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... marketplace, your clients in the dietary supplement industry need more than j...turers, distributors, and sellers of dietary supplements, vitamins, herbal pro...

Dietary Supplement / Nutraceutical Liability...rers, importers, and distributors of dietary supplements, herbal products, cos...

With deep expertise in the beauty, health, and wellness sectors, Veracity Insurance Solutions, LLC offers a robust Nutraceutical Product Liability Insurance program designed specifically for manufacturers, importers, and distributors of supplements and nutraceuticals. Agents and brokers can rely on Veracity’s niche market knowledge and strong carrier relationships to place coverage that addresses the unique risks of this fast-evolving industry. Ideal Accounts and Appetite This program is ideal for clients involved in producing or distributing health and wellness products, including startups and established companies alike. Whether your client is launching a new energy supplement or distributing private-label protein powders, Veracity has the market access and underwriting experience to support a wide range of product types. Approved product classes under this program include, but are not limited to: Nutraceuticals Vitamins Compounded and Non-Compounded Herbs Energy and Protein Supplements Body Cleansers and Detox Products Bodybuilding and Weight Loss Supplements Topical Creams You might have a client importing herbal supplements from overseas or a domestic startup formulating topical creams for sports recovery—both are examples of accounts that can be placed through this program. Coverage Highlights and Advantages Veracity’s Nutraceutical Product Liability Insurance program delivers broad and competitive coverage tailored to the risks of the nutraceutical industry. Key features include: Minimum premiums starting at just $3,000 Limits available up to $25,000,000 Coverage provided on “A XV” rated paper Options for both Occurrence and Claims Made forms Worldwide coverage, including product withdrawal expense Custom Manuscript Endorsements to meet client-specific needs Additional Insured Endorsements included Pollution Legal Liability coverage Cyber Liability coverage available through Veracity’s Data Breach Response Program Underwriting Notes and Minimum Premiums Minimum premiums begin at $3,000, with underwriting flexibility for a wide range of company sizes and risk profiles. New ventures and startups are welcome, and Veracity's underwriters understand the nuances of ingredient sourcing, labeling issues, and claims trends in the supplement space. Territories and Availability The Nutraceutical Product Liability Insurance program is available in all 50 states and the District of Columbia. Whether your client is operating in California, Texas, Florida, or any other state, Veracity can help you place coverage that meets their regulatory and operational footprint. Why Work With Veracity Insurance Solutions? As a wholesale broker with a strong focus on the health and beauty product sector, Veracity Insurance Solutions brings unmatched industry insights and access to leading carriers such as Great American and Verus. They understand the specific exposures nutraceutical companies face—from product liability to cyber threats—and offer responsive service and tailored coverage solutions to match. Agents and brokers can count on Veracity to simplify the placement process and help win and retain nutraceutical accounts with confidence. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include nutraceutical manufacturers, importers, and distributors—especially those producing vitamins, supplements, herbal products, or topical creams. Can I submit a startup or new venture?Yes, the program welcomes startups and new ventures, provided they meet underwriting criteria and have proper documentation. Are imported products eligible for coverage?Yes, imported nutraceuticals are eligible, and the program offers worldwide coverage, including liability for products sourced or sold internationally. What is the minimum premium for this program?Minimum premiums start at $3,000, with pricing based on risk factors such as product type, distribution volume, and claims history. Which carriers support this program?The program is backed by top-rated carriers including Great American and Verus, offering strong financial security and flexible underwriting. Need help placing an account? Connect with a market specialist.

...cts Life Science Products Dietary Supplements Sporting Goods C...for manufacturers of consumer goods, dietary supplements, recreational product...

