Fuel Dealers/Haulers Insurance Program from Continental Risk / Continental Marine Insurance Services
The Fuel Dealers/Haulers Insurance Program offered by Continental Risk / Continental Marine Insurance Services delivers tailored property and liability coverage for a broad range of fuel-related operations. Designed specifically for wholesale and retail fuel dealers, haulers, and distributors, this program helps agents secure the right coverage for clients with complex pollution and transportation exposures.
Ideal Accounts and Appetite
Continental Risk is actively seeking fuel-related accounts of all sizes across a wide spectrum of operations, including:
- Wholesale and retail gas and diesel distributors
- Liquid propane (LP) dealers
- Home heating fuel providers
- Bulk oil sales operations
- Convenience stores with fuel operations
- HVAC businesses with fuel distribution capabilities
Whether your client is a small regional heating oil supplier or a multi-location fuel distributor, the program can be customized to meet a variety of risk profiles.
Coverage Highlights and Advantages
This program offers flexible package policies that include high sub-limits and optional enhancements to address key industry exposures. Highlights include:
- $50,000 Pollution Coverage at or from qualified above-ground tanks
- $50,000 Surface Water Contamination for gas and oil spills
- $50,000 Terminal Access Card Coverage to protect against unauthorized use
- Contamination and Erroneous Delivery coverage with $50,000 sub-limits
- Liquor Liability included under the umbrella policy
- Umbrella Capacity up to $10 million
- Full Pollution Coverage available for above and below ground tanks
The program is backed by an A++ (Superior) rated carrier with a national footprint, ensuring financial strength and claims reliability.
Underwriting Notes and Minimum Premiums
Minimum premium varies based on risk characteristics, operations, and coverage needs. The program is designed to be cost-effective, with high built-in sub-limits that reduce the need for excess premium charges. Coverage can be tailored to each client’s specific operations, making it a fit for both standard and hard-to-place accounts.
Territories and Availability
This program is available in most states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Admitted and non-admitted options are available in most markets, depending on the state and risk profile.
Why Work with Continental Risk / Continental Marine Insurance Services
As a trusted Excess & Surplus Lines Broker, Continental Risk brings deep expertise in the fuel distribution and hauling sectors. Their focus on underwriting complex fuel-related risks and access to A-rated carriers allows agents to confidently place accounts with unique environmental and operational exposures. Responsive service, flexible terms, and industry-specific enhancements make this program a go-to solution for agents seeking reliable markets for fuel dealers and haulers.
Visit the Fuel Dealers/Haulers storefront to learn more or begin a submission.
Frequently Asked Questions
What types of accounts are a good fit for the Fuel Dealers/Haulers program?
This program is ideal for wholesale or retail fuel distributors, propane dealers, home heating fuel providers, and operations with fuel-hauling exposures, including convenience stores and HVAC companies with fuel services.
What coverage limits are available for pollution-related exposures?
The program offers high sub-limits such as $50,000 for pollution at/from qualified above-ground tanks and surface water contamination, with full pollution coverage also available.
Is the program available nationwide?
Yes, the program is available in most states. Continental Risk has a broad underwriting reach across the U.S., including both admitted and non-admitted markets depending on the state and risk type.
Can the coverage be tailored for unique risks?
Yes, coverage enhancements can be customized to fit the specific needs of each client, including optional umbrella limits and specialized sub-limits for common industry exposures.
What carrier backs this program?
The Fuel Dealers/Haulers program is backed by an A++ (Superior) rated carrier with national capabilities, ensuring strong financial stability and claims handling support.
Need help placing an account? Connect with a market specialist.