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Gateway Specialty Insurance offers a fast and reliable market for Special Event Insurance, providing brokers and agents with access to both Admitted and Non-Admitted carriers. Whether you're placing coverage for a small community fundraiser or a large-scale music festival, Gateway Specialty can help you quote and bind policies quickly and efficiently. Ideal Accounts and Event Types Our program is designed to accommodate a wide range of special events, including but not limited to: Beer Gardens and Beer Tents Car Shows and Motor Vehicle Events Concerts and Musical Performances Conventions, Trade Shows, and Exhibits Festivals and Parades Fundraisers and Picnics Private Parties and Weddings Sporting Events (amateur or non-professional) Other Miscellaneous Gatherings This program is ideal for agents working with clients who host one-time or short-term events, especially where liability, liquor, or cancellation exposures are a concern. Coverage Highlights and Advantages Coverage options available through Gateway Specialty Insurance may include: General Liability Liquor Liability Event Cancellation Weather Insurance Hole-in-One Coverage With access to USLI and other trusted carriers, we provide flexible solutions tailored to the unique risks of each event. Liquor liability and weather protection options are especially valuable for outdoor and licensed events such as beer festivals or wedding receptions. Underwriting Notes and Minimum Premiums Our underwriting team is responsive and knowledgeable, helping agents navigate quotes with minimal friction. Minimum premiums start at: General Liability: $225 Liquor Liability: $325 We accept submissions via applications or ACORD forms. There is no premium commitment or contract required, making it easy to place business with us. Territories and Availability This program is available in most states, including AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WI, and WY. Why Work With Gateway Specialty Insurance? Gateway Specialty focuses on niche commercial markets, including special events, allied healthcare, nonprofit, and technology risks. We offer low minimum premiums, flexible billing options (agency and direct bill), and expert account management. Our non-admitted expertise allows us to handle unique or hard-to-place event risks quickly and efficiently. If you have a client planning a single-day concert or a weekend fundraising festival, we can help you secure the coverage they need—fast. For submissions, email your applications to [email protected] or contact Anthony Vellutato at 877-977-4474 ext. 7044 or [email protected]. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for one-time or short-term special events such as concerts, festivals, fundraisers, weddings, and trade shows. What coverages are available for special events?We offer General Liability, Liquor Liability, Event Cancellation, Weather Insurance, and Hole-in-One coverage, depending on the event type. Are both admitted and non-admitted markets available?This program is placed through non-admitted markets, primarily USLI, allowing greater flexibility for unique and higher-risk events. What are the minimum premiums for this program?Minimum premiums start at $225 for General Liability and $325 for Liquor Liability coverage. How can I submit an application?You can email completed applications or ACORD forms to [email protected] for a fast turnaround. Need help placing an account? Connect with a market specialist.

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Special Events Insurance Program from Cochrane & Company Cochrane & Company offers a comprehensive Special Events Insurance program designed to help insurance agents and brokers secure liability coverage for one-day or short-term events. Whether your clients are organizing weddings, festivals, fundraisers, or corporate parties, this program provides essential protection against a range of exposures that can arise during special events. As a Managing General Agency (MGA) with over 25 years of experience in the liquor liability space, Cochrane & Company understands the nuances and risks involved in hosting events that involve alcohol service, temporary workers, and large crowds. This program is written on a non-admitted basis and is available in AZ, CA, ID, MT, NV, ND, OR, UT, WA, and WY. Ideal Accounts and Appetite This program is a great fit for: Weddings, receptions, and private parties Charity events and fundraisers Festivals, fairs, and parades Corporate events and company functions Concerts and live performances Accounts involving alcohol service, either by the insured or through contracted vendors, are eligible. Events with temporary workers, volunteers, or those hosted at rented venues are also within appetite. Risks involving underage drinking, intoxicated guests, or crowd control issues can be addressed through the coverage features available in this program. Coverage Highlights and Advantages The Special Events Insurance program includes a wide range of valuable coverage features tailored to event-related exposures: Liquor Liability: Separate limits available; covers negligent service to intoxicated or underage attendees General Liability: Protection against bodily injury, property damage, and medical payments No Deductible: Reduces out-of-pocket costs for your clients Damage to Rented Premises: Broader than just fire damage coverage Food & Beverage Product Liability: Coverage for food poisoning and related claims Expense Costs Outside Policy Limit: Helps preserve policy limits for claims Additional Insured Endorsements: Venues can be added at no additional charge Coverage for Temporary Workers and Volunteers: Automatically included as insureds Claims Expertise: Dedicated claims unit with liquor liability experience Underwriting Notes and Minimum Premiums Minimum premiums vary depending on the type and size of the event. Cochrane & Company