Insurance Program Managers Group (IPMG)
Contact Us
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Insurance Program Managers Group (IPMG)
Contact Us
contact_phone Click to call
Home Inspector Insurance
Home Inspector Insurance Program
The Home Inspector Insurance Program package protects home inspectors in claims arising from the allegation of wrongful acts and errors & omissions while performing real estate inspections.  Policy must be written as a package with GL - program is not available for mono-line Professional Liability.
Eligible Businesses Include:  Experienced individual home inspectors or home inspection firms.
Coverages Available
  • Professional Liability Errors & Omissions (Claims Made)
  • General Liability (Occurrence)
  • Blanket Additional Insured Coverage for Referral Agents

Professional E&O Product Features

  • E&O limit options up to $1M
  • SIR options starting as low as $1,000
  • Supplemental tail option available
  • Prior Acts coverage available
Applicant Examples
  • Inspection and/or reporting of wood destroying insects and/or organisms
  • Pool & Spa inspection
  • Water & Septic testing
  • Carbon monoxide testing, including cracked heat exchanger
  • Inspection and/or reporting on the condition of new construction and/or code compliance, lead and/or lead based paint, presence of radon, presence of mold, newly constructed structures and their compliance with government building and construction codes.
 Submission & Underwriting Requirements
  • Signed application, must be signed even for a quote
  • Brochure or website, providing information on services offered
  • Loss History (three years)
  • Copy of their standard inspection contract
  • Must be a member in good standing with a state or national association such as NACHI, ASHI, NAHI, etc.
  • Must have taken and passed a state or national inspection exam
  • If new in business without prior inspection experience we may consider with at least 3 years construction industry experience

Contact your underwriter for a competitive quote on Home Inspector Insurance today!

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency and Excess & Surplus Lines Broker
  • Admitted:
    No States
  • Carriers:
  • Carrier Ratings:
  • Commission:
  • Min Premium:


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225 Smith Rd
St. Charles, IL 60174
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Insurance Program Managers Group (IPMG) has other insurance programs like Animal Handlers Insurance.