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Expertise. Solution. Service. MAXIMUM’s The Long Shot - Prize Indemnification program is designed specifically for golf tournaments looking to attract more attention, boost participation, and raise additional revenue — all while managing the financial risk of high-value prizes. This turnkey solution offers insurance coverage for hole-in-one prizes, providing peace of mind and a powerful promotional tool for your clients hosting golf events. Ideal Accounts and Appetite This program is ideal for golf tournaments and charity events that want to offer exciting hole-in-one prizes to participants. The following types of events are a strong fit: • Tournaments offering up to $50,000 in prize value per hole • Events with multiple prize holes • Tournaments with hole distances of at least 125 yards for women and 150 yards for men Example fit: You might have a nonprofit client planning a charity golf tournament. They're looking to boost attendance with a compelling prize like a new car. This program allows them to offer that incentive without the financial exposure if someone wins. Coverage Highlights and Advantages • High-visibility prizes attract more players and media attention • Unlimited prize restoration ensures continued excitement throughout the event • If a winner emerges, 20% of the prize value is donated to the tournament’s associated charity • Opportunities for local business sponsorship on prize holes, generating additional revenue • Offer valuable prizes at minimal cost and no financial risk to the event organizer • Access to business solution vendors for related services, including: • Human resources support • Pre-employment and tenant screening • Identity protection services • Marketing assistance Underwriting Notes and Restrictions To ensure smooth placement, be aware of the following underwriting guidelines: Ineligible Risk Characteristics: • Hole distances under 125 yards for women or 150 yards for men • Prize values exceeding $50,000 • Events held in Alaska, Louisiana, or West Virginia • Events that include professional golfers • Events that allow practice shots or mulligans Territories and Availability This program is available in most states, including AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WI, and WY. Please note that coverage is not available in AK, LA, or WV. Why Work With MAXIMUM? As a trusted wholesale broker, MAXIMUM brings niche program expertise, fast service, and customized solutions to the table. Our team understands the unique needs of prize indemnification and is committed to helping agents and brokers deliver standout coverage options to their clients. We settle for nothing less than the best, and offer flexible, responsive support throughout the application and underwriting process. If you’re ready to offer your golf tournament clients a compelling and secure way to add excitement to their events, contact MAXIMUM today to learn how we can help. Please reach out to us today by phone or email with any questions and to discuss how we can assist in this process. Frequently Asked Questions What types of accounts are a good fit for this program?Charity golf tournaments, corporate golf outings, and community events that want to offer hole-in-one prizes up to $50,000 are ideal candidates. Are professional golfers or mulligans allowed under this coverage?No, events that allow professional golfers, practice shots, or mulligans are ineligible for this program. What are the minimum yardage requirements for the prize holes?The prize hole must be at least 125 yards for women and 150 yards for men to qualify for coverage. Is this program available in all states?The program is available in most states but is not available for events in Alaska, Louisiana, or West Virginia. What happens if someone wins the prize?If there is a winner, the prize is paid out and an additional 20% of the prize value is donated to the tournament’s designated charity. Need help placing an account? Connect with a market specialist.

