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... gas hauling, explosives, liquid chemicals, or anhydrous ammonia are not accep... contractors, along with contingent liability and corporate workers’ compensat...

...Nutraceuticals, Pharmaceuticals, Chemicals, Medical Devices, Automotive Parts,...We offer Primary and Excess Product Liability coverage, with options including standalone liability, general liability bundles, vendor coverage, recall...

...Masonry, roofing, and flooring professionals Remodelers and small general co.../GL and B++ or better for Employers Liability. GL limits of $1M/$2M/$2M are re...

... Elevator consultants Chemical/petrochemical engineers Marine architects/engi... revenue by practice line, sample professional services agreements, a claims/l...

... Botox / Dysport injections Chemical peels Cosmetology services D...sks can help you find appropriate professional and general liability solutions. Contact us to begin t...

...ndustrial operations with onsite chemical or pollutant usage Oil and gas... Commercial General Liability and Professional Liability, depending on the insured’s oper...

...f wet and dry sprinkler systems, chemical suppression systems, system design s...derwriters evaluate pollution and professional exposures quickly. Need help ...

Landscaping contractors face daily risks—from equipment-related injuries to jobsite accidents—that can lead to costly workers compensation claims. Novatae Risk Group offers a dedicated Workers Compensation Insurance program designed specifically for landscape contractors, helping agents secure reliable coverage for clients in this high-risk industry. Through a partnership with Empire Underwriters and an “A” rated carrier, Novatae provides access to a competitive workers compensation solution with streamlined underwriting and fast turnaround times. This program is ideal for agents looking to place hard-to-insure landscaping risks with a responsive and experienced partner. Ideal Accounts and Appetite This program is tailored for landscape contractors of all sizes, including companies involved in lawn care, tree trimming, irrigation system installation, and landscape design and maintenance. Accounts with a solid safety record and detailed loss histories are especially desirable. You might have a client operating a multi-crew landscaping business across several residential and commercial properties—that’s the kind of account this program is built for. Startups and small contractors may also qualify, as long as they meet underwriting requirements. Program Highlights Available through an “A” rated carrier Coverage in over 20 states 10% commission Fast quote turnaround with complete submissions Underwriting Requirements and Minimum Premium Minimum premium of $7,500 Required submission documents: Acord 130 3 Years of Loss Runs Supplemental Questionnaire Details on any large losses Territories and Market Access Coverage is available in more than 25 states, including AL, AK, AZ, AR, CA, CO, CT, FL, GA, IL, KY, LA, MS, MO, NV, NJ, NM, NY, NC, PA, SC, TN, TX, UT, VA, and WV. Novatae Risk Group writes through all available admitted and non-admitted markets, offering flexibility for a variety of risk profiles. Why Work With Novatae Risk Group? Novatae Risk Group is a trusted Managing General Underwriter and Excess & Surplus Lines Broker with access to a broad network of carriers. Their partnership with Empire Underwriters and deep understanding of specialty trades like landscaping make them a smart choice for agents and brokers who need fast, reliable workers compensation solutions in a challenging market. Do you need a Workers Compensation Insurance Quote for your Landscape Contractor client? Send an email to [email protected] with your coverage needs or call 800-758-8113 to speak to an underwriter immediately. Frequently Asked Questions What types of accounts are a good fit for this workers compensation program?This program is ideal for landscape contractors, including lawn care services, tree trimming, irrigation installation, and general landscape maintenance companies. What states is this program available in?The program is available in over 25 states, including major markets like CA, FL, TX, NY, and IL. Contact the underwriter for specific state eligibility. What documents are required to submit an application?You’ll need to submit a completed Acord 130, three years of loss runs, a supplemental questionnaire, and details on any large losses. Is there a minimum premium for this program?Yes, the minimum premium for eligible accounts starts at $7,500. How quickly can I get a quote?Quotes are typically turned around quickly once all required documents are submitted. Fast service is one of the program’s key advantages. Need help placing an account? Connect with a market specialist.

Contractors Pollution Liability Insurance from Environmental Underw...ustrial cleaning who need pollution liability protection for third-party claim...

...trial sites with on-site fuel or chemical storage Agricultural operations st...d fuel tanks that needs a pollution liability policy and a state financial res...