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Policy Highlights: Bus sales and repair operations carry spec...conversions are documented and the operations meet underwriting criteria. In w...

... loss histories. Risks with routine business-to-business contracts, airport service routes...ters will review the scope of shop operations and may request specific control...

...uding but not limited to: School Bus Operators Shuttle Buses Non-Emergency Medical Transportati...portation-related risks such as school buses, shuttle services, ambulance flee...

...l and gas contractors. Designed for businesses with annual revenues under $10 ... submitted elsewhere. Can offshore operations be covered?No. Contractors with offshore operations are not eligible for this progra...

...ecial Form • Building • Business Income • Business Personal Property • Compute...s runs, and a clear description of operations and project types. Notes on subc...

... Excluded classes: people haulers (bus, livery, taxi, ambulance), drive-away operations, hazardous chemical haulers and mun...cle schedule, and a description of operations when you submit — this helps TRS...

...Underwriters, Inc. (SIU) offers a robust Umbrella Insurance program designed t...sks, including fleets and delivery operations. What states is this program ava...

...a specialized solution designed for businesses that handle customer vehicles i...o tailor coverage to your client's operations. What is the minimum premium for...

...r Special form; building, contents, business income Specialized property a... also want to know about finishing operations, dust control, storage of flamma...

Program Highlights for Personal Umbrella Insurance: Colonial General Insurance Agency, Inc. offers a flexible and competitive Personal Umbrella Insurance program designed for clients who need higher limits of liability coverage across various personal exposures. As a trusted Managing General Agency and Excess & Surplus Lines Broker, Colonial General gives independent agents and brokers access to a broad range of markets and underwriting expertise to help place even the most complex personal risks. Ideal Accounts and Appetite This program is an excellent solution for clients who have higher-than-average liability exposures. Ideal accounts include: Households with high-value homes, rental properties, or multiple residences Clients owning sports cars, motorcycles, jet skis, ATVs, snowmobiles, or golf carts Families with youthful drivers or multiple drivers in the household Public figures, celebrities, and other high-profile individuals Risks with active farm or ranch exposures Insureds needing excess liability above another umbrella policy This program is especially helpful for agents working with clients whose primary auto or homeowners coverage is placed with another carrier, as Colonial General can provide umbrella coverage regardless of the underlying insurer. Coverage Highlights and Advantages Limits ranging from $1 million to $10 million Primary and excess umbrella options available Driver exclusions available to help manage risks with poor driving records Coverage can be extended to additional residences, including rental properties Targeted pricing with competitive rates for qualified risks Solutions available for both standard and hard-to-place accounts For example, you might have a client who owns a vacation rental property, drives a luxury sports car, and has a teen driver in the household. This program allows you to offer them a tailored umbrella solution that bridges coverage gaps and provides peace of mind. Underwriting Notes Colonial General understands the diverse needs of personal umbrella clients and works with agents to engineer viable solutions. Driver exclusions and flexible underwriting allow placement of more challenging risks. While no specific minimum premium is listed, the program is competitively priced based on risk characteristics and limits selected. Territories and Availability This program is available in the following Western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Admitted markets are available in some states, while others may utilize non-admitted/E&S options depending on the risk profile and carrier availability. Why Work With Colonial General? With decades of experience in personal lines and specialty coverage, Colonial General provides expert underwriting, market access, and responsive service to help agents find the right solutions for their clients. Whether you’re placing a standard umbrella or navigating a complex high-net-worth risk, Colonial General has the flexibility and carrier relationships to support you. To learn more or get started, visit the Colonial General Insurance Agency, Inc. company profile or explore the Personal Umbrella Insurance program. Frequently Asked Questions What types of accounts are a good fit for this Personal Umbrella program?This program is ideal for clients with higher liability exposures, such as households with youthful drivers, luxury vehicles, recreational equipment, or rental properties. High-profile individuals and farm exposures can also be accommodated. Can this umbrella policy sit over other primary carriers?Yes. Colonial General can provide umbrella coverage even if the underlying homeowners or auto policies are written by another insurer. What coverage limits are available?Umbrella limits range from $1 million up to $10 million, with both primary and excess umbrella options available depending on the risk. Are driver exclusions allowed?Yes. Driver exclusions can be used to help manage risks involving household members with poor driving records. Which states is this program available in?The program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Need help placing an account? Connect with a market specialist.