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... that work with major platforms Bus companies (passenger transit and charter operations) Insureds in business for at least three years with an ...h contingent liability and corporate workers’ compensation components, all within one plac...

...n can be extended to motorcycle and bus dealers. Parametric Para...ntory types (including motorcycles and buses), and parametric solutions for ha...

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Insurance Agents and Brokers E&O Program U.S. Risk Insurance Group, Inc. offers a comprehensive nationwide Errors & Omissions (E&O) program designed specifically for insurance agents and brokers. Whether you're a personal lines agent, commercial lines expert, or life and health producer, this program helps safeguard your professional services with tailored protection. The program also extends to General Agents, Wholesalers, Surplus Lines Brokers, MGAs, and Program Administrators—making it a versatile solution for diverse agency operations. Ideal Accounts and Appetite This E&O program is built for a wide range of professionals in the insurance space, including: Property & Casualty (P&C) agents Life and Accident & Health (A&H) agents Personal and commercial lines agents Start-up agencies and smaller firms looking for economical coverage You might have a client launching a new independent agency or a seasoned wholesaler expanding into new lines—this program can accommodate both with flexible limits and competitive pricing structures. Coverage Highlights and Advantages Prior Acts coverage is available, helping to bridge past service exposures Personal injury coverage included when related to professional services Claims Made and Reported form available in the Basic Program Limits and Deductibles Limits up to $5 million per claim and in aggregate, with defense outside the limit options Deductibles starting as low as $1,000, with aggregate deductible options $25,000 sub-limit for employment practices liability claims Basic Program Option Designed for newer or smaller operations, including start-ups Low minimum premiums with competitive rates Eligible classes include P&C Agents, Life/A&H, General Agents, Wholesalers, MGAs, and Program Administrators Limits from $250,000 to $1 million per claim/aggregate; claims expenses within the limit Deductibles starting at $2,500, applying to both damages and claims expenses Underwriting Notes and Minimum Premiums The program is underwritten by U.S. Risk Insurance Group, Inc., a Managing General Underwriter with access to various top-rated carriers. Most markets offered are admitted, providing stability and compliance in regulated jurisdictions. Minimum premiums start at $2,000, making this program accessible for a broad range of agency sizes and risk profiles. Territories and Availability This program is available nationwide, including all 50 states and Washington, D.C. Whether your client is in California, Texas, New York, Florida, or any other state, you can offer them tailored E&O protection through this program. Why Work With U.S. Risk Insurance Group, Inc. U.S. Risk brings decades of experience in specialty insurance program management. As a Managing General Underwriter, the company offers deep underwriting knowledge, responsive service, and access to multiple carriers. Their focus on the insurance agent and broker sector means you’ll be working with professionals who understand the unique risks and regulatory challenges your clients face. Frequently Asked Questions What types of insurance professionals are eligible for this E&O program?Eligible classes include personal and commercial lines agents, life and health agents, general agents, wholesalers, surplus lines brokers, MGAs, and program administrators. Is this program suitable for new or small agencies?Yes, the Basic Program is designed specifically for start-ups and smaller operations, offering low minimum premiums and flexible coverage options. What are the available coverage limits?Limits range from $250,000 to $5 million per claim and in aggregate, depending on the program selected. Defense outside the limits is also available in some cases. Is the program available in all states?Yes, the program is available nationwide, including all 50 states and Washington, D.C. Does the coverage include prior acts?Yes, prior acts coverage is available for qualifying accounts, helping to cover services rendered before the policy inception date. Need help placing an account? Connect with a market specialist.

...clients operate fixed-route transit buses or non-EMT passenger vehicles, this ...0 or more, such as fixed-route transit buses and non-EMT vehicles. Is incident...

U.S. Risk Underwriters has the markets and expertise to help you place coverage for your Title Agent accounts. With a dedicated in-house underwriting team and access to top-rated markets, U.S. Risk Insurance Group, Inc. offers a national Title Agents Errors & Omissions (E&O) program designed to protect professionals in the title industry. Our specialists provide responsive service and fast turnaround on quotes, helping you meet your clients' needs efficiently. This program is written through an A+ XV rated carrier and is available in most states across the U.S. It features low minimum premiums starting at $2,500 and competitive rates structured to support agencies of all sizes. Ideal Insureds Include: Title Insurance Agents Escrow Agents Title Abstractors Title Searchers Closing Agents Notary Publics Whether your client is a solo notary or a multi-state title agency, this program is designed to address the professional liability exposures unique to their operations. You might have a client who conducts real estate closings and manages escrow accounts—this program can help protect them from claims arising from errors, omissions, or disciplinary actions. Coverage Features: • Prior Acts coverage available • Independent contractor coverage available • Supplemental coverage for disciplinary proceedings • No minimum revenue requirements • Claims expenses included within the limit of liability Limits and Deductibles: • Limits from $100,000 to $1,000,000 per claim and in the aggregate • Deductibles starting at $5,000, applying to both damages and claims expenses Program Availability: U.S. Risk offers this program nationwide in most markets, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Why Partner With U.S. Risk: As a leading program administrator, U.S. Risk Underwriters brings deep expertise and strong carrier relationships to the table. Our team is focused on helping independent agents like you successfully place E&O coverage for title professionals, offering you dependable underwriting, consistent communication, and access to competitive products. Frequently Asked Questions What types of accounts are a good fit for this Title Agents E&O program?This program is ideal for title insurance agents, escrow agents, abstractors, title searchers, closing agents, and notaries. Both small and mid-sized firms are eligible, including those using independent contractors. Is prior acts coverage available?Yes, prior acts coverage can be included, subject to underwriting review and approval. Are there revenue restrictions for eligibility?No, this program does not impose minimum revenue requirements, making it accessible for smaller operations as well as larger agencies. What are the minimum premium and deductible requirements?The minimum premium starts at $2,500, with deductibles beginning at $5,000. These apply to both damages and claims expenses. In which states is this program available?The Title Agents E&O program is available in most U.S. states. Please contact U.S. Risk for availability in specific jurisdictions. Need help placing an account? Connect with a market specialist.

