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...pace, including: Private collectors of antiques and collectibles An...ideal for antique dealers, private collectors, estate sale professionals, anti...

...dress the unique risks faced by collectors, galleries, museums, dealers and co...lleries, dealers, museums and wine collectors where valuations, provenance and...

...ries, dealers, consultants, and collectors. Whether the account is a small bou... galleries, antique shops, private collectors, and consultants who need covera...

...g inventories or high-net-worth collectors who expect market-driven value chan...y. Abacus can handle both consumer collectors and small commercial operations,...

Private Client Services Insurance offered from private property to private aircraft! Overview — Maritime Program Group Private Client Services Insurance Maritime Program Group (MPG) offers a dedicated Private Client Services Insurance program that gives agents access to the industry’s leading high-net-worth personal lines carriers. Our program combines broad market access with tailored underwriting and concierge-level service so you can place complex personal accounts with confidence. Partner carriers include AIG Private Client Group, Chubb, ACE, IronShore and NatGen. Ideal Accounts and Appetite This program is designed for high-net-worth individuals and families with multiple or high-value exposures. Typical accounts include: Primary and secondary residences (including historic and custom homes) High-value automobiles and collector cars Yachts, superyachts and recreational boats Private aircraft High limits of personal excess liability (umbrella/excess) Collections — fine art, jewelry, wine, antiques and memorabilia Family offices, private staff, travel risk (kidnap & ransom) and related personal risk programs The program is intended for accounts where tailored limits, agreed-value settlements, and specialty coverage forms are needed — not for small, standard personal lines risks. Coverage Highlights and Advantages Market access: Direct placement access to top high-net-worth carriers and specialty underwriters. Customized programs: Agreed value, guaranteed replacement cost, fine art scheduled coverage, enhanced auto and yacht endorsements, and personal excess limits up to $100 million. Risk management support: Pre-placement risk review and tailored recommendations that go beyond standard policy language. Dedicated claims service: Specialist claims units focused on high-value and complex personal claims. Strong financial backing: Carrier partners meet high financial strength standards and are licensed across the country. Underwriting Notes and Minimum Premiums Underwriting is account-specific. Submissions should include current valuations, schedules for collections, recent loss history, and details on protective measures (security systems, alarms, vessel/aircraft maintenance). Minimum premium and retention vary by carrier and line — please note the program lists “Varies” for minimum premium. For complex accounts, provide full inventories and appraisal documentation where available. Territories and Availability The program is available nationwide; our carrier partners are licensed to write high-net-worth business across all states and the District of Columbia. Please confirm state availability and admitted vs. non-admitted options on a per-submission basis, as placement options may differ by carrier and line. Why Work With Maritime Program Group Specialized placement expertise: MPG focuses on high-net-worth personal lines and places unique, high-value risks that require specialized forms and endorsements. Concierge service model: We offer coordinated underwriting, risk management guidance, and claim advocacy to protect your clients’ complex interests. Multiple carrier relationships: Broad market access increases the likelihood of finding the right fit for unusual or layered risks. Example account scenarios You have a client with a primary residence valued for guaranteed replacement cost, a secondary coastal home, two collector cars on agreed value, and a scheduled fine art collection — this program can assemble the required home, auto, and collection coverages with coordinated liability limits. You represent a client who owns a midsize yacht and a private single-engine aircraft and needs excess liability and kidnap & ransom protection for family travel — MPG can combine marine, aviation, excess liability, and travel-risk solutions through our carrier panel. For placement inquiries or to submit an account, contact Maritime Program Group today through your usual wholesale channel or via the CompleteMarkets storefront. Frequently Asked Questions What types of accounts are a good fit for Maritime’s Private Client Services Insurance program?Accounts that are high-net-worth and include one or more high-value exposures — such as custom homes, secondary residences, collector autos, yachts, private aircraft, substantial collections, or family office exposures — are a good fit. The program is built for policies that require agreed value, scheduled items, and higher liability limits. Which carriers participate and how does that affect placement?MPG works with specialty carriers and private client units including AIG Private Client Group, Chubb, ACE, IronShore and NatGen. Carrier appetite and available endorsements vary, so we recommend submitting complete account details to determine the best market fit. Are these coverages available in my state and are they admitted?The program is available nationwide, with carriers licensed to operate in all states and DC. Admitted versus non-admitted placement depends on the carrier, the line, and the specific risk. We will confirm available options on each submission. What should I include with a submission to improve turnaround?Provide a summary of exposures, current policy forms and limits, recent loss runs, valuations/appraisals for homes, autos and collections, vessel/aircraft details, and any risk-control measures in place. Complete documentation helps underwriters assess the account and shortlist appropriate carriers. Need help placing an account? Connect with a market specialist.

