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At Charity First, we put your charity first. We are a nationwide program manager focused on insuring nonprofit and social service organizations. Our program combines flexible, nonprofit-specific policy forms with capacity from well-known A.M. Best "A" rated carriers and experienced claims teams. Charity First also supports agents with complimentary risk management resources, including an online library of safety articles and loss-control tools to help your clients reduce exposures and control costs. Overview of the Program from Charity First Charity First’s Social Service Agencies Insurance program is designed for nonprofits that deliver community services, direct client care, and outreach programs. The program is positioned for agents who need admitted and reliable coverage options backed by strong carriers, plus practical risk-management support tailored to nonprofit operations. Ideal Accounts and Appetite Small to mid-size social service agencies, community outreach programs, food banks, food pantries, and thrift stores operated by nonprofits Programs providing case management, counseling, job training, or client transportation (limited exposure) Volunteer-driven organizations and community-based programs with formal risk-management practices Less likely to fit: high-liability clinical operations (medical clinics with licensed procedures), large residential facilities with intensive behavioral health services, or organizations with recurring severe claims history. For these accounts, underwriting review is more restrictive. Coverage Highlights and Advantages General Liability and Directors & Officers liability options tailored for nonprofit management exposures Property coverage for owned and leased locations, with endorsements designed for donated goods and volunteer property Abuse and Molestation options available in many cases for organizations that handle children or vulnerable adults Professional Liability for counseling, casework, and program services (where eligible) Nonprofit-focused policy language and limits; access to A.M. Best "A" carriers through Charity First’s program relationships Underwriting Notes and Minimum Premiums Underwriting emphasizes clear nonprofit governance, volunteer screening, training programs, and written policies for client interactions and transportation. Charity First typically requests loss runs, a description of programs and client populations, volunteer counts, and any third-party contracts. Minimum premium varies by carrier and state; please reference "Minimum Premium: Varies" and submit details for accurate indication. Example Accounts That Fit You might have a client who runs a community food pantry with a small paid staff and 50 volunteers — this program can provide packaged property and liability coverage with volunteer accident options. Or, you may place a nonprofit that offers case management and limited transportation for clients — Professional Liability and General Liability forms can be combined to protect the organization and its board. Territories and Availability Available in most states. Charity First’s Social Service Agencies Insurance program is offered in: AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY, and DC. Admitted carrier availability varies by state and program; submit to confirm options in your jurisdiction. Why Work With Charity First Charity First is a general agency focused on nonprofits. Agents gain access to experienced underwriters who understand nonprofit exposures, specialized policy forms, A-rated markets, and complimentary risk-management materials you can share with clients. The program is oriented to help you place routine and moderately complex social service agency accounts efficiently while preserving the nonprofit’s mission through appropriate insurance solutions. Frequently Asked Questions What types of social service accounts are a good fit for this program?Small to mid-size nonprofits that operate food pantries, thrift stores, community outreach, case management, or limited client transportation are strong fits. Organizations with formal volunteer policies, basic screening and training, and limited clinical exposure are ideal. Which coverages are included or available through Charity First?The program offers General Liability, Property, Directors & Officers liability, Professional Liability where eligible, and abuse/molestation options in many cases. Specific coverages and limits depend on carrier appetite and state availability. How do I submit an account and what does underwriting typically request?Submit a completed application with a program description, estimated payroll and volunteer hours, loss runs, and copies of key policies (volunteer screening, transportation, client supervision). Underwriters commonly ask about client populations, supervision levels, and any third-party contracts. Where is this program available and are the policies admitted?Charity First’s Social Service Agencies Insurance is available in most states (see the Territories section above). Admitted carrier options vary by state; Charity First can advise whether admitted or non-admitted placements are available for a specific account. Need help placing an account? Connect with a market specialist.

