Search CompleteMarkets

...This program is built for private schools and public/private colleges that fac...od fit for this program?Private K-12 schools, independent boarding schools, colleges, and vocational institu...

...r no permanent structure, minimal cooking exposures (or controlled cooking methods), and operations conducted i... the program cover food vendors with cooking equipment?Limited cooking exposures may be acceptable, depe...

... - Cooking club insurance ...k clubs, gaming clubs, sewing clubs, cooking clubs, etc. Please contact our r...

...perators with permanently mounted cooking or refrigeration equipment and those...

...ety controls (fire suppression in cooking areas), and prior loss history. ...

IPMG (Insurance Program Managers Group) offers a specialized Crime Coverage Insurance program that helps agents and brokers place standalone protection for clients that face financial loss from criminal acts. Through IPMG’s relationships with multiple E&S markets, you can access monoline crime solutions tailored for private and publicly traded companies, not-for-profits, and public entities. Ideal Accounts and Appetite This program is designed for insureds that need a dedicated crime policy as part of their enterprise risk management. Target classes include: Mid- to large-size private or public companies with significant cash handling, receipting, or electronic transaction volume Municipalities and other public entities exposed to internal or external fraud risks Not-for-profit organizations that handle donations, grants, or other funds vulnerable to employee dishonesty You might have a client such as a regional nonprofit with multiple fundraising channels or a local government office with decentralized cash handling—both would benefit from a monoline crime program placed through IPMG. Coverage Highlights and Advantages IPMG’s Crime Coverage Insurance program offers broad protection for a full range of crime exposures: Employee Theft and Employee Dishonesty Forgery and Alteration of checks, credit card receipts, and other negotiable instruments Theft, Disappearance and Destruction (on and off premises) Computer Fraud and Funds Transfer Fraud Money Orders and Counterfeit Currency losses Key policy features and options: Primary and excess limits available to build layered programs Discovery form wording Worldwide coverage options where appropriate Limits available up to $10 million, subject to underwriting The program is structured to address both internal threats (employee dishonesty, collusion) and external schemes (cyber-assisted fraud, social engineering, forged instruments). Underwriting Notes and Minimum Premiums As a managing general agency and E&S broker, IPMG underwrites accounts with flexibility based on complexity and exposures. Preferred submissions include: Recent financials and loss runs Description of internal controls, segregation of duties, and treasury procedures Details on electronic payment and funds transfer processes Minimum premiums vary by class, limits, and coverage scope—submitters should expect underwriting questions about controls and loss history to determine pricing and eligibility. Territories and Availability This non-admitted program is currently available in Florida, Illinois, Indiana, Iowa, and Missouri. Agents and brokers writing business in these states can access IPMG’s E&S markets for competitive placement options. Why Work With IPMG? IPMG combines niche commercial program experience with direct access to multiple excess & surplus markets. That means: Responsive underwriting geared to complex or unusual crime exposures Flexible placement options, including primary and excess layers A partnership approach for agents—IPMG supports submissions, negotiates terms, and helps structure limits and retentions Whether you’re placing a municipality, a multi-site nonprofit, or a growing company with heavy transaction volume, IPMG can help secure tailored crime protection where admitted markets may not be available or sufficient. Give us a call for more information about IPMG's Crime Coverage Insurance! Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include private and public companies, municipalities, and nonprofits that handle significant cash flows or financial transactions and need protection against fraud, theft, or employee dishonesty. Is this coverage available on an admitted basis?No. This program is offered on a non-admitted basis through multiple E&S markets accessed by IPMG. What is the minimum premium for this program?Minimum premiums vary depending on the risk profile, selected limits, and coverage options. Contact IPMG for specific underwriting guidance and premium indications. Can this policy be written as excess over another crime policy?Yes. IPMG can provide both primary and excess limits to create layered coverage structures when appropriate. Which states is this program available in?This program is currently available in Florida, Illinois, Indiana, Iowa, and Missouri. Need help placing an account? Connect with a market specialist.