...d works from museums or private collectors Whether your client is a small lib...

...ls, gallery owners, and private collectors, HTB’s Corporate Collections Insura...

Fine Arts Insurance Program for Conservators Huntington T. Block (HTB), the largest fine arts insurance brokerage in the U.S., has partnered with the American Institute for Conservation of Historic and Artistic Works (AIC) to deliver a specialized insurance program built for professional art conservators. This exclusive Conservators Fine Arts Insurance Program is designed to provide broad, practice-specific protection for fine art and cultural property while it is in a conservator’s care—covering exposures that many standard fine art policies do not address. Ideal Accounts and Appetite This program targets professional conservators and restoration specialists who handle, transport, store, or treat artworks and cultural artifacts owned by others. It fits conservators who work with paintings, textiles, sculpture, paper, photograph collections, decorative arts, and mixed-media objects. Typical good fits include: Private conservation studios that receive museum- or collector-owned pieces for treatment. Mobile conservators who perform on-site stabilization, cleaning, or repair at historic houses, museums, and institutions. Small- to mid-sized conservation practices that require transit and off-site limits for client property. Coverage Highlights and Advantages This AIC-endorsed policy expands on standard fine arts coverage with features that address conservators’ unique exposures, including: Coverage for property of others while in the conservator’s care, custody, and control. Separate limits for property in transit and for items at off-site locations. Automatic $10,000 Errors & Omissions (E&O) sublimit included to help manage professional liability exposures arising from treatment. Optional coverage extensions for studio contents, art libraries, and field equipment. Catastrophic peril coverage options for terrorism, earthquake, wind, and flood (subject to underwriting and availability). Low deductibles starting at $500 and proprietary fine art policy forms that provide broad wording tailored to art risks. Contract and insurance requirement review for conservators with third-party obligations. Underwriting Notes and Minimum Premiums HTB’s in-house fine arts underwriting and claims teams bring more than 200 years of combined experience to this program. With dedicated underwriting authority and a streamlined submission process, HTB typically responds to complete applications within 24 hours. Minimum premiums start at $850, making this an accessible option for small and mid-sized conservation practices. Territories and Availability The Conservators Fine Arts Insurance Program is available in all 50 states and the District of Columbia. Policies under this program are underwritten by Ironshore Indemnity Inc., an A.M. Best A XIV rated carrier. Why Work With Huntington T. Block (HTB) As a Managing General Underwriter focused exclusively on fine arts insurance since 1962, HTB offers deep niche expertise and direct access to a specialized underwriting team. Agents and brokers gain: Proprietary fine art forms and carrier access tailored to artworks and cultural property. Fast, responsive quoting and policy issuance from experienced underwriters. In-house claims support familiar with the practical and technical issues involved in art conservation losses. Guidance on contract and insurance requirements when conservators accept third-party work. You might have a client who operates a small studio that regularly transports museum-owned portraits for treatment, or a conservator who travels to historic sites to stabilize collections after a weather event—both are examples of accounts this program is designed to place. Huntington T. Block Insurance Agency, Inc. is a licensed insurance producer in all states; Texas License # 17489; operating in CA under License # 0825502. All descriptions, summaries or highlights of coverage are for general informational purposes only and do not amend, alter or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for professional art conservators and restoration specialists who handle or restore artwork owned by others—whether from a fixed studio or while providing mobile services. Does the policy cover items in transit or off-site?Yes. The policy includes separate limits for artwork in transit and for items located at off-site locations that are not owned by the conservator. Is Errors & Omissions (E&O) coverage included?Yes. A $10,000 E&O sublimit is included automatically to help protect conservators from professional liability claims related to their services. What is the minimum premium for this program?Minimum premiums start at $850, which makes the program accessible for many small and mid-sized conservation practices. How quickly can quotes be provided?HTB typically provides quotes within 24 hours for complete submissions, thanks to its in-house underwriting authority and specialized fine arts team. Need help placing an account? Connect with a market specialist.