Contractors Pollution Liability Insurance From Citadel Insurance Services Citadel Insurance Services offers a specialized Contractors Pollution Liability (CPL) insurance program designed to help agents and brokers place coverage for contractors facing environmental exposures. Many contractors are unaware that standard commercial general liability (CGL) policies often exclude or severely limit coverage for pollution-related incidents. Our CPL program bridges that gap, providing protection against a wide range of environmental liabilities that can arise during construction and remediation operations. Ideal Accounts and Appetite This program is a strong fit for a broad range of contractor types, including: General Contractors – Commercial, residential, municipal, infrastructure, highway/road, mechanical, demolition, excavation & grading Trade Contractors – HVAC, concrete, paving, carpentry, and similar specialties Specialty Contractors – Including drillers, pipeline and tank installers, and foundation contractors Environmental Contractors – Including remediation and cleanup specialists If you work with contractors involved in soil work, chemical applications, fuel storage, or utility and pipeline installation, this program is built to address their unique risks. For example, you may have a client working on a municipal sewer replacement project—our CPL solution can help protect them from exposures related to accidental releases or spills during excavation. Coverage Highlights and Advantages Protects against third-party claims arising from pollution conditions caused by the insured’s operations Covers sudden and gradual pollution events Can include coverage for transportation of hazardous materials and non-owned disposal sites Fills coverage gaps left by pollution exclusions in standard GL policies Whether your client is managing fuel tanks on-site, transporting contaminated soil, or working near sensitive areas, CPL coverage helps protect against costly claims and regulatory issues. Underwriting Notes and Minimum Premium This is a non-admitted program available through Citadel Insurance Services. We work with a strong lineup of carriers including Starr, Crum, Scottsdale, AIG, Arch, ACE, and Liberty. The minimum premium for most accounts starts at $2,500. We review each submission carefully, with attention to project types, environmental exposures, and safety practices. Territories and Availability CPL coverage is available in most states, including but not limited to CA, TX, FL, NY, IL, WA, and NJ. We currently offer this program in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why Work With Citadel Insurance Services? As a wholesale broker, Citadel Insurance Services delivers access to top-tier environmental carriers and decades of experience in placing pollution liability coverage. We understand the nuances of contractor operations and have built a program that’s flexible, responsive, and tailored to your clients’ real-world risks. Our underwriting team is ready to help you place tough environmental accounts efficiently and competitively. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for general, trade, specialty, and environmental contractors—especially those involved in excavation, fuel or chemical handling, and pipeline or tank installation. Is this program available on an admitted basis?No, this is a non-admitted program. It is written through top-rated carriers that specialize in environmental risks. What is the minimum premium for this coverage?The minimum premium typically starts at $2,500, but may vary depending on the size and complexity of the account. Can this program cover transportation and disposal exposures?Yes, coverage can include transportation of hazardous materials and liability related to non-owned disposal sites, depending on the policy terms. In which states is this program available?The CPL program is available in most U.S. states, including CA, TX, FL, NY, and many others. Please refer to the full list above for current availability. Need help placing an account? Connect with a market specialist.

Overview — Citadel Insurance Services: Wholesaling Insurance Citadel Insurance Services offers liability insurance solutions designed for wholesalers, distributors, and importers. Our Wholesaling Insurance program focuses on accounts that can be difficult to place in standard markets — including product importers, national distributors, and specialty wholesalers across a wide range of product lines. As a managing general agency, Citadel leverages multiple carrier relationships to find admitted and non-admitted placement options and underwriting flexibility for harder risks. Target Classes and Ideal Accounts This program is a good fit when your client is a wholesaler, importer, or distributor that needs broad commercial general liability and product liability coverage. Typical targets include: Recreational products distributors Consumer goods wholesalers Life science product importers Automobile performance parts suppliers Chemicals and industrial supplies Plastics and molded components Electrical products and components Cleaning products and janitorial supply distributors Other specialty importer/wholesaler operations with complex recall, labeling, or cross-border exposures Coverage Highlights and Advantages Citadel’s wholesalers program is focused on liability exposures that matter most to distributors and importers: product liability, general liability, completed operations, and coverage extensions related to import/export activity. Advantages agents can expect: Access to multiple carrier markets and appetite flexibility for hard-to-place classes Placement