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...sic car owners—because they are collectors themselves. This program offers age... Antique Collectors Street Rods ...

...usiasts in mind. As classic car collectors ourselves, we understand the unique...

Private Art Collectors Insurance Program – Exclusive Fine ... high-value personal collections Collectors with items housed in primary res...

...g inventories or high-net-worth collectors who expect market-driven value chan...y. Abacus can handle both consumer collectors and small commercial operations,...

...ries, dealers, consultants, and collectors. Whether the account is a small bou... galleries, antique shops, private collectors, and consultants who need covera...

Overview — Halcyon Underwriters: Personal Lines Insurance Halcyon Underwriters offers dedicated markets and underwriting expertise for high net worth personal lines accounts. Our program places large-value homeowners, high-value automobiles and related personal exposures through carriers rated A- or better by A.M. Best. We can quote and bind full personal accounts or, in many situations, consider standalone homeowners, automobile, or jewelry submissions. Personal Lines Carriers Chubb Masterpiece Fireman's Fund Prestige Safeco (excluding: homes, condos, and apartments) Travelers of Florida (Personal Auto ONLY) Lexington Elite (Surplus Lines) Eligible Classes and Typical Risks High-value homeowners and contents Condominiums and renters with higher combined limits Jewelry and personal articles High-value automobiles and collector cars Yachts (over 80 ft) and personal watercraft (under 26 ft) Motorcycles Excess liability (typically packaged with other personal lines) Coverage Highlights and Advantages Access to admitted and surplus markets rated A- or better, with carrier claim-handling experience appropriate for high net worth clients. Ability to place entire personal accounts or select standalone lines where permitted (automobile and jewelry commonly accepted alone). Wind and hail coverage available for most inland and many coastal counties when non-cat premium balances are met. Experienced personal lines underwriters who prioritize timely service and placement guidance for complex accounts. Underwriting Notes and Minimums Minimum dwelling limits typically start at $500,000 or higher for Chubb and Fireman's Fund; Lexington Coastal and Inland programs also start at $500,000. Minimum condo/renters combined building and contents value is $150,000. Standalone automobile coverage is available in many situations. Homes in coastal regions generally must be fully shuttered or have approved impact glass to qualify for wind and hail coverage. Coastal counties often require additional supporting lines on the account to meet minimum premiums and non-cat balances. Excess liability/umbrella coverage is not typically accepted on a mono-line (standalone) basis. Minimum premium guidance: $15K (program minimums apply; actual premium varies by carrier and risk). Territories and Admitted Status Available across the listed states below. Halcyon places business through admitted and non-admitted markets as appropriate for the risk and carrier appetite. States available: AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY What Fits Best — Example Accounts High-value coastal homeowner: A client with a $2M home seeking comprehensive property, scheduled jewelry, and excess liability — program markets can package the required lines and meet coastal underwriting requirements (impact glass/shutters and supporting lines). Collector car owner: An insured with multiple collectible automobiles seeking agreed-value coverage and specialty auto markets — standalone auto placement is often available through our carrier panel. Why Work With Halcyon Underwriters Specialized focus on high net worth personal lines and coordinated placement across multiple A-rated carriers. Underwriters with hands-on experience handling complex valuations, scheduled property, and high limits. Flexible placement options — admitted and surplus markets, partial account placements, and standalone lines when appropriate. Responsive service and guidance on coastal requirements, non-cat premium balancing, and minimum premium expectations. Ineligible business: homeowners dwelling coverage below $500,000 and excess liability/umbrella on a mono-line basis are generally not eligible. For additional information, please contact Sarah Cadle at [email protected]. We encourage you to visit our website at www.halcyonuw.com to learn more about our personal lines capabilities. Frequently Asked Questions What types of accounts are a good fit for Halcyon Underwriters’ Personal Lines program?Clients with high-value homes, significant scheduled personal property (jewelry, fine art), collector or high-value automobiles, yachts, and those needing excess liability are the primary targets. Accounts should meet minimum dwelling or combined limits noted in the program. Can I submit a standalone auto or jewelry risk?Yes — many carriers in the panel will consider standalone automobile or jewelry submissions. Availability depends on the carrier appetite for the specific risk and the state where the insured resides. How does coastal wind/hail coverage work for this program?Wind and hail is available for inland counties and many coastal counties when non-cat premium balances and supporting lines meet carrier requirements. Coastal homes typically must have approved impact glass or full shutters to qualify. What are the program minimums I should expect when placing business?Typical dwelling minimums begin at $500,000 (vary by carrier and coastal vs. inland). The program cites a general minimum premium guideline of $15K; final premium minimums depend on carrier, state, and the total account structure. Need help placing an account? Connect with a market specialist.

