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...age Keepers Legal Liability
Commercial Auto
Inland Marine
Crime
...pen Lot Coverage and is suitable for dealerships with inventory stored outdoor...
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How do you pay for the policy?
Three options depending on your circumstances –
Paid Up front – usually for new businesses, or businesses that don’t have strong financials.
Monthly Installment (financed)
Quarterly or twice a year payments (not necessarily financed, but because you have a history with the carrier they give you this payment plan)
What is business insurance?
A business insurance policy of business insurance package (multiple coverages and riders) normally starts with general liability insurance (or 'CGL'). It protects your business from a financial loss if you find yourself liable for property damage, personal, or an injury that was caused by your business, services provided, business operations or your employees. Our experts have helped many businesses in the Raleigh, NC and surrounding areas. Get in touch, we can help you too.
The Claims Process
If an incident occurs that may lead to a claim, you should notify your insurance company or agent immediately. Be prepared to explain what has happened in detail including the time, date, the names of any witnesses, and any other pertinent information. Not all claims will be accepted by the insurance company, however. As a business owner, you are required to file a claim with your insurance carrier.
If you have used an agent in the process, then they will help you file the claim. Most business insurance companies allow you to file a claim over the phone and also offer up an online option. Regardless, there is quite a bit of paperwork and details involved, regardless of what the claim may be. The business is then assigned a claim adjuster, who will review the claim and determine if the claim is covered. They may require more paperwork and it may be weeks before you know if the claim is denied or accepted. If denied, you can appeal and submit more information.
If accepted, they will give you explicit instructions on how you will get compensated, whether they will be assigning their own attorneys (as needed), or how they will reimburse your company based on the circumstances.
To learn more from our experts in the Raleigh, NC and surrounding areas, get in touch with us.
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...y coverage for RVs on the lot
Commercial property and business interruption
...ideal. Independent or non-franchised dealers are not eligible.
Is this program...
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Cochrane & Company’s Commercial Auto Insurance program is designed ...s is the program available in?This Commercial Auto Insurance program is offere...
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...y with deep experience in niche commercial risks, Cochrane & Company offer...pplicable, RV or Motorcycle/Off-Road Vehicle Questionnaires based on the types of vehicles sold.
Is this program available ...
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...ge Highlights and Advantages
Commercial general liability and garage liabil...st loss activity, premises security, vehicle inventory controls, and the mix o...