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...and Terminal Illness.
Long Term Care (LTC) Benefits
Death Benefit Restora...etirement when the need for Long Term Care increases
Term Alternative 10
...
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...services
$500.00 co-pay Intensive Care Unit
$100.00 co-pay Emergency Room
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Life Insurance Services
The Life Department at UMS offers agents a proactive approach to getting cases issued.
•UMS orders and tracks medical records (Attending Physician Statements) - for most carriers
•Detailed scrubbing of applications prevent delays at Home Office
•Consistant status updates on pending cases
•Assistance with in-force life cases
•Unique "shopping" of impaired risk cases
•Individual attention and customized case design
Products
At UMS, our goal is to give agents a level of expertise and service they cannot get elsewhere. We assist agents with life insurance from a complete list of 23+ life insurance carriers.
Our service and assistance includes, but is not limited to:
•A One-Stop Resource for:
•Universal Life
•Whole Life
•Survivorship
•Indexed Universal Life
•Impaired Risk
•Final Expense
•Linked Benefits
•Term Insurance (including Return of Premium)
•Advanced Underwriting
•Wealth Transfer
•Estate Planning
•Packaging Products to suit the needs of clients (i.e.-Life w/LTC riders, Life w/Disability)
•Assistance selecting the right products to fit clent needs
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...or customers’ vehicles left in the care, custody, or control of the business.
... help you deliver the right coverage package.
Frequently Asked Questions
What...
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...ruction-related businesses
Healthcare facilities and senior care providers
Retailers and wholesale di...ing manufacturers, contractors, healthcare providers, and other businesses wit...
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...intment needed to obtain a quote!
Day Care & Adult Day Care Insurance Program from B&H Ri... this program?We target licensed child day care centers and adult day care facilities, including new ventures....
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Comprehensive Child Care & Day Care Coverage from Bailey Special Risk...ne liability or does it have to be a package?You can write the policy as monoline liability or a complete package, based on the insured’s needs and...
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Day Care and Preschool Insurance Solutions...s.
Are nonprofit or faith-based child care centers eligible?Yes. Nonprofit and...
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Adult Day Care Insurance — AFC Insurance Inc. Pr...AFC’s program?Common options include Package (Property + Liability), General &...