options that include admitted and non-admitted carriers (some admitted markets available) Underwriters experienced in product stewardship, traceability, and third-party testing exposures Ability to handle complex distribution chains, private label arrangements, and importation risks Underwriting Notes and Minimum Premium To quote effectively, be prepared to provide a clear description of the product lines, supply chain (import sources), average annual sales by product line, quality control and testing procedures, recall history, and any existing product control protocols (labeling, instructions, consumer warnings). Accounts with product testing documentation and robust recall plans typically receive more competitive terms. Minimum premium: $2,500. Pricing and placement will vary by product category, sales volume, and loss history. Appetite and Common Restrictions Good fits: Wholesalers and importers with diversified product lines and established quality controls Accounts needing product liability wrap for private label operations Distributors seeking completed operations coverage for installation or repair services Not typically a fit: Retail storefronts that sell directly to consumers (unless packaged with wholesale operations) High-hazard chemical manufacturers without documented controls or significant loss history Accounts with unresolved or frequent product recalls without corrective action plans Territories and Availability Available in the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Market availability and admitted status vary by state and by carrier — Citadel will help identify the best placement for each jurisdiction. Why Work With Citadel on Wholesaling Insurance As a managing general agency focused on hard-to-place risks, Citadel Insurance Services pairs specialized underwriting with broad carrier access. Our broker partners benefit from pragmatic underwriting, quicker appetite responses, and tailored terms for complex distribution and import exposures. Use this program to help retain accounts you might otherwise have to refer out or decline. Example Scenarios You have a regional importer of recreational products that supplies retailers across multiple states and needs product liability limits plus a recall response plan — Citadel can seek markets that will consider the account with documented testing and recall controls. A distributor of automobile performance parts sells to installers nationwide and needs completed operations coverage for installed parts — this program can evaluate completed operations exposures alongside product liability. Frequently Asked Questions What types of accounts are a good fit for Citadel’s Wholesaling Insurance program?Accounts that are primarily wholesalers, distributors, or importers of consumer, industrial, or specialty products are ideal — particularly when they need product liability, completed operations, or import-related liability solutions and have documented quality controls. What submission information does Citadel need to quote?Provide a description of product lines, annual sales by product, supply chain/import origins, loss and recall history, product testing or quality control procedures, and any safety or labeling programs. Photos, MSDS (if applicable), and copies of agreements for private label work help accelerate review. Are admitted markets available and where can business be placed?Citadel works with a mix of admitted and non-admitted carriers; some admitted markets are available. The program is available in the states listed above, and Citadel will identify the best market based on the account and jurisdiction. What is the minimum premium and typical turnaround time?The program minimum premium is $2,500. Turnaround depends on account complexity; straightforward wholesale-only accounts with complete submission materials typically receive preliminary responses faster than multi-jurisdictional or high-exposure submissions. Need help placing an account? Connect with a market specialist.

Site Pollution Insurance, also called Environmental Impairment Liability (EIL), protects your clients from the financial and legal fallout of pollution incidents at, under, or emanating from their owned or leased properties. As regulatory scrutiny and awareness of environmental hazards increase, businesses can face substantial cleanup costs, third-party claims, business interruption, and reputational harm without the right coverage in place. Citadel Insurance Services places Site Pollution Insurance through a broad panel of markets, including Markel, Starr, AIG, Arch, and ACE. The program supports both admitted and non-admitted placements and is available nationwide across all 50 states and Washington, DC. Citadel’s wholesale underwriting relationships allow you to shop complex or overlooked pollution exposures efficiently. Ideal Accounts and Appetite This program is tailored for agents and brokers handling clients with site-based environmental risk that often goes unrecognized. Typical classes that fit well include: Chemical manufacturers and distributors Property owners, landlords, and real estate investors (including industrial parks) Medical clinics, laboratories, and testing facilities Recycling centers and waste management operations Petroleum product manufacturers and distributors Refineries and related industrial operations Examples: you might have a landlord of a small industrial complex with tenants who handle solvents, or a regional medical testing lab concerned about potential indoor air quality or legionella exposures—both are good fits for this program. Coverage Highlights and Advantages Site Pollution Insurance from Citadel is