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Residential Carpentry Workers Compensation Insurance from...od fit for this program?Residential carpentry contractors, including framing operations with prior workers’ co...

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...in roofing, drywall, electrical, carpentry, or another trade, their commercial...utors • Drywall • Electrical • Framing • General Contractors • House...

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...in roofing, drywall, electrical, carpentry, or another trade, their commercial...utors • Drywall • Electrical • Framing • General Contractors • House...

IPMG offers you the EXPERTISE and the SERVICE you have been looking for! Our carriers offer competitive pricing for welders insurance — ideal for one-person shops and small welding operations. Coverage is available whether welding is performed at the insured’s location or off-site. Welders Insurance Program from IPMG Insurance Program Managers Group (IPMG) provides brokers and agents access to a specialized Welders Insurance program designed for small to mid-sized welding and metal fabrication operations. Working with “A”-rated E&S carriers, IPMG delivers flexible, non-admitted solutions in Florida, Illinois, and Missouri backed by experienced underwriting and responsive brokerage service. Ideal Accounts and Target Classes This program fits a broad range of welding-related trades, especially mobile and on-site operations. Typical classes we place include: Repair of farm or factory equipment, machinery, and miscellaneous equipment Trailer hitch fabrication and repair (up to 25% of operations) Installation of handrails, stair rails, and balcony railings Metal erection and metal goods manufacturing Auto and truck body/frame welding, including bumpers Conveyor system repairs Man lift and lift truck maintenance Logging equipment repair Work on window guards, bars, and similar security fixtures IPMG is a good fit for clients working in agricultural, industrial, and light commercial settings, including single-operator shops and small crews that perform both shop-based and off-site work. Coverage Highlights and Advantages Access to experienced, “A”-rated E&S carriers for risks that may not fit admitted markets Coverage for both shop and mobile/on-site welding operations Competitive pricing geared toward small operators and one-person shops Underwriters and brokerage staff with hands-on knowledge of welding exposures Quick, practical underwriting decisions when submissions include required documentation Underwriting Notes and Minimum Premiums The program requires a completed ACORD application plus a supplemental welders application for full underwriting review. Minimum premium starts at $1,000. IPMG’s underwriters evaluate operations by class mix, payroll, revenue, mobile exposures, and loss history; they can often structure terms to address common welding exposures when the risk profile is clear. Typical Appetite and Common Restrictions What typically fits: Small fabrication shops and mobile welder accounts with limited hot work exposure controls Accounts where welding is a primary operation or a substantial portion of the business What may not fit or will require special handling: Large scale structural steel erectors or heavy industrial contractors with significant site risk Accounts with poor loss history, inadequate hot work procedures, or large subcontractor exposures Territories and Availability This program is offered on a non-admitted basis in Florida, Illinois, and Missouri. IPMG works with appointed agents in those states to place accounts efficiently and to find appropriate carrier capacity. Why Work With IPMG? As a Managing General Agency and E&S broker, IPMG brings decades of specialty placement experience. Agents benefit from direct access to underwriting decision-makers, pragmatic risk acceptance, and a service-oriented team that understands welders’ unique operations. IPMG helps place accounts that need tailored terms outside standard admitted market appetite. Example Account Scenarios You have a client who runs a one-person mobile welding service repairing farm equipment and installing handrails at residential and commercial sites — this program can provide general liability and equipment coverage with competitive terms. You represent a small shop that fabricates light metal goods and performs occasional trailer hitch work (under 25% of operations) — IPMG can evaluate class mix and offer appropriate coverage on an E&S basis in the program states. Contact our team today to discuss placement strategies and the documentation needed for fast underwriting decisions: Barbara Commings Florida Branch Manager (855) 377-4764 [email protected] Leona Greeves VP Brokerage Services (314) 293-9705 [email protected] Matt Becker Surplus Lines Practice Leader (630) 485-5952 [email protected] April Cook Brokerage Services Underwriter (314) 293-9702 [email protected] Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for small welding operations, including mobile welders and those working on farm equipment, handrails, metal goods, or light auto/truck body repair. Is off-site welding work covered under this program?Yes. The program provides coverage for welding performed both at the insured’s shop and at off-site locations, subject to underwriting review of the exposure. What documentation is required to submit a risk?A completed ACORD application and a supplemental welders application are required. Include details on operations, percentage of mobile work, any hot-work controls, payroll or sales, and recent loss history to speed the review. What states is this program available in?The Welders Insurance program is currently available on a non-admitted basis in Florida, Illinois, and Missouri. What is the minimum premium for this program?Minimum premium starts at $1,000, depending on the risk characteristics and underwriting evaluation. Need help placing an account? Connect with a market specialist.

...trical, plumbing/HVAC, concrete, carpentry, paving, and EIFS Commercial trad...

Workers Compensation Insurance for Automotive Body Repair Shops Insurance Program Managers Group (IPMG) offers a specialized Workers Compensation Insurance program tailored for automotive body repair shops. With access to multiple markets and experienced underwriting, IPMG provides independent agents and brokers with a reliable solution to place Workers Compensation coverage for this high-risk industry. Ideal Accounts and Appetite This program is designed for a wide range of automotive body repair operations, including: Collision repair shops Auto body painting and refinishing businesses Frame alignment and structural repair facilities Start-up operations and small businesses If you have a client who is launching a new repair shop or an established business facing high experience modification rates, IPMG can help you find the right coverage fit. Coverage Highlights and Advantages IPMG’s program offers the flexibility and underwriting depth needed to protect employees in physically demanding and potentially hazardous work environments. Key features include: Minimum premium starting at $500 in most states Start-up businesses accepted Access to A- rated or better carriers Solutions for businesses with high experience modification ratings Competitive pricing across multiple markets Underwriting Notes and Submission Requirements To expedite the quoting process, please be prepared to provide the following: Completed Accord application with a clear description of operations Currently valued loss runs (if available) Current experience modification rating (if applicable) IPMG specializes in streamlining the underwriting process to help you secure fast, competitive quotes for your clients. Available Territories This Workers Compensation program is available in the following states: AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, MD, MI, MN, MO, MS, NC, NE, NV, OK, PA, RI, SC, SD, TN, TX, UT, VA, WI, WV, and DC. All available markets are considered, giving you flexibility in placement options depending on state and carrier availability. Why Work With IPMG? As a wholesale broker with deep expertise in Workers Compensation, IPMG offers agents and brokers more than just access to markets — we provide service, support, and underwriting insight tailored to the automotive repair industry. Our responsive team is committed to helping you find the best coverage options at the most competitive premiums for your clients. If you’re looking for a reliable Workers Compensation market for automotive body repair risks — especially those with unique challenges — IPMG is your trusted partner. Frequently Asked Questions What types of accounts are a good fit for this Workers Compensation program?This program is ideal for automotive body repair shops, including collision repair, painting, and structural work. Start-ups and businesses with high mod rates are also welcome. Are start-up auto repair shops eligible for coverage?Yes. IPMG accepts start-up operations and will work with agents to place new businesses that meet underwriting guidelines. What is the minimum premium for this program?The minimum premium starts at $500 in most states, depending on the specific risk and underwriting details. What carriers does IPMG use for this Workers Compensation program?IPMG works with a variety of A- rated or better carriers. Market availability may vary by state and class of business. What documents are needed to submit a quote request?Required documents include a completed Accord application with operations description, currently valued loss runs, and the current experience mod rating if applicable. Need help placing an account? Connect with a market specialist.

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