https://completemarkets.com/company/usg/medicalhealthcare/
USG Insurance Services, Inc. is a national wholesaler and managing general agent (MGA) with 18 offices across the country and the ability to write in all 50 states. Built from the ground up by some of the top executives in insurance, USG continues to expand operations nationwide while providing innovative solutions for the risk management industry. The USG team consists of experts divided not by territory, account size, or coverage who can help meet all commercial insurance account needs. We are problem solvers for all commercial lines coverages and specialize in hard-to-place risks, providing our agents with focused expertise and solutions.
In 2016, USG is celebrating 15 years in business and continues to outpace industry growth metrics with a state-of-the-art Service Center, Marketing Department, and IT Department. We have also branched out into several specialty divisions, including AAU: Allied American Underwriters, Brokers Financial Services, BFS Inspections, Into Innovations, and Aureate. Our forward-thinking technology continues to evolve through our proprietary system, I3x, that expedites quote process and policy service; and through the launch of a new online and phone quoting system, INS LINK, that will streamline small transactional accounts and bring in additional opportunities nationally.
USG's corporate office is located in Tampa, Florida; and our flagship office is located in Canonsburg, Pennsylvania.
Medical Malpractice
Hospitals/Clinics
Residential Care
Assisted Living Facilities
Ambulance Services
Counseling/Psychologists
Imaging Centers
Specialists
Pharmacists/Pharmacies
Medical Equipment Dealers
Medical Equipment Manufacturers
Pharmaceutical Products
https://completemarkets.com/company/jmwilson/medical-professional-insurance/
Medical Professional Insurance
J.M. Wilson Corp. offers a comprehensive Medical Professional Insurance program designed for a wide spectrum of healthcare providers and facilities. Backed by A- rated or better carriers, this program helps agents place business that requires tailored protection against the complex risks faced in the medical industry.
Ideal Accounts and Appetite
This program is ideal for both individual healthcare practitioners and medical facilities (with some class limitations). Whether your client is an outpatient counselor, chiropractor, nurse staffing agency, or operates a diagnostic imaging center, there’s likely a fit within our broad underwriting appetite. Sample classes include:
Home Health Agencies
Physical Therapists
Chiropractors and Acupuncturists
Hospices and Nursing Homes
Clinics, Labs, and Imaging Facilities
Medical Staffing Firms
Dialysis Centers and Birthing Centers
Psychologists, Counselors, and Social Workers
Medical Directors and Physician Assistants
Veterinary Services and More
If you have a client launching a non-emergency ambulance service or running a behavioral health clinic, this program offers flexible solutions that can be customized to their needs.
Coverage Highlights and Advantages
J.M. Wilson’s Medical Professional Insurance program offers key protections including:
Professional Liability (PL) – Claims-made basis
General Liability (GL) – Claims-made or Occurrence
Errors & Omissions
Employment Practices Liability
Property and Non-Owned Auto Liability
Optional coverages: Sexual Abuse, Incident Trigger, Defense Outside the Limit, Employee Benefits Liability, and Employed Physicians
Policy enhancements such as Blanket Additional Insureds, Primary wording for AIs, and Waiver of Subrogation are also available. Limits can go up to $5 million per occurrence and $7 million aggregate, with deductible options starting at $0.
Underwriting Notes and Minimum Premiums
The program is written on a non-admitted basis, allowing for broader flexibility in coverage design. Minimum premiums vary based on class, limits, and underwriting factors. Our team works closely with agents to ensure fast turnaround and accurate quoting for even the most nuanced risks.
Territories and Availability
This program is available to agents and brokers in the following states: AL, AR, GA, IL, IN, IA, KS, KY, MI, MS, MO, NE, NC, OH, OK, PA, SC, TN, VA, WV, and WI. We represent a number of carriers, giving us access to both admitted and non-admitted options, though this specific program is non-admitted.
Why Work With J.M. Wilson
As a trusted Managing General Agency and Excess & Surplus Lines Broker, J.M. Wilson brings decades of experience working with independent agents across specialized healthcare risks. We provide competitive markets, responsive service, and deep product knowledge to help you place medical professional liability accounts with confidence. Whether your client is a solo practitioner or a multi-site facility, we make it easier to deliver the protection they need.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for healthcare professionals and facilities such as clinics, home health agencies, rehab centers, counselors, and diagnostic labs.
Is the program written on an admitted or non-admitted basis?This particular program is written on a non-admitted basis, providing greater flexibility in coverage and underwriting.
What coverage limits are available?Primary limits are available up to $5 million per occurrence and $7 million aggregate, with deductible options starting at $0.
In which states is this program available?This program is available in AL, AR, GA, IL, IN, IA, KS, KY, MI, MS, MO, NE, NC, OH, OK, PA, SC, TN, VA, WV, and WI.
Are individual providers and facilities both eligible?Yes, the program is designed to accommodate both individual practitioners and medical facilities, though some exclusions may apply.
Need help placing an account? Connect with a market specialist.