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Overview of the Program From PMC Insurance Group PMC Insurance Group writes Carpentry Workers Compensation Insurance with programs that can begin as low as $2,000. This wholesale-broker program is designed for agents and brokers placing artisan and carpentry exposures across a broad range of classes. Carriers and terms vary by risk and state, and PMC provides underwriting access and placement support for eligible accounts. Ideal Accounts and Appetite Small to mid-sized carpentry and finish-trade contractors Typical classes: Carpentry, Framers, Flooring, Cabinetry, Drywall & Wallboard Installation, Painting and Paper Hanging, Interior Painting (residential & commercial) Artisan contractors with at least 1 full-time employee and a minimum payroll of $25,000 Accounts with elevated experience modification factors (high mods) are considered — underwriting review required Coverage Highlights and Advantages Workers compensation capacity for a wide set of carpentry and interior-trade classes Multiple carrier options — PMC works with varying markets to secure competitive terms Pay-as-you-go premium payment solutions available to help insureds manage cash flow and audit exposure Program suitable for both residential and light commercial interior work Underwriting Notes and Submission Requirements Underwriters typically look for clear payroll documentation and recent loss history. Key program qualifiers and restrictions: Qualification: minimum of 1 full-time employee and at least $25,000 in payroll Starting premium: policies can be written starting at $2,000; final minimum premium varies by carrier and state Ineligible risks: work with height exposures over two stories and roofing risks are not accepted High experience mods are accepted on a case-by-case basis — provide loss history and explanatory notes Required submission items: Completed ACORD application 3–5 years of loss runs Experience Mod (Mod) sheet Example Accounts That Fit This Program A cabinetry contractor with $40,000 payroll, primarily performing residential installations and light commercial millwork — lower height exposures, steady loss history. An interior finishing crew specializing in drywall and painting for multi-unit residential projects (under two stories) with a recent high mod — underwriting review for acceptance with tailored terms and pay-as-you-go available. Territories and Availability Availability: All Available States. This program currently writes accounts in the following jurisdictions: AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, TN, TX, UT, VT, VA, WA, DC, WV, WI. Final placement and admitted/non-admitted options depend on carrier appetite and state rules. Why Work With PMC Insurance Group on Carpentry Workers Compensation Wholesale broker placement expertise across multiple carriers for carpentry and artisan trades Flexible solutions for small contractors, including pay-as-you-go and consideration of higher-mod accounts Clear submission requirements that speed underwriting decisions when provided in full Access to markets that understand construction-aligned exposures and payroll dynamics for interior trades For more information about this Carpentry Workers Compensation Insurance program and placement options, please visit pmcinsurance.com or submit the required underwriting documentation through your usual wholesale channel. Frequently Asked Questions What types of carpentry exposures does PMC accept?PMC accepts a broad range of interior carpentry and finish-trade classes including carpentry, flooring, framers, cabinetry, drywall & wallboard installation, and painting. Roofing and work over two-story height exposures are not eligible. What are the minimum qualifications to submit an account?Accounts generally need at least one full-time employee and a minimum payroll of $25,000. Provide a completed ACORD, 3–5 years of loss runs, and the current Mod sheet for best consideration. Can accounts with high experience modification factors be placed?Yes. High-mod accounts are considered on a case-by-case basis. Include loss runs and any risk-control measures taken to improve underwriting outcomes. Are pay-as-you-go options available?Yes. PMC offers pay-as-you-go premium payment solutions through participating carriers to help insureds manage cash flow and reduce audit volatility. Which states and carriers are available?The program is available in all listed states (see storefront for full list). Carriers vary by state and risk profile; final admitted/non-admitted placement depends on carrier appetite and regulatory requirements. Need help placing an account? Connect with a market specialist.