structured to address a range of on- and off-site environmental exposures. Common coverages include: Onsite and offsite cleanup and remediation costs Third-party bodily injury and property damage arising from pollution incidents Business interruption and loss of income tied to pollution events Coverage for emerging contaminants and indoor air quality issues such as mold and legionella (subject to underwriting) These coverages help clients manage costly surprises and demonstrate prudent risk transfer as environmental expectations evolve. Underwriting Notes and Minimum Premiums Minimum premiums in this program start at $2,500. Submissions should include thorough property and operations information: any known environmental history or prior releases, tenant profiles (if applicable), storage and handling of regulated materials, and current loss-control or mitigation practices. Citadel’s underwriting team can guide you on documentation, pollution-legal-liability (PLL) site assessments, and where admitted vs. surplus placement is most appropriate. Territories and Availability This program is available in all 50 states and Washington, DC. Citadel can place accounts on an admitted basis where available and advantageous, or on a non-admitted/surplus lines basis when the risk or coverage needs require it. Why Work With Citadel Insurance Services? As a wholesale broker focused on environmental and niche commercial lines, Citadel offers deep appetite knowledge, direct access to top carriers, and experienced underwriting support. Working through Citadel helps you: Access multiple markets quickly to improve placement options Receive practical underwriting guidance on complex or legacy exposures Place admitted or non-admitted coverage to match client and state requirements Obtain specialized terms for emerging contaminant exposures where appropriate Whether you’re placing a commercial landlord, an industrial operator, or a healthcare facility, Citadel can help you secure tailored pollution liability protection for your clients. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include chemical manufacturers, property owners, medical facilities, recycling centers, petroleum distributors, and other businesses with potential site-based environmental exposures. Is coverage available in all states?Yes. Citadel places Site Pollution Insurance in all 50 states and Washington, DC, using admitted or surplus markets as appropriate for the risk and jurisdiction. What is the minimum premium for this coverage?Minimum premiums typically start at $2,500, though final pricing depends on the nature, size, and loss history of the account. What types of pollutants are covered?Policies can address a wide range of contaminants—including volatile organic compounds, mold, legionella, and other indoor/outdoor pollutants—subject to underwriting and policy terms. Can this coverage be written on an admitted or non-admitted basis?Yes. Citadel has access to both admitted and non-admitted markets, providing flexibility to place coverage that meets client needs and state requirements. Need help placing an account? Connect with a market specialist.

We designed our Oil and Gas Contractors Insurance Program with your clients' unique risks and operations in mind. Whether your insureds are involved in exploratory drilling, well servicing, or equipment hauling, Citadel Insurance Services offers tailored solutions to help you place this complex business with confidence. Our experienced underwriting team understands the demands of the oil and gas industry and works quickly to match each risk with the right carrier, coverage, and pricing. We’re committed to providing responsive service and deep industry knowledge to support your success. Ideal Accounts and Appetite Our program targets a wide range of oil and gas contractors and service providers. If you're working with businesses operating in upstream and midstream energy sectors, we likely have a market for you. Common target classes include: Well Servicing and Work-over Contractors Drilling Operations Oilfield Equipment Rental and Repair Pipeline Contractors Water and Oilfield Equipment Haulers Roustabout Contractors Wireline Contractors Swabbing Contractors Instrument Logging ...and many more Example: You might have a client who operates a small fleet of trucks delivering water to drilling sites—this is a class we understand and can help place efficiently. Coverage Highlights and Advantages We offer a broad suite of coverages to meet the multifaceted needs of oil and gas operations. Program features include: Admitted coverage available on most classes Non-auditable options on many classes General Liability, Commercial Auto, Excess Liability, Inland Marine, Property, and Workers Compensation Contractors Pollution Liability and Sudden & Accidental coverage UGRE (Underground Resources and Equipment) coverage Blanket Additional Insured, Waiver of Subrogation, and Primary & Non-Contributory wording Strong carrier backing with access to Arch, Starr, AIG, Zurich, Markel, Kinsale We focus on helping agents build competitive, complete packages that address both standard and specialty exposures. Underwriting Notes and Minimum Premiums Our minimum premium starts at $7,500, with flexibility depending on class and coverage needs. We evaluate each submission individually and work closely with agents to determine the best approach for the risk. Our team values clean, complete submissions and responds quickly to help you keep your client relationships strong. Territories and Availability This program is available in all 50 states plus Washington, D.C. Whether your client operates in Texas, North Dakota, California, or