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...ciplined driver selection, good maintenance programs, and stable loss historie...

...ogram from Legends Environmental Services Legends Environmental Services offers a tailored Electrical Contrac...Why Work With Legends Environmental Services? As both a general agency and car...

...snow removal, chimney and gutter cleaning. Janitorial Services: Residential and commercial interior cleaning, exterior cleaning, and dryer vent cleaning. Retail Operations: Electronic s...residential and commercial interior cleaning, exterior cleaning, and dryer vent services. Need help placing an account? ...

...l log analysis) Tank cleaning, sandblasting, and painting Pumper/Gauger services Flowback and gathering l... Non-destructive Testing Services Coverage Limits:...

...on program tailored for maid and cleaning services — including house cleaning, laundry, carpet cleaning, and similar operations. Cleaning businesses face frequent employee ex...ed Questions What types of maid and cleaning accounts fit this program?We target house cleaning, laundry, carpet cleaning, and similar janitorial operation...

Coverages include, but are not limited to: General Liability Excess Liability Professional Liability (E&O) Pollution Liability Contractors Insurance Program from Ck Specialty Insurance Associates, Inc. Ck Specialty Insurance Associates, Inc. offers a Contractors Insurance program built for independent agents and brokers placing contractor risks across a broad range of classes. As a Western-based, family-owned MGA and surplus lines broker, Ck Specialty provides flexible market access and underwriting support to help you place complex or hard-to-place contractor accounts in Idaho, Nevada, and Washington. Ideal Accounts and Appetite This program fits both residential and commercial contractors—from small artisan trades to larger general contractors handling new construction, remodels, and specialty projects. Typical classes include: Remodel contractors Artisan contractors (electrical, plumbing, carpentry, etc.) General contractors Commercial contractors Residential contractors (new construction and remodel) Example fits: a residential contractor specializing in high-end urban remodels or a general contractor managing mixed-use commercial builds—both are commonly placed through this program. Coverage Highlights and Available Endorsements The program offers a broad set of coverages to address common and niche contractor exposures, including General Liability, Excess Liability, Professional Liability (E&O), and Pollution Liability. Key endorsements available to tailor terms: Blanket Additional Insureds Primary / Non-Contributory wording Waiver of Subrogation Per-Project Aggregate Completed Operations for Additional Insureds Stop Gap Underwriting Notes and Minimum Premiums Ck Specialty works with multiple A-rated surplus lines carriers and offers both in-house binding authority and brokerage market access depending on the risk. The program is designed with low minimum premiums to accommodate smaller contractors and artisan trades; actual minimums vary by class and coverage selection. Underwriting highlights and typical restrictions: Focus on Western U.S. contractor classes (ID, NV, WA). Non-admitted placement allows flexible terms for elevated or unusual exposures. Higher-hazard trades or contractors with significant prior loss activity may require additional review or placement in specialty markets. Territories and Availability This Contractors Insurance program is available in Idaho, Nevada, and Washington. Policies are placed through non-admitted markets, which gives you more flexibility to structure coverage and endorsements than many admitted options. Why Work with Ck Specialty Insurance Associates, Inc.? Ck Specialty brings regional market knowledge and strong carrier relationships across surplus lines markets. Their underwriting team provides responsive, practical guidance to help you place difficult accounts, and in-house binding authority speeds turnaround when quick coverage is needed. For agents working in the Western U.S., Ck Specialty is positioned as a partner for contractor business that requires tailored terms or non-standard solutions. Ck Specialty Insurance: Opening market doors…for you. Frequently Asked Questions What types of accounts are a good fit for this program?Good fits include general contractors, artisan trades, and residential or commercial remodelers operating in ID, NV, and WA. Is this a non-admitted program?Yes. Coverage is placed through surplus lines markets to allow underwriting flexibility for harder-to-place risks. What is the minimum premium for this program?Minimum premiums vary by class and coverage, but the program is structured to accommodate low minimums for smaller contractors and artisans. Are there in-house binding capabilities?Yes. Ck Specialty offers in-house binding authority and also places business through brokerage markets when appropriate. Can I get coverage for pollution or E&O exposures?Yes. Pollution Liability and Professional Liability (E&O) are available as part of the program’s offerings. Need help placing an account? Connect with a market specialist.

...intenance and servicing Pool cleaning companies Swimming pool contract...ement firms, and lifeguard staffing services operating in residential or comme...

Thank you for your interest in the North Carolina Personal Auto Insurance program from Allstar Financial Group. Allstar Underwriters, a division of Allstar Financial Group, offers a reliable personal auto insurance solution tailored for independent agents serving clients across North Carolina. Backed by strong carrier relationships—most notably with Stonewood Insurance Company—this program is designed to provide competitive coverage options for a wide range of personal auto risks. Ideal Accounts and Appetite This program is ideal for standard and substandard personal auto risks. Whether you're working with clients who have clean driving records or those with minor infractions, Allstar Underwriters can help you find the right fit. Typical accounts include: Everyday drivers seeking state-required minimum or full coverage Clients with prior insurance lapses or limited insurance history Drivers with minor violations or less-than-perfect credit Younger or first-time drivers needing affordable coverage If you have a client who’s been turned down due to a lapse in coverage or a few points on their license, this program may be the answer. Coverage Highlights and Advantages Liability, collision, and comprehensive coverage options Flexible limits to meet both minimum and expanded needs Optional coverages such as roadside assistance and rental reimbursement Access to a responsive underwriting team and support staff Allstar Underwriters emphasizes personal service, helping agents navigate placement and provide customized solutions for their clients’ unique needs. Underwriting Notes and Minimum Premiums Minimum premiums vary based on driver profile, vehicle type, selected coverages, and location. The program offers flexibility for both standard and non-standard risks, with underwriting designed to accommodate a variety of scenarios while maintaining sound risk management. Submissions should include complete driver and vehicle information, prior insurance history, and any relevant MVR data. Territories and Availability This personal auto program is available exclusively in North Carolina. Allstar Underwriters operates a dedicated personal lines office in Clayton, NC, providing local expertise and support for agents throughout the state. Some admitted options are available depending on the specific risk and carrier underwriting guidelines. Why Work With Allstar Financial Group? Allstar Financial Group is a trusted Managing General Agency with deep experience in personal lines insurance. Through Allstar Underwriters, agents benefit from strong carrier partnerships, responsive service, and underwriting flexibility. Whether you’re managing high-volume personal auto placements or looking for solutions for hard-to-place drivers, Allstar is committed to helping you grow your book efficiently and profitably. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for North Carolina drivers who need standard or substandard personal auto coverage, including those with minimal driving history, minor violations, or prior coverage lapses. Is this program available outside of North Carolina?No, this personal auto program is currently offered only in North Carolina through Allstar Underwriters. Which carriers does Allstar Underwriters work with for this program?The program is underwritten through Stonewood Insurance Company, a carrier experienced in the personal auto market. Are admitted options available for this program?Some admitted options may be available depending on the risk and underwriting criteria. Contact the underwriting team for specifics. What documents are needed for a submission?Submissions should include driver and vehicle details, prior insurance history, and motor vehicle records (MVRs) when available. Need help placing an account? Connect with a market specialist.

...ol service company that provides cleaning and chemical treatment for residenti... contractors, dealers, installers, maintenance companies, and pool management ...

Policy Highlights: Vacant Building Insurance Program from Colonial Gene...ly a good fit. This includes office buildings, retail spaces, and homes listed...