Amwins Program Underwriters' Water Well Contractors insurance program offers tailored coverage designed for commercial and residential water well drillers, suppliers, and manufacturers. Overview — Amwins Underwriting Water Well Contractors Program Amwins Underwriting provides a focused Managing General Agency program for water well and ground water contractors. Underwritten through Markel, this program is built for contractors whose core operations include drilling, servicing, pump installation and repair, and geotechnical/environmental drilling performed at the direction of an engineer or consultant. The program’s coverages are designed to address the specialized equipment, autos, and liability exposures common to the trade. Ideal Accounts and Appetite Water and geothermal well drilling and servicing contractors Ground water pump installation, service and repair contractors Geotechnical and environmental drillers performing core sampling and work under engineer or consultant direction Accounts with standard well-drilling operations, owned rigs and equipment, and routine service/repair work are good fits. The program is not intended for oil & gas operations, construction piling/underpinning drilling, or cathodic protection drilling. Ineligible Operations (Examples) Any operations performed for oil and gas companies or on oil and gas lease land, pipeline right-of-way, or refineries Construction drilling related to piling or underpinning Drilling for cathodic protection Coverage Highlights and Advantages Property — buildings, owned equipment and business property General liability — tailored to drilling exposures Automobile — commercial auto exposure for service fleets and transport vehicles Inland Marine — rigs, drills, pumps and contractor’s equipment schedules Umbrella — excess limits to broaden liability capacity Down-the-hole coverage — for tools and equipment used in boreholes Loss of income for damaged equipment — to help cover income interruption while key rigs or equipment are repaired The program pairs industry-focused underwriting with coverage forms suited to contractors who operate mobile rigs and heavy equipment, helping agents place accounts that might be difficult in a standard commercial market. Underwriting Notes & Submission Requirements Underwriting is equipment- and operations-driven. Provide complete details on rigs, vehicles, and the scope of drilling activities to get an accurate assessment. Required submission materials: Completed industry standard applications, signed by the insured, including detailed property information (construction, occupancy, square footage and age) Water Well Contractors Supplemental Questionnaire, signed by the insured Five years of recently valued company loss runs Updated driver information Expiring premiums and target premiums for all lines of coverage Federal Employer Identification Number (FEIN) Complete vehicle identification numbers (VIN) RIG schedule Please send submissions to: [email protected] Territories and Admitted Status The program is available in all states except New York and Cook County, Illinois. Admitted placement is available in the states where the program is admitted; contact underwriting for state-specific admitted/non-admitted guidance. Why Work With Amwins Underwriting on Water Well Contractors Specialized underwriting through an MGA with deep contractor knowledge and a dedicated program for drilling exposures. Access to Markel paper and forms suited to mobile rigs, equipment schedules, and down-the-hole exposures. Practical submission checklist that speeds underwriting review when fully completed. Agent scenarios — when this program fits You have a mid-sized residential well driller that owns multiple rigs and a service fleet — the program can package property, inland marine for rigs, commercial auto and general liability. You represent a geotechnical driller performing core sampling under engineer contracts — the program’s appetite for environmental and geotechnical drilling (when performed under engineer/consultant direction) may allow placement when standard markets are hesitant. Frequently Asked Questions What types of water well contractors are a good fit for this program?The program targets water and geothermal well drillers, pump installation and repair contractors, and geotechnical/environmental drillers working under engineer or consultant direction. It’s best for contractors with owned rigs and equipment and routine drilling/service operations. Which operations are excluded from the program?Operations for oil & gas companies or on oil/gas lease land, pipeline right-of-way and refinery operations, construction piling and underpinning drilling, and cathodic protection drilling are not eligible. What submission materials will speed underwriting?Provide completed applications and the program supplemental questionnaire signed by the insured, five years of recently valued loss runs, a complete rig schedule, vehicle VINs, updated driver lists, FEIN, and expiring/target premiums for all lines. Is the program available nationwide?The program is available broadly but excludes New York and Cook County, Illinois. Check with Amwins Underwriting for any state-specific admitted vs. non-admitted placement guidance. Need help placing an account? Connect with a market specialist.

...dling exposures: note any on-site cooking, catering or hot-food service, refri...

The IPMG Garage Insurance Program is designed with independent agents in mind. We understand the unique challenges you face when placing Garage risks, and our specialized team is here to support you every step of the way. Whether you're working with established clients or pursuing new business, our program offers the flexible underwriting, competitive markets, and expert service you need to succeed. Ideal Accounts and Appetite IPMG provides access to markets that can handle a wide range of garage-related operations. Our appetite includes, but is not limited to: Dealers Open Lot Heavy Vehicle Sales and Service Motorcycle and Off-Road Vehicle Dealers Salvage Yards Valet Parking Services If you're working with clients in these industries, we have the tools and carrier partnerships to help you place that business effectively. Coverage Highlights and Advantages Our Garage Insurance Program provides a broad range of coverages tailored to meet the risks of the automotive service and sales sector. With access to strong markets such as Colony and Catlin, we can offer competitive solutions for both standard and hard-to-place risks. Coverage options typically include: Garage Liability Garagekeepers Legal Liability Dealers Physical Damage Premises Liability Property and Inland Marine Please note that coverage availability and structure will vary based on account details and underwriting requirements. Underwriting Notes and Minimum Premiums Our Garage Insurance markets are available on a non-admitted basis, with some admitted options based on risk and state. The minimum premium starts at $500, making this an accessible solution for smaller accounts and start-ups as well as larger, more complex operations. We work closely with brokers to understand their clients' operations and find the right market fit—whether it’s a small used car dealer or a large commercial truck repair facility. Territories and Availability IPMG’s Garage Insurance Program is currently available in Illinois and Missouri. We are focused on serving agents in these regions with localized expertise and responsive support. Why Work With IPMG? Service is a top priority for the IPMG Garage Insurance team. Our trained professionals listen to your needs and offer solutions that support your client relationships. We value the strength of local partnerships and strive to enhance your existing book while helping you develop new opportunities. With IPMG, OUR markets are YOUR markets. Let us help you write more business and grow your Garage Insurance portfolio with confidence. Contact Matt Becker Surplus Lines Practice Leader 630-485-5952 [email protected] April Cook Brokerage Service Underwriter 314-293-9702 [email protected] Frequently Asked Questions What types of accounts are a good fit for IPMG's Garage Insurance program?We target a wide range of garage risks, including auto dealers, heavy vehicle service centers, motorcycle dealers, salvage yards, and valet services. Is the program admitted or non-admitted?Some admitted markets are available, but most of our Garage Insurance business is placed through non-admitted carriers. What is the minimum premium for this program?The minimum premium starts at $500, making it suitable for both small and mid-sized accounts. Which states is the program available in?This Garage Insurance program is currently available in Illinois and Missouri. Who can I contact for underwriting questions or submissions?You can reach out to Matt Becker or April Cook at the contact details listed above for assistance with submissions or underwriting inquiries. Need help placing an account? Connect with a market specialist.