underwrites each event individually, allowing for flexibility in coverage design and pricing. Agents should be prepared to provide event details including expected attendance, duration, alcohol service, and venue type. Territories and Availability This program is currently available in the following states: Arizona, California, Idaho, Montana, Nevada, North Dakota, Oregon, Utah, Washington, and Wyoming. All policies are written on a non-admitted basis with access to a variety of carriers. Why Work With Cochrane & Company? Cochrane & Company brings decades of specialized underwriting experience in event-based liability exposures. Their long-standing relationships with liquor liability markets, combined with a dedicated claims unit and responsive service, make them an ideal wholesale partner for agents placing complex or high-risk special event accounts. If you have a client hosting a large outdoor fundraiser with food trucks and alcohol vendors—or a couple planning a private wedding reception at a rented venue—Cochrane & Company can help you place the right protection quickly and efficiently. For more information or to submit a risk, please contact Cochrane & Company directly or visit their company profile. Frequently Asked Questions What types of accounts are a good fit for this program?Events like weddings, festivals, corporate functions, and fundraisers—especially those involving alcohol service—are ideal for this program. Can venues be listed as additional insureds?Yes, venues can be added as additional insureds at no extra cost under this program. Is liquor liability included in the policy?Yes, liquor liability coverage is available with separate policy limits and can be combined with general liability for convenience. What states is this program available in?This program is available in AZ, CA, ID, MT, NV, ND, OR, UT, WA, and WY. Are temporary staff and volunteers covered?Yes, temporary workers and volunteers are automatically covered as insureds under the policy. Need help placing an account? Connect with a market specialist.

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Program Highlights for Farm Insurance: Colonial General Insurance Agency, Inc. offers a Farm & Ranch Insurance Program designed for small to mid-sized farms across the Western U.S. The program handles owner-occupied operations as well as properties rented to third parties. Coverage options are flexible so you can tailor a package for seasonal residences, tenant-occupied farms, or active family operations. Ideal Accounts and Appetite This program is a good fit for agents placing: Small to mid-sized farms and ranches (crop, livestock, hobby farms) Owner-occupied dwellings where farming is the primary activity Seasonal, secondary-use, or part-time farm properties Tenant-occupied farm dwellings and leased hobby farms Example accounts you might submit: a client who leases a hobby farm in Colorado and needs liability and scheduled farm property, or a part-time ranch owner in Utah who needs dwelling coverage while on-site seasonally. Coverage Highlights and Advantages Key coverage features Basic or Broad form property options Comprehensive personal liability coverage for farm-related exposures Coverage for Farm & Ranch structures — barns, fences, corrals, and outbuildings Farm & Ranch personal property protection for tools, equipment, and small machinery Dwelling and contents available on Replacement Cost or Actual Cash Value basis Flexible policy structures Owner-occupied / Seasonal: Dwelling and Liability package with optional scheduled Farm Property and Farm Personal Property Tenant-occupied: Dwelling and Loss of Use with optional scheduled Farm Property Tenant package: Contents, Loss of Use, and Liability with optional scheduled Farm Personal Property Underwriting Notes Colonial General works with multiple admitted and non-admitted markets to find the right placement for each account. Underwriting is case-by-case: the program is designed to be flexible around farming operations, seasonal occupancy, and tenant situations. Provide complete details about operations, structures, values of farm property, and any hired/contract labor to get the most accurate quote. Territories and Availability The Farm & Ranch program is available in these states: Arizona (AZ) Colorado (CO) Idaho (ID) Nevada (NV) New Mexico (NM) Utah (UT) Wyoming (WY) Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines broker, Colonial General brings focused expertise in farm and ranch risks. Agents get responsive underwriting, access to a range of markets (admitted and non-admitted where available), and the ability to tailor coverages for seasonal, tenant, or owner-occupied farms. The MGA structure helps when accounts need flexible terms or access to specialty capacity. Frequently Asked Questions What types of accounts are a good fit for this farm insurance program?This program is ideal for small to mid-sized farms, including owner-occupied, seasonal, and tenant-occupied properties across AZ, CO, ID, NV, NM, UT, and WY. Can I write coverage for tenant-occupied farm dwellings?Yes. Colonial General offers options for tenant-occupied farms, including coverage for the dwelling, Loss of Use, and scheduled farm property. Are both personal and business farm property covered?Yes. The program includes options for both Farm & Ranch structures (barns, fences) and Farm Personal Property (tools, machinery, small equipment). Is this program available on an admitted basis?Some markets within the program are admitted; availability depends on the state and the specific account. Colonial General can also place accounts in non-admitted markets when necessary. What carriers does Colonial General work with for this program?Carrier availability varies by state and account. Colonial General partners with a range of admitted and E&S markets to provide competitive options for farm and ranch risks. Need help placing an account? Connect with a market specialist.

