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Cochrane & Company
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Cochrane & Company
Contact Us
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Special Events Insurance
Why do you need Special Events Insurance?
 
Depending on the laws in your state, you may be held liable for the actions of intoxicated or underage persons you serve at your special event.
    • The negligent service to an intoxicated or underage person can produce substantial verdicts or settlements
    • Underage drinkers make up a significant portion of alcohol-related traffic crashes
    • You may also be held responsible for the actions of those selling/serving alcohol for you.
    • Even if you are ultimately cleared of liability, it may cost thousands of dollars to defend a claim.
 
 
You are also vulnerable to suits alleging "property damage", "bodily injury" or "medical payments" caused by the negligent operations or activities at your special event:
    • If someone trips and falls at your affair, there is the potential you may be facing a significant lawsuit due to their injuries.
    • Property damage to the venues is the most common type of claim we see on special events
    • One or several attendees could suffer from serious food poisoning and you may be responsible for their medical expenses.
 
There are many important coverage features you should have in your Special Events Insurance Policy.
    • Expense costs outside policy limit
    • Food and beverage product liability included
    • Coverage for damage to rented premises (broader than fire damage)
    • Separate policy limits for general liability and liquor liability
    • Convenience of one policy for both liquor liability and general liability available
    • Venue may be added as additional insured at no additional charge
    • Temporary workers and volunteers covered as an insured
    • No Deductible
    • Established liquor market for over twenty-five years
    • Specialized Claims Unit with expertise in liquor liability
 
For more information regarding Special Events Insurance, please contact us!

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency
  • Admitted:
    No States
  • Carriers:
  • Carrier Ratings:
    A+
  • Commission:
    Varies
  • Min Premium:
    Varies

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AGENCY LICENSING

Please note: must complete Cochrane & Company's appointment process prior to quoting submissions.
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Cochrane & Company has other insurance programs like 1-4 Family Dwelling Insurance.