https://completemarkets.com/company/globalmarineinsurance/Boat-and-Yacht-Insurance/
At Global Marine Insurance, boats and yachts are our sole focus. We spe...100, making it accessible for smaller boats while still supporting larger vess...
https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/yacht-clubs
...wn, borrow, charter, loan, or rent boats
Facilities with docks, marinas, p... the submission. Providing details on boats, events, docks, staff/volunteers, ...
https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/yacht-clubs/
...wn, borrow, charter, loan, or rent boats
Facilities with docks, marinas, p... the submission. Providing details on boats, events, docks, staff/volunteers, ...
https://completemarkets.com/company/maritimepg/recreational-marine-watercraft-insurance/
From super yachts to sportfish boats
Maritime Program Group Recreation...am fits personal-use and recreational boats and yachts across a wide spectrum — from PWCs and trailerable boats to luxury and mega yachts, including live-aboards and high-p...
https://completemarkets.com/company/acemarineinsurance/recreational-marine-insurance/
...tercraft (PWC), small and mid-size boats, private pleasure yachts, select char...y fit include owner-operated pleasure boats, PWCs, ski boats, private pleasure yachts, skippered charters, and fishing g...
https://completemarkets.com/company/isr-insurance/Recreational-Marine-Insurance/
...service marina, sells recreational boats, builds custom vessels, or runs a sai...ncluding third-party and member-owned boats)
• Employee Dishonesty
• P...
https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/personal-vessel-insurance/
...ndle everything from small fishing boats and pontoons to personal watercraft a...rsonal-use recreational vessels: bass boats, pontoons, jet skis, older or classic boats, and luxury yachts. It works well for individuals and...
https://completemarkets.com/company/maritimepg/Recreational-Marine-Commercial-Insurance/
Comprehensive Coverage for Marinas, Boat Dealers & Yacht Clubs
Maritime Program Group (MPG) is a leading Managing General Agency and the largest program underwriter of marine facilities in the United States. Our Recreational Marine – Commercial Insurance program gives agents and brokers a single, reliable solution for recreational marine clients. With more than 25 years of program experience and deep carrier relationships, MPG delivers tailored coverage designed for the exposures marine facilities face day-to-day.
Ideal Accounts and Appetite
This program is built for businesses that operate in the recreational marine space, including:
Marinas and boatyards (fuel docks, storage, repair)
Boat dealers and yacht brokers
Yacht clubs and sailing schools
Marine artisans and repair facilities
Boat rental and charter operations
MPG can handle full-service marinas as well as smaller, specialized shops. Typical fits include accounts with on-site repair, fuel operations, inventory exposures, and pier/dock operations. Less-aligned risks are large commercial shipping operations, heavy industrial waterfront facilities, and accounts with significant adverse loss histories — discuss these with underwriters before submission.
Example scenarios you might place through MPG:
A seasonal, full-service marina with fuel docks, transient slips and a small repair shop seeking a package policy including Piers & Docks and Pollution Liability.
A yacht dealer needing combined inventory coverage, General Liability, and Marina Operators Legal Liability for a multi-location operation.
Coverage Highlights and Advantages
Underwritten by marine specialists, the program offers a broad, customizable package of commercial coverages tailored to recreational marine exposures. Core offerings include:
Hull and P&I
Property, Crime, General Liability, and Inland Marine (package option)
Commercial Auto
Workers’ Compensation
Marina Operators Legal Liability
Yacht Dealers Inventory Coverage
Builders Risk
Pollution Liability
Directors & Officers (D&O) and Employment Practices Liability (EPLI)
Piers, Docks & Other Marine Structures
MPG also offers proprietary coverage enhancements developed in-house to address evolving marine exposures — these can help differentiate submissions and improve placement success.
Underwriting Notes and Minimum Premiums
Underwriting is performed by a team with lifelong marine experience. They evaluate operational details (fueling, repair, storage, seasonal activity), inspection findings, and loss-control measures when structuring coverage. Minimum premiums and retentions vary by account size and complexity; the underwriters will provide guidance after reviewing submissions. Be prepared to provide current loss runs, operations descriptions, and values for vessels and inventory.
Territories and Availability
This program is available in all 50 states, including Washington, D.C. MPG can place coastal, Great Lakes, inland lake, and riverine marine risks nationwide.
Why Work With Maritime Program Group?
Agents and brokers choose MPG when they need a marine-focused market that can handle multi-line commercial placements with speed and expertise. Key strengths:
Exclusive program access with top-rated carriers
Dedicated marine underwriting specialists with decades of experience
Comprehensive, customizable coverage packages
Responsive service designed for wholesale placement workflows
Whether you’re placing a marina expanding services or a dealer needing inventory protection, MPG provides underwriting depth and product flexibility to help you win and retain that business.
Learn more about MPG’s recreational marine underwriting and how we can help place your next risk. Contact us at (800) 366-8086 or visit our company profile for additional information.
Frequently Asked Questions
What types of accounts are a good fit for this program?Marinas, boat dealers, yacht clubs, boat rental/charter operations, and marine repair facilities are the primary fits. Accounts focused on recreational boating activities are ideal.
Is this program available in all states?Yes — the program is available nationwide in all 50 states and Washington, D.C.
What are the minimum premium requirements?Minimum premiums vary based on the size and complexity of the risk. Underwriters will evaluate each submission and advise on minimums and available features.
Can I get multiple lines of coverage from a single source?Yes. MPG offers multi-line solutions — property, liability, auto, workers’ comp, inland marine and specialty marine coverages — through a single submission to streamline placement.
Who underwrites the coverage?Coverage is underwritten by Maritime Program Group’s team of marine specialists, backed by long-standing carrier relationships and more than 25 years of program stability.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/safehold/Marine/
Recreational Marine Insurance
Whether your client’s business is a marina, boat dealer, yacht club, boat repair yard or marine artisan, navigating the waters of marine insurance can be challenging. Securing the right coverage to protect against the unique risks your client’s marine business faces is critical.
Harbor Risk, a division of IGP Specialty, provides insurance solutions for all types of recreational marine businesses. By choosing to work with Harbor Risk, you’ll receive expert guidance from a knowledgeable team who specializes in marine-related insurance. Our extensive understanding of the marine industry allows us to determine the appropriate coverage for your client’s business, and we provide access to those specialized marine products and solutions.
https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/boat-dealer-insurance/
...sell, service, store, or transport boats, motors, and related equipment. Combi...ility, Business Auto, Equipment, Work Boats, Bumbershoot, and Marine Workers' ...