Workers Compensation Insurance for Automotive Body Repair Shops
Insurance Program Managers Group (IPMG) offers a specialized Workers Compensation Insurance program tailored for automotive body repair shops. With access to multiple markets and experienced underwriting, IPMG provides independent agents and brokers with a reliable solution to place Workers Compensation coverage for this high-risk industry.
Ideal Accounts and Appetite
This program is designed for a wide range of automotive body repair operations, including:
- Collision repair shops
- Auto body painting and refinishing businesses
- Frame alignment and structural repair facilities
- Start-up operations and small businesses
If you have a client who is launching a new repair shop or an established business facing high experience modification rates, IPMG can help you find the right coverage fit.
Coverage Highlights and Advantages
IPMG’s program offers the flexibility and underwriting depth needed to protect employees in physically demanding and potentially hazardous work environments. Key features include:
- Minimum premium starting at $500 in most states
- Start-up businesses accepted
- Access to A- rated or better carriers
- Solutions for businesses with high experience modification ratings
- Competitive pricing across multiple markets
Underwriting Notes and Submission Requirements
To expedite the quoting process, please be prepared to provide the following:
- Completed Accord application with a clear description of operations
- Currently valued loss runs (if available)
- Current experience modification rating (if applicable)
IPMG specializes in streamlining the underwriting process to help you secure fast, competitive quotes for your clients.
Available Territories
This Workers Compensation program is available in the following states: AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, MD, MI, MN, MO, MS, NC, NE, NV, OK, PA, RI, SC, SD, TN, TX, UT, VA, WI, WV, and DC.
All available markets are considered, giving you flexibility in placement options depending on state and carrier availability.
Why Work With IPMG?
As a wholesale broker with deep expertise in Workers Compensation, IPMG offers agents and brokers more than just access to markets — we provide service, support, and underwriting insight tailored to the automotive repair industry. Our responsive team is committed to helping you find the best coverage options at the most competitive premiums for your clients.
If you’re looking for a reliable Workers Compensation market for automotive body repair risks — especially those with unique challenges — IPMG is your trusted partner.