Charity First's Religious Program is a focused, competitively priced packaged solution built for houses of worship and faith-based organizations. The program is underwritten for churches (denominational or non-denominational), Jewish synagogues, Buddhist temples and similar congregational organizations. Available coverages include Property, General Liability, Inland Marine, Crime, Sexual Abuse/Abuse & Molestation, Pastoral Counseling (professional liability), Automobile, Umbrella, Workers' Compensation, Directors & Officers (D&O), and select International cover options. Charity First accepts ACORD applications and hard-copy loss runs and places admitted A+ XV paper in most states. Overview of the Program Charity First's Religious Program lets independent agents and brokers place multiple lines for congregations and small-to-mid sized religious institutions through a single general agency relationship. The underwriting is tailored to congregational operations and ministry exposures, with optional modules to address counseling, volunteer activities, and abuse/molestation risks commonly faced by faith-based clients. Packaging multiple lines together simplifies placement and helps reduce coverage gaps for your insureds. Ideal Accounts and Appetite Small to mid-sized churches (denominational or non-denominational) Synagogues and Jewish congregational organizations Buddhist temples and similar houses of worship Congregations running typical ministries: worship services, religious education, counseling, volunteer programs, outreach and community events Accounts with large campus operations, standalone K-12 schools, hospitals, residential care facilities, or high-hazard commercial activities typically require referral to specialty markets—submit these accounts so Charity First can assess fit and recommend next steps. Coverage Highlights and Advantages Package capability: combine Property, General Liability, Inland Marine, Crime and Automobile for streamlined placement and billing. Targeted abuse & molestation and Pastoral Counseling professional liability options to address ministry exposures. Umbrella and D&O available to extend limits and protect organizational leaders. Workers' Compensation and select International cover where applicable. Access to admitted A+ XV paper in most states through multiple carrier partners for agents who prefer admitted placements. Underwriting Notes & Minimum Premiums Charity First accepts ACORD applications and hard copy loss runs with submissions. Underwriting reviews congregation size, property values, number and type of programs (youth, counseling, outreach), volunteer screening and training procedures, background checks, and prior loss history. Minimum premiums vary by line and carrier; submit the account or request a quote to confirm minimums and available pricing for your state and exposures. Territories & Availability This program is available in most U.S. states. Charity First writes business in the following territories: AK, AL, AR, AZ, CA, CO, CT, DE, GA, HI, IA, ID, IL, IN, KS, KY, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY and DC. Not available in FL, LA, and NY. Why Place This Business Through Charity First Program wording and options designed specifically for houses of worship and ministry exposures. One general agency relationship provides access to multiple carriers, simplifying submission and placement. Admitted market solutions (A+ XV) in most states for agents who prefer admitted placements and state filings. Flexible multi-line packaging to help reduce gaps and streamline administration for your clients. Example Accounts Suburban congregation with a sanctuary, education wing and monthly community events seeking Property, GL, Auto for volunteer drivers, and Sexual Abuse coverage for youth volunteers. Small synagogue running weekday and weekend programs plus pastoral counseling services that needs combined GL, Pastoral Counseling professional limits, and Crime coverage for donations and collections. Frequently Asked Questions What types of religious organizations are a good fit for this program?The program is best suited for small to mid-sized congregations—churches, synagogues and temples—with standard ministry activities such as worship services, education, counseling and community outreach. Which coverages can I package through Charity First's Religious Program?You can combine Property, General Liability, Inland Marine, Crime, Sexual Abuse/Abuse & Molestation, Pastoral Counseling professional liability, Automobile, Umbrella, Workers' Compensation, D&O, and certain International coverages. Availability varies by carrier and state. How should I submit an account and what documentation is required?Submit completed ACORD applications and include hard-copy loss runs when available. Provide program details (youth activities, counseling, volunteer screening), property values and prior loss history to speed underwriting review. Are admitted paper and admitted pricing available?Yes. Charity First places admitted A+ XV paper in most of the states listed. Availability and terms depend on carrier appetite and state filings; FL, LA and NY are not available under this program. What are common reasons an account might not fit this program?Large campus operations, standalone schools or hospitals, extensive residential programs, or unusually high-hazard activities typically require specialty markets. Submit these accounts for review and Charity First will advise on fit or alternatives. Need help placing an account? Connect with a market specialist.

