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Builders Risk Insurance Program from Superior Access Superior Access Insurance Services, Inc. offers a flexible, comprehensive Builders Risk Insurance program designed for agents and brokers placing construction risks. As a national wholesale broker with access to multiple A-rated carriers, Superior Access provides a range of competitive coverage options and responsive underwriting for both straightforward and complex projects. This program helps you place Builders Risk for residential and commercial construction — including ground-up builds, remodels, tenant improvements, and installations. The submission process is streamlined to help you secure timely quotes and place coverage efficiently for your clients. Ideal Accounts and Appetite The program fits a wide variety of construction accounts, including: Residential and commercial new construction projects Remodeling, renovation, and tenant-improvement jobs General contractors, subcontractors, builders, and property developers Projects with both installed and uninstalled materials on-site Accounts that require protection for materials in transit or stored temporarily offsite Example scenarios: you might have a client building a custom home that needs theft and transit protection, or a small commercial tenant-improvement project that requires coverage for materials and soft costs during construction. Both are good fits for this program. Coverage Highlights and Advantages Policies are broad and customizable to protect against common construction exposures: Theft protection for materials from the time they arrive at the job site Coverage for materials in transit and at temporary offsite storage Protection for installed and uninstalled materials on the job site Ordinance or law coverage to address increased costs from building code requirements These features help reduce the financial impact of delays, material loss, or code-related rebuilding costs during construction. Underwriting Notes and Minimum Premiums Underwriting and minimum premiums vary by project type, location, and total values. Superior Access works with multiple carrier partners to offer flexible pricing and underwriting approaches — from admitted filings where available to non-admitted capacity when needed. Provide complete project details (construction type, BCAR/valuation, protection measures, storage plans, and project schedule) to help underwriters deliver accurate terms quickly. Territories and Availability This Builders Risk program is available in most states, including CA, TX, FL, NY, IL, GA, and PA. Coverage may be offered on an admitted basis in many states depending on the carrier and project specifics. For a complete list of states and market availability, submit the account details through your usual Superior Access channel. Why Work With Superior Access? Superior Access is a leading wholesale broker with deep construction and property-market relationships. Agents benefit from broad carrier access, experienced underwriters, and a national footprint that makes it easier to place Builders Risk business across a range of project types. Our team prioritizes timely review and practical solutions to help you close more accounts. Contact us for more information on our Builders Risk program! Frequently Asked Questions What types of accounts are a good fit for this Builders Risk program?This program is ideal for residential and commercial construction projects, including new builds, renovations, and remodels. Contractors, builders, and developers with materials on-site or in transit are great candidates. Does the program cover theft of building materials?Yes, coverage includes theft of materials from the job site starting from the time they are delivered. Can this program cover materials stored offsite or in transit?Yes, the policy includes protection for materials in transit and at temporary storage locations. Is this program available nationwide?The program is available in most states, including CA, TX, FL, NY, and many others. Availability may vary by carrier and project type. What is the minimum premium for this program?Minimum premiums vary based on project details, but Superior Access offers flexible options through multiple carrier partners. Need help placing an account? Connect with a market specialist.

... service, parts, sales, and F&I departments The DealerCard Retention Prog...a program that spans locations and departments while managing the insurance co...

Powersports Dealerships Insurance Program by American Specialty Insurance & Risk Services American Specialty Insurance & Risk Services offers a dedicated Powersports Dealerships Insurance program designed specifically for independent agents and brokers placing coverage for dealers, service centers, and storage facilities in the recreational vehicle market. With in-house underwriting, claims, policy administration, and risk management, this program is built to deliver fast, consistent responses and coverage tailored to the exposures unique to powersports dealers. Target Classes and Eligible Operations This program targets dealerships and operations that sell, service, store or rent powersports vehicles, including: Motorcycle dealerships ATV and UTV retailers Scooter dealers Snowmobile dealers Personal watercraft (PWC) dealers Eligible accounts range from single-location independent dealers to multi-location retailers that combine sales, service, parts, rentals, demonstrations and seasonal storage. Accounts with on-site service bays, ride or demo exposures, and inland marine inventory needs can be evaluated. Program Highlights American Specialty’s powersports program is supported by carriers rated “Excellent” or higher by A.M. Best and emphasizes admitted placement where available. Key advantages for agents include: Admitted coverage in all available states Program-specific coverage forms and rating structure that reflect typical dealer exposures Non-auditable policy structure for predictable billing 24-hour claims reporting and responsive claims service Direct access to in-house underwriting, claims, and policy administration Risk management resources and online tools to help reduce frequency and severity These elements combine to speed quoting and binding while giving your clients tailored protection for their day-to-day operations. Coverage Options The program provides a full suite of core and supplemental coverages crafted for powersports dealers: Garage Liability for service and test-ride exposures General Liability for premises and operations Property coverage for buildings, equipment and inventory Inland Marine for vehicle inventory, consignments and show transport Crime coverage for employee theft and money-handling risks Excess Liability to increase limits over primary policies Deductible and Self-Insured Retention (SIR) options to fit different risk financing needs These coverages help protect dealers from losses related to test rides, theft, property damage, service operations and transportation of stock. Underwriting Notes and Minimum Premium Underwriting evaluates each submission on its specific operations, location, loss history and controls. American Specialty's underwriters are experienced with dealer exposures such as service bays, rental/demo fleets, storage of off-season inventory and consignment sales. Minimum premiums vary by state, size of operation and offered coverages; each risk is reviewed individually using the program’s rating criteria. Territories and Availability This program is available to licensed agents and brokers in the following states: AL, AZ, AR, CO, CT, DE, GA, ID, IL, IN, KS, MI, MN, MO, MT, NE, NV, NJ, NM, NC, OH, OR, SD, TN, TX, UT, VT, VA, WA, WY. Admitted coverage is offered in all available states. Why Partner With American Specialty As a Managing General Underwriter with decades of experience in the recreational and motorsports space, American Specialty delivers niche underwriting expertise and hands-on service. Working through this program, agents benefit from: Direct access to experienced underwriters who understand dealer operations Faster quoting and binding via program-specific processes Integrated claims handling and risk management support Admitted capacity where available and stable carrier relationships Whether you are placing a startup dealer, an established single-location shop, or a growing multi-location operation with rental and service components, this program is structured to help you place business efficiently and keep clients protected. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for dealerships that sell, service, store or rent motorcycles, ATVs, snowmobiles, scooters and personal watercraft. Both single-location and multi-location operations are eligible, including dealers with on-site service and storage. Is coverage available on an admitted basis?Yes. Admitted coverage is available in all eligible states for this program. What coverages are included in the program?The program offers Garage Liability, General Liability, Property, Inland Marine, Crime, Excess Liability, and deductible/SIR options tailored to powersports dealers’ exposures. Do you offer in-house underwriting and claims handling?Yes. American Specialty provides in-house underwriting, claims management, policy administration, and risk management services to streamline placement and servicing. What is the minimum premium for an account?Minimum premiums vary by the size and complexity of the dealer operation. Each submission is underwritten individually using program-specific criteria. Need help placing an account? Connect with a market specialist.

...red outdoor lot, active service department, and occasional out-of-state show a...