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Overview of the Program from Amwins Underwriting APU's AmeriComp workers’ compensation program through Amwins Underwriting provides access to multiple admitted markets with a broad class-code appetite. The program offers both direct access and binding authority for its carrier partners, allowing wholesale brokers and agents to place mono-line workers' compensation accounts across a wide range of industries and risk levels. Ideal Accounts and Appetite This program is designed for independent agents and brokers looking to place employer-paid workers’ compensation for clients that range from low- to high-hazard operations. Target classes include: Manufacturing Hospitality Transportation Construction Wholesale Healthcare Retail Service Cannabis AmeriComp is set up to handle standard risks as well as harder-to-place accounts such as new ventures, accounts with recent loss activity (credit to debit experience modification scenarios), and businesses seeking either guaranteed-cost or loss-sensitive programs. USL&H (United States Longshore and Harbor Workers) coverage is available where appropriate. Coverage Highlights and Advantages Broad admitted-market access—several admitted carriers participate in the AmeriComp WC program. Binding authority and direct placement options speed turnaround and reduce placement friction. Support for both guaranteed-cost and loss-sensitive program structures. Ability to consider accounts with credit-to-debit experience modification scenarios and new ventures. Industry breadth from retail and service to higher-hazard manufacturing and construction accounts. USL&H available for applicable exposures. Underwriting Notes and Submission Requirements To evaluate submissions quickly and accurately, underwriters typically request the following: Completed industry standard workers’ compensation application. Loss runs for the past 3–5 years. Experience modification worksheet or verification of the current EMR. Minimum premium varies by state; pricing and program options will be quoted based on class mix, payroll, loss history, and state jurisdiction. Please do not include payroll or premium estimates on incomplete applications—attach the requested loss runs and EMR to help expedite underwriting. Territories and Admitted Status The AmeriComp program partners with admitted carriers and is available across all states listed on this storefront, with admitted placements available in most territories. Availability and specific carrier appetite may vary by state and line size; please reference the state list when preparing submissions and confirm availability for your insured’s jurisdiction. Why Work with Amwins Underwriting on This Business Amwins Underwriting combines wholesale distribution experience with program-level access to admitted carriers and binding authority—giving agents a single point of contact for a wide range of classes and program structures. The firm’s underwriting flexibility makes AmeriComp a practical solution when you need admitted paper, faster binding, or creative structuring for clients that fall outside a standard appetite. Example placement scenarios You have a regional restaurant group expanding into a new state with multiple locations and typical hospitality class codes — AmeriComp can provide admitted carriers and options for guaranteed-cost or loss-sensitive arrangements. You represent a small manufacturing facility with a recent unfavorable loss year but stable safety controls; the program will consider credit-to-debit EMR situations and new-venture submissions with appropriate supporting documentation. To submit business, please send complete packages (application, 3–5 years loss runs, EMR) to: [email protected]. If you need clarification on state availability or program fit before submitting, include a brief risk summary in your email. Frequently Asked Questions What types of accounts are a good fit for the AmeriComp mono-line workers’ compensation program?Accounts across manufacturing, hospitality, transportation, construction, wholesale, healthcare, retail, service, and cannabis are primary targets. The program also considers new ventures and accounts with credit-to-debit experience modification issues. What documents should I include with a submission?Include a completed industry-standard workers’ compensation application, 3–5 years of loss runs, and the experience modification worksheet or verification. More complete submissions help speed underwriting and placement. Is this program admitted or non-admitted paper?AmeriComp partners with several admitted carriers and places admitted paper in most jurisdictions. Specific carrier availability and admitted options depend on state and account characteristics. Are loss-sensitive programs available?Yes. The program supports both guaranteed-cost and loss-sensitive programs, and underwriters can evaluate alternative structures for larger or more complex accounts. How do I submit a risk or get a preliminary fit check?Email a brief risk summary and the required documents to [email protected]. For fast pre-submission feedback, include class mix, payroll, current EMR, and a short loss history overview. Need help placing an account? Connect with a market specialist.