Landowners Insurance Program from Colonial General Insurance Agency, Inc. Colonial General Insurance Agency, Inc. offers a flexible Landowners Insurance program for agents and brokers placing risks involving vacant or undeveloped land, real estate development sites, and acreage leased to third parties. As a Managing General Agency and Excess & Surplus Lines broker, Colonial General provides access to multiple admitted and non-admitted markets across the western U.S. This program is designed for insureds who own land with little or no physical improvement or who lease acreage for farming, grazing, hunting, mineral extraction, parking, or other uses. Colonial General’s broad underwriting appetite and access to higher liability capacity help you place accounts that may not fit standard markets. Ideal Accounts and Target Risks This program is tailored for property owners with the following types of land: Vacant land held for investment or future development Undeveloped land used for recreational purposes (hiking, fishing, camping) Land leased to others for grazing, farming, hunting, parking, or similar uses Real estate development sites awaiting construction Land used for commercial activities such as strip mining or quarries Example fits: a client who owns 100 acres leased seasonally for cattle grazing, or an investor holding multiple undeveloped parcels intended for resale or future construction. Coverage Highlights and Advantages Policy Highlights: Coverage is available for vacant land, development property, and land leased to others. Tenant uses can include grazing, hunting, camping, fishing, parking, farming, hiking, cross-country skiing, strip mining, quarries, and similar activities. When tenants occupy the land, they should maintain their own insurance and name the owner as an additional insured. Commercial General Liability coverage available: Primary limits up to $3,000,000 occurrence / aggregate $5,000 Medical Payments — included Additional interests — $100 each Excess/umbrella capacity up to $25,000,000 No deductible required on many placements Underwriting Notes and Minimum Premiums Colonial General works with a range of carriers to structure coverage that matches the land use and exposure. While a single minimum premium is not specified, accounts with clear, documented land use and tenant agreements place more efficiently. Underwriting will evaluate acreage, access, proximity to public areas, known hazards, and tenant operations. Submissions should include land location, acreage, intended use, a description of tenant activities, and copies of any tenant agreements. Evidence of tenants’ insurance and requests to add the landowner as an additional insured will help speed placement. Territories and Availability This Landowners Insurance program is available in: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Admitted markets are available in some states; other placements may require excess & surplus solutions through Colonial General’s E&S capabilities. Why Work with Colonial General Insurance Agency? Colonial General brings niche expertise placement for non-standard property and liability risks across the western U.S. As an MGA and E&S broker, they offer access to multiple markets and flexible underwriting for vacant land, leased acreage, and development sites. Their team assists agents and brokers with submission requirements and can help structure liability and excess layers for higher-limit needs. Frequently Asked Questions What types of accounts are a good fit for this program?Accounts involving vacant land, undeveloped parcels, or land leased for grazing, farming, hunting, or similar uses are ideal. Real estate development sites awaiting construction are also eligible. Can the land be leased to tenants for commercial activities?Yes. Land leased for activities like strip mining, quarries, or agriculture can be covered. Tenants should provide proof of insurance and name the landowner as an additional insured when requested by underwriting. Are there restrictions on land size or location?Coverage is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Underwriters will consider acreage, use, and location when evaluating a risk; there is flexibility on size but each account is reviewed on its facts. Is this program available through admitted carriers?Some admitted markets are available depending on state and risk profile. Colonial General also places eligible business in non-admitted markets via its E&S relationships. What documents are needed to submit a quote?Provide land location, acreage, intended and historical use, tenant agreements, and any known loss history. Including tenant insurance details and requests for additional insured status accelerates underwriting. Need help placing an account? Connect with a market specialist.