Overview — Charity First: Arts, Civic & Social Clubs/Organizations Insurance Charity First Insurance Services Inc is a nationwide program manager that helps independent agents place insurance for nonprofit arts groups, civic organizations, social clubs and similar community-based entities. Our Arts, Civic & Social Clubs/Organizations Insurance program is backed by multiple A.M. Best "A" rated carriers and is designed to adapt as a nonprofit’s operations evolve. Charity First combines market access with nonprofit-specific underwriting and complimentary risk management resources to help your clients reduce exposures and manage claims. Ideal accounts and appetite This program is built for nonprofit and community organizations including (but not limited to): Community theaters, art centers and galleries Civic clubs, historical societies and rotary-type organizations Neighborhood social clubs, fraternal groups and booster clubs Community festivals, fundraisers and volunteer-run events Small-to-mid size music and performance groups Accounts that fit well are typically volunteer-run or staffed by a small payroll, hold periodic events or performances, own or lease modest facilities, and seek broad nonprofit-focused protection. High-hazard operations, large-scale commercial events, or organizations with unusual professional liabilities may require prior discussion with underwriting. Coverage highlights and advantages Flexible package options for General Liability, Property, Event and Volunteer exposures. Access to nonprofit-focused endorsements and specialized limits appropriate for community organizations. Claims handling and policy forms provided through well-known, highly rated insurance companies. Complimentary access to a library of safety articles and risk-management tools to help your clients reduce loss frequency and severity. Program administration and underwriting tailored to the nonprofit marketplace — faster turnaround and clearer guidelines for common nonprofit exposures. Underwriting notes and minimum premiums Underwriting is focused on the nonprofit’s operations, size, revenue, frequency of events, volunteer exposure and any alcohol or special activities. Charity First evaluates each account with nonprofit experience in mind and places risks with carriers that understand community organizations. Minimum premium: Varies by state, line of coverage and carrier. Because minimums depend on the chosen market and the insured’s exposure profile, submit a simple Acord and supplemental details for a prompt indication. Territories and availability Charity First’s Arts, Civic & Social Clubs/Organizations Insurance program is available in most states (see territories listed on the program page). Because carrier appetite and admitted status can vary by state, Charity First places accounts through a mix of admitted and non-admitted markets as appropriate for the risk. Why work with Charity First on this business Specialized nonprofit focus — underwriters and service teams experienced with the common exposures of arts and civic organizations. Wide market access — multiple A-rated carriers provide choices for admitted and non-admitted placements. Agent-friendly underwriting — practical submission requirements and access to risk-management materials you can share with clients. Efficient quoting for routine nonprofit risks and the flexibility to handle more complex or event-driven accounts on a case-by-case basis. Example account scenarios You might have a community theater seeking general liability, property and event coverage for seasonal productions and volunteer staff. Or a civic club that hosts a summer music series and needs event liability and liquor liability options for short-term fundraisers. Both are the types of accounts Charity First routinely places with carriers that understand nonprofit operations. Frequently Asked Questions What types of accounts are a good fit for this Charity First program?Small-to-mid-size nonprofit arts groups, community theaters, civic clubs, social clubs, historical societies and volunteer-run events are a strong fit. The program favors organizations with limited payroll, regular volunteer activity and routine community events. Which coverages can I place through this program?Carriers in the program offer flexible packages that commonly include general liability, property, event liability, volunteer liability and nonprofit-friendly endorsements. Specific coverages and limits depend on the carrier selected and the insured’s exposures. How do underwriting and minimum premiums work?Underwriting evaluates the organization’s operations, events, volunteer exposure and alcohol or special activities. Minimum premium varies by state and carrier; submit basic application materials to receive an accurate indication for a specific account. In which states is the program available?The program is available in most states. Availability and admitted status depend on the carrier selected; Charity First places accounts in the territories where its carrier partners are licensed or through surplus lines where appropriate. Need help placing an account? Connect with a market specialist.

