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...l to mid-sized architecture and engineering firms with up to $3 million in ann...ctural, mechanical, and electrical engineering, as well as architecture and de...

...rance Agency, Inc. offers the Communications Equipment Contractors Program—Res...ractors who focus on residential communications work — TV/cable/satellite inst...

...ram designed for architectural, engineering and design firms that need a focus...mall to mid-size architectural and engineering firms with typical commercial, ...

Policy Highlights: Boating is a passion for many, but operating a boat engine repair shop, storage facility, or mobile marine service brings specialized liability and property exposures. Colonial General Insurance Agency, Inc. offers a focused Boat Engine Repair Insurance program to help agents place coverage for these niche marine service risks quickly and efficiently. Overview of the Program From Colonial General Colonial General is a managing general agency and excess & surplus lines broker with deep market relationships across the Western U.S. This Boat Engine Repair Insurance program is designed for businesses that service, store, maintain, or transport boats and marine engines. The program combines broad garage and garagekeepers coverages with optional property and in-transit protections to meet the needs of small repair shops through larger multi-bay marine service centers. Ideal Accounts and Appetite This program fits a range of marine service operations, including: Boat engine repair shops and independent marine mechanics Marine service garages and multi-bay repair facilities Boat storage yards and winterization facilities Boat dealerships with in-house service departments Mobile marine service providers and towing/tow-repair operators Typical acceptable operations include engine diagnostics, mechanical repairs, routine maintenance, winterization, and transport/towing of customer vessels. Risks that perform major structural alterations to hulls or install nonstandard aftermarket modifications may require additional underwriting review. Coverage Highlights and Advantages Colonial General markets a robust commercial garage program tailored for marine exposures. Key features include: $3,000,000 aggregate liability capacity Garage liability limits up to $1,000,000 per accident $5,000 medical payments Garage Keepers coverage on a primary basis (specified causes of loss) In-transit coverage for towing and mobile service operations Dealers physical damage and false pretense coverage Fire legal liability and broadened coverage endorsements Optional property coverage to protect buildings, equipment, and business personal property These options let you tailor limits and coverages to fit a client’s operations—whether a single-bay mechanic or a dealer with multiple service lifts and storage racks. Underwriting Notes and Minimum Premiums Colonial General works with admitted and non-admitted markets depending on state and risk characteristics. Underwriters look for clear descriptions of operations, up-to-date safety practices, and complete loss histories. Clean loss runs and documented safety programs (lift procedures, secure storage, towing protocols) typically produce the most competitive terms. Minimum premium requirements vary by carrier and state; the underwriting team is willing to review small and mid-size accounts as well as more complex risks. Provide detailed submissions that describe tow radius, storage capacity, number of bays, and whether customer vessels are stored indoors or outdoors. Territories and Availability The program is available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Admitted markets are available in some states; non-admitted options can be used for harder-to-place risks. Why Work With Colonial General? Colonial General brings decades of specialized underwriting and broad market access for garage and marine service exposures. Agents benefit from fast turnaround, responsive underwriting, and the ability to place both standard and more complex marine service accounts. The MGA’s experience placing garagekeepers, in-transit, and dealers physical damage coverage makes it a practical option when your client’s operations include repair, storage, or towing. Have a client that needs coverage? Connect with a market specialist to discuss submission requirements or request a quick quote: Connect with a market specialist. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for boat engine repair shops, marine mechanics, boat storage facilities, and boat dealers with service operations. Is Garage Keepers coverage included?Yes. Garage Keepers coverage is available on a primary basis for specified causes of loss to protect customers’ boats while in the insured’s care, custody, and control. Which states is this program available in?The program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Can towing operations be covered?Yes. In-transit coverage for towing and mobile service operations is available, which makes this a good fit for mobile marine technicians and tow/recovery services that handle customer boats. Are boat dealers eligible for this program?Yes. Dealers with service departments and on-site repair operations are eligible, including dealers who provide diagnostics, repairs, and storage services. Need help placing an account? Connect with a market specialist.

...ed access of their electronic communications and signaling systems. Whether yo...sinesses that rely on electronic communications—professional services, tech fi...

...nance consultants Specialty engineering and compliance consultants We hav...essionals — management, marketing, engineering, compliance and specialty consu...

