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Country clubs employ a diverse range of work...am?Yes, the minimum premium for this Country Club Workers Compensation Insurance program is $7,500. In...

Country clubs face unique workers’ compensat...and semi-private golf courses, tennis clubs, city clubs, and resorts with golf course oper...

Overview — Restaurants Workers Compensation Insurance from U.S. Ris..., WV, WI. Why place restaurant workers' comp with U.S. Risk Manag...

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Transportation and Trucking Coverage from U.S. Risk Insurance Group U.S. Risk Insurance Group, Inc. offers a Transportation and Trucking Coverage program tailored for commercial auto operations that need wholesale, Excess & Surplus (E&S) solutions. Through access to an A.M. Best–rated A+ (Superior) FSC XV E&S carrier and other markets, we place complex or hard-to-place trucking risks that may not fit standard admitted carriers. This program is designed for agents and brokers who need capacity, flexible underwriting, and solutions for unique fleet exposures. Ideal Accounts and Appetite We write a wide range of for-hire and private fleets. Typical classes include: Contractor fleets Cement mixers and sand & gravel haulers Patrol and security companies Parcel and document delivery services Container haulers and building materials dealers Hotel and motel courtesy vans Airport shuttles and taxis Ambulances (emergency and non-emergency) Selective long-haul fleets (40+ units) Local trucking operations (up to a ~500-mile radius) Garbage and recycling haulers Select fuel haulers We also consider many other classes—contact us with specific operations that may appear outside typical appetite. Coverage Highlights and Advantages This program balances capacity with flexible underwriting to serve both standard and specialty exposures: Primary commercial auto liability and physical damage coverage Underwriting flexibility for complex operations and unique exposures Capacity for large fleets and regional trucking programs Options for sizable deductibles and Self-Insured Retentions (SIRs) Non-admitted/E&S market advantages for risks not eligible for admitted markets Underwriting Notes and Minimum Premiums We focus on accounts that may not fit standard carriers due to fleet size, operational complexity, or higher risk profiles. The program’s typical minimum premium begins at $35,000, so it is best suited for mid-size to large fleets or operations with elevated exposures. Underwriting emphasizes vehicle count, radius of operation, cargo type, driver selection and training, loss history, and safety controls. Examples of good fits: An independent contractor fleet of mixed heavy equipment and dump trucks operating regionally with a strong safety program but large aggregate limits needs E&S capacity and SIR options. A municipal solid-waste hauler with multiple routes across state lines requiring primary liability and physical damage limits not available in standard markets. Territories and Availability This program is available in most U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Availability may vary by state and specific risk characteristics—confirm with underwriting for state-specific terms. Why Work with U.S. Risk Insurance Group? As an experienced E&S broker, U.S. Risk combines deep carrier relationships with hands-on underwriting expertise in transportation and trucking. We move quickly on submissions, structure programs with flexible retentions and limits, and help place accounts that require non-standard solutions. If you have a trucking client who can’t get acceptable terms in admitted markets—or who needs larger deductibles, SIRs, or specialty coverage—we can help you find workable options. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for mid-size to large transportation fleets, especially those involved in local or selective long-haul trucking, delivery, or specialized hauling (for example, fuel, cement, or garbage haulers). Is this program available nationwide?Yes. The program is available in most U.S. states, including major transportation hubs such as TX, CA, FL, IL, and NY. State availability may vary by risk; confirm with underwriting. What is the minimum premium for this coverage?The typical minimum premium starts at $35,000. Accounts with very large fleets or unique exposures may require higher premiums or additional underwriting information. Can you write accounts with high deductibles or SIRs?Yes. We have appetite for accounts with large deductibles or Self-Insured Retentions, particularly for experienced operators with strong safety programs and loss control measures. Do you offer coverage for emergency service vehicles?Yes. We can provide coverage for ambulances (emergency and non-emergency) and other specialized vehicles such as taxis and courtesy vans, subject to underwriting review. Need help placing an account? Connect with a market specialist.

