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Crane Specialists | Ascinsure Ascinsure Specialty Risk offers a focused Crane & Riggers Insurance (Multi-Lines) program designed for crane rental companies, with or without ope... are a good fit for this program? Crane rental companies (with or without ...

Rental Equipment & Party Goods | Ascinsure For more than 30 years Ascinsure Specialty Risk has focused on Rental Equipment Insurance, building deep expertise in the exposures rental businesses face. As a wholesale broker with national market access, Ascinsure understands the operational and contractual risks for companies that rent construction equipment, lifts, inflatables, tents, party goods, and general tools. That industry focus lets Ascinsure deliver tailored solutions that protect your insureds and help you place complex or multi-line accounts efficiently. Target Accounts and Program Appetite The Rental Equipment and Party Goods Insurance Program is designed for a broad range of rental operations, including: Construction equipment rental companies General tool and equipment rental dealers Party and event rental providers (tents, tables, chairs, inflatables) Contractor and homeowner rental operations This program suits agents placing accounts that need both liability protection and physical asset coverage. Typical fits are small to mid-sized rental fleets and event rental businesses with routine delivery operations and standard loss-control practices. Coverage Highlights and Program Advantages Ascinsure places a full suite of coverages to address rental exposures, including: General Liability — Third-party bodily injury and property damage. Property & Equipment Coverage — Protection for owned and rental equipment, including mobile and high-value units. Auto Liability & Physical Damage — Coverage for delivery and transport vehicles. Excess/Umbrella Liability — Additional limits to meet contractual and operational needs. Optional Endorsements — Specialized enhancements available by carrier request. Working with multiple carriers, Ascinsure offers admitted-paper options in most states and can structure programs to meet lease, vendor, and venue requirements commonly encountered by rental businesses. Underwriting Notes and Submission Guidance Ascinsure works with experienced agents and brokers; submissions should include a clear description of operations, equipment schedules, fleet usage, loss history, and any safety programs in place. Minimum premiums vary by carrier and risk characteristics—underwriting will determine specific thresholds. Accounts with unusual exposures or significant prior losses may require additional underwriting information or risk mitigation evidence. Example scenarios that typically fit this program: An event rental company with tents, tables, and inflatables that requires liability and inland marine coverage for inventory and scheduled high-value items. A regional tool rental dealer with a small delivery fleet that needs combined GL, auto, and equipment physical damage protection. Territories, Admitted Status, and Carriers This program is available in most U.S. states. Ascinsure places admitted paper in most available states and works with a variety of carriers to provide flexibility. States served include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why Work With Ascinsure? Ascinsure is a specialty-focused wholesale broker with industry-specific underwriting knowledge, market access, and a responsive service model. Their experience placing hundreds of rental accounts nationwide helps you secure competitive terms and timely responses. For agents who need underwriting flexibility and carrier options for rental equipment and party goods, Ascinsure provides the specialized support to get deals placed. Need help placing an account? Connect with a market specialist. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include rental companies that provide construction tools, party supplies, tents, inflatables, or general equipment to contractors, homeowners, or event planners. Is the program available in all states?The program is available in most U.S. states. Contact Ascinsure to confirm availability and admitted-paper options in your specific state. Can this program cover both liability and equipment damage?Yes. The program offers General Liability, Property and Equipment coverage, Auto Liability, and Excess/Umbrella Liability, plus optional endorsements for specific needs. Who underwrites the policies offered in this program?Ascinsure partners with various carriers to provide tailored solutions, including admitted options in most states. How do I submit a risk or get a quote?Start by contacting Ascinsure with details of the operation, equipment schedule, fleet use, and loss history. Visit the company profile for contact details and submission instructions.

... Ineligible Classes/Exposures: • Crane Operations • Crane Rental Companies • Erection Companies...

...sses include earthmoving, grading, crane operations, and other heavy equipment...ide equipment with operators, such as crane rental services, excavation compan...

...s liability or waterborne transit. Cranes are eligible when included on a sche... any boom or overload concerns—single-crane-only submissions may require addit...

...tand excavation, structural steel, crane operations, demolition and other heav...avation, demolition, structural work, crane rentals, and infrastructure development. ...

NATIONAL MARINE INSURANCE WHOLESALERS (NMIW) National Marine Insurance Wholesalers (NMIW), a division of Norman-Spencer Agency, Inc., is a nationwide wholesale provider specializing in both recreational and commercial marine insurance. With a network of over 2,000 insurance agents and brokers, NMIW offers a trusted solution for placing marine-related risks across the country. We are proud to be the endorsed provider of recreational marine insurance for the Professional Insurance Agents (PIA) of California and Nevada. Our Marina Boat Dealer Insurance Program is custom-built to serve the unique exposures of marinas, boat dealers, repair shops, and marine manufacturers. With over 20 years of marine industry experience, our team understands the risks and helps agents secure broad, competitive coverage for their clients. Visit www.norman-spencer.com for more on National Marine Insurance Wholesalers. TARGET RISKS · Marina & Rental Operations · Boat Repair Facilities · Boat Dealers & Brokers · Marine Manufacturers PROGRAM FEATURES · A.M. Best “A” Rated Carrier · Local Claims Service · Nationwide Availability · 20+ Years of Marine Expertise · Proprietary Program Access LINES OF COVERAGE • Boat Dealers Inventory • Marina Operators Legal Liability • Demonstration Liability • Protection & Indemnity • Umbrella / Bumbershoot • General Liability & Property • Onshore & Floating Property • Title E&O and False Pretense • Auto Liability & Physical Damage • Workers’ Compensation / USL&H • Excess Liability and Equipment Floater • Group Life, Health, Disability & Dental TERRITORY AND ACCESS This program is available in all 50 states and Washington D.C. We work with multiple carriers to provide access to both admitted and non-admitted markets as appropriate. WHY WORK WITH NMIW? With decades of focused experience in the marine industry, NMIW offers insurance solutions that truly understand your clients’ operations. Whether you’re placing coverage for a large marina with rental operations or a small boat repair shop, our team provides tailored coverage, responsive service, and access to exclusive programs backed by leading carriers. CONTACT US TODAY! Lynn Dorton 937.432.1644 | [email protected] | Northeast Territory Sheila Eskue 502.352.2755 | [email protected] | Southeast Territory Quincy Schmit 209.946.6587 | [email protected] | Northwest Territory Lelora Petersen 209.946.6543 | [email protected] | Southwest Territory Frequently Asked Questions What types of accounts are a good fit for this program? This program is ideal for marinas, boat dealers, boat repair shops, and marine manufacturers. It also fits well for operations with rental fleets or demo vessels. Is this program available nationwide? Yes, the Marina Boat Dealer Insurance Program is available in all 50 states and Washington D.C. Can I access both admitted and non-admitted markets through this program? Yes, NMIW partners with multiple carriers offering access to both admitted and non-admitted markets, depending on the risk profile and state regulations. What types of coverage are included in this program? Available coverages include marina operators legal liability, boat dealer inventory, demo liability, protection & indemnity, property, general liability, auto, workers’ comp, and more. How do I get started submitting business?