https://completemarkets.com/company/PPIBCORP/Medispa-Services-Insurance/
Professional Program Insurance Brokerage (PPIB) offers: Medispa Services Insurance.
Overview
As a program administrator, Professional Program Insurance Brokerage (PPIB) places tailored insurance solutions for medispa facilities and aesthetic professionals. You can use this program to place single-location practices or multi-site operations that deliver elective aesthetic and wellness services. Coverage is structured to address the clinical and liability exposures common to medispas and allied health practices.
Ideal Accounts & Target Classes
This program targets licensed professionals and facilities that provide non-surgical aesthetic and wellness services. Typical fits include:
Medical spas and aesthetic clinics
Providers performing Botox, dermal fillers, and hormone therapy
Wellness clinics offering IV therapy, weight-loss programs, or supplements
Facilities using lasers, IPLs, radio frequency devices, and body contouring equipment
Medical directors, physician oversight arrangements, and clinical support staff
Example fits: you might have a client who recently opened a medispa offering vitamin injections, laser hair removal, and body sculpting — or a physician expanding into non-invasive aesthetic services. Both are typical submissions for this program.
Coverage Highlights
PPIB's Medispa Services Insurance offers a suite of coverages that address the common exposures in aesthetic and wellness practices:
Professional (medical) liability
General liability
Property coverage
HIPAA defense and privacy breach response
Communicable disease coverage
Sexual abuse and molestation coverage
License action defense coverage
Applicable Procedures and Services
The program covers a broad array of elective procedures and supportive services, including:
Hormone therapy and prescription weight-loss programs (hCG, lipotropics)
Injectables: Botox and dermal fillers
Body contouring, fat transfer, lipolysis, and tumescent liposuction
Lasers, IPLs, LEDs, and radio frequency treatments
Medical peels, mesotherapy, and permanent cosmetics
Vein treatments and sclerotherapy
Medical directors and affiliated clinical staff
Underwriting & Submission Notes
PPIB's underwriting team focuses on niche allied-health risks. Submissions are evaluated for scope of services, clinician licensing and credentialing, written protocols, consent processes, training, and loss history. Provide a completed application, service descriptions, licensing details, and prior loss runs (if applicable) to expedite review.
Pricing reflects the mix of services, claim history, and size of operations; there is no published flat minimum premium. Underwriters may ask for risk-management documentation for higher-exposure procedures (e.g., full-time medical director oversight for surgical-level services).
Program Availability
This program is placed on a non-admitted basis in all available territories. Current availability includes: AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY and DC.
Why Work with PPIB on Medispa Business
With over 25 years of specialty program experience, Professional Program Insurance Brokerage provides agents and brokers with responsive underwriting, deep product knowledge, and access to tailored coverage not always available in standard markets. PPIB is positioned to handle complex allied-health placements and multi-location accounts.
Contact Professional Program Insurance Brokerage (PPIB) to discuss placement options for your next Medispa Services Insurance account.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is suited for medical spas, licensed aesthetic practitioners, and wellness clinics that offer injectables, laser services, hormone therapy, body contouring, IV infusions, and similar elective procedures.
Can I submit an account with multiple locations?
Yes. PPIB can provide coverage for single-location practices and multi-location operations under a single policy structure, subject to underwriting review.
What procedures are typically covered under this policy?
Typical covered services include injectables (Botox, fillers), laser and IPL treatments, hormone and weight-loss programs, vein treatments and sclerotherapy, body contouring, and other non-surgical aesthetic procedures.
Is this program admitted or non-admitted?
This program is offered on a non-admitted basis in all available states and territories.
What information is required to submit an account?
Provide a completed application, detailed descriptions of services and devices used, licensing and credential information for clinicians, and prior loss history where available to help underwriters evaluate the risk.
Need help placing an account? Connect with a market specialist.