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General Liability (GL) exposures can be costly and unpredictable—especially when litigation is involved. With an average cost of over $75,000 per lawsuit and 35% of GL claims resulting in legal action, one incident could significantly affect your client’s financial stability. Burns & Wilcox Ltd. offers a robust General Liability program designed to help independent agents place coverage that protects clients from these risks. Slip-and-falls alone have impacted 10% of small business owners in the past five years. Add to that the exposure from personal and advertising injury, third-party property damage, and product liability, and it’s clear that GL coverage must be both comprehensive and customizable. Burns & Wilcox connects agents with exclusive markets and broad binding authority to address these needs efficiently. Whether you’re placing coverage for a growing contractor, a hospitality client, or a manufacturer with product exposure, Burns & Wilcox can tailor solutions to suit your client’s unique risk profile. Programs are available on a non-admitted basis and can be customized to include essential protections like medical payments and personal injury liability. Coverage Details and Features Bodily injury and property damage Products and completed operations Personal injury and advertising liability Medical payments Target Classes (including but not limited to) Contractors Hospitality Manufacturers Retail