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...re-action systems for commercial buildings and wants combined GL, PL, and poll...nto the account.
In which states is SprinklerPro available and is it admitted?SprinklerPro is available in most states; ...
https://completemarkets.com/company/Ryan-Specialty-National-Programs/Fire-Suppression-and-Sprinkler-Contractors-Insurance/
Fire Suppression and Sprinkler Contractors Insurance Program
A fi...toring of fire suppression systems, sprinkler systems, and fire extinguishers....
https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/architects-and-engineers-insurance/
...ess evolving risks such as green building, BIM services, and international pro...shed practices. Accounts with green building projects, sustainable design elem...
https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/architects--engineers-professional-liability-commercial-general-liability-and-contractors-pollution-liability/
Architects & Engineers Liability Program from Continental Risk / Continental Marine Insurance Services
Continental Risk / Continental Marine Insurance Services offers a tailored program for design, engineering and environmental consulting firms. Our Architects & Engineers Professional Liability, Commercial General Liability (CGL) and Contractors Pollution Liability package is structured to address the technical, contractual and pollution exposures common to these professions—allowing you to place multi-line liability solutions for clients who work on environmentally sensitive or highly regulated projects.
Ideal Accounts and Appetite
This program targets a range of professional service providers, including:
Engineering firms and independent engineers
Environmental consultants and remediation contractors
Testing laboratories and analytical service providers
Oil & gas consultants and specialty technical consultants
We can handle small to mid-sized firms and select larger or more complex operations that carry contractual pollution exposures. Accounts with routine site work, sample transportation, laboratory analysis, or scope-of-work exposure to released pollutants are a primary focus.
Coverage Highlights and Advantages
This program combines three core liability protections into a single placement to reduce gaps between disciplines:
Architects & Engineers Professional Liability — Coverage for errors, omissions or negligent acts in the performance of professional services.
Commercial General Liability (Occurrence) — Occurrence-form CGL for bodily injury, property damage and related general liability claims arising from A&E operations.
Contractors Pollution Liability — Coverage for third-party liability tied to the release, migration or transportation of pollutants.
Key endorsements and program features available include:
Media & Technology extensions
Onsite Cleanup endorsement tailored for laboratories
Transportation of Pollutants Liability
Blanket Primary & Non-Contributory wording
Hired & Non-Owned Auto endorsements
Limits are available up to $2 million, subject to underwriting and carrier appetite.
Underwriting Notes and Minimum Premiums
Underwriting considers professional revenue, services performed, pollution exposures, claims history and contractual requirements. Minimum premiums vary by risk type, limits and territory; Continental Risk’s underwriting team works directly with appointed agents and brokers to size coverages and structure terms appropriate to each submission.
Preferred submissions include detailed scopes of services, sample contracts, any pollution control procedures and loss runs where available. We welcome accounts with complex contractual obligations or higher pollution risk, but this is exclusively a non-admitted solution—placements are handled on a surplus lines basis.
Territories and Availability
This program is available on a non-admitted basis in all 50 states and the District of Columbia, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY.
Why Work With Continental Risk / Continental Marine Insurance Services?
As a general agency and excess & surplus lines broker, Continental Risk brings focused expertise in hard-to-place liability and pollution risks. We maintain relationships with multiple carriers experienced in technical exposures, and we structure layered solutions to help you meet contract requirements while managing environmental liability risk.
Our team supports brokers with underwriting guidance, bespoke endorsements, and flexible wording options when standard markets decline or require tailored pollution language.
Example account scenarios you might place through this program:
A regional environmental lab that performs onsite sampling and small-scale cleanup services and needs combined professional, CGL and pollution transport coverage.
An engineering firm contracted to provide site assessments and design services for brownfield redevelopment that requires primary non-contributory limits and pollution liability endorsements.
For more information about accessing the program and submission requirements, please visit our company profile.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is well suited to engineers, testing laboratories, environmental consultants, and oil & gas consultants that have professional liability and pollution exposures.