Overview of the Program From Bailey Special Risks, Inc. Bailey Special Risks, Inc. offers a Special Events program designed for agents placing short-term liability for one-day to multi-day events. As a wholesale broker, Bailey Special Risks provides access to capacity underwritten by United States Liability Insurance Group and focuses on straightforward, flexible event policies that address common exposures for organizers, venues, and vendors. This program is intended for agents who need a reliable, event-specific liability solution with options for liquor, vendors, volunteers, and rented premises coverage. Ideal Accounts and Appetite This program fits a wide range of events, including: Weddings, private parties and corporate gatherings Street fairs, farmers markets and vendor bazaars Community festivals, parades and charity fundraisers Sporting events, runs/walks and amateur competitions Concerts, live performances and temporary exhibitions Underwriters will consider events with alcohol service, multiple vendors, volunteer staff, and temporary workers. High-hazard operations—such as permanent amusement parks, professional motor sports, large stadiums, or events primarily featuring pyrotechnics or other specialized exposures—are evaluated on a case-by-case basis and may be restricted. Coverage Highlights and Advantages Key features under the Bailey Special Risks Special Events program include: Liability Insurance Optional Host & Commercial Liquor Liability coverage Coverage for volunteers Temporary or leased workers Food & beverage product liability Optional Medical payments coverage Optional coverage for damage to rented premises Limits up to 1M/1M available Optional endorsements and tailored wording help accommodate vendor exposures, certificate holder requirements, and additional insured needs common to event contracts. Underwriting Notes and Submission Requirements To secure a quote quickly, provide: Event name, date(s) and location Estimated attendance and expected crowd profile Whether alcohol will be served (hosted or vendor beer/wine/spirits) A list of vendors, entertainers, and any rented equipment Security arrangements, emergency medical plans, and parking/traffic controls Venue lease or contract terms and any certificate/endorsement language required Loss history for similar events, if available Underwriting may request additional documentation for multi-day events, large attendance counts, or specialized exposures. Territories and Availability The program is available through Bailey Special Risks in the following states: AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, MD, MA, MI, MS, MO, NV, NJ, NY, NC, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WV, WI, WY. Coverage is offered on a non-admitted (surplus lines) basis through United States Liability Insurance Group where applicable; agents should place according to their state licensing and surplus lines requirements. Why Work With Bailey Special Risks, Inc. on Special Events Business Wholesale broker expertise that speeds placement for short-term accounts. Access to a dedicated event liability product with liquor and vendor coverage options. Flexible limits (up to 1M/1M) and common event endorsements to meet venue and sponsor requirements. Responsive underwriting focused on practical controls and loss prevention. Example Client Scenarios Example 1: You have a client organizing an outdoor community festival with multiple food vendors and volunteers. The event needs general liability with vendor product liability and volunteer coverage for a two-day weekend. This program can provide tailored limits and optional medical payments. Example 2: An event planning client will host a ticketed fundraising gala with a hosted bar. You can use the program’s optional Host & Commercial Liquor Liability to address alcohol exposure and provide additional insured coverage required by the venue. Frequently Asked Questions What types of events are a good fit for Bailey Special Risks’ Special Events program?Community festivals, weddings, vendor markets, charity fundraisers, concerts, and other short-term events with typical vendor/food service, volunteers, and temporary staff fit well. Events with specialized high-hazard exposures may require additional review. What submission information is required to get a quote?Provide event name, date(s), location, estimated attendance, alcohol service details, a list of vendors/entertainers, security plans, and any venue contract requirements. Loss history and vendor agreements help underwriters assess risk faster. Is liquor liability available and how is it written?Yes. The program offers optional Host & Commercial Liquor Liability coverage. Coverage availability and terms depend on whether alcohol is hosted by the organizer or sold by vendors; underwriting will consider service controls and licensing. Which states is this program available in and how is it placed?This program is available in the listed states (AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, MD, MA, MI, MS, MO, NV, NJ, NY, NC, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WV, WI, WY). Coverage is provided through non-admitted capacity where applicable; place according to your state filing and surplus lines rules. Need help placing an account? Connect with a market specialist.