Construction Insurance Allstar Underwriters, a division of Allstar Financial Group, offers a specialized Construction Insurance program designed to help agents place business with a wide range of construction-related risks. As a Managing General Underwriter and Excess & Surplus Lines Broker, Allstar provides flexible underwriting options and responsive service tailored to the needs of contractors and related industries. Our Small Business Solutions division streamlines the quoting and binding process, making it fast and efficient for agents to secure coverage for their clients. Whether your insured is a general contractor, a subcontractor, or operates in associated fields like retail buildouts or tenant improvements, we offer scalable solutions to meet their risk profiles. Ideal Accounts and Appetite This program is well-suited for a variety of construction and real estate-related risks, including: Contractors (general and trade-specific) Habitational properties Office buildings Vacant properties Retail and wholesale spaces Institutional facilities You might have a client who operates a small general contracting firm with occasional use of uninsured subcontractors—this program can offer the flexibility and coverage enhancements to help manage their liability exposures. Coverage Highlights and Advantages Casualty Coverage: Available as monoline or part of a package Minimum premium starting at $500 Primary liability limits up to $5 million per occurrence/$5 million aggregate Project-specific policies available Coverage available for accounts with uninsured subcontractors Optional enhancements, including: Blanket Additional Insured Waiver of Subrogation Primary & Non-Contributory wording Per Project/Per Location Aggregate Limits Hired & Non-Owned Auto (certain classes) Miscellaneous Professional Liability (certain classes) Umbrella Coverage: Limits available up to $5 million Minimum premium starting at $750 Supported or unsupported options Underwriting Notes and Minimum Premiums Allstar works with multiple carriers and can access both admitted and non-admitted markets, depending on the risk and state. Minimum premiums vary by type of coverage and account profile, but start as low as $500 for casualty and $750 for umbrella. Underlying carrier requirements include: Auto or GL carriers rated A-VI or better by AM Best Employers Liability carriers rated B++ or better Standard GL requirements: $1M/$2M/$2M Territories and Availability This program is available in most states, with a strong presence in the Southeast. States currently targeted include: AL, GA, LA, MS, NC, SC, TN, and VA. Why Work With Allstar Financial Group Allstar Financial Group brings deep expertise in construction-related insurance and offers agents a streamlined way to place challenging or niche accounts. With access to multiple carriers and a dedicated underwriting team, Allstar provides responsive service, competitive pricing, and flexible options that help you serve your clients more effectively. Whether you're placing a ground-up construction project, a rehab of a vacant property, or a contractor with complex subcontractor exposures, Allstar is a reliable partner for construction insurance solutions. Frequently Asked Questions What types of construction risks are eligible for this program?The program targets contractors, habitational risks, offices, vacant buildings, retail/wholesale spaces, and institutional properties. Can I place accounts with uninsured subcontractors?Yes, the program accepts certain risks with uninsured subcontractors and offers optional coverage enhancements to address this exposure. Are project-specific policies available?Yes, project-specific general liability policies are available as part of the construction insurance offerings. What is the minimum premium for coverage?Casualty coverage starts at a minimum premium of $500, while umbrella coverage starts at $750. Actual premiums may vary based on the account. Which states is this program available in?The program is available in AL, GA, LA, MS, NC, SC, TN, and VA, with broad access in most other states. Need help placing an account? Connect with a market specialist.

General Contractors Insurance Overview of the Program From Legends Environmental Services Legends Environmental Services offers a robust General Contractors Insurance program designed specifically for construction professionals. As a general agency and carrier with deep market access and industry knowledge, Legends brings specialized solutions for a wide range of contractor-related exposures. Whether your client is building custom homes or managing commercial renovations, this program provides the coverage flexibility and underwriting expertise you need to place quality business. Ideal Accounts and Appetite This program is tailored for general contractors and eligible subcontractors operating in both residential and commercial construction. Here’s a breakdown of the target classes: General Contractors Available in all states except NY, NV, CO, and LA Custom homebuilders preferred; tract builders allowed up to 25 homes Residential, commercial, condos, and townhomes (new construction and remodel) Revenue sweet spot is up to $10 million, but larger accounts will be considered Subcontractors (Interior Trades Only) Includes plumbers, electricians, HVAC, etc. Excludes roofers, framers, foundational work, pool contractors, waterproofing, fire sprinklers, elevator work, and shoring Accepts both residential and commercial work, including new and remodel projects Example: You might have a custom homebuilder with annual revenues under $10 million who also manages small condo developments—this account would be an excellent fit. Coverage Highlights and Advantages Includes Contractors Pollution Liability (CPL) with mold coverage Competitive rates and terms Coverage can be structured for silent subsidence Subcontractor work is covered, subject to eligibility Potential for defense costs outside the limits Underwriting Notes and Minimum Premiums Minimum premiums start at $4,500 Minimum retentions begin at $2,500 Maximum policy limits of $2M/$2M/$2M This is a non-admitted program with flexible underwriting, allowing you to place accounts that may not fit standard markets. Territories and Availability This program is available in most states across the U.S., with the exception of New York, Nevada, Colorado, and Louisiana. Agents can access coverage in states including California, Texas, Florida, Illinois, Washington, and many more. Why Work With Legends Environmental Services? Legends Environmental Services brings deep expertise in construction-related risks and access to multiple carriers, making them a reliable partner for hard-to-place or specialized contractor accounts. Their flexible underwriting approach and competitive options make them an excellent choice for agents looking to expand their contractor book with confidence. Frequently Asked Questions What types of accounts are a good fit for this program?The program is ideal for general contractors and select subcontractors in residential and commercial construction, especially custom homebuilders and remodelers with revenues under $10 million. Are subcontractors eligible for coverage?Yes, subcontractors performing interior trades such as plumbing, HVAC, and electrical work are eligible. However, roofers, framers, and other high-risk trades are excluded. Is this program available in all states?No, it is not available in NY, NV, CO, or LA. It is offered in most other states, including CA, TX, FL, IL, and many others. What are the minimum premium and retention requirements?The minimum premium starts at $4,500, with retentions beginning at $2,500. These may vary depending on the account specifics. Does the policy include coverage for pollution or mold?Yes, Contractors Pollution Liability (CPL) coverage with mold is included, providing valuable protection for environmental exposures. Need help placing an account? Connect with a market specialist.

