Joseph Distel & Co. Inc.
Contact Us
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Joseph Distel & Co. Inc.
Contact Us
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Commercial Auto Insurance - Trucks

The Distel Group's Garbage Haulers/Waste Disposal Coverage is a great way to haul in the Commercial Auto Insurance business. You will also hit pay dirt with our Dirt, Sand and Gravel, Dump, Mix-in-Transit Coverages.

What We Offer

• Full range of coverages including Auto Liability, Physical Damage, Cargo, and Excess Auto—many available in all 50   states
• Primary Liability limits available up to $1 million ($1,200,000 for hazardous materials haulers in California) as well as buffer layer Auto Liability limits to bring the total combined limit to $1million
• Excess Auto Liability limits available up to $4 million excess of $1 million for trucking risks as well as buffer layer Auto Liability limits to bring the total combined limit to $1 million.
• State and regulatory filings

Please note: risks that own or operate a landfill are prohibited

Commercial Auto Physical Damage coverages are available on a Stated Amount basis.

When Physical Damage coverage is provided, the following are included under our Special Coverages Endorsement:

• Down-time Loss Expense coverage for covered vehicles being repaired for an extended period up to $3,600.
• Electronic Equipment coverage up to $5,000.
• Personal Effects coverage up to $2,500.
• Loan or Lease Gap coverage—on a total loss, we will pay the amount of the insured’s financial obligation as long as   the stated value on the policy is equal to or greater than that financial obligation.
• Towing coverage in addition to the limit of insurance.
• Windshield coverage without a deductible for the cost of repair.
• Diminishing Deductible—The Physical Damage coverages deductible will be reduced for each consecutive loss-free year.

After five loss-free years, the deductible is eliminated.

Our Transportation Products are a great way to get your business moving, offering a full range of coverages including Auto Liability, Physical Damage, Cargo, Truckers GL, and Excess Auto.

Classes of Business

• Truckers for hire—radius up to 500 miles in many states
• Public livery—taxis, limos
• Garbage haulers/waste disposal
• Buses—school, church, other
• Social services including non-emergency medical transport
• Dirt, sand, and gravel haulers
• Dump trucks
• Mix-in transit
• Contractors
• Retail and wholesale delivery
• Auto dealers
• Tow trucks
• And many others!
Call The Distel Group today for all of your Commercial Auto Insurance needs!

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency and Excess & Surplus Lines Broker
  • Admitted:
    Most Available Markets
  • Carriers:
  • Carrier Ratings:
    A- Excellent
  • Commission:
  • Min Premium:


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Please forward the following items so that we may activate your agency in our database:

1. A copy of your agency’s current E & O declaration page with $1,000,000 minimum limit

2. A copy of your individual State Producer’s license(s) (CT, RI, MA, NH, VT, ME)

3. Your Federal ID Number or Social Security Number (complete the attached W-9 Tax Form)

4. Your agent’s e-mail addresses

5. Your agency’s full name, address, phone and fax numbers

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Joseph Distel & Co. Inc. has other insurance programs like Alarm Installation Contractors Insurance.