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Atlantic Specialty Lines, Inc. offers a focused Special Events Insurance program for agents who need reliable, market-aware solutions for clients hosting events of all sizes. Whether the exposure is a private dinner, a wedding, a charity gala, or a multi-day trade show, Atlantic Specialty Lines uses access to multiple markets to place tailored General Liability and Liquor Liability protection and address common event-related risks. Ideal Accounts and Appetite Our program is designed for a broad range of special events, including: Weddings and receptions Corporate meetings and trade shows Charity fundraisers and galas Festivals, fairs, and parades Private parties and social gatherings We can consider single-day or multi-day functions and accounts that include setup and teardown days. Liquor Liability is available for events where alcohol is served—hosted or BYOB. The program is flexible enough to handle events with rain dates and many common third-party exposures. Coverage Highlights and Advantages Coverage for rain date rescheduling Set-up and take-down day coverage Defense costs outside the policy limits Automatic insured status for volunteers, temporary/leased workers, and committee members Property damage coverage for rented premises Food and beverage product liability coverage These features address typical event risks—third-party injury, property damage to rented venues, and product liability from on-site food and beverage service—so you can offer clients broader protection with fewer coverage gaps. Underwriting Notes and Minimum Premiums Minimum premiums vary depending on the type, size, and complexity of the event. Underwriting evaluates attendance, venue (indoor/outdoor, public/private), alcohol service, special activities (e.g., amusement rides, pyrotechnics), security plans, and whether there are multiple insureds or vendors. Provide event date(s), location, expected attendance, alcohol plans, and a summary of activities to speed placement. Our team is available to guide you through the submission requirements and eligibility. Territories and Availability This program is available in CT, DE, FL, GA, IL, IN, ME, MD, MA, NH, NJ, NY, NC, OH, PA, RI, SC, TN, VT, VA, and DC. Atlantic Specialty Lines places this business on a non-admitted basis through multiple excess & surplus lines carriers, giving agents flexibility to write unique or complex events that may not fit admitted markets. Why Work With Atlantic Specialty Lines, Inc.? As an experienced Excess & Surplus Lines Broker, Atlantic Specialty Lines combines quick turnarounds with wide market access and practical underwriting. We focus on event-based exposures and maintain strong agency relationships to help you place coverages efficiently. When you submit a risk, you’ll benefit from experienced intake support, targeted market placement, and responsive follow-up throughout binding and policy issuance. Frequently Asked Questions What types of events are eligible for this program?We can place a wide variety of events, including weddings, trade shows, corporate parties, fundraisers, festivals, and private gatherings—both single-day and multi-day. Can I get coverage for setup and teardown days?Yes. Coverage for setup and takedown days can be included as part of the policy upon request. Is Liquor Liability available for events where alcohol is served?Yes. Liquor Liability is available for hosted events and BYOB situations—underwriting will review service plans and security controls. In which states is this program available?This Special Events Insurance program is available in CT, DE, FL, GA, IL, IN, ME, MD, MA, NH, NJ, NY, NC, OH, PA, RI, SC, TN, VT, VA, and DC. What information is needed to submit an event for a quote?Provide event type, location, date(s), estimated attendance, alcohol service plans, and a description of special activities. The more detail you provide up front, the quicker we can assess and place the risk. Need help placing an account? Connect with a market specialist.

Overview — Special Event Liability Insurance from Access E&S Insurance Services Access E&S Insurance Services places Special Event Liability coverage through a select group of markets that underwrite event exposures—coverage many admitted carriers no longer add simply by endorsement to a commercial general liability policy. As an Excess & Surplus Lines broker, Access E&S works with markets that write dedicated event forms and can include optional coverages such as Event Cancellation (economic loss for weather, performer/speaker cancellation, and other perils when quoted). Ideal Accounts and Appetite Corporate off-premises meetings, conferences and trade shows Public festivals, concerts and fairs (small–medium attendance) Sporting and recreational outings (e.g., guided rafting or adventure trips) Equine events, horse shows and similar animal exposures Weddings, private parties and vendor markets Charity runs, community events and fundraising galas Access E&S favors accounts where the event organizer can supply clear risk controls: documented security, alcohol management plans, vendor certificates, emergency plans and well-defined participant limits. High-hazard or carnival-style rides, unregulated pyrotechnics, or ongoing operations with a history of large losses may need specialized underwriting and could be