At Charity First Insurance Services Inc, we put your charity first. As a nationwide program manager and general agency focused on nonprofit risk, we make it easier for agents to place schools, educational and training organizations with admitted carriers that understand the unique exposures of nonprofit education programs. Our products are backed by well-known, A.M. Best "A" rated insurance companies and supported by experienced underwriting and claims teams dedicated to nonprofit needs. Overview of the Program From Charity First The Schools, Educational & Training Organizations Insurance program is designed for nonprofit and charitable institutions that deliver education, instruction, or training services. You can use this program to place day schools, after-school programs, tutoring centers, vocational training nonprofits, continuing education providers, and other similar tax-exempt educational groups. Coverage is available through admitted carriers in most states and is issued via Charity First Insurance Services Inc as the managing general agency. Ideal Accounts and Appetite Small to mid-size nonprofit schools, preschool programs and K–12 support organizations. Adult education, vocational and trade-training nonprofits, community colleges with limited campus exposures. After-school programs, tutoring services, and continuing education providers run by nonprofit boards. Programs with predictable operations, low-volatility claims histories, and standard premises and instructional activities. Typically not a fit: large boarding schools, colleges/universities with residential campuses, organizations with significant residential care components, or entities with high-severity professional liability histories. If you have an account with high abuse/molestation exposure, complex campus housing, or significant athletic event risk, please discuss before submission. Coverage Highlights and Advantages General liability tailored for educational operations, including student activities and field trips. Professional liability options for instructors and administrators (where available by carrier). Property and contents coverage for classrooms, administrative offices and owned equipment. Abuse and molestation coverage options available through select carriers. Flexible policy forms and limits to match nonprofit budgets and program sizes. Underwriting Notes and Minimum Premiums Charity First underwriters focus on the day-to-day operations: student age ranges, staff-to-student ratios, background checks and training, volunteer screening, safety policies, and premises security. Claims history, curriculum type, and off-site activity frequency materially affect terms. Minimum premium varies by carrier and state—please see the program’s submission requirements or contact Charity First for current minimums and filing details. Territories and Availability This program is available in most states (AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY and DC). Coverage is offered primarily on admitted paper through our carrier partners, but appetite and form availability vary by state. Why Work With Charity First Insurance Services Inc Deep nonprofit specialization — underwriting and risk management tailored to charitable and education-focused operations. Access to multiple A-rated carriers and flexible admitted paper in most states. Complimentary risk management resources and an extensive online safety library to help insureds reduce exposure. Responsive program team experienced in placing complex nonprofit education risks. Example Accounts You Can Place A nonprofit after-school program serving 100 children with staff background checks, standardized safety policies, and limited off-site activities — ideal for admitted liability and property placement. A community vocational training nonprofit offering daytime trade classes with owned equipment and modest inventory — fits the program’s property and professional liability appetite. Frequently Asked Questions What types of educational organizations are a good fit for this program?Nonprofit-run day schools, preschools, after-school programs, tutoring centers, vocational training nonprofits, and continuing education providers are primary targets. Large residential campuses and universities usually need a specialized market. Which states and paper types are available?Coverage is available in most states (see the territories list). Charity First places business primarily on admitted paper with A-rated carriers, subject to carrier filings and state availability. What underwriting details do carriers look for?Underwriters focus on student age groups, staff-to-student ratios, volunteer and staff screening, written safety and abuse prevention policies, premises maintenance, and the frequency of off-site activities. Need help placing an account? Connect with a market specialist.

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Residential Programs Insurance from Charity First Charity First specializes in placing insurance for nonprofit residential programs. As a nationwide program manager focused on the nonprofit sector, we underwrite the unique risks that come with providing housing and supportive services. Our Residential Programs Insurance package pairs flexible coverages with A.M. Best "A" rated carriers and responsive claims and billing support so your clients can focus on their missions. Whether the account is a small transitional housing project or a multi-site group home operation, our program is designed to adapt to different sizes and service models while addressing exposures common to residential care settings. Ideal Accounts and Appetite We target well-managed, mission-driven nonprofit organizations that provide housing plus supportive services. Typical accounts include: Group homes for adults with developmental disabilities Transitional housing for individuals recovering from addiction Residential shelters for at-risk youth or survivors of domestic violence Faith-based housing and supportive living programs We prefer facilities that are properly licensed, maintain clear policies and procedures, and prioritize staff training and client safety. High-risk operations (for example, unlicensed facilities, programs with violent behavioral exposures, or operations lacking adequate supervision) may be outside the appetite — submit details so underwriters can evaluate exceptions. Coverage Highlights and Advantages Charity First offers a broad set of coverages commonly requested by residential programs, including: General Liability and Professional Liability Property coverage for buildings and contents Abuse and Molestation coverage Directors & Officers liability Auto coverage, including Hired & Non-Owned Auto Workers' Compensation (available in most states) Umbrella and Excess Liability Beyond limits and forms, our program gives you access to risk management tools and a library of safety materials to help reduce claims frequency and improve operations. Underwriting Notes and Minimum Premiums Underwriters review each submission on its merits. Key items to include with a submission: Detailed description of services provided and any behavioral