Marine General Liability Program from Continental Risk / Continental Marine Insurance Services
Continental Marine Insurance Services, a division of Continental Risk, offers a Marine General Liability (MGL) program tailored for marine-related businesses across the United States. With access to 20+ A-rated marine carriers—both admitted and non-admitted—we give retail agents and brokers multiple market options to place a wide range of marine liability risks.
Whether you are placing a preferred account or working a hard-to-place risk, our team of marine underwriting professionals delivers carrier access and placement strategies you can use to grow your marine book. We work with agents at every experience level and collaborate to improve client retention through practical, market-driven solutions.
Ideal Accounts and Appetite
This MGL program fits a broad set of marine operations. Ideal accounts include:
- Boat repair yards and marine contractors
- Marinas and dock operations
- Shipwrights and marine artisans
- Marine electronics installers
- Vessel detailers and maintenance services
- Divers and underwater service providers
We write both clean and challenged accounts—clients with prior losses, coverage lapses, or other underwriting issues can often be evaluated for placement. If you have a specialized marine trade or a distressed account that needs a second look, submit the details and our underwriters will review options.
Coverage Highlights and Advantages
The program provides core general liability protection for operations involving watercraft, marine services and waterfront premises. In addition to GL, we can place related marine products such as:
- Protection & Indemnity (P&I)
- Legal Liability coverage for hull and property exposure
- Solutions for both land-based and water-based operations
Our underwriting model emphasizes tailored placements and strong carrier relationships; that approach supports a ~90% renewal retention rate and helps you offer stable coverage to clients.
Underwriting Notes and Minimum Premiums
We work with both admitted and non-admitted markets to give flexibility when addressing varied risk profiles. The program minimum premium starts at $1,500. Each submission is reviewed on its merits—complete information helps us secure the best market fit—so provide loss runs, operations descriptions, and any risk controls when you submit.
Territories and Availability
Continental Marine writes Marine General Liability risks nationwide, including all 50 states and the District of Columbia. From Gulf Coast marinas to Great Lakes operators and Pacific Northwest boatyards, we can help you place accounts across the country.
Why Work With Continental Marine Insurance Services?
As one of the top producing agents on the West Coast for several national marine carriers, Continental Marine combines deep marine expertise with wide market access. Our team provides underwriting insight, placement options across admitted and surplus lines markets, and hands-on support to help you close and retain marine business.
Example scenarios you can place through this program:
- A mid-sized marina seeking GL and P&I for slip operations and on-site repair services.
- An electronics installer with subcontracted labor and a recent loss that needs a non-admitted placement.
To learn more, contact our office at 866-699-2747 or visit our website at www.continentalmarineins.com. You can also connect with us on Facebook, Twitter, or LinkedIn.
Frequently Asked Questions
What types of accounts are a good fit for this Marine General Liability program?
We target a wide range of marine-related businesses including marinas, boat repair yards, marine contractors, and underwater service providers. Both preferred and distressed risks are welcome.
Is this program available on an admitted or non-admitted basis?
We have access to both admitted and non-admitted A-rated carriers, allowing us to place a variety of risk types with the most suitable market.
What is the minimum premium for this program?
The minimum premium starts at $1,500, depending on the nature and size of the risk.
Can you help with accounts that have prior losses or coverage lapses?
Yes—our team specializes in underwriting both clean and distressed risks and can assist in evaluating accounts with prior losses or lapses in coverage.
In which states is this program available?
This program is available nationwide, including all 50 states and the District of Columbia.
Need help placing an account? Connect with a market specialist.