anywhere in between, we can help you find coverage solutions that fit. Why Work With Citadel Insurance Services? As a wholesale broker with deep experience in energy-related risks, Citadel Insurance Services brings a high level of responsiveness, market access, and underwriting insight to your oil and gas accounts. We help you navigate complex industry exposures and provide the service and support your schedule demands. From start to finish, we aim to make your job easier and your placements more successful. Frequently Asked Questions What types of accounts are a good fit for this program?We focus on oil and gas contractors including well servicing, drilling, pipeline construction, equipment haulers, and more. Both small and mid-sized operations are welcome. Is admitted coverage available?Yes, admitted coverage is available for most classes within the program, depending on the state and risk profile. What is the minimum premium for this program?The minimum premium starts at $7,500, though it may vary based on class, location, and coverage selected. Which states is this program available in?The program is available in all 50 states and Washington, D.C. What carriers are used in this program?We work with top-rated carriers including Arch, Starr, AIG, Zurich, Markel, and Kinsale to match risks to the right market. Need help placing an account? Connect with a market specialist.

Citadel Insurance Services offers a specialized insurance program designed exclusively for oil and gas consultants. Whether you're working with a solo operator or a larger directional drilling operation, our program provides flexible, comprehensive coverage options tailored to the unique risks of the oilfield consulting industry. We understand the challenges agents face in placing these accounts, and we’re here to simplify the process with fast turnarounds, competitive premiums, and broad underwriting capabilities. Ideal Accounts and Appetite Our Oil & Gas Consultants program is built to accommodate a wide variety of field professionals operating in the upstream and midstream energy sectors. Typical target classes include: Drilling consultants Directional drillers Wellsite operators Geologists Health and safety consultants Welding inspectors Non-destructive testers Company men And many other oilfield service consultants If you have a client providing field oversight, technical expertise, or regulatory compliance services in the oil and gas sector, this program is likely a fit. From one-person LLCs to mid-sized consulting firms, we offer scalable solutions for a broad range of exposures. Coverage Highlights and Advantages Our program offers a robust suite of coverages to help protect your insureds from the industry’s most common liability exposures: Errors & Omissions Liability – Including professional liability, breach of contract, libel/slander, defamation, loss of documents, and withheld fee payments Commercial General Liability – Covers products/completed operations, tenants' legal liability, non-owned and hired auto, employee benefits liability, and medical expense coverage Pollution Liability – Protection for bodily injury and property damage arising from sudden and accidental pollution events Worldwide Jurisdiction – Standard worldwide coverage for consultants operating across international borders Flexible Limits – Limits available up to $5,000,000 Underwriting Notes and Minimum Premiums Our streamlined underwriting process is designed to help you win more business with ease. We typically provide quotes within 24–48 hours, with deductibles starting as low as $2,500 and minimum premiums beginning at just $3,000. We are able to consider a wide range of account sizes and operational scopes. Whether your client is based in the Permian Basin or travels internationally for consulting work, we can tailor the policy to their needs. Territories and Availability This program is available in all 50 states plus the District of Columbia. We operate across both admitted and non-admitted markets to ensure flexibility and responsiveness in coverage placement. Current markets include respected carriers such as CFC and Markel. Why Work With Citadel Insurance Services? Citadel Insurance Services is a wholesale broker with deep expertise in energy-sector risk. We focus on delivering fast, competitive solutions that meet the real-world needs of your oilfield consultant clients. Our team understands the operational risks, regulatory pressures, and contractual liabilities these professionals face daily. By partnering with us, you gain access to niche markets, responsive service, and a program built to help you win and retain oil & gas consulting business. Frequently Asked Questions What types of accounts are a good fit for this program?This program is designed for oil and gas consultants such as drilling supervisors, wellsite geologists, safety advisors, and other independent professionals or small firms working in the energy sector. Are international operations covered?Yes, the program includes worldwide jurisdiction and territorial limits as standard, making it suitable for consultants who travel or operate internationally. What is the minimum premium for this program?The minimum premium starts at $3,000, making it accessible for small and mid-sized consulting operations. How quickly can I get a quote?We typically provide quotes within 24 to 48 hours after receiving a complete submission. Which carriers are used in this program?We work with reputable markets such as CFC and Markel to provide flexible, reliable coverage options tailored to the oil and gas industry. Need help placing an account? Connect with a market specialist.

