Search CompleteMarkets

Commercial Scheduled Rental Dwelling Program from Continental Ris... use—such as street-level shops with rental units above—are eligible. What valuation...

Continental Marine offers Jet Ski Rental Insurance Coverage Highlights for Jet Ski Rental Insurance Program: Admitted A+ r...dents. Can jet ski trailer rentals be included in coverage? Trailer rentals can be considered on a submit-for...

USL&H and MEL Insurance — Program Overview Continental Risk / Continental Marine Insurance Services offers a tailored USL&H and Maritime Employer's Liability (MEL) program designed for agents placing longshore, harbor and other maritime exposures. This program supports federal maritime acts (USL&H, Defense Base Act, Outer Continental Shelf Lands Act, Non-appropriated Fund Instrumentalities Act) and companion state act placements when appropriate. Coverage can be written on admitted or surplus lines placements depending on state and risk — some admitted markets are available alongside excess & surplus options. Ideal Accounts and Appetite This program targets contractors and employers with incidental to primary maritime exposure. Typical fits include: • Marine contractors, ship repair and engine repair crews • Crane installation/repair and rigging operations • Onshore contractors working on docks, piers, platforms, and vessels • Specialty trades with incidental marine exposure (electricians, welders, carpenters, painters, HVAC/refrigeration technicians) • Service providers supporting maritime operations (pest control, communications repair, fire extinguisher servicing) You can place both single-location and multi-state accounts; the program accepts small to large accounts where maritime exposure is a primary or incidental component of operations. Coverage Highlights and Advantages Full coverage for applicable federal maritime acts (statutory limits for federal acts) and MEL with employer’s liability limits generally offered to $1,000,000. Flexible plan designs: first dollar, loss-sensitive rating plans, excess over qualified self-insurance, and deductible options. Program experience in pairing federal acts with companion state act placements where needed to address state-specific exposure. Access to multiple carrier markets — capacity varies by risk, enabling admitted placements in some states and E&S solutions elsewhere. Underwriting Notes and Minimum Premium Underwriters will evaluate payroll split by exposure, percent of hours worked over water or on vessels, use of subcontractors, safety programs, and prior maritime claims history. Typical information requested: Detailed payroll and class code breakdown Descriptions of shore-side versus vessel work and crew exposure Copies of contracts with government entities or vessel owners (if applicable) Loss runs and safety program documentation Minimum premium: $15,000. Programs may offer deductible or loss-sensitive structures for larger accounts; excess over qualified self-insurance is available for experienced employers. Territories and Availability Continental Risk places business nationally in the following states and territories: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. What Fits / What Usually Does Not Good fits: employers with clear maritime exposures, controlled subcontractor usage, documented safety programs, and manageable payrolls that justify the federal act placement. Less likely: highly hazardous offshore oil & gas drilling contractors with complex multiple-layered liabilities or accounts with poor loss histories that require specialized, bespoke energy-market capacity. Examples You Can Place Through This Program Example 1: A regional marine contractor who performs ship repair and pier maintenance with crews that work both ashore and aboard vessels. You can submit payroll breakdown, loss runs, and contract scope to be evaluated for a combined USL&H / MEL placement. Example 2: A municipal harbor services vendor providing crane installation and communications repair with incidental vessel exposure. The program can consider first-dollar or deductible structures and companion state act coverage when state law creates exposure. Why Work With Continental Risk / Continental Marine Insurance Services Specialized underwriting and placement experience in maritime and longshore risks. Access to a variety of carrier markets for admitted or surplus lines placement depending on the state and appetite. Flexible plan designs to align with insureds’ loss experience and self-insurance programs. Responsive submission handling for agents: clear requirements and structured underwriting review. For submissions, include payroll detail by class, a description of vessel/shore work split, loss runs, and copies of any government or vessel contracts to speed placement review. Frequently Asked Questions What types of accounts are a good fit for Continental Risk’s USL&H and MEL program?Accounts with workers who perform ship repair, harbor and pier operations, crane installation/repair, or onshore trades that work aboard vessels or over navigable waters. Both primary maritime employers and those with incidental exposure are considered. Are admitted policies available or is this strictly an E&S program?Some admitted markets are available depending on state and risk characteristics. Continental Risk also places coverage in surplus markets when admitted capacity is not available or when program structure requires E&S placement. What is the minimum premium and how are loss-sensitive options handled?The program minimum premium is $15,000. Loss-sensitive and deductible plans, as well as excess over qualified self-insurance, are offered for qualifying accounts; underwriting reviews loss history and payroll to determine eligibility and structure. Which states do you write in?The program is available nationally across the listed states and DC, including coastal and inland states where maritime exposures occur. Availability may vary by carrier market and state regulatory restrictions. What materials should I include with a submission to speed placement?Provide payroll by class code, percent of work over water or aboard vessels, recent loss runs, safety program summaries, and copies of contracts (government or vessel owner) when applicable. These items help underwriters evaluate exposure quickly. Need help placing an account? Connect with a market specialist.

