Liquor Liability Insurance
Our Liquor Liability Insurance program is offered for different types of establishments. Here is some information on what we offer.
Bars/Taverns:
We are a market for small to mid sized bars / taverns that sell alcohol for on-premises consumption. Our product targets alcohol receipts of $500,000 or less, no losses or violations within the past 5 years, moderate drink specials and happy hours, with non-youthful clientele.
Restaurants:
Our product targets small to mid sized restaurants with alcohol sales of
$1 million or less, no losses or violations within the past 5 years, and moderate drink specials.
Retail Stores:
This product targets retail stores that sell, serve or distribute alcohol for off-premises consumption with alcohol sales of $2.5 million or less and no losses or violations in the past 5 years. Risks with multiple locations can be considered with a breakout of receipts for each location. We automatically offer an aggregate per location endorsement to our policy. Risks can include but are not limited to: Wholesale and Retail Distributors, Liquor, Convenience or Package stores.
Non-Profit Private/Fraternal/Social Clubs:
Club Select is a liquor liability product designed to protect nonprofit private, fraternal and social clubs. Club Select offers preferred pricing for Clubs with annual alcohol sales of $500,000 or less, no violations or losses in the past five years, no drink specials or happy hours and no entertainment except for banquets. Club Members are automatically covered as an insured under this product.
All Other:
Additional classes are eligible; some typical risks include: On-Premises Banquet Halls, Country Clubs, BYOB Establishments, Off-Premises Caterers, Bartending Services, Concessionaires, Vineyards, and Breweries
For more information on our Liquor Liability Insurance or any other product we offer at Insurance Markets Agency, Inc. Please contact us at 570-586-1471