limited. Coverage Highlights and Advantages Dedicated event liability forms designed for off-premises and temporary operations. Event Cancellation/Non-Appearance options available to cover economic loss from weather, performer or speaker cancellation, and broader perils when quoted. Markets that will consider unique exposures — adventure sports, equine activities, mobile vendors — with tailored terms. Flexible limits and wording for Additional Insured endorsements and certificate requests to support venue, vendors, and sponsors. Access to multiple non-admitted markets that underwrite event risk where admitted markets may not respond. Underwriting Notes and Submission Requirements To obtain competitive terms, submit early — markets tighten quickly as event dates approach. Typical submission items underwriting will request include: Event description, date(s), location and expected attendance Activity details (alcohol service, vendors, rides/attractions, animals, water activities) Security and crowd control plans; medical and emergency procedures Copies of vendor contracts, hold-harmless language, and any venue insurance requirements Loss history for the organizer and prior event claims (if any) Because Access E&S places with Excess & Surplus markets, some binding conditions or premium adjustments may apply for higher exposures. If Event Cancellation coverage is required, underwriters often need lead time to evaluate weather risks and performer contracts. Territories and Availability This program is available in AZ, CA, CO, NV, TX and WA. Availability across those states is generally strong through Access E&S’s markets, but final eligibility and admitted vs. non-admitted placement depend on the specific risk and state regulations. Why Place Event Business with Access E&S Insurance Services Specialized event markets — Access E&S maintains relationships with underwriters experienced in event and cancellation exposures. Practical underwriting guidance — brokers receive clear submission checklists and risk improvement suggestions to increase the chance of placement. Responsive quoting in E&S markets where admitted options are limited or unavailable. Flexible solutions for one-off events and recurring programs. Example scenarios: You might have a client running a weekend equine show who needs combined liability and cancellation protection, or an association planning an offsite conference that requires host venue additional insured endorsements and non-appearance coverage for a keynote speaker. Access E&S can help you package the submission so markets can evaluate and quote. Frequently Asked Questions What types of events are a good fit for this program?Small to medium public or private events such as conferences, festivals, charity runs, equine shows, guided adventure trips and weddings are typical fits. Events with clear risk controls and documented vendor management are preferred. What information do underwriters need to quote an event?Underwriters usually require an event description, dates, location, expected attendance, details on activities (alcohol, vendors, rides, animals), security plans, vendor agreements, and the organizer’s loss history. Does Access E&S provide Event Cancellation coverage?Yes. Access E&S has markets that quote Event Cancellation and Non-Appearance coverage for weather and, when quoted, broader perils including speaker or performer cancellation. These coverages should be requested early in the placement process. Is coverage placed admitted or non-admitted?Access E&S is an Excess & Surplus Lines broker and primarily places with non-admitted markets that specialize in event risk. Admitted options may be available in some states or for certain lower-exposure events; check state availability and market appetite. Need help placing an account? Connect with a market specialist.

The short term special event insurance program is designed for organizers of short term special events that meet the following criteria: - Total attendance is 12,000 or less - Maximum number of consecutive event days is 10 not including set-up or tear-down - Event is head at a single location (except for weddings - coverage can be extended to include the rehearsal, ceremony, and reception as a single event) - Event must take place in the United States Eligible Operations for Short Special Term Event Insurance: (Including but not limited to) - After-prom party insurance school-sponsored event only) - Pageant insurance - Party insurance - Auction insurance - Quinceanera insurance - Award presentation insurance - Recital insurance - Banquet insurance (dance, music) - Bazaar insurance - Religious event insurance - Car/Motorcycle/RV/Boat - Reunion insurance show insurance - School band or drill team (static display only) competition insurance - Concert insurance - School carnival insurance - Charity event insurance (no rides/inflatables) - Concert insurance - Show insurance (animals-arena (call for approval) setting only, art, baby, craft, etc.) - Convention insurance - Debut or debutant - Social gathering/reception insurance ball insurance - Speaking engagement insurance - Festival insurance - Theatrical performance insurance - Flea market insurance - Wedding activity insurance - Graduation ceremony insurance (rehearsal, ceremony or reception) - Job fair insurance - Lecture insurance - Meeting insurance - Walking tour