Manufacturing, Wholesaling, and Importing Insurance — Citadel Insurance Services Citadel Insurance Services offers a specialized Excess & Surplus Lines program for manufacturers, wholesalers and importers. Our Manufacturing, Wholesaling, and Importing Insurance program is built to place hard-to-place product and distribution risks—from small domestic manufacturers to complex importers and national wholesalers. As an E&S broker with placement relationships across a selective carrier panel, Citadel helps you find capacity where admitted markets may decline or limit terms. Overview of the Program This program is designed for agents who need flexible E&S solutions for product-exposure businesses. Citadel leverages relationships with carriers including Great American, Markel, Lloyd’s, First Mercury, Lexington and Kinsale to offer broad liability solutions, excess/umbrella layers, and ancillary coverages appropriate to manufacturing, wholesaling and importing operations. Ideal Accounts and Appetite Manufacturers of consumer goods, industrial parts, electronics and plastics Wholesalers and distributors with national or international channels Importers and brokers handling foreign-sourced goods for U.S. distribution Specialty product lines such as juvenile products, toys, sporting goods, marine and aviation components We also consider higher-risk product lines (fireworks, chemicals, firearms and performance auto parts) on a case-by-case basis and typically require enhanced underwriting information for these classes. Coverage Highlights and Advantages Primary general liability and products/completed operations liability designed for product exposures Excess/umbrella limits and higher-capacity placements through our E&S carrier panel Flexible placement for importers with inland marine or shipment-related exposures Ability to structure layered placements for mixed operations (manufacture + distribution + import) Underwriting focused on product lifecycle risk management—manufacturing controls, testing, labeling and distribution controls Underwriting Notes and Minimum Premiums Typical submissions should include product descriptions, revenue by territory, distribution channels, loss history, quality control/testing procedures and any recall or regulatory history. Citadel’s E&S placement approach means underwriters expect detailed information for higher-severity exposures. Minimum premium: $1,500. Higher minimums may apply depending on class, limits and carrier selection. We frequently request risk-control measures and documentation for imported goods (supplier audits, compliance with U.S. standards, labeling). Appetite Limits and What May Not Fit Good fits: manufacturers and distributors with documented quality controls, consistent product lines, and manageable recall exposure. We are willing to consider complex import/export operations and mixed manufacturing/distribution businesses. Fits we typically decline or require heavy scrutiny: products with intentional misuse exposure without mitigation, unsupported high-severity claim history, or accounts lacking basic product safety/testing documentation. Certain high-hazard classes may be declined or limited by specific carriers. Territories and Admitted Positioning This program is offered as E&S placements through Citadel Insurance Services and is available in the following states and territories: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Because placements are non-admitted, terms and availability are subject to state E&S rules and carrier appetite. Why Work with Citadel on These Risks Specialized underwriting focus on product and distribution risks Access to multiple E&S markets with tailored placement strategies Practical submission guidance to improve placement outcomes Experienced handling of mixed operations (manufacture + wholesale + import) Example Accounts Example 1: You have a regional wholesaler importing outdoor recreation products from overseas with U.S. distribution to retailers. The client has solid supplier testing records but needs product liability capacity