Insential, Inc. offers a flexible and competitive Contractors Business Auto Insurance program designed specifically for agents and brokers placing commercial auto risks in the construction and contracting industries. Leveraging strong relationships with a variety of carriers, we provide access to markets that can accommodate a wide range of fleet sizes—from individual contractor vehicles to large, multi-unit fleets. Ideal Accounts and Appetite We can help you place accounts for a broad spectrum of contractor-related clients, including: General Contractors Artisan Contractors Service Contractors Building Supply Dealers Specialty Contractors Whether your client is a one-person plumbing operation or a regional electrical contractor with a fleet of vans, our program can offer tailored solutions to address their business auto insurance needs. Coverage Highlights and Advantages Our carriers offer a variety of coverage options to support commercial auto risks, including: Auto Liability and Physical Damage Hired and Non-Owned Auto Liability Symbol 1 (Any Auto) Available in Some Cases We work with multiple carriers, which allows us to present your clients with competitive options and flexible underwriting. Our team understands the unique exposures contractors face on the road—and we’re here to help you find the right fit for each account. Underwriting Notes and Minimum Premiums Minimum premiums vary depending on the account’s size, class, and location. We’re able to review everything from small contractor fleets to more complex risks. Appetite may vary by carrier, so call us to discuss fit and availability for your specific client. Territories and Availability We offer Contractors Business Auto Insurance in most U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Some markets are admitted, depending on the state and carrier. Why Work With Insential, Inc. As an experienced Excess & Surplus Lines Broker, Insential brings responsive service, market access, and underwriting expertise to agents and brokers across the country. We understand contractors’ unique vehicle usage and risk profiles, and we work hard to provide coverage solutions that meet your clients’ operational needs. Have a client expanding their fleet? Or a small contractor needing symbol 1 coverage? We’re here to help you place these opportunities quickly and competitively. Call Insential, Inc. today to discuss your Contractors Business Auto Insurance submissions – 888-571-6160 Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for general, artisan, service, and specialty contractors, as well as building supply dealers with commercial vehicle needs. Can you write single vehicles or only fleets?We can accommodate a range of fleet sizes, from single-unit contractors to large commercial fleets. Is Symbol 1 coverage available through this program?Yes, Symbol 1 (Any Auto) coverage may be available depending on carrier guidelines and account qualifications. Are the carriers admitted or non-admitted?Some admitted markets are available, but availability varies by state and carrier. We also work with non-admitted markets as needed. What states is this program available in?This program is available in most U.S. states, including CA, TX, FL, NY, IL, and many others. Contact us to confirm availability in your state. Need help placing an account? Connect with a market specialist.

