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With over 170 employees and nationwide growing locations, we are evolving as a provider for innovation solutions for your Cyber Liability needs. Our coverage is available to over 30+ classes of business! Target Classes:• Advertising Agencies • Application Service providers • Authors, Publishers, Broadcasters • Consultants • Data Warehousing and Processors • Disaster Recovery • Document Management and Electronic data • Enterprise Resource Planning • Equipment Evaluation and Selection • Financial Institutions and Services • Graphic Design • Healthcare Organization • Higher Education • Hospitality • IT Providers • Internet Retailers and Providers • Law Firms • Media • Merchandising • Network Administration, Design, Analysis and Engineering • Non-Technology Businesses with Network Expenses • Outsourcing Companies • Physicians • Quality Assurance Consulting • Record Management Retrieval • Retailers • Software Developers and Providers • Staffing Agencies • System Administration and Integration • Telecommunications • Training • TV and Film Productions • Website Design and ProgrammingAvailable Coverages:• Casualty • Business Interruption • Network Security, Privacy and Operations • Computer Program and Electronic Data Restoration Expenses • Crisis Management Expenses • Digital Asset Expenses • Wrongful Acts of Third-Party Contractors • Notification and Credit Monitoring • Network Extortion • Beta testing • Mental Anguish • Cyber Extortion and Computer Fraud • Duty to Defend, including suits seeking injunctive relief • E-commerce Extortion Coverage- applies to computer viruses and denial of service attacks • Electronic and Internet Media Liability • Funds Transfer Fraud • Governmental Claims • Identity Theft • Infringement of Copyright, Slogan, Trademark or service mark • Malicious Code Coverage • Media Wrongful Acts, including defamation, invasion of privacy, infliction of emotional distress, wrongful entry, false arrest, harassment, breach of confidentiality, copyright infringement, deceptive trade practices and conspiracy • Plagiarism or unauthorized use of a literary or artistic format, character or performance • Privacy Liability • Security Breach Remediation and Notification Expense • Unauthorized Access/UseIn addition to our Cyber Liability coverages, we also offer additional features that may provide more benefits to your client. Additional Program Features Include:• Admitted and Non Admitted Carriers • Occurrence and Claims-made coverage available • Limits up to $25 million • Acts of a rogue employee causing intentional damage to the insured’s computer network • Broad definition of covered material includes material in any form of expression, whether electronic or in print • Broad definition of professional services • Defense expenses within or in addition to the limits • Network security definition includes coverage for unauthorized release of confidential or proprietary business informationOur internal team of specialists are here to answer any questions you and your client have when it come to your Cyber Liability needs. Please let us know how we can assist!

J.M. Wilson offers a focused Business Auto Insurance program that helps agents and brokers place coverage for a broad range of commercial auto risks. With access to both admitted and non-admitted markets, we place liability, physical damage, on-hook, and cargo coverages across many vehicle types and business operations. Our appetite supports accounts with up to 50 power units. Ideal Accounts and Appetite This program is a strong fit for small- to mid-sized commercial auto risks that do not engage in for-hire transportation. We write many common and specialty classes — examples include: Contractors (general contractors, roofing, painting, HVAC, electrical, carpentry) Delivery and local distribution (furniture, food delivery, fuel oil) Specialty and mobile units (ice cream vendors, concession trailers, blood mobiles) Service businesses (landscapers, janitorial firms, exterminators, handyman services) Retail and trade accounts (florists, auto parts, furniture and hardware stores) Nonprofits and niche operations (book mobiles, animal shelters, archaeological teams) Other specialty risks such as wreckers, logging support, and mobile auto repair Note: this program does not support for-hire trucking or long-haul transportation. Coverage Highlights and Advantages J.M. Wilson’s Business Auto program offers flexible solutions to address vehicle-related exposures. Standard and available coverages include: Auto Liability Physical Damage (collision and comprehensive) On-Hook Coverage for tow and wrecker exposures Cargo Coverage for eligible delivery and transport operations For select classes — for example food vendors, book mobiles, and caterers — we require General Liability to be in force in addition to commercial auto. Example scenarios: You might have a client that runs a small landscaping business with five trucks operating across two counties, or a nonprofit that operates a mobile blood donation unit. These are the types of accounts we regularly place. Underwriting Notes We can accommodate accounts with up to 50 power units. Underwriting guidelines vary by class; certain specialty vehicles may carry operational or equipment restrictions (for example, boom or crane trucks limited to a 60-foot reach). Our underwriters are experienced with a wide range of commercial auto exposures and provide practical, market-driven guidance on submissions. Territories and Availability J.M. Wilson currently offers this Business Auto program in the following states: GA, IL, IN, KS, KY, MI, MO, NC, OH, PA, SC, TN, WV, and WI. We represent a variety of carriers and can place business on either an admitted or non-admitted basis depending on the risk profile and state regulation. Why Work With J.M. Wilson? As a Managing General Agency and Excess & Surplus Lines Broker, J.M. Wilson combines deep commercial auto expertise with broad carrier access. We partner with independent agents and brokers to find the right market for each account, offering niche-class experience, responsive underwriting, and the ability to place admitted or surplus lines when appropriate. Frequently Asked Questions What types of accounts are a good fit for this Business Auto program?We’re a strong market for small- to mid-sized businesses with company-owned vehicles, including contractors, delivery services, landscapers, and specialty mobile units that are not engaged in for-hire transportation. Are there restrictions on vehicle types or usage?Yes. This program is designed for non-for-hire risks. We can write trailers, boom trucks (up to a 60-foot reach in many cases), and mobile service units, but we do not write long-haul or for-hire trucking operations. Is this program available on an admitted or non-admitted basis?We represent multiple carriers and can offer both admitted and non-admitted solutions depending on the account, state requirements, and carrier appetite. How many vehicles can be included in one account?This program can accommodate accounts with up to 50 power units. Accounts larger than this may require alternative placement strategies. In which states is this program available?The program is available in GA, IL, IN, KS, KY, MI, MO, NC, OH, PA, SC, TN, WV, and WI. Need help placing an account? Connect with a market specialist.

