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Policy Highlights: Boating is a passion for many, but operating a boat engine repair shop, storage facility, ...e diagnostics, repairs, and storage services. Need help placing an account? ...

Policy Highlights: Boating is a significant investment, and fa...operations, and the scope of repair services offered. Need help placing an a...

...y or weekly) rental operations - Boat dealers Coverage highlights ... with loss control and consultative services and uses a nationally recognized ...

...ptions for a wide range of human services operations. Ideal Accounts and Appe...r with deep expertise in the social services sector. Their underwriters are co...

... specialized Dry Goods or Produce Hauling Insurance program tailored for comme...isks. Their expertise in the produce hauling sector allows agents to offer tai...

...ffers a specialized Local Freight Hauling Insurance program designed to meet t...gram available in?This Local Freight Hauling Insurance program is available in...

Grain or Hay and Feed Hauling Insurance Program Colonial General...or this program?Accounts involved in hauling grain, hay, or feed—either for-hi...

...surance Agency, Inc. Log & Lumber Hauling Program Colonial General Insurance A...or Colonial General’s Log and Lumber Hauling program?Owner-operators and small...

Policy Highlights for our Auto Service Risk program: Colonial General Insurance Agency, Inc. offers a specialized Auto Service Risks Insurance program designed for a wide range of automotive-related businesses. As a trusted Managing General Agency and Excess & Surplus Lines Broker, Colonial General connects independent agents and brokers with tailored coverage solutions through various carrier partners. This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY, with both admitted and non-admitted markets accessible depending on the risk and location. Ideal Accounts and Appetite This program is built for small to mid-sized auto service businesses with property and liability exposures. Eligible classes include: Auto repair and service shops Quick lube and oil change facilities Car washes (full-service or self-service) Gasoline stations with repair bays Self-service gas stations Tire dealers and installers Public parking garages and lots Automobile storage facilities If you have a client operating a busy auto repair shop in Utah with multiple service bays and valuable on-site equipment, or a tire dealer in Arizona looking for comprehensive liability and property coverage, this program may be a strong fit. Coverage Highlights and Advantages Property Coverage: Accounts Receivable Auto Service Risks Market Segments Endorsements (optional) Basic, Broad, or Special Form Building and Contents Business Income and Extra Expense Computer Equipment and Valuable Papers Equipment Breakdown Inland Marine Outside Signs Replacement Cost or Actual Cash Value options General Liability Coverage: Primary limits up to $3 million occurrence/aggregate $5,000 Medical Payments Coverage included Hired and Non-Owned Auto Liability up to $1 million per occurrence Additional Interest endorsements available Excess and Umbrella limits available up to $25 million Crime Coverage: Inside the Premises—Theft of Money and Securities Robbery or Safe Burglary of Property Inside Premises Outside the Premises coverage Optional crime coverage via Market Segments Endorsement Underwriting Notes and Minimum Premiums Colonial General evaluates each submission on a case-by-case basis. While the program is flexible, accounts with poor loss history or major structural issues may not be eligible. Minimum premiums vary depending on the class of business, coverage selected, and state, so it's best to submit complete applications for accurate pricing. Territories and Availability This Auto Service Risks Insurance program is currently offered in the following states: Arizona (AZ) California (CA) Colorado (CO) Idaho (ID) Nevada (NV) New Mexico (NM) Utah (UT) Wyoming (WY) Some markets are admitted, while others are accessed on a non-admitted basis depending on the risk profile and location. Why Work With Colonial General? With decades of experience serving the Western U.S., Colonial General understands the unique risks auto service businesses face. The agency offers responsive service, underwriting expertise, and access to multiple carrier options. Whether you are placing a single-location repair shop or a multi-unit car wash operation, Colonial General can help you find competitive and comprehensive coverage solutions. Frequently Asked Questions What types of accounts are a good fit for this program?Auto repair shops, tire dealers, car washes, quick lube centers, and service stations with repair bays are ideal candidates. Which states is the program available in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Does the program offer both property and liability coverage?Yes, the program offers property, general liability, crime, and inland marine on a mono-line or package basis. Are excess or umbrella limits available?Yes, excess or umbrella coverage is available with limits up to $25 million. Can I get coverage for equipment breakdown and outside signs?Yes, both equipment breakdown and outside signs are available under the property coverage options. Need help placing an account? Connect with a market specialist.

...General Insurance Agency: Garbage Hauling Insurance Colonial General Insuran...fuse haulers, roll-off and dumpster services, transfer pickup operators, and r...