health or medical supports Licensing, accreditation, and local/state compliance information Staff-to-client ratios, staff training and background check procedures Claims history and prior loss details Minimum premiums vary by state, program size, and services offered. Complete submissions with the items above help speed placement and yield more accurate terms. Territories and Availability This program is available in most states and is offered on an admitted basis in most of those states. Primary territories include: AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY and DC. If you have a multi-state account, include a schedule of locations with your submission. Why Work With Charity First? Charity First brings decades of experience serving nonprofit clients and works exclusively with top-rated carriers experienced in this niche. Our underwriters understand the day-to-day exposures of residential programs and offer flexibility to place complex or multi-site accounts. We also provide responsive service, a commitment to timely underwriting decisions, and access to risk management resources that help your clients operate more safely. Example scenarios that typically fit the program: A small nonprofit operating three licensed group homes for adults with developmental disabilities seeking General Liability, Property, and D&O. A faith-based transitional housing provider running a single-site shelter looking for a combined package including Abuse & Molestation coverage and Hired & Non-Owned Auto. Partner with Charity First when you need specialized underwriting for nonprofit residential operators and access to admitted paper in most states. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include nonprofit organizations operating group homes, transitional housing, shelters, and other residential programs that offer social services or support to vulnerable populations. Is this program admitted or non-admitted?This program is available on an admitted basis in most states, providing regulated and dependable coverage options. What types of coverage are included?Coverage options may include General Liability, Professional Liability, Property, Abuse and Molestation, Directors & Officers, Auto, Workers' Compensation, and Umbrella coverage. Are there any specific underwriting requirements?Yes. We typically request information on licensing, services provided, staff-to-client ratios, training and background check procedures, and prior claims history. Complete submissions help expedite underwriting. In which states is this program available?The program is available in most states, including CA, TX, NY, FL, IL, PA, WA and many others. Admitted paper is offered in the majority of those states. Need help placing an account? Connect with a market specialist.

International Insurance Solutions for Nonprofit Organizations At Charity First Insurance Services Inc, we understand the unique challenges nonprofit organizations face—especially those operating or supporting work internationally. Our Nonprofits - International Insurance program is specifically designed to serve the complex needs of nonprofits with global exposure. Whether your client is running overseas missions, supporting international aid efforts, or sending volunteers abroad, we offer tailored coverage backed by top-rated carriers. Ideal Accounts and Appetite This program is ideal for nonprofit organizations that: Operate internationally or support causes outside the U.S. Send staff or volunteers overseas for missions, relief work, or education programs Provide funding or resources to international partners Have exposure to foreign travel, liability, or property risk Example accounts include faith-based missions, international relief organizations, global health nonprofits, and educational nonprofits with global outreach programs. Coverage Highlights and Advantages We offer flexible, comprehensive insurance policies that evolve with your nonprofit clients. Partnering with A.M. Best "A"-rated carriers, our solutions are built to handle the specialized risks associated with international nonprofit operations. Coverage options may include: General Liability and Abuse & Molestation coverage Foreign General Liability and Foreign Workers Compensation International Auto Liability Travel Accident and Sickness coverage for staff and volunteers abroad Property coverage including international locations and equipment Directors & Officers Liability for global operations We also provide complimentary access to a robust online risk management resource center, offering safety articles and tools to help nonprofits proactively manage their exposure. Underwriting Notes and Minimum Premiums Minimum premiums vary based on the size, scope, and international reach of the nonprofit. We focus on understanding the organization’s mission and operations to offer the right level of protection. Our underwriting team is experienced in handling complex nonprofit risks and can help you structure coverage that meets your client’s needs. Territories and Availability This program is available in most U.S. states, including but not limited to CA, TX, NY, FL, IL, and PA. We write business in the following states: AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY, DC. Coverage is written on an admitted basis in most available states. Why Work With Charity First Insurance Services Inc As a national program manager with a dedicated focus on nonprofits, Charity First brings deep industry experience and long-standing carrier relationships. Our team understands the mission-driven nature of your clients’ work and the liability exposures that come with it—especially when operating internationally. We help agents and brokers succeed by offering responsive underwriting, risk management support, and access to some of the nation's most respected insurance markets. Whether your client is a small nonprofit sending volunteers abroad or a larger organization with global operations, we offer scalable, responsive solutions to protect their mission. Frequently Asked Questions What types of accounts are a good fit for this program?Nonprofit organizations with international exposure, such as mission groups, global aid organizations, and nonprofits supporting work abroad, are ideal candidates. Can this program cover volunteers and staff traveling overseas?Yes. We offer coverage options that include travel accident and sickness insurance, foreign liability, and other protections for staff and volunteers abroad. Are there specific countries where coverage is excluded?Coverage availability may vary based on the destination country. Our underwriting team will review each submission to determine eligibility and any country-specific restrictions. Is the program admitted in most states?Yes, coverage is written on an admitted basis in most available states where the program is offered. What underwriting information is needed to get a quote?We typically need details about the nonprofit’s mission, international activities, number of staff/volunteers, travel plans, and current insurance structure to provide a quote. Need help placing an account? Connect with a market specialist.