Target Classes: Property and Inland Marine Coverages can be Packaged Transportation Risk Services (TRS) offers a robust Inland Marine Insurance program designed specifically for transportation-focused risks. As a leading MGA and wholesale broker, TRS brings deep expertise and a countrywide footprint, helping independent agents and brokers place difficult or niche inland marine accounts. Whether your client is hauling freight, storing goods, or operating heavy equipment, this program provides tailored solutions and flexible underwriting. Ideal Accounts and Appetite This Inland Marine program is well-suited for a variety of transportation and construction-related risks. TRS has a broad appetite across the following classes: Motor Truck Cargo: Accepts a wide range of commodities, including up to 20% hazmat. Ideal for local, regional, and long-haul truckers. Auto Physical Damage: Coverage for truck fleets, sanitation vehicles, buses, para-transit, ambulettes, and airport shuttle vans. Warehouseman's Legal Liability: Supports both dry and cold storage with limited commodity restrictions. Contractor’s Equipment: Includes coverage for cranes, equipment dealers, street & road contractors, oil & gas contractors. Builders Risk / Renovation / Installation: Rehabs, renovations, and stand-alone riggers liability available. Miscellaneous Inland Marine: Including floaters, medical equipment, fine arts, Bailees, EDP, renewable energy equipment, towers, and antennas. Coverage Highlights and Advantages Motor Truck Cargo: Includes debris removal, earned freight, pollution cleanup, contingent cargo, and refrigeration breakdown options. Auto Physical Damage: Coverages include towing and storage, reporting form, trailer interchange, and hired/non-owned coverage. Contractor’s Equipment: Add-ons available for rental expense reimbursement, boom overload, waterborne equipment, and employee tools. Builders Risk: Can cover existing structures and offers flexible renovation terms. TRS offers packaged solutions that combine property and inland marine where needed, providing streamlined coverage for complex risks. Underwriting Notes and Minimum Premiums The minimum premium begins at $10,000 per policy. For Motor Truck Cargo, the preferred starting premium is $25,000 or higher. TRS welcomes submissions on accounts of all sizes but is especially competitive on mid-sized to larger risks with more complex exposures. Territories and Availability TRS offers this Inland Marine program nationwide, with availability in most states including but not limited to: CA, TX, FL, IL, NY, and GA. Most markets offered are non-admitted, allowing for flexible underwriting and broader coverage terms. Why Work With Transportation Risk Services? Located in Barrington, IL, TRS works exclusively with retail agents and brokers, offering access to specialized markets for transportation and inland marine risks. Their team understands the nuances of insuring mobile property, logistics, construction equipment, and warehousing operations. With strong carrier relationships and responsive service, TRS can help you place difficult accounts quickly and effectively. Whether your client is a crane operator, warehouse owner, or regional trucking fleet, TRS has the program and underwriting flexibility to support their needs—and yours. Frequently Asked Questions What types of accounts are a good fit for this Inland Marine program?Ideal accounts include trucking operations needing motor truck cargo, fleets requiring auto physical damage, warehouse operators, equipment dealers, and contractors using mobile machinery. Are hazmat commodities accepted under the Motor Truck Cargo coverage?Yes, TRS accepts up to 20% hazmat commodities under their Motor Truck Cargo coverage. What is the minimum premium for this program?The minimum premium is $10,000 per policy. For Motor Truck Cargo, preferred accounts start at $25,000 or more. Can I package Inland Marine with Property coverage?Yes, TRS allows Inland Marine and Property coverages to be packaged for qualifying accounts. Is this program available in my state?TRS offers this program in most states across the U.S., including CA, TX, NY, FL, and IL. Contact TRS to confirm availability in your state. Need help placing an account? Connect with a market specialist.

Boat Manufacturers, Builders & Repairers Package Insurance from LIG Marine Managers LIG Marine Managers, Inc. offers a comprehensive Boat Manufacturers, Builders & Repairers Package Insurance program tailored specifically for marine construction operations. Whether your client is building private pleasure craft or commercial vessels, this package covers critical exposures from the initial stages of construction to final delivery. Ideal Accounts and Target Classes This program is designed for a wide range of marine construction professionals, including: Boat manufacturers and fabricators Custom vessel builders Shipyards involved in new builds or major refits Specialized marine repairers You can place accounts for both single-project builds and ongoing operations. Whether your client builds yachts, commercial fishing boats, ferries, or other watercraft, LIG can help you find the right coverage solution. Coverage Highlights and Advantages The Boat Manufacturers, Builders & Repairers Package includes a broad range of essential coverages to protect your client’s assets and operations throughout the construction and delivery process: General Liability – Covers third-party bodily injury and property damage claims Hull and Machinery – Protects the vessel under construction Products Liability – Addresses risks after the vessel is delivered Builders Risk Clauses – Tailored to marine construction exposures Protection & Indemnity – Optional coverage for sea trials, demonstrations, and delivery Limits start at $5,000,000 and can be structured based on project size and risk profile. Underwriting Notes and Minimum Premiums The program is available through all markets—admitted and non-admitted—depending on the risk characteristics and state regulations. The minimum premium typically starts at $25,000. Each submission is carefully reviewed by LIG’s experienced marine underwriters who understand the nuanced risks of boat construction and repair operations. You might have a client who builds custom sportfishing boats or a yard that handles major rebuilds of passenger vessels—LIG is equipped to evaluate and underwrite these complex accounts. States Available This program is available nationwide, including all 50 states and Washington, DC. Whether your client is on the Gulf Coast, Pacific Northwest, or Great Lakes, LIG can provide coverage solutions tailored to regional exposures. Why Partner with LIG Marine Managers? LIG Marine Managers is a recognized leader in marine and maritime insurance solutions, specializing in hard-to-place and niche commercial marine risks. As a Managing General Agency and Excess & Surplus Lines Broker, LIG offers access to a wide variety of carriers and custom underwriting services. Their deep industry knowledge and responsive service make them a trusted partner for placing marine construction accounts. Please contact us today for more information on our Boat Manufacturers, Builders & Repairers Package Program! Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for boat manufacturers, custom vessel builders, and marine repairers working on private or commercial watercraft. Can this program cover a single build project?Yes, coverage can be structured for one-off construction projects as well as ongoing boat building operations. Is Protection & Indemnity coverage included for sea trials?Yes, P&I coverage for sea trials, demonstrations, and delivery is available if required by the insured. What is the minimum premium for this program?The minimum premium typically starts at $25,000, depending on the size and scope of the operation. In which states is this program available?The program is available in all 50 states and Washington, DC. Need help placing an account? Connect with a market specialist.

Expertise. Solution. Service. MAXIMUM offers a robust Builders Risk Insurance program designed specifically for contractors, developers, and property owners. As a wholesale broker with access to both admitted and non-admitted carriers, MAXIMUM combines deep construction-market knowledge, flexible underwriting, and broad market access to deliver tailored solutions for projects across the United States. Ideal Accounts and Appetite This program fits a wide range of residential, commercial, and public-sector construction and renovation projects. MAXIMUM places everything from single-site builder reporting forms to complex multi-building habitational projects and large commercial developments. Target classes include: 1–4 family dwellings, including homebuilders using reporting forms Apartments, condominiums, hotels, and motels Hospitals, assisted living facilities, and group homes Retail, restaurants, and office buildings Schools, municipalities, and correctional facilities Bridges, tunnels, and manufacturing facilities All habitational classes, including complex multi-building sites Example fits: a developer building a mixed-use apartment/retail complex, or a contractor performing a large renovation of a historic hotel that requires protection for existing structures as well as new work. Coverage Highlights and Advantages MAXIMUM’s Builders Risk program delivers broad, all-risk protection that can be customized by project size, duration, and location. Policies may be issued on a project-specific or master program basis to suit frequent builders or single large projects. Limits up to $150 million per risk (non-CAT), depending on construction type and occupancy Admitted and non-admitted placement options nationwide Flexible policy terms (3–36 months) and multi-year single project options All-risk coverage subject to policy exclusions Coverage for existing structures during renovations Standalone wind, flood, and earthquake (CAT) coverage available Deductible buy-downs for CAT exposures where appropriate Delay in completion coverage for soft costs, rental income, and business income Mono-line contractors equipment, riggers’ liability, and equipment floaters Underwriting Notes and Program Structure Policies are typically written ground-up (100% written) and can be structured as primary, excess, or quota-share placements. Reporting form programs and multi-year single project policies are available for ongoing builds. MAXIMUM also administers Builders Risk master programs for contractors and developers with frequent or complex placements. Underwriting considers construction type, site security, project controls, and CAT exposure. While the program is broad, high-risk operations with poor loss controls or projects in extreme CAT zones may require alternate placement or additional terms. Territories and Availability Available in most states — MAXIMUM works with both admitted and non-admitted carriers to provide coverage across the U.S., subject to carrier guidelines and individual project characteristics. Common placements include CA, FL, TX, NY, IL, and GA, among others. Why Work With MAXIMUM? MAXIMUM offers agents and brokers responsive underwriting, strong carrier relationships, and solutions oriented to construction risks. Whether you need a quick quote for a single project or a managed master program for a repeat builder, MAXIMUM provides the market access and program structure to get accounts placed efficiently. Contact MAXIMUM by phone or email to discuss a specific account or to arrange submission requirements. We focus on delivering practical, market-driven solutions for Builders Risk exposures. Frequently Asked Questions What types of accounts are a good fit for MAXIMUM’s Builders Risk program?Residential homebuilders, commercial developers, and contractors working on new construction or renovation projects — including habitational, retail, healthcare, infrastructure, and municipal builds — are ideal candidates. Does the program cover renovations involving existing structures?Yes. MAXIMUM can include the existing structure in the Builders Risk policy to provide protection during renovation or retrofit projects. Are catastrophe perils like wind, flood, and earthquake available?Yes. Standalone CAT coverage for wind, flood, and earthquake is available, and deductible buy-downs can be arranged depending on the project and location. Can I place multi-year or reporting form policies?Yes. Policy terms run from 3 to 36 months, with multi-year single project options and reporting form programs for ongoing construction schedules. Is coverage available nationwide?MAXIMUM works with admitted and non-admitted carriers to place Builders Risk in most states. Availability in a particular state or for a specific risk depends on carrier appetite and project characteristics. Need help placing an account? Connect with a market specialist.