Is this program admitted in any states?No. This program is offered on a non-admitted (surplus lines) basis in all available states and the District of Columbia.
What is the maximum limit of liability available?Limits are available up to $2 million, depending on the risk profile and underwriting evaluation.
Are pollution-related endorsements included?Yes. The program includes Contractors Pollution Liability and offers endorsements such as Onsite Cleanup and Transportation of Pollutants where appropriate.
What states is this program available in?This program is available in all 50 states and Washington, D.C., on a non-admitted basis.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/continental-risk-offering-program-for-commercial-contractors/
Continental Risk Offering Program for Commercial Contractors
Continental Risk / Continental Marine Insurance Services offers a contractors-focused liability program designed for commercial builders and infrastructure contractors whose operations exceed standard market appetites. As a general agency and excess & surplus lines broker, we place complex, high-exposure contractor accounts with markets that understand excavation, structural steel, crane operations, demolition and other heavy-construction risks.
Ideal Accounts and Appetite
The program has a broad appetite for commercial contracting classes that often struggle in standard markets due to operational complexity or higher limits. Target classes include:
General contractors (including those that subcontract 100% of work)
Excavation contractors, including water and sewer line work
Horizontal boring and directional drilling contractors
Iron and steel erection and structural steel contractors
Demolition and blasting operations
Site preparation, grading, and earthmoving
Crane rentals (on-hook sublimits available)
Street, road, and infrastructure development contractors
Tilt-up concrete construction specialists
Seismic retrofitting contractors
Owners’ and Contractors’ Protective (OCP) exposures
This program is intended for accounts that require tailored underwriting rather than cookie-cutter coverage. For example, you might have a client bidding a municipal infrastructure upgrade that combines deep excavation, crane lifts, and structural steel erection—this program is structured to address that mix of exposures.
Coverage Highlights and Advantages
Commercial General Liability with Products/Completed Operations coverage
Available on ISO Occurrence and Claims-Made forms
Customizable endorsements and contractors-specific coverages to address unique jobsite risks
Primary limits commonly offered: $1,000,000 per occurrence / $2,000,000 general aggregate / $2,000,000 products/completed ops aggregate
Excess liability capacity available upon request to extend limits for larger projects
The program’s flexible policy structure allows you to align limits and forms with project requirements—whether you need a single-project OCP policy or an umbrella to consolidate liability across multiple jobsites.
Underwriting Notes and Minimum Premiums
Underwriting is class- and exposure-driven. The program typically requires a minimum deductible of $5,000. Minimum premiums vary by class, location, payroll/subcontractor costs, and scope of operations. Our underwriters work with agents to evaluate loss history, safety programs, subcontractor controls, and project schedules to offer competitive placements where appropriate.
Territories and Availability
Continental Risk’s Commercial Contractors Program is available in most states, including but not limited to: CA, TX, FL, NY, IL, AZ, WA. We are licensed in all 50 states plus Washington, DC, giving you national access to contractors solutions, subject to underwriting guidelines and carrier appetite.
Why Work With Continental Risk?
As a specialist general agency and E&S broker, Continental Risk combines construction underwriting expertise with access to multiple admitted and non-admitted carriers. Our strengths include:
Deep broker-carrier relationships that help place hard-to-place accounts
Construction-experienced underwriters who evaluate complex operations and craft tailored coverage
Flexible placement options for project-specific and programmatic needs
Responsive support for quoting, submission strategy, and binding timelines
If you have a contractor account that needs specialist attention—complex operations, mixed exposures, or limits beyond standard markets—our team can help identify the right markets and structure. Need assistance placing an account? Connect with a market specialist.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program targets commercial contractors, especially those engaged in excavation, demolition, structural work, crane rentals, and infrastructure development.
Are general contractors who subcontract all their work eligible?Yes. General contractors who subcontract 100% of their work are within the target appetite for this program, provided other underwriting criteria are met.
