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... of public entities, including: City and County Governments Towns, Villag...his program?This program is ideal for city and county governments, townships, ...

...Appetite Bike tour operators (city tours, wine-country routes, urban sigh...have a small operator running weekend city bike tours and e-bike winery excurs...

...ecialty underwriting, flexible capacity, and access to well-capitalized market...rong fit when clients need higher capacity, excess or reinsurance placements, ...

Insurance Program Managers Group (IPMG) offers specialized Claims Management Services for Self Insurance Clients designed to help your clients reduce liability and workers’ compensation costs. With extensive experience managing diverse program business risk pools and self-insured retention (SIR) structures, IPMG brings a proactive, results-focused approach to claims handling that benefits both insureds and their brokers. Whether your client is a municipality, healthcare facility, educational institution, or commercial business pursuing more control over claims expenditures, IPMG’s in-house claims management team offers the tools and expertise to deliver efficient resolution and long-term cost containment. Our aggressive approach to claims resolution consistently helps clients achieve better outcomes while safeguarding their bottom line. Ideal Accounts and Appetite This program is ideal for self-insured entities or clients utilizing SIR structures who want to improve claims oversight and reduce overall program costs. IPMG is particularly well-suited for: Public entities such as cities, towns, and counties School districts and other educational institutions Healthcare organizations and hospital systems Mid- to large-size commercial businesses with self-insurance components If you work with clients who are exploring self-insurance to control costs or already have a program in place but need better performance, IPMG provides the claims infrastructure and expertise to support them. Coverage Highlights and Advantages IPMG's Claims Management Services include a full suite of tools and support to enhance claims outcomes: Dedicated adjuster model for personalized service Online claims reporting and real-time access via our proprietary InSight portal 24-hour contact on all new claim submissions Quarterly claim file reviews and stewardship meetings Customizable service plans tailored to your client’s operational needs Compliance with Medicare Section 111 reporting requirements Integrated nurse case management and pharmacy drug card program Underwriting Notes and Minimum Premiums This is a non-admitted program tailored to self-insured and SIR-based clients. IPMG reviews each submission carefully to ensure alignment with their claims philosophy and service capabilities. While no set minimum premium is listed, the program is geared toward accounts with meaningful claims volume and complexity where specialized claims handling can add measurable value. Territories and Availability IPMG’s Claims Management Services are currently available in Florida, Illinois, Minnesota, Missouri, and Wisconsin. Brokers with clients operating in these states can take full advantage of IPMG’s regional expertise and responsive service model. Why Work With IPMG With a 95% client retention rate, IPMG has earned a reputation for transparency, results, and client-focused service. Their proprietary InSight platform gives your clients full visibility into claims progress, including notes, documentation, and financials. Regular stewardship meetings help ensure accountability and continuous improvement. Brokers appreciate IPMG’s commitment to integrity and long-term partnership. Whether you’re placing a new self-insured account or looking to improve outcomes for an existing one, IPMG’s Claims Management Services offer the tools and support to help you deliver value to your clients. Frequently Asked Questions What types of accounts are a good fit for this program?This program is best suited for self-insured entities or those with SIR structures, including municipalities, school districts, healthcare systems, and mid- to large-size commercial businesses. What services are included in IPMG’s claims management offering?Services include online claims reporting, dedicated adjusters, quarterly reviews, nurse case management, Medicare compliance reporting, and access to the InSight portal for full claim transparency. Can IPMG handle claims in multiple states?Yes, IPMG currently provides Claims Management Services in Florida, Illinois, Minnesota, Missouri, and Wisconsin. How does IPMG help reduce claims costs for self-insured clients?By using aggressive claims handling, early intervention, and regular performance reviews, IPMG helps clients resolve claims efficiently and reduce loss costs over time. Is there a minimum premium requirement?There is no stated minimum premium, but the program is designed for accounts with significant claims exposure where specialized claims handling adds value. Need help placing an account? Connect with a market specialist.

