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Finding insurance for vacant buildings is often frustrating for insureds a...ose with swimming pools on-site, or buildings with existing structural damage ...

...vating commercial or residential buildings. Typical accounts may include: Vacant or partially occupied buildings undergoing construction upgrades ...is program cover partially occupied buildings under renovation?Yes, partially occupied buildings undergoing renovation may be eli...

...ed insurance solution for vacant buildings, giving agents and brokers a reliab...roperties held for sale, foreclosed buildings, and investment properties between tenants. Are buildings under renovation or partially oc...

Vacant Buildings Insurance Overview of the Progr...options are generally available for buildings less than 25 years old. Availabi...

... Vacant or unoccupied commercial buildings, including office spaces, retail pr...ly a good fit. This includes office buildings, retail spaces, and homes listed...

...We accommodate vacant commercial buildings (with or without incidental renovat...s—single-family homes or multi-unit buildings awaiting sale or new tenants. Is...

...Umbrella Insurance for Apartment Buildings New Empire Group offers a compreh... designed for residential apartment buildings, including mid-rise and high-ris...

Policy Highlights for our Building Material Trucking program: Colonial General Insurance Agency, Inc. offers a specialized Building Material Trucking Insurance program designed for agents and brokers seeking comprehensive cargo coverage solutions for clients in the construction hauling space. This program is ideal for insureds who transport various types of building materials to and from job sites, including perishable or fragile items that require extra protection during transit. Our coverage is tailored for construction truckers, heavy haulers, and operators of flatbeds, dump trucks, and other vehicles that carry building supplies such as lumber, steel, roofing materials, concrete forms, insulation, and more. With the unique risks involved in transporting these goods, having the right cargo insurance is essential—and Colonial General provides access to markets that understand these exposures. Ideal Accounts and Appetite This program is well-suited for independent contractors, owner-operators, and small to mid-sized trucking fleets specializing in hauling building materials. Target classes include: Lumber and wood products haulers Roofing and siding material transporters Steel and metal component delivery operators Concrete and masonry supply haulers Insulation and drywall transporters We work with accounts that need flexible coverage solutions and access to excess limits. Risks involving long-haul freight, regional routes, or local job site deliveries can all be considered based on underwriting. Coverage Highlights and Advantages Unlimited radius available on all monoline cargo policies Refrigeration breakdown included in cargo limits up to $100,000 Excess cargo up to $750,000 available over primary coverage This program helps protect against common losses such as cargo damage, theft, spoilage, and breakdowns that could delay delivery or compromise materials. Whether your client is hauling insulation across state lines or delivering steel beams to a commercial build, we can tailor the policy to fit their needs. Underwriting Notes and Minimum Premiums Colonial General evaluates each risk individually. While minimum premium details may vary by account and carrier, our underwriting team can assist in identifying the best fit for your client’s operations and coverage requirements. We work with a range of carriers, offering both admitted and non-admitted solutions depending on the specific state and risk characteristics. Territories and Availability This Building Material Trucking Insurance program is currently available in the following states: Arizona California Colorado Idaho Nevada New Mexico Utah Wyoming Admitted markets are available in some states; please contact our team for state-specific options. Why Work With Colonial General Colonial General Insurance Agency is a Managing General Agency and Excess & Surplus Lines Broker with extensive experience in specialty transportation programs. We understand the unique needs of agents placing trucking and cargo-related risks and are committed to providing responsive service, competitive market access, and customized solutions. Whether you are placing coverage for an experienced hauler with multiple trucks or a new venture with one rig, we can help you deliver the right coverage for your client’s operation with confidence. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for trucking operators who haul construction-related materials such as lumber, steel, roofing supplies, concrete forms, and insulation. Is there a radius limitation for cargo coverage?No, unlimited radius is available on all monoline cargo policies offered through this program. Can you write excess cargo coverage?Yes, we have markets that can provide excess coverage over primary cargo policies up to $750,000. In which states is this program available?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Do you offer admitted or non-admitted options?Some admitted markets are available depending on the state and risk profile. We also offer non-admitted solutions across our territories. Need help placing an account? Connect with a market specialist.

..., focusing on small to mid-sized buildings. Typical clients include single-bui...arget small to mid-sized commercial buildings including office, retail, indust...

...onstruction Vacant residential buildings — single-family and multi-family un...s, vacant residential or commercial buildings, and real estate development sit...