Private Client Services Insurance offered from private property to private aircraft! Overview — Maritime Program Group Private Client Services Insurance Maritime Program Group (MPG) offers a dedicated Private Client Services Insurance program that gives agents access to the industry’s leading high-net-worth personal lines carriers. Our program combines broad market access with tailored underwriting and concierge-level service so you can place complex personal accounts with confidence. Partner carriers include AIG Private Client Group, Chubb, ACE, IronShore and NatGen. Ideal Accounts and Appetite This program is designed for high-net-worth individuals and families with multiple or high-value exposures. Typical accounts include: Primary and secondary residences (including historic and custom homes) High-value automobiles and collector cars Yachts, superyachts and recreational boats Private aircraft High limits of personal excess liability (umbrella/excess) Collections — fine art, jewelry, wine, antiques and memorabilia Family offices, private staff, travel risk (kidnap & ransom) and related personal risk programs The program is intended for accounts where tailored limits, agreed-value settlements, and specialty coverage forms are needed — not for small, standard personal lines risks. Coverage Highlights and Advantages Market access: Direct placement access to top high-net-worth carriers and specialty underwriters. Customized programs: Agreed value, guaranteed replacement cost, fine art scheduled coverage, enhanced auto and yacht endorsements, and personal excess limits up to $100 million. Risk management support: Pre-placement risk review and tailored recommendations that go beyond standard policy language. Dedicated claims service: Specialist claims units focused on high-value and complex personal claims. Strong financial backing: Carrier partners meet high financial strength standards and are licensed across the country. Underwriting Notes and Minimum Premiums Underwriting is account-specific. Submissions should include current valuations, schedules for collections, recent loss history, and details on protective measures (security systems, alarms, vessel/aircraft maintenance). Minimum premium and retention vary by carrier and line — please note the program lists “Varies” for minimum premium. For complex accounts, provide full inventories and appraisal documentation where available. Territories and Availability The program is available nationwide; our carrier partners are licensed to write high-net-worth business across all states and the District of Columbia. Please confirm state availability and admitted vs. non-admitted options on a per-submission basis, as placement options may differ by carrier and line. Why Work With Maritime Program Group Specialized placement expertise: MPG focuses on high-net-worth personal lines and places unique, high-value risks that require specialized forms and endorsements. Concierge service model: We offer coordinated underwriting, risk management guidance, and claim advocacy to protect your clients’ complex interests. Multiple carrier relationships: Broad market access increases the likelihood of finding the right fit for unusual or layered risks. Example account scenarios You have a client with a primary residence valued for guaranteed replacement cost, a secondary coastal home, two collector cars on agreed value, and a scheduled fine art collection — this program can assemble the required home, auto, and collection coverages with coordinated liability limits. You represent a client who owns a midsize yacht and a private single-engine aircraft and needs excess liability and kidnap & ransom protection for family travel — MPG can combine marine, aviation, excess liability, and travel-risk solutions through our carrier panel. For placement inquiries or to submit an account, contact Maritime Program Group today through your usual wholesale channel or via the CompleteMarkets storefront. Frequently Asked Questions What types of accounts are a good fit for Maritime’s Private Client Services Insurance program?Accounts that are high-net-worth and include one or more high-value exposures — such as custom homes, secondary residences, collector autos, yachts, private aircraft, substantial collections, or family office exposures — are a good fit. The program is built for policies that require agreed value, scheduled items, and higher liability limits. Which carriers participate and how does that affect placement?MPG works with specialty carriers and private client units including AIG Private Client Group, Chubb, ACE, IronShore and NatGen. Carrier appetite and available endorsements vary, so we recommend submitting complete account details to determine the best market fit. Are these coverages available in my state and are they admitted?The program is available nationwide, with carriers licensed to operate in all states and DC. Admitted versus non-admitted placement depends on the carrier, the line, and the specific risk. We will confirm available options on each submission. What should I include with a submission to improve turnaround?Provide a summary of exposures, current policy forms and limits, recent loss runs, valuations/appraisals for homes, autos and collections, vessel/aircraft details, and any risk-control measures in place. Complete documentation helps underwriters assess the account and shortlist appropriate carriers. Need help placing an account? Connect with a market specialist.

