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At Global Marine Insurance, boats and yachts are our sole focus. We spe...100, making it accessible for smaller boats while still supporting larger vess...

...service marina, sells recreational boats, builds custom vessels, or runs a sai...ncluding third-party and member-owned boats) • Employee Dishonesty • P...

...nity Hull Coverage for Owned Workboats Boat Dealers Inventory Bumbershoo...

...ndle everything from small fishing boats and pontoons to personal watercraft a...rsonal-use recreational vessels: bass boats, pontoons, jet skis, older or classic boats, and luxury yachts. It works well for individuals and...

The Diversified Marina Insurance Program from Diversified Insurance Facilities is tailored to the exposures faced by businesses operating in and around freshwater marinas. As a wholesale broker with access to multiple carriers, Diversified places both standard and hard-to-fit marina risks with flexible, comprehensive solutions for marine-related operations. Overview of the Program From Diversified Insurance Facilities This program focuses on businesses involved in recreational boating and marina operations. It provides tailored coverage for wet and dry property, storage and moorage, and a range of ancillary services. Whether your client runs a family-owned boat dealership, a yacht club, or a full-service freshwater marina with fueling and repair operations, this program is structured to consolidate coverage and reduce gaps. Ideal Accounts and Appetite This program is a strong fit for accounts such as: Freshwater marinas (wet and dry slips) Boat dealerships and sales operations Yacht clubs and boat clubs Boat storage yards and mooring facilities Marine-related hospitality (restaurants, snack bars, marine stores) Campgrounds and hotels with marina access Watercraft rental businesses Boat repair and servicing shops Example: you might have a seasonal marina that rents slips, performs repairs, and operates a small fueling station. This program can place those operations under one coordinated policy rather than piecing coverage together across multiple markets. Coverage Highlights and Advantages Property coverage for wet and dry storage areas and float structures Boat dealer and ship repairer’s liability Protection for fueling, hauling, launching, and servicing operations Liquor liability for package sales only Coverage options for on-site restaurants, marine supply stores, and lodging tied to marina operations By packaging marina operations, the program helps reduce coverage gaps and streamlines policy management for multi-service facilities. Underwriting Notes and Minimum Premiums Underwriting varies by account complexity, location, and operations. Diversified works with agents to evaluate each risk and access the best-fit markets — both admitted and non-admitted when appropriate. Minimum premiums and specific terms are determined on a submission-by-submission basis. Territories and Availability The Diversified Marina Insurance Program is available broadly across the U.S., offered in 48 states plus Washington, D.C. Popular placement states include CA, FL, TX, NY, and WA. State-specific availability and admitted vs. non-admitted options depend on the market selected for the risk. Why Work With Diversified Insurance Facilities? Diversified Insurance Facilities is a wholesale broker with focused experience in marine-related exposures. Agents benefit from: Access to multiple carrier markets for standard and specialty placements Underwriting expertise that understands marina operations and exposures Flexible solutions to combine property, liability, and ancillary exposures under one program Responsive service to help place accounts that may be difficult in the retail market If you have an account that needs consolidated marina coverage or if you’re facing placement challenges, Diversified can help identify suitable markets and terms. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for freshwater boat dealerships, marinas (wet and dry), yacht clubs, marine repair shops, and related hospitality services such as restaurants or campgrounds that are part of marina operations. Can the program handle operations with multiple services, like fueling and boat rentals?Yes. The program is designed to cover a wide range of marina-related activities, including fueling, watercraft rental, hauling, launching, and repair services. Are both admitted and non-admitted carriers available?Yes. Diversified has access to both admitted and non-admitted markets and will select the appropriate placement based on the risk and state regulations. What is the minimum premium for this program?Minimum premiums vary by the type, size, and complexity of the operation. Diversified reviews each submission individually to determine pricing and minimums. In which states is this program available?The program is available in most states, including CA, FL, TX, NY, and WA, and is offered across 48 states plus Washington, D.C. Need help placing an account? Connect with a market specialist.

Recreational Marine Insurance Whether your client’s business is a marina, boat dealer, yacht club, boat repair yard or marine artisan, navigating the waters of marine insurance can be challenging. Securing the right coverage to protect against the unique risks your client’s marine business faces is critical. Harbor Risk, a division of IGP Specialty, provides insurance solutions for all types of recreational marine businesses. By choosing to work with Harbor Risk, you’ll receive expert guidance from a knowledgeable team who specializes in marine-related insurance. Our extensive understanding of the marine industry allows us to determine the appropriate coverage for your client’s business, and we provide access to those specialized marine products and solutions.

...rams reach all types and sizes of yachts. Our comprehensive programs, deep cov...s program?Typically private pleasure yachts, luxury and mega yachts, and owner-operated cruisers that ...

...ient owns a personal vessel, rents boats for leisure, or operates a boat renta...ible?Eligible watercraft include speedboats, yachts, pontoon boats, jet skis, kayaks, canoes, paddle boats, tiki boats, and more. In which states is this...

...keside owner operating two pontoon boats for hourly rentals during the summer.... fit for this program?Owners who rent boats or jet skis on an occasional or co...