Intercorp, Inc. is a trusted program administrator and wholesale insurance brokerage, offering innovative solutions in two key casualty lines: professional liability and environmental liability. With decades of experience and a commitment to outstanding customer service, we provide agents and brokers with the tools they need to place coverage confidently and efficiently. Overview of Our Program At Intercorp, we believe in building strong relationships with our partners. Our approach blends creativity with deep market expertise to develop customized insurance solutions for a wide range of professional and environmental exposures. We are not just a phone call or email away—we value face-to-face communication and are always ready to collaborate directly to help you meet your client’s needs. Ideal Accounts and Appetite We specialize in professional and environmental liability placements for a wide variety of classes. Our programs are designed to serve both traditional and niche markets. Targeted Professional Liability Classes: • Engineers and Architects • Consultants • Lawyers • Accountants • Insurance Brokers & Agents • Technology Firms • Privacy & Data Breach Liability Risks Real Estate-Related Professional Classes: • Home Inspectors • Appraisal Management Companies • Property Managers • Appraisers • Title Agents • Real Estate Brokers/Agents • Auctioneers Environmental Liability Classes: • Underground and Above-Ground Storage Tanks • Environmental and General Contractors • Site Pollution Risks • Dry Cleaners • Agricultural Environmental Risks We also offer flexible packaging, such as combining pollution, professional, and general liability into one policy with a single carrier—streamlining coverage for your insureds. Coverage Highlights and Advantages Broad access to various carriers and markets Ability to package multiple coverages under one policy Customized solutions for hard-to-place or niche risks Responsive service with a personal touch Programs available in all 50 states and D.C. Example: You may be working with a property manager who also performs environmental remediation work. Through Intercorp, you can structure a combined policy that includes both professional liability and site pollution coverage—streamlining protection and compliance. Underwriting Notes and Minimum Premiums Minimum premiums vary depending on the class of business, limits requested, and coverage structure. We take the time to understand the nuances of your client’s operation so we can deliver the right coverage at competitive terms. Submissions are evaluated quickly and with attention to detail to avoid unnecessary delays or misquotes. Territories and Availability Our programs are available nationwide, including all 50 states and Washington, D.C. Whether your client is based in California, Texas, New York, or anywhere in between, we can help you find the right solution. Why Work With Intercorp? We are more than a program administrator—we are your strategic partner. Our deep understanding of professional and environmental liability exposures, paired with our dedication to service and innovation, ensures that you and your clients receive superior support from submission to policy issuance and beyond. Let Intercorp help you deliver smart, customized insurance solutions. Contact us today to learn more about our programs and how we can make placing business easier for you. Frequently Asked Questions What types of accounts are a good fit for Intercorp’s programs?We are best suited for professional service firms (engineers, lawyers, consultants), real estate professionals (appraisers, managers, title agents), and environmental risks such as contractors and site pollution exposures. Can you combine multiple coverages into one policy?Yes, we offer the ability to package pollution, professional, and general liability coverages into one policy with a single carrier, making it easier to manage and more efficient for your client. Are your programs available in all states?Yes, our programs are available in all 50 states and Washington, D.C., offering nationwide access for your clients. What is the minimum premium for your programs?Minimum premiums vary based on coverage limits and class of business. Contact us with your client's details for a tailored quote. Which carriers do you work with?We work with a variety of carriers to match the right market to your client’s specific risk profile. Need help placing an account? Connect with a market specialist.

...ime operations (pest control, communications repair, fire extinguisher servici...providing crane installation and communications repair with incidental vessel ...

Overview of the Program from Maritime Program Group Does the purchase of a high performance vessel by a client give you that sinking feeling? Maritime Program Group’s Recreational Marine High Performance Vessel Division helps brokers place faster craft that many markets decline. Our program provides access to markets that will consider performance boats capable of speeds up to 125 mph and pairs that capacity with marine-specific underwriting and servicing tailored for high-performance craft. Ideal accounts and appetite This program is designed for independent agents and brokers seeking placement for clients who own performance-oriented recreational boats, including: High performance runabouts and performance center consoles Sterndrives and outboard-powered performance boats Well-maintained older performance boats and newly built performance designs Typical accounts fit when the vessel is well-maintained, used for private recreational purposes, and the operator demonstrates safe operation. Most markets will not consider vessels designed to exceed 55–60 mph; our High Performance program will consider vessels up to 125 mph. We generally do not place commercial-use high-speed craft, racing-only boats, or vessels with unreported structural or major engine modifications. Coverage highlights and program advantages The High Performance Vessel Insurance program at Maritime Program Group offers broad, marine-specific coverage features agents can offer to clients: Agreed Value for most performance boats Liability coverage with options for Pollution Liability and Uninsured Watercraft coverage Medical Payments and Personal Effects coverage Emergency Towing and Assistance coverage Optional Trailer Coverage and Boat Lift Coverage Dedicated in-house claims unit to support prompt handling • Work and negotiate directly with our in-house underwriters who have unmatched experience and hands-on trade knowledge. • Broad capacity, from bass boats to multi-million dollar luxury yachts. • Remarkable service with proactive communication and timely responses. • Instant online quotes, applications, commission reports, endorsement reprints and more. • Agency billing and competitive commission schedules. • Dedicated in-house claims unit. Underwriting notes and minimum premiums Underwriting focuses on vessel condition, horsepower-to-weight ratios, reported top speeds, and operator experience. Specific eligibility questions—such as modified engines, structural changes, or use for competition—should be referred to underwriting for review. Minimum premium: Varies by risk and state; submit details for a tailored quote. Territories and admitted status Available in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Admitted status: All available states (carrier and state filing dependent). Why work with Maritime Program Group on High Performance Vessel business As a managing general agency specializing in recreational marine risks, Maritime Program Group gives agents direct access to experienced in-house underwriters and marine markets that will consider higher-speed vessels. You benefit from streamlined online quoting and servicing tools, agency billing, and a claims team focused on marine exposures. If you have a client who purchased a high-performance runabout or performance center console and needs agreed value and tailored liability options, this program was built to address those placements. For immediate assistance call 800-366-8086 or visit www.maritimepg.com for more information on High Performance Vessel Insurance. Frequently Asked Questions What speeds and vessel types does this program consider?Maritime Program Group’s High Performance program will consider recreational performance vessels capable of speeds up to 125 mph. The focus is private, recreational boats—racing-only or commercial high-speed craft typically do not qualify. What coverages are commonly available through this program?Common features include Agreed Value, Medical Payments, Personal Effects, Uninsured Watercraft coverage, Emergency Towing and Assistance, Pollution Liability, and optional Trailer and Boat Lift coverage. Specific options depend on the market selected for the risk. What information should I submit for a quick decision?Provide vessel year, make, model, length, engine type and horsepower, reported or GPS top speed if available, hull condition, recent survey or maintenance records, principal operator experience, and intended use. These details help underwriters assess eligibility and expedite quoting. Need help placing an account? Connect with a market specialist.

... to address risks from online communications and content. Worldwide coverage...