...am is ideal for: Private collectors with valuable personal collections ...?This program is ideal for private collectors and dealers with antiques or col...

...d works from museums or private collectors Whether your client is a small lib...

At Dan Lawrie Insurance Brokers, we are proud to offer a specialized Restaurant Insurance program in Ontario, Canada, tailored for agents and brokers seeking comprehensive coverage solutions for hospitality clients. Our program is designed to meet the unique risks faced by Fine Dining Restaurants and Wineries and Distilleries, offering broad protection and competitive pricing. We understand that no two hospitality businesses are the same. That’s why we customize each insurance package to suit the client’s operations, location, clientele, and risk profile. Whether your client operates a high-end bistro or a boutique winery, our expert team will help you place coverage that aligns with their specific exposures and service expectations. Ideal Accounts and Appetite This program is an excellent fit for: Upscale and fine dining establishments Winery and distillery operations with on-site tasting rooms Hospitality businesses offering premium food and beverage services We are especially competitive for accounts that emphasize quality, safety, and operational excellence. Businesses with liquor sales, private dining areas, or seasonal fluctuations are all considered. Coverage Highlights and Advantages Fine Dining Restaurant Program Features: Business Improvement Protection Recommendations Claims Support Available 24/7 Flexible Payment Options Actual Loss Sustained Business Income Coverage Liquor Liability Limits Available up to $5,000,000 $25,000 Crime Coverage Equipment Breakdown Coverage Including Spoiled Food Cloak Room Coverage Timely, Informative Industry Newsletters Exceptional Professional Service from Our Expert Team Exclusive Optional Coverages: Extended Business Interruption, including Food Poisoning and Infectious Disease Special Event Coverage Attractive Premium Credits: Credits based on Building Age and Sprinkler Systems New Business Claims-Free Credit Save up to 30% by Adding Premium Options Winery & Distillery Program Includes: Tank Rupture Product Recall Peak Season Adjustments Change in Flavor Host Liquor Liability Spoilage and Consequential Loss Pollution Coverage Liability Limits up to $20,000,000 Underwriting Notes We offer customized underwriting for each operation. Our team evaluates each risk individually to ensure the best-fit coverage and pricing. While there is no stated minimum premium, we aim to deliver cost-efficient solutions that reflect the value of the coverage and service provided. Territories and Availability This program is available throughout Ontario, Canada. We focus on regional expertise, allowing us to tailor solutions in line with provincial regulations and industry standards. Why Work With Dan Lawrie Insurance Brokers? Dan Lawrie Insurance Brokers is a trusted general agency with deep experience in the hospitality sector. Our dedicated team understands the nuances of restaurant and winery operations and delivers responsive, knowledgeable service throughout the policy lifecycle. We help agents and brokers differentiate themselves by offering a unique program that combines industry-specific coverage with flexible underwriting and attractive pricing options. Join the many brokers who have already placed business through our Restaurant Insurance Program. Let Dan Lawrie Insurance Brokers help you deliver exceptional coverage and value to your hospitality clients. Frequently Asked Questions What types of accounts are a good fit for this program?Our program is ideal for fine dining restaurants, wineries, and distilleries in Ontario that focus on high-quality service and may have liquor sales, seasonal events, or unique operational risks. Can I access coverage for clients who host special events or tastings?Yes, optional coverage for special events, food poisoning, and infectious disease-related interruptions is available, making it suitable for operations with frequent public interaction. What are the liquor liability limits available?We offer liquor liability coverage with limits up to $5,000,000 for restaurants and up to $20,000,000 for wineries and distilleries. Is this program available outside of Ontario?Currently, this program is focused on Ontario, Canada. Please contact us to discuss availability or options for clients in other provinces. Do you provide assistance with coverage comparisons?Yes, our experts will compare coverages and pricing to ensure your client receives the best protection for their business needs. Need help placing an account? Connect with a market specialist.