Builders Risk – Commercial & Residential Halcyon Underwriters offers a competitive Builders Risk Insurance program designed to serve both commercial and residential construction projects. As a full-service wholesale broker, Halcyon gives agents and brokers access to a broad range of carriers and flexible coverage options to meet the evolving needs of your construction clients. Whether you’re placing a ground-up build, remodel, or installation job, Halcyon’s marketplace is built to help you find the right fit. Ideal Accounts and Appetite This program is ideal for contractors, developers, and property owners involved in new construction, renovations, or major remodels across a wide range of project types. Eligible risks include most single-structure residential and commercial projects. Examples include: A general contractor building a new office complex in Texas. A developer remodeling a multi-family property in Florida. An electrician installing systems in a retail center in California. Halcyon can accommodate both reporting and non-reporting forms, though most single-structure projects will qualify for non-reporting forms only. Coverage Highlights and Optional Endorsements Policies are written on a Special Form basis, offering comprehensive protection including off-premises coverage, transit, and theft of building materials. Optional coverages are available for commercial accounts and can be tailored to match your client's exposure: Soft Costs (Extra Expense) – Covers additional costs resulting from construction delays, including loan interest, taxes, legal and consulting fees, insurance premiums, and promotional expenses. Rental Income – Protects against the actual loss of net rental income sustained during a covered delay. Please specify desired coverage and values on the application. Contractor's Equipment – Special Form coverage for owned and newly acquired equipment, rental reimbursement, and debris removal. Installation Floater – Available for artisan subcontractors such as plumbers and electricians working on both commercial and residential projects. Computer/EDP – Includes coverage for data, media, extra expense, and in-transit exposures. Underwriting Notes and Minimum Premiums Minimum premium starts at $15,000. Submissions should include complete project details, scope of work, duration, and any optional coverages requested. Rental income and soft cost coverage must be clearly detailed on the application for quotation purposes. Territories and Availability This program is available in all 50 states plus Washington, DC. Halcyon Underwriters works with top-rated carriers including Ace, Allianz, Allied World, Alterra, Axis, Catlin, Chubb, CNA, Crum & Forster, Great American, Hartford, Lexington, Liberty Mutual, Markel, One Beacon, Travelers, and Zurich. Why Work With Halcyon Underwriters With access to a wide network of carriers and underwriting expertise across diverse classes of construction business, Halcyon Underwriters is a strong partner for agents and brokers. Their team provides responsive service, deep market knowledge, and the ability to tailor coverage to unique project needs. For more details on appetite and submission requirements, visit their CompleteMarkets profile or explore the program page at Halcyon Builders Risk Insurance. Contact us today to discuss your client's builders risk needs and learn how Halcyon Underwriters can support your placement efforts. Frequently Asked Questions What types of accounts are a good fit for this Builders Risk program?This program works well for residential and commercial new construction, renovations, and remodels. Eligible accounts include general contractors, developers, and artisan subcontractors like electricians and plumbers. Are both reporting and non-reporting forms available?Yes, Halcyon offers both forms. Most single-structure projects will qualify for non-reporting forms, while larger or phased projects may be eligible for reporting forms. What optional coverages can be added?Optional coverages include soft costs, rental income, contractor’s equipment, installation floaters, and Computer/EDP. These can be tailored to meet the specific exposures of commercial clients. What is the minimum premium for this program?The minimum premium typically starts at $15,000. Final pricing depends on project size, scope, and selected coverages. In which states is this program available?This Builders Risk program is available in all 50 states and Washington, DC through Halcyon Underwriters. Need help placing an account? Connect with a market specialist.