Wind Deductible Buyback Insurance Coverage from U.S. Risk Insurance Group, Inc. offers a specialized solution for agents and brokers placing coverage on commercial and residential properties exposed to high wind risks. This program is designed to reduce the financial burden of high windstorm deductibles by providing a buyback layer, making it a valuable tool for clients in Tier 1 and Tier 2 coastal counties. Overview of the Program From U.S. Risk U.S. Risk is a leading Excess & Surplus Lines Broker with deep experience in catastrophe-prone markets. Our Wind Deductible Buyback Insurance program is structured to help agents protect their clients’ assets by covering the portion of a wind deductible that may otherwise be financially devastating. Whether your client owns a single coastal property or a schedule of up to five locations, we provide access to a broad network of carriers and tailored underwriting solutions. Ideal Accounts and Appetite This program is a strong fit for: Commercial buildings including retail centers, office buildings, and industrial facilities Residential properties such as rental homes, condos, and multi-family units Builder’s risk projects in coastal exposure zones We typically target properties located in Tier 1 and Tier 2 counties with high wind exposure, especially those located near water or in hurricane-prone regions. Overlying wind coverage must be in force to qualify for this buyback layer. Coverage Highlights and Advantages Limits of Liability: Up to $1,000,000 Minimum Deductible: $5,000–$10,000 (varies by state, construction type, and proximity to water) Minimum Premium: $2,000 Builder’s Risk Coverage: Available Quick Quotes & Fast Turnaround: Streamlined submission process This program is non-admitted in all available states, allowing for greater flexibility in coverage terms and underwriting. Underwriting Notes and Minimum Premiums We evaluate each risk based on location, construction type, number of stories, distance to coastline, and other property-specific factors. The minimum premium for this program starts at $2,000, and underwriting is available for accounts with deductibles starting at $5,000. Submissions with complete property data and overlying wind policies in force receive faster quote turnaround. Territories and Availability This program is available in the following coastal and wind-prone states: AL, CT, DE, FL, GA, HI, LA, ME, MD, MA, MS, NJ, NY, NC, RI, SC, TX, VA We focus on Tier 1 and Tier 2 counties within these states, where wind deductibles are typically high and clients are especially vulnerable to storm-related losses. Why Work With U.S. Risk on Wind Deductible Buyback U.S. Risk brings extensive knowledge of wind-exposed markets and access to multiple E&S carriers that specialize in catastrophe-driven risks. Our team delivers quick quotes, flexible solutions, and reliable service to help you place challenging accounts efficiently. Whether you’re working with a property owner with a $250,000 wind deductible or a builder developing in a hurricane zone, we can help you secure meaningful protection for your clients. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include residential and commercial properties in coastal Tier 1 and Tier 2 counties, especially those with significant wind deductibles and existing wind coverage in place. Can this coverage be used with Builder’s Risk policies?Yes, Wind Deductible Buyback Insurance is available for Builder’s Risk projects, provided the underlying wind coverage is active. What is the minimum premium for this coverage?The minimum premium starts at $2,000, though pricing may vary based on location, construction, and other risk factors. How many properties can be included in one schedule?This program can accommodate single property risks or schedules of up to five locations. Is this program available nationwide?No, availability is limited to select states including AL, FL, LA, TX, and other wind-prone coastal regions. Refer to the full list above for all eligible states. Need help placing an account? Connect with a market specialist.

... for a wide range of transportation businesses, including: Long Haul Truc... premium for transportation industry workers compensation accounts is $10,000. Which stat...

We have a premier market for Bus accounts! U.S. Risk Insurance Group, I...can be written in conjunction with the bus coverage when needed. What document...

...ue needs of printing and publishing businesses. Through its UPA division, this...new ventures are eligible under this Workers Compensation program from U.S. Risk Insuranc...