Commercial Auto Coverage from America's Internet Brokers, Inc. America's Internet Brokers, Inc. offers flexible and competitive Commercial Auto solutions designed to help agents and brokers place a wide range of light commercial vehicle risks. Whether you’re working with preferred or non-standard business, we provide access to markets that can accommodate small fleets and local operations across many industries. Our program is backed by AIG and offered on a non-admitted basis, giving you the tools to serve clients who need custom solutions outside of the admitted marketplace. Ideal Accounts and Appetite This program is tailored for small commercial accounts with local driving exposures. It's a strong fit for artisan contractors, tradespeople, and other service-based businesses that rely on light vehicles for daily operations. Here’s what we’re looking for: Light-duty vehicles used in local operations Private passenger-type autos, vans, SUVs, and pickups Horse and utility trailers Small dump trucks (up to 26,000 GVW) Accounts with up to 10 vehicles and 20 drivers Example: You might have a small HVAC contractor with a fleet of six pickups and vans operating within a 50-mile radius. Or a landscaping business using a mix of utility trailers and trucks—both would be great candidates for this program. Coverage Highlights and Advantages Our Commercial Auto program is built to provide agents with the flexibility to meet diverse client needs. Key features include: Competitive pricing for both preferred and non-standard markets Flexible rating tiers to match varying risk profiles Insurance scoring to help tailor rates Combined single limits available up to $1 million These features allow you to offer scalable coverage that protects your insureds while balancing affordability and underwriting appetite. Underwriting Notes and Minimum Premiums We work with a broad range of commercial vehicle risks, but we do have some important underwriting parameters to note: Maximum of 10 vehicles per account Maximum of 20 drivers Vehicles must fall within acceptable size and use guidelines (no long-haul trucking) Minimum premiums vary by state and risk characteristics. Submissions should include complete driver and vehicle information to ensure quick turnaround and accurate quoting. Territories and Availability This Commercial Auto program is available in most states across the U.S., including but not limited to CA, TX, FL, NY, IL, and GA. We are actively writing business in all 50 states except where otherwise restricted. Because this is a non-admitted program, availability is subject to surplus lines eligibility in each state. Why Work With America's Internet Brokers, Inc.? With access to AIG and a focus on providing flexible, responsive solutions, America's Internet Brokers, Inc. is a trusted partner for commercial auto placements. We specialize in helping agents and brokers find appropriate coverage for those accounts that don’t fit the standard mold. Our streamlined submission process and ability to work across a wide geographic footprint make us an excellent resource for placing small fleet and light commercial auto business. Frequently Asked Questions What types of accounts are a good fit for this Commercial Auto program?Ideal accounts include small, local operations such as contractors, landscapers, and service-based businesses with up to 10 vehicles and 20 drivers. Is this program available in my state?The program is available in most U.S. states, including CA, TX, FL, NY, and many others. Contact us to confirm eligibility in your specific state. What types of vehicles are eligible for coverage?Eligible vehicles include private passenger autos, SUVs, pickups, vans, utility trailers, horse trailers, and small dump trucks up to 26,000 GVW. Does the program accept new ventures?Yes, new ventures may be considered depending on the risk profile, driving history, and overall submission quality. What limits are available under this program?Limits up to $1 million combined single limit (CSL) are available, depending on underwriting approval. Need help placing an account? Connect with a market specialist.