What is Management Liability (Directors & Officers) Insurance? Directors and Officers (D&O) Liability Insurance is designed to protect the personal assets of a company’s management team—including board members, officers, and executives—against claims arising from decisions made in their corporate roles. These policies typically cover legal defense costs, settlements, and other liabilities associated with alleged wrongful acts such as mismanagement, breach of fiduciary duty, or failure to comply with regulations. Claims may stem from employees, shareholders, regulators, or other third parties. Why Offer Management Liability Insurance Through Gateway Specialty Insurance? Gateway Specialty Insurance offers a comprehensive Management Liability (Directors & Officers) program tailored to help agents place coverage for a wide range of organizational leadership exposures. Whether your client is a nonprofit organization, a privately held business, or a publicly traded company, we can help you secure the right protection for their leadership team. This program is available through most markets and is supported by Gateway’s expert underwriting and broker support team. Ideal Accounts and Appetite This program is suitable for: Nonprofit organizations, including 501(c)3s Privately held businesses in a variety of industries Publicly traded companies (subject to underwriting) Start-ups and emerging companies with active boards You might have a client who recently added outside board members and now faces increased exposure to shareholder actions. Or a nonprofit about to receive grant funding and needs D&O coverage to satisfy the grantor’s requirements. Gateway Specialty can help you place these accounts quickly and efficiently. Coverage Highlights Gateway’s D&O program includes robust features to help protect directors, officers, and board members: Duty to defend policy with full prior acts coverage Unlimited extended reporting period for former directors and officers Automatic outside directorship liability for 501(c)3 board service Standalone coverage options for D&O and Employment Practices Liability (EPL) Optional inclusion of Fiduciary and Crime coverage Choice of legal counsel in many cases Deductibles starting at $0 for D&O and EPL Defense outside the limits available Underwriting Considerations Gateway Specialty works with most available markets and offers flexible underwriting for a wide range of organizations. While there is no stated minimum premium, underwriting terms vary based on the size, structure, and risk profile of the applicant. Submission requirements typically include a completed application and details on corporate structure and financials. Available Nationwide Gateway Specialty’s Management Liability program is available in most U.S. states, including but not limited to CA, TX, FL, NY, IL, and PA. With access to both admitted and non-admitted markets, Gateway can match your client’s needs with the appropriate coverage solution across diverse regulatory environments. Why Work With Gateway Specialty Insurance? As a wholesale broker with a national footprint, Gateway Specialty Insurance provides agents and brokers with access to strong markets and responsive underwriting for D&O risks. Their team understands the nuances of management liability and helps you navigate complex submissions efficiently. From nonprofits to private companies, Gateway delivers tailored solutions and concierge-level support to help you close more business. Call 877-474-7868 to phone quote. Email submissions to [email protected]. Call us at 877-977-4474 if you have any questions. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for nonprofits, private companies, and select publicly traded firms looking to protect their directors and officers from management liability exposures. Can this policy include other coverages like EPL or Fiduciary?Yes, standalone or combined options for Employment Practices Liability, Fiduciary Liability, and Crime coverage are available depending on the client’s needs. Is this coverage available in all states?Yes, Gateway Specialty offers this program in most states across the U.S., including DC. Do you offer admitted or non-admitted markets?Most markets are available, giving flexibility to match each client with the best-fit solution, whether admitted or non-admitted. What’s required to get a quote?Typically, a completed application and basic company information such as financials and organizational structure are needed to begin underwriting. Need help placing an account? Connect with a market specialist.

...imits Volunteer coverage Third-Party Employment Practices Liability (EPL) ... Costs, volunteer coverage, and Third-Party Employment Practices Liability (EP...