlands can quote primary liquor liability limits and assault & battery coverage. Or a catering company that provides bar service for weddings can be quoted special event coverage that combines liquor and general liability for a single policy term. Underwriting Notes and Minimum Premiums Underwriting emphasizes documented risk controls: employee training on service laws, incident logs, security procedures, and clear alcohol policies. Premiums are calculated by risk type and annual liquor receipts; minimum premiums vary by state and carrier appetite. Provide recent loss runs, liquor receipts, and descriptions of risk controls for the quickest response. Territories and Availability This program is available in most U.S. states, including: AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Midlands can quote business in nearly every state, making them a solid option for agencies with multi-state clients. Why Work With Midlands Management Corp - Broad market access through multiple carriers and flexible admitted/non-admitted placement options. - Experienced underwriters familiar with hospitality and retail liquor exposures. - Fast turnaround on quotes and policy issuance to help you win and bind business quickly. - Practical appetite for routine to moderately complex accounts, with options for special events and packaging. Get Started Today Don’t leave your clients unprotected. Email us for a quote: [email protected] Midlands also offers commercial package options that can combine Liquor Liability, General Liability, Special Events, and more. Frequently Asked Questions What types of accounts are a good fit for this program?Bars, nightclubs, restaurants, liquor stores, social clubs, and special event venues are all well suited. The program also accommodates distributors and off-premises alcohol retailers. Is special event coverage available?Yes. Midlands offers special event coverage that can include both liquor liability and general liability, ideal for weddings, festivals, and temporary events where alcohol is served. What is the minimum premium for coverage?Minimum premiums vary by state, carrier, and the type of risk. Midlands underwrites based on annual liquor receipts and documented controls; provide receipts and loss history for an accurate quote. Are defense costs included in the policy limit?No. Defense costs are covered in addition to the policy limit, which helps preserve indemnity limits for settlements or judgments. Which states is this program available in?The Liquor Liability program is available in nearly all U.S. states. Contact Midlands for specific state availability and admitted vs. non-admitted options for a given location. Need help placing an account? Connect with a market specialist.