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Medical Professional Insurance J.M. Wilson Corp. offers a comprehensive Medical Professional Insurance program designed for a wide spectrum of healthcare providers and facilities. Backed by A- rated or better carriers, this program helps agents place business that requires tailored protection against the complex risks faced in the medical industry. Ideal Accounts and Appetite This program is ideal for both individual healthcare practitioners and medical facilities (with some class limitations). Whether your client is an outpatient counselor, chiropractor, nurse staffing agency, or operates a diagnostic imaging center, there’s likely a fit within our broad underwriting appetite. Sample classes include: Home Health Agencies Physical Therapists Chiropractors and Acupuncturists Hospices and Nursing Homes Clinics, Labs, and Imaging Facilities Medical Staffing Firms Dialysis Centers and Birthing Centers Psychologists, Counselors, and Social Workers Medical Directors and Physician Assistants Veterinary Services and More If you have a client launching a non-emergency ambulance service or running a behavioral health clinic, this program offers flexible solutions that can be customized to their needs. Coverage Highlights and Advantages J.M. Wilson’s Medical Professional Insurance program offers key protections including: Professional Liability (PL) – Claims-made basis General Liability (GL) – Claims-made or Occurrence Errors & Omissions Employment Practices Liability Property and Non-Owned Auto Liability Optional coverages: Sexual Abuse, Incident Trigger, Defense Outside the Limit, Employee Benefits Liability, and Employed Physicians Policy enhancements such as Blanket Additional Insureds, Primary wording for AIs, and Waiver of Subrogation are also available. Limits can go up to $5 million per occurrence and $7 million aggregate, with deductible options starting at $0. Underwriting Notes and Minimum Premiums The program is written on a non-admitted basis, allowing for broader flexibility in coverage design. Minimum premiums vary based on class, limits, and underwriting factors. Our team works closely with agents to ensure fast turnaround and accurate quoting for even the most nuanced risks. Territories and Availability This program is available to agents and brokers in the following states: AL, AR, GA, IL, IN, IA, KS, KY, MI, MS, MO, NE, NC, OH, OK, PA, SC, TN, VA, WV, and WI. We represent a number of carriers, giving us access to both admitted and non-admitted options, though this specific program is non-admitted. Why Work With J.M. Wilson As a trusted Managing General Agency and Excess & Surplus Lines Broker, J.M. Wilson brings decades of experience working with independent agents across specialized healthcare risks. We provide competitive markets, responsive service, and deep product knowledge to help you place medical professional liability accounts with confidence. Whether your client is a solo practitioner or a multi-site facility, we make it easier to deliver the protection they need. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for healthcare professionals and facilities such as clinics, home health agencies, rehab centers, counselors, and diagnostic labs. Is the program written on an admitted or non-admitted basis?This particular program is written on a non-admitted basis, providing greater flexibility in coverage and underwriting. What coverage limits are available?Primary limits are available up to $5 million per occurrence and $7 million aggregate, with deductible options starting at $0. In which states is this program available?This program is available in AL, AR, GA, IL, IN, IA, KS, KY, MI, MS, MO, NE, NC, OH, OK, PA, SC, TN, VA, WV, and WI. Are individual providers and facilities both eligible?Yes, the program is designed to accommodate both individual practitioners and medical facilities, though some exclusions may apply. Need help placing an account? Connect with a market specialist.

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The Herbert H. Landy Insurance Agency, Inc. offers a comprehensive Miscellaneous Professional Liability (MPL) program designed to help insurance agents and brokers secure the right coverage for a wide range of professional service providers. Whether your client is a management consultant, IT professional, or claims adjuster, Landy provides flexible solutions to help protect against claims of negligence, errors, or omissions in the performance of their professional duties. Overview of the Program From The Herbert H. Landy Insurance Agency With decades of experience in professional liability, The Landy Agency specializes in placing E&O and professional liability coverage for hard-to-place and emerging professional classes. This MPL program offers both admitted and non-admitted markets, giving you the flexibility to find the right fit for your client’s needs—whether they are a startup or an established firm. The program is available in most states and is backed by a broad underwriting appetite and responsive service team. Ideal Accounts and Appetite This program is designed for a wide variety of professional services, including but not limited to: Management Consultants Employment Agencies, Recruiters, and Temporary Staffing Firms Data Processing Companies Claims Adjusters Travel Agencies Collection Agencies Architects and Engineers IT Consultants Home Inspectors Title Agents and Mortgage Brokers For-Profit and Non-Profit Directors & Officers (D&O) You might have a client who is launching a new consulting agency or a seasoned IT firm expanding its services—Landy can help you find a market for both. Coverage Highlights and Advantages The Miscellaneous Professional Liability program offers customizable coverage options tailored to your insured’s operations. Key features include: Access to Numerous Admitted & Non-Admitted Markets Coverage for a Broad Array of Professional Classes Cybercrime and Crime Coverage Available for All Classes Experienced Underwriting Support and Fast Quote Turnaround Underwriting Notes and Minimum Premiums Submissions are accepted for nearly all industry classes and business types. The program is flexible enough to accommodate new ventures, independent contractors, and established firms. While minimum premiums may vary depending on the class and risk profile, Landy works to find cost-effective solutions tailored to each account. Territories and Availability The Miscellaneous Professional Liability program is available in most U.S. states, including AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. With both admitted and non-admitted options, you have flexibility in coverage placement depending on your client’s state and risk profile. Why Work With The Herbert H. Landy Insurance Agency For over 70 years, The Herbert H. Landy Insurance Agency has been a trusted name in professional liability coverage. Agents and brokers turn to Landy for its deep market knowledge, strong carrier relationships, and commitment to service. Whether you're placing a standard account or navigating a complex risk, Landy's responsive team supports you every step of the way—from submission to policy issuance. To learn more or to submit a risk, visit the Herbert H. Landy Insurance Agency profile or go directly to the Miscellaneous Professional Liability storefront. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for a wide range of professional service providers, including consultants, IT firms, claims adjusters, title agents, and more. New ventures and established businesses are both welcome. Are both admitted and non-admitted markets available?Yes, The Landy Agency offers access to both admitted and non-admitted carriers, allowing for flexible placement depending on the risk profile and state. Can I submit accounts outside of the listed target classes?Yes, submissions are accepted for nearly all industries and classes of business. The underwriting team will review and determine eligibility on a case-by-case basis. Is cyber coverage available through this program?Yes, cybercrime and crime coverage options are available for all classes under this program. What states is this program available in?The program is offered in most U.S. states, including CA, NY, FL, TX, and many others. Please refer to the full list above for specific state availability. Need help placing an account? Connect with a market specialist.