Marine General Liability Program from Continental Risk / Continental Marine Insurance Services Continental Marine Insurance Services, a division of Continental Risk, offers a Marine General Liability (MGL) program tailored for marine-related businesses across the United States. With access to 20+ A-rated marine carriers—both admitted and non-admitted—we give retail agents and brokers multiple market options to place a wide range of marine liability risks. Whether you are placing a preferred account or working a hard-to-place risk, our team of marine underwriting professionals delivers carrier access and placement strategies you can use to grow your marine book. We work with agents at every experience level and collaborate to improve client retention through practical, market-driven solutions. Ideal Accounts and Appetite This MGL program fits a broad set of marine operations. Ideal accounts include: Boat repair yards and marine contractors Marinas and dock operations Shipwrights and marine artisans Marine electronics installers Vessel detailers and maintenance services Divers and underwater service providers We write both clean and challenged accounts—clients with prior losses, coverage lapses, or other underwriting issues can often be evaluated for placement. If you have a specialized marine trade or a distressed account that needs a second look, submit the details and our underwriters will review options. Coverage Highlights and Advantages The program provides core general liability protection for operations involving watercraft, marine services and waterfront premises. In addition to GL, we can place related marine products such as: Protection & Indemnity (P&I) Legal Liability coverage for hull and property exposure Solutions for both land-based and water-based operations Our underwriting model emphasizes tailored placements and strong carrier relationships; that approach supports a ~90% renewal retention rate and helps you offer stable coverage to clients. Underwriting Notes and Minimum Premiums We work with both admitted and non-admitted markets to give flexibility when addressing varied risk profiles. The program minimum premium starts at $1,500. Each submission is reviewed on its merits—complete information helps us secure the best market fit—so provide loss runs, operations descriptions, and any risk controls when you submit. Territories and Availability Continental Marine writes Marine General Liability risks nationwide, including all 50 states and the District of Columbia. From Gulf Coast marinas to Great Lakes operators and Pacific Northwest boatyards, we can help you place accounts across the country. Why Work With Continental Marine Insurance Services? As one of the top producing agents on the West Coast for several national marine carriers, Continental Marine combines deep marine expertise with wide market access. Our team provides underwriting insight, placement options across admitted and surplus lines markets, and hands-on support to help you close and retain marine business. Example scenarios you can place through this program: A mid-sized marina seeking GL and P&I for slip operations and on-site repair services. An electronics installer with subcontracted labor and a recent loss that needs a non-admitted placement. To learn more, contact our office at 866-699-2747 or visit our website at www.continentalmarineins.com. You can also connect with us on Facebook, Twitter, or LinkedIn. Frequently Asked Questions What types of accounts are a good fit for this Marine General Liability program?We target a wide range of marine-related businesses including marinas, boat repair yards, marine contractors, and underwater service providers. Both preferred and distressed risks are welcome. Is this program available on an admitted or non-admitted basis?We have access to both admitted and non-admitted A-rated carriers, allowing us to place a variety of risk types with the most suitable market. What is the minimum premium for this program?The minimum premium starts at $1,500, depending on the nature and size of the risk. Can you help with accounts that have prior losses or coverage lapses?Yes—our team specializes in underwriting both clean and distressed risks and can assist in evaluating accounts with prior losses or lapses in coverage. In which states is this program available?This program is available nationwide, including all 50 states and the District of Columbia. Need help placing an account? Connect with a market specialist.

Atlantic Specialty Lines, Inc. offers insurance agents and brokers access to top-tier Personal Umbrella Insurance and Excess Umbrella Insurance markets through an "A++" rated carrier. Whether your client is preferred, standard, high-risk, or has unique exposures such as a DUI or celebrity status, we have tailored solutions with limits up to $5 million or $10 million available in both standard and non-standard markets. Ideal Accounts and Appetite Our broad underwriting appetite includes a wide range of personal clients, such as: Preferred and standard homeowners with clean driving records High-risk individuals with prior violations or DUIs High-net-worth individuals and celebrities Owners of multiple properties or recreational vehicles Small farm and rural clients You can confidently place accounts that require higher liability limits or have more complex personal risk profiles. Coverage Highlights and Advantages Limits up to $10 million available for both primary and excess umbrella Excess UM/UIM included on every quote Coverage includes defense costs outside the limits Pre- and post-judgment interest included No schedule of underlying insurance required No annual aggregate limits Coverage for volunteer activities and host liquor liability Prescription drug liability considered Identity theft resolution services included at no cost Optional direct bill available for added convenience Quick and Easy Quoting You can receive instant online quotes via www.Simple-Rates.com or call us at 1-877-SMPL-R8S for a telephone quote. Our streamlined process helps you secure coverage efficiently for your clients. Territories and Availability This program is available in most states across the Eastern and Midwestern U.S., including: CT, DE, FL, GA, IL, IN, KY, ME, MD, MA, NH, NJ, NY, NC, OH, PA, RI, SC, TN, VT, VA, and DC. Most offerings are on an admitted basis, depending on the state. Why Work With Atlantic Specialty Lines? As an experienced Excess & Surplus Lines Broker, Atlantic Specialty Lines, Inc. offers responsive service, access to an "A++" rated carrier, and flexible solutions for hard-to-place and standard personal umbrella risks. Our team understands the challenges agents face in placing umbrella coverage for a wide range of clients—from everyday families to high-profile individuals. The DIFFERENCE IS CLEAR, see it for yourself! Frequently Asked Questions What types of accounts are a good fit for this Personal Umbrella program?This program is ideal for both standard and high-risk personal lines clients, including those with multiple homes, recreational vehicles, past driving violations, or high public profiles. What coverage limits are available?You can access umbrella and excess umbrella limits up to $10 million, with flexibility based on your client’s risk profile and underlying coverage. Is coverage available in my state?This program is available in most Eastern and Midwestern states, including FL, GA, NY, PA, VA, and others. Contact us for specific state availability. Do I need to provide a schedule of underlying policies?No, a schedule of underlying insurance is not required, simplifying the submission and quoting process. How fast can I get a quote?Quotes are available instantly online through www.Simple-Rates.com or by phone, allowing you to quickly serve your clients’ needs. Need help placing an account? Connect with a market specialist.