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Atlantic Coast Surety The Surety Bond Specialists Surety Bonding Solutions for Contractors of All Sizes Bid and Performance Bonds for Any Size Contractor Atlantic Coast Surety, offered through VAIL - Value Added Insurance Lines, is your go-to partner for placing a wide range of surety bond needs. Whether you're working with a small contractor just starting out or a large firm managing complex infrastructure projects, we provide tailored bonding solutions that help you close deals and support your clients' growth. Ideal Accounts and Appetite Our program is built to serve contractors of all sizes and specialties, including those who may not qualify for standard markets. We write: General and specialty contractors Start-up contractors with limited financial history School bus operators and transportation-related businesses Developers and builders needing subdivision or improvement bonds You might have a client bidding on a municipal paving project or a contractor expanding into public school renovations—both are great fits for our bonding program. Coverage Highlights and Bond Types We offer access to both standard and specialty markets, including Treasury-listed sureties. Our goal is to help you secure the right bond with competitive terms and fast turnaround. Available bond types include: Bid Bonds Performance and Payment Bonds Subdivision Bonds Site Improvement Bonds License & Permit Bonds Motor Vehicle Dealer Bonds Court Bonds Fidelity and Service Contractor Bonds Underwriting Approach and Minimum Premiums Our underwriting team understands the nuances of the construction and service industries. We can structure customized programs for your insureds, whether they need a single bond or an ongoing bonding line. There is no minimum premium required, making this a flexible solution for smaller or emerging contractors. States and Availability The Surety Bonding program is available in most U.S. states, including AL, AZ, CA, FL, GA, IL, NY, TX, and many more. Our broad state availability means you can rely on us as a national resource for your bonding needs. Why Work With VAIL and Atlantic Coast Surety? Backed by the wholesale expertise of VAIL - Value Added Insurance Lines, Atlantic Coast Surety offers personalized service, deep market access, and the experience to handle both routine and challenging placements. We specialize in finding solutions where others may fall short—especially for emerging contractors or unique bond requirements. Let us help you grow your book by delivering fast, reliable surety solutions tailored to your client’s needs. Frequently Asked Questions What types of accounts are a good fit for this program?We work with contractors of all sizes, including general contractors, school bus operators, and developers in need of subdivision or improvement bonds. Do you offer bonding solutions for new or small contractors?Yes, we specialize in helping start-ups and smaller contractors secure bid and performance bonds, even if they have limited financial history. What types of bonds can I place through this program?You can place bid bonds, performance bonds, license and permit bonds, court bonds, fidelity bonds, and more. Is there a minimum premium requirement?No, there is no minimum premium, making it accessible for small and emerging contractors. In which states is this program available?This program is available in most U.S. states, including but not limited to CA, FL, TX, NY, GA, and IL. Need help placing an account? Connect with a market specialist.

USG Insurance Services, Inc. is a national wholesaler and managing general agent (MGA) with 18 offices across the country and the ability to write in all 50 states. Built from the ground up by some of the top executives in insurance, USG continues to expand operations nationwide while providing innovative solutions for the risk management industry. The USG team consists of experts divided not by territory, account size, or coverage who can help meet all commercial insurance account needs. We are problem solvers for all commercial lines coverages and specialize in hard-to-place risks, providing our agents with focused expertise and solutions. In 2016, USG is celebrating 15 years in business and continues to outpace industry growth metrics with a state-of-the-art Service Center, Marketing Department, and IT Department. We have also branched out into several specialty divisions, including AAU: Allied American Underwriters, Brokers Financial Services, BFS Inspections, Into Innovations, and Aureate. Our forward-thinking technology continues to evolve through our proprietary system, I3x, that expedites quote process and policy service; and through the launch of a new online and phone quoting system, INS LINK, that will streamline small transactional accounts and bring in additional opportunities nationally. USG's corporate office is located in Tampa, Florida; and our flagship office is located Hard to Place Products: Chemicals Medical Toys/Sporting Gear Food/Pharmaceutical Product Recall Discontinued Operations Domestic & Foreign Reverse Flow