No matter where your client is located, Phoenix Risk Management provides a flexible, competitive stand-alone Workers' Compensation Insurance program designed to help you place even the most challenging risks. We give independent agents and brokers access to a broad array of Workers’ Compensation markets and coverage structures through multiple A-rated carriers. Whether you’re working with a new venture, a high-mod account, or a business with lapses in coverage, our goal is to find the right fit for your client’s needs quickly and efficiently. We offer a variety of plan options, including: Guaranteed Cost Plans Deductible and Loss Sensitive Plans Self-Insurance for Groups and Individuals Captive Programs Minimum premiums starting at $500.00 Solutions for special situations: - Mid-term cancellations - Lapsed coverage - New ventures Ideal Accounts and Appetite Phoenix Risk Management underwrites a wide range of Workers’ Compensation classifications. With our carrier relationships, we place standard and preferred risks as well as harder-to-place business. Common fits include contractors, healthcare providers, hospitality, light manufacturing, transportation, and retail operations. You might have a client who recently started a business and is struggling to find market capacity, or an established operation that had a lapse in coverage or elevated experience mods. Our program is structured to give those accounts multiple paths to placement. Coverage Highlights and Advantages Access to hundreds of WC class codes Multiple A-rated carrier options to match client needs Wide range of plan structures: guaranteed cost, deductible, loss-sensitive, and captive solutions Ability to handle complex or distressed risks, including mid-term and lapse situations Fast, responsive underwriting and placement support for brokers Underwriting Notes and Submission Requirements To start a submission, include the following: Signed ACORD application Completed supplemental application Loss runs (current year + previous 4 years preferred), valued within 90 days of the effective date Aggregate payroll history to match the loss years Minimum premiums commonly start around $500, but final minimums vary by class code, state, and other risk factors. Underwriting may request additional documentation depending on the account. Territories and Availability Our Workers’ Compensation program is available in all states, including Washington, DC. We can place admitted and non-admitted solutions depending on the client’s state and needs. Why Work With Phoenix Risk Management? Phoenix Risk Management gives independent agents access to broad carrier capacity and flexible plan designs for Workers’ Compensation. We specialize in finding placement strategies for accounts that need more than a single market — from newly formed businesses to higher-mod or distressed risks. Our underwriters move quickly, provide practical underwriting guidance, and coordinate placement across admitted and non-admitted markets. Send submissions to: [email protected] Contact us to discuss a specific account or to learn how our national Workers’ Compensation solutions can help you secure coverage for your insureds. Frequently Asked Questions What types of accounts are a good fit for this program?We place a wide range of accounts, including contractors, healthcare, retail, light manufacturing, and transportation. We also consider new ventures and businesses with lapsed coverage. Are options available for clients with high experience mods or loss histories?Yes. We offer loss-sensitive plans and have access to carriers that will consider higher-mod or otherwise distressed risks. What is the minimum premium for this program?Minimum premiums commonly start at $500, but they can vary by class code, state, and other risk factors. Do you offer coverage in all states?Yes. Our Workers' Compensation program is available in all 50 states plus Washington, DC, with admitted and non-admitted options as appropriate. What documents are needed to submit a risk?Provide a signed ACORD application, the supplemental application, current loss runs (valued within 90 days), and payroll history that matches the loss years. Need help placing an account? Connect with a market specialist.