What coverage limits are available?Standard primary limits are commonly $1,000,000 per occurrence with $2,000,000 aggregates; excess limits are available on a case-by-case basis.
Is this program available in all states?The program is available nationwide and Continental Risk is licensed in all 50 states and DC, subject to carrier availability and underwriting guidelines.
What is the minimum deductible requirement?The program typically requires a minimum deductible of $5,000, though actual deductible and premium levels depend on class, location, and exposure.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/jet-ski-rental-insurance/
Continental Marine offers Jet Ski Rental Insurance
Coverage Highlights for Jet Ski Rental Insurance Program:
Admitted A+ rated carrier
24-hour quote turnaround for jet ski rental insurance
Renter trailer allowed on a submit basis
Single-unit operations to large fleets
Premises liability offered for boat/jet ski rental programs
New operations welcome
Continental Risk / Continental Marine Insurance Services offers a focused Jet Ski Rental Insurance program designed for the specific risks of personal watercraft rental operations. Whether your client runs a single jet ski or a multi-location rental fleet, this program helps you place liability and premises exposures common to recreational watercraft rentals.
Ideal Accounts and Appetite
This program targets personal watercraft rental businesses, including jet skis and WaveRunners. It works for small, seasonal operators, established marinas, and larger fleet managers. Startups are accepted, and accounts that provide renter trailers can be considered on a submit-for-approval basis.
Examples of suitable accounts:
A beachside rental operation with five jet skis expanding to guided tours — coverage that accommodates both rental and on-site liabilities.
A marina-based operator with a larger fleet and multiple rental locations seeking consolidated limits and premises liability coverage.
Coverage Highlights and Advantages
Support from an A+ admitted carrier for financial stability in most available markets
Fast service with most quotes returned within 24 hours when submissions are complete
Flexible underwriting that accommodates single-unit operators up to large fleets
Optional premises liability tailored for watercraft rental exposures
Ability to submit additional exposures, such as renter trailers, for review
The program is structured to address common rental exposures: bodily injury and property damage from operation of personal watercraft, on-site slips and falls, and liability arising from renter negligence. Coverage forms and limits are intended to be practical for the recreational marine sector while remaining market-competitive.
Underwriting Notes and Minimum Premiums
The program has a minimum premium starting at $500, making it accessible for smaller operations and seasonal businesses. Underwriting looks for basic operational information including: rental procedures, safety and training protocols, maintenance schedules, location details (beachfront vs. inland), average rental durations, and any guided-tour activities. Trailer rentals and other ancillary services should be disclosed up front as they are considered on submission.
Territories and Availability
Available in most U.S. states, including both coastal and inland markets. States where this program is actively written include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY.
Why Work With Continental Risk / Continental Marine Insurance Services?
As an experienced Excess & Surplus Lines broker specializing in the recreational marine sector, Continental Marine blends underwriting expertise with responsive service. Agents benefit from access to A+ admitted capacity in many markets, quick quote turnarounds, and a willingness to consider a range of account sizes and new ventures. The program is designed to help you place jet ski rental accounts efficiently while addressing the specific operational risks your clients face.
If you would like further information about our Jet Ski Rental Insurance program, please feel free to contact our office.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Personal watercraft rental businesses — from single-unit operators to large fleets — are ideal. New ventures and seasonally operated businesses are welcome.
Is premises liability included in the coverage?
Yes. Premises liability is available as part of the boat/jet ski rental offering to help protect against on-site exposures such as slips, falls, and dock-related incidents.
Can jet ski trailer rentals be included in coverage?
Trailer rentals can be considered on a submit-for-approval basis. Provide operation details and usage patterns to support underwriting.
How quickly can I expect a quote?
Most quotes are turned around within 24 hours when the submission includes the required underwriting information and loss history (if applicable).
In which states is this program available?
The program is available in nearly all U.S. states, including both coastal and inland regions. See the list above for full state availability.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/fire-suppression-and-sprinkler-contractors/
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