U.S. Risk Underwriters has the markets and expertise to help you place coverage for your Title Agent accounts. With a dedicated in-house underwriting team and access to top-rated markets, U.S. Risk Insurance Group, Inc. offers a national Title Agents Errors & Omissions (E&O) program designed to protect professionals in the title industry. Our specialists provide responsive service and fast turnaround on quotes, helping you meet your clients' needs efficiently. This program is written through an A+ XV rated carrier and is available in most states across the U.S. It features low minimum premiums starting at $2,500 and competitive rates structured to support agencies of all sizes. Ideal Insureds Include: Title Insurance Agents Escrow Agents Title Abstractors Title Searchers Closing Agents Notary Publics Whether your client is a solo notary or a multi-state title agency, this program is designed to address the professional liability exposures unique to their operations. You might have a client who conducts real estate closings and manages escrow accounts—this program can help protect them from claims arising from errors, omissions, or disciplinary actions. Coverage Features: • Prior Acts coverage available • Independent contractor coverage available • Supplemental coverage for disciplinary proceedings • No minimum revenue requirements • Claims expenses included within the limit of liability Limits and Deductibles: • Limits from $100,000 to $1,000,000 per claim and in the aggregate • Deductibles starting at $5,000, applying to both damages and claims expenses Program Availability: U.S. Risk offers this program nationwide in most markets, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Why Partner With U.S. Risk: As a leading program administrator, U.S. Risk Underwriters brings deep expertise and strong carrier relationships to the table. Our team is focused on helping independent agents like you successfully place E&O coverage for title professionals, offering you dependable underwriting, consistent communication, and access to competitive products. Frequently Asked Questions What types of accounts are a good fit for this Title Agents E&O program?This program is ideal for title insurance agents, escrow agents, abstractors, title searchers, closing agents, and notaries. Both small and mid-sized firms are eligible, including those using independent contractors. Is prior acts coverage available?Yes, prior acts coverage can be included, subject to underwriting review and approval. Are there revenue restrictions for eligibility?No, this program does not impose minimum revenue requirements, making it accessible for smaller operations as well as larger agencies. What are the minimum premium and deductible requirements?The minimum premium starts at $2,500, with deductibles beginning at $5,000. These apply to both damages and claims expenses. In which states is this program available?The Title Agents E&O program is available in most U.S. states. Please contact U.S. Risk for availability in specific jurisdictions. Need help placing an account? Connect with a market specialist.

Specialized Shuttle Vehicle Insurance Program from U.S. Risk Insurance Group U.S. Risk Insurance Group, Inc. offers a comprehensive insurance solution designed specifically for shuttle and people-mover operations. This program is backed by an A+ XV rated admitted carrier and is tailored to meet the unique liability and property exposures associated with commercial passenger transport. Whether your clients operate fixed-route transit buses or non-EMT passenger vehicles, this program delivers the coverage and support they need — and the underwriting expertise you expect. Ideal Accounts and Appetite This program is ideal for accounts with annual premiums of $75,000 or more and includes the following target classes: Shuttle and people-mover operations Fixed-route transit buses Non-emergency medical transport (non-EMT) vehicles You might have a client that operates a private airport shuttle service or a company providing employee transportation between facilities — both would be excellent fits. The program is designed for fleets with a strong operational history and a focus on safety and compliance. Coverage Highlights and Advantages This market offers a robust set of coverage features and benefits: Auto liability limits available up to $5 million Physical damage coverage included Very low deductible options Incidental General Liability can be written alongside auto coverage Competitive pricing and highly responsive claims handling Proactive loss control resources to help reduce future exposures Underwriting Notes and Submission Requirements A complete submission is required for underwriting consideration. Please include: Completed ACORD applications: 125, 127, 137 (and 126 if incidental GL is requested) Public Auto questionnaire Vehicle schedule with details: description, garaging location, usage, radius, passenger capacity, and cost new Five years of currently valued loss runs Current financial statement Driver list and current MVRs Minimum premiums vary based on account size and risk characteristics, but this program is generally suited for larger accounts with complex needs. Territories and Availability Coverage is available in all 50 states, including Washington D.C. U.S. Risk accesses a variety of markets to ensure broad national availability with flexibility to meet local regulatory and operational requirements. Why Work With U.S. Risk Insurance Group? As a leading excess and surplus lines broker, U.S. Risk has deep experience in the transportation sector. Our specialized shuttle vehicle insurance program is backed by strong carrier relationships and a service-oriented team that understands the unique challenges of this niche. From underwriting to loss control, we deliver responsive, knowledgeable support to help you close and retain accounts. Frequently Asked Questions What types of accounts are a good fit for this shuttle vehicle insurance program?Ideal accounts include shuttle and people-mover operations with annual premiums of $75,000 or more, such as fixed-route transit buses and non-EMT vehicles. Is incidental General Liability coverage available?Yes, incidental GL can be written in conjunction with the auto liability coverage for qualifying accounts. What are the submission requirements for this program?A complete submission includes ACORD forms, a Public Auto questionnaire, vehicle schedule, five years of loss runs, financials, and driver/MVR information. What carrier backs this program?The program is backed by an A+ XV rated admitted carrier, offering financial strength and claims reliability. Is this program available nationwide?Yes, this shuttle vehicle insurance program is available in all 50 states and Washington D.C. Need help placing an account? Connect with a market specialist.

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