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Comprehensive Market Access with Insurance Program Managers Group (IPMG) The IPMG Brokerage Service Team understands the demands agents and brokers face in today’s competitive insurance landscape. Whether you're a large agency or a smaller shop, Insurance Program Managers Group (IPMG) provides access to over 30 top-rated admitted and surplus lines markets. Our robust portfolio allows you to place both large and small accounts across a broad range of coverages including property, general liability, workers' compensation, earthquake, excess property, and umbrella. Ideal Accounts and Appetite IPMG has built a reputation for handling hard-to-place and specialty accounts. We are an excellent resource for agents looking to write: Property accounts with CAT exposures, including earthquake and wind Small to mid-sized businesses needing workers' compensation coverage Liability and umbrella coverage for contractors, manufacturers, and service industries Transportation risks and special events Professional liability for niche industries Whether your client is a startup or an established business with complex risks, our team is ready to help you find the right market fit. If you have a small account that’s been declined by standard markets or a high-hazard property exposure, IPMG can often provide solutions where others cannot. Coverage Highlights and Advantages With access to both admitted and non-admitted carriers, IPMG offers flexibility and depth in coverage solutions. Our carrier partners include industry leaders such as Travelers, Chubb, CNA, ACE, Lloyds, and Hiscox, among others. Coverage options include: General and professional liability Property and excess property Workers' compensation Umbrella and excess liability Auto (including commercial auto) Earthquake and catastrophe coverage In addition to placement, IPMG offers value-added services like loss control consulting and claims management through our TPA services—helping your insureds minimize risk and manage claims efficiently. Underwriting and Submission Support We pride ourselves on responsive, knowledgeable service. Our experienced team will review your submissions promptly, often providing same-day quotes for qualified risks. We work closely with agents to ensure risk-specific underwriting and tailored carrier placement. There is no stated minimum premium, allowing flexibility for small and emerging businesses. Territories and Licensing IPMG’s brokerage services are available in nearly all states, including but not limited to CA, TX, FL, IL, NY, PA, and WA. We are licensed in 50 states and the District of Columbia, giving you broad geographic reach for your clients' needs. Why Partner With IPMG? For over 15 years, IPMG has been a trusted partner for agents and brokers seeking fast, flexible solutions for standard and non-standard risks. Our deep market access, responsive service, and ability to write difficult or unique accounts make us a powerful resource for your brokerage. When you work with IPMG, you're backed by a team of professionals who understand your challenges and are committed to helping you succeed. For more information about Insurance Program Managers Group (IPMG) and how we can support your business, contact us today! Frequently Asked Questions What types of accounts are a good fit for IPMG's brokerage services?We specialize in hard-to-place risks, small to mid-size businesses, and accounts requiring non-admitted markets. Ideal accounts include property with CAT exposure, liability-heavy operations, and niche industries needing professional liability. Can IPMG help with small accounts or startups?Yes. We routinely work with agents to place small or new accounts that may not qualify for standard markets. There is no minimum premium requirement, making us a flexible option for a wide range of clients. What markets does IPMG have access to?We have relationships with over 30 leading admitted and non-admitted carriers, including Travelers, Chubb, CNA, ACE, Lloyds, Hiscox, and more. Is IPMG available in all states?Yes, our brokerage services are available in all 50 states and Washington, D.C. How quickly can I expect a quote?For qualified submissions, we often provide same-day quotes. Our team is committed to fast, reliable turnaround times. Need help placing an account? Connect with a market specialist.

Trucking Liability Insurance For NC and VA More Than 30 Years Insuring Truckers Agents Insurance Markets, Inc. (AIM) brings over three decades of experience serving the trucking industry in North Carolina and Virginia. As a trusted Managing General Agency (MGA), AIM specializes in providing tailored trucking liability solutions for both local (0–100 miles) and intermediate (101–300 miles) operations. If you’re an agent or broker looking for a reliable market with great service and quick turnaround, AIM is your go-to partner. Ideal Accounts and Appetite Our program fits a wide range of commercial auto risks and is especially designed for small to mid-sized trucking operations. We underwrite the following commercial auto classes: Local and Intermediate Truckers Dump Trucks Flatbeds Contractors and Artisans Wreckers This program is ideal for clients with single units up to larger fleets operating within 300 miles. Whether your client hauls construction materials locally or provides intermediate freight services between cities, we have the markets to support them. Coverage Highlights and Advantages Primary Liability: Limits up to $1,000,000 combined single limit (CSL) Physical Damage: Coverage up to $200,000 per vehicle Cargo Insurance: Limits available up to $150,000 We accept risks ranging from single-unit owner-operators to fleets. For smaller accounts (4 units or fewer), phone quotes are available for quick response. For fleets of 5 or more units, we require a complete submission with current Motor Vehicle Reports (MVRs). ACORD applications are accepted. Underwriting Notes and Minimum Premiums We work with Stratford Insurance Company and Carolina Casualty Insurance Company to offer competitive rates and flexible terms. While minimum premiums may vary depending on risk characteristics, our team is happy to evaluate each submission for eligibility and pricing. Territories and Availability This trucking liability program is available in: North Carolina (NC) Virginia (VA) We offer admitted and non-admitted options, depending on the risk and carrier fit, giving you flexibility when placing difficult or niche accounts. Why Work With Agents Insurance Markets, Inc.? Agents Insurance Markets, Inc. is committed to helping agents grow their commercial auto book with responsive service, real underwriting knowledge, and access to top-rated carriers. Our name says it all—we "AIM" to serve you! You might have a client who owns a small fleet of dump trucks hauling gravel between job sites in VA or a local flatbed operator transporting equipment within NC. These are exactly the kinds of accounts we handle every day. Let us help you place your next trucking risk with confidence and efficiency. Frequently Asked Questions What types of accounts are a good fit for this program?This program is best suited for local and intermediate truckers, including dump trucks, flatbeds, wreckers, and contractors operating within 300 miles in NC or VA. Do you accept single-unit owner-operators?Yes, we offer coverage for single units as well as full fleets. Phone quotes are available for accounts with 4 units or fewer. What documents are needed to get a quote?For accounts with 5 or more units, a complete submission with current MVRs is required. ACORD applications are also accepted. Are both admitted and non-admitted options available?Yes, we offer both admitted and non-admitted solutions, depending on the specific risk and carrier suitability. What carriers do you work with for this program?We place coverage through Stratford Insurance Company and Carolina Casualty Insurance Company. Need help placing an account? Connect with a market specialist.