insurance (garden, holiday, parage of homes, historical sites)-single location parties Coverages Available & Program Highlights: General Liability - Bodily Injury and Property Damage - Personal and Advertising Injury - Products and Completed Operations - Damage to Premises Rented to You - Medical Expense - No Charge for Certificates of Insurance - Host Liquor Liability Included Liquor Liability - Primary (not available in AK, DC, HI, IA, MI) Increased Medical Expense (optional and not available online) K&K Insurance Group offers sports and recreations websites offering online purchasing capabilities and commission for agents and brokers. The website is simple to use and provides an option to purchase coverage immediately using a credit card. K&K, a leading provider of sports, leisure and entertainment insurance programs, is a key supplier of coverage to the sports and leisure industry and is pleased to offer this innovative design for our clients’ convenience. The program offers 10% commission to insurance agents when using the online binding system. A convenient registration area allows agents to manage quotes and bound accounts. Coverage can be purchased at the following site: www.eventinsurance-kk.com New! A Walk/Run Program designed specifically for competitive or non-competitive events. Please visit www.WalkRunInsurance-kk.com to apply online. Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

Event Liability Insurance requires experienced underwriting to ensure comprehensive and tailored protection. Veracity Insurance Solutions, LLC brings over 30 years of expertise in the niche market of special event and sports liability coverage. As a trusted Managing General Agency and Excess & Surplus Lines Broker, we help agents and brokers across the country place coverage for a wide range of public and private events. Overview of the Program From Veracity Insurance Solutions Our Sports & Special Events Liability Insurance program is designed to meet the unique risks associated with hosting public gatherings, athletic competitions, and other high-exposure events. Whether your client is organizing a one-day wedding reception or a multi-day sporting tournament, we can help you secure the right coverage quickly and efficiently. Ideal Accounts and Appetite We provide coverage for a broad spectrum of special events, including but not limited to: Sporting events and tournaments (youth, amateur, and semi-pro) Weddings and receptions Festivals, fairs, and parades Conventions, expos, and trade shows Concerts and live performances Community and charity events If you have a client planning a new or recurring event with public attendance or athletic participation, we can likely accommodate their needs. We also have the flexibility to consider new or unique event types that may fall outside standard carrier guidelines. Coverage Highlights and Advantages Low minimum premiums – competitive pricing for single or multi-day events Low deductibles to keep out-of-pocket exposure manageable Occurrence and claims-made forms available Access to both admitted and non-admitted carriers Umbrella/excess liability limits available when higher protection is needed Coverage available for new or first-time events We also offer complementary coverages including BOP, Property & Inland Marine, E&O, D&O, and Pollution Liability, allowing agents to package solutions for clients with broader needs. Underwriting Notes and Minimum Premiums Minimum premiums vary based on event type, size, and duration, but we are known for offering low minimums to help agents win competitive business. Our underwriting team works closely with agents to assess each submission and craft appropriate coverage terms, even for non-standard risks. Territories and Availability Veracity Insurance Solutions writes Sports & Special Events Liability Insurance in all 50 states, including DC. Whether your client is hosting a local gathering in Iowa or a major festival in California, we can help you place the right coverage efficiently. Why Work With Veracity Insurance Solutions With decades of experience and a strong focus on niche liability markets, Veracity Insurance Solutions is a valuable partner for agents and brokers seeking reliable event liability markets. We offer fast turnaround, competitive pricing, and the ability to place both straightforward and hard-to-place risks. Our access to multiple carriers ensures that we can match your clients with the best available options. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for sports tournaments, weddings, festivals, trade shows, and other public or private events that require liability coverage. Can you provide coverage for first-time or one-time events?Yes, we can write coverage for new or one-time events, including those with no prior insurance history. Are both admitted and non-admitted carriers available?Yes, we offer access to both admitted and non-admitted carriers, depending on the risk and state requirements. What is the typical turnaround time for quotes?Most straightforward submissions can be quoted quickly, often within 24–48 hours, depending on the complexity of the event. Do you offer additional coverages beyond event liability?Yes, we can also provide BOP, Property & Inland Marine, E&O, D&O, and Pollution Liability coverage when needed. Need help placing an account? Connect with a market specialist.