Expertise. Solution. Service. MAXIMUM’s The Long Shot - Prize Indemnification program is designed specifically for golf tournaments looking to attract more attention, boost participation, and raise additional revenue — all while managing the financial risk of high-value prizes. This turnkey solution offers insurance coverage for hole-in-one prizes, providing peace of mind and a powerful promotional tool for your clients hosting golf events. Ideal Accounts and Appetite This program is ideal for golf tournaments and charity events that want to offer exciting hole-in-one prizes to participants. The following types of events are a strong fit: • Tournaments offering up to $50,000 in prize value per hole • Events with multiple prize holes • Tournaments with hole distances of at least 125 yards for women and 150 yards for men Example fit: You might have a nonprofit client planning a charity golf tournament. They're looking to boost attendance with a compelling prize like a new car. This program allows them to offer that incentive without the financial exposure if someone wins. Coverage Highlights and Advantages • High-visibility prizes attract more players and media attention • Unlimited prize restoration ensures continued excitement throughout the event • If a winner emerges, 20% of the prize value is donated to the tournament’s associated charity • Opportunities for local business sponsorship on prize holes, generating additional revenue • Offer valuable prizes at minimal cost and no financial risk to the event organizer • Access to business solution vendors for related services, including: • Human resources support • Pre-employment and tenant screening • Identity protection services • Marketing assistance Underwriting Notes and Restrictions To ensure smooth placement, be aware of the following underwriting guidelines: Ineligible Risk Characteristics: • Hole distances under 125 yards for women or 150 yards for men • Prize values exceeding $50,000 • Events held in Alaska, Louisiana, or West Virginia • Events that include professional golfers • Events that allow practice shots or mulligans Territories and Availability This program is available in most states, including AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WI, and WY. Please note that coverage is not available in AK, LA, or WV. Why Work With MAXIMUM? As a trusted wholesale broker, MAXIMUM brings niche program expertise, fast service, and customized solutions to the table. Our team understands the unique needs of prize indemnification and is committed to helping agents and brokers deliver standout coverage options to their clients. We settle for nothing less than the best, and offer flexible, responsive support throughout the application and underwriting process. If you’re ready to offer your golf tournament clients a compelling and secure way to add excitement to their events, contact MAXIMUM today to learn how we can help. Please reach out to us today by phone or email with any questions and to discuss how we can assist in this process. Frequently Asked Questions What types of accounts are a good fit for this program?Charity golf tournaments, corporate golf outings, and community events that want to offer hole-in-one prizes up to $50,000 are ideal candidates. Are professional golfers or mulligans allowed under this coverage?No, events that allow professional golfers, practice shots, or mulligans are ineligible for this program. What are the minimum yardage requirements for the prize holes?The prize hole must be at least 125 yards for women and 150 yards for men to qualify for coverage. Is this program available in all states?The program is available in most states but is not available for events in Alaska, Louisiana, or West Virginia. What happens if someone wins the prize?If there is a winner, the prize is paid out and an additional 20% of the prize value is donated to the tournament’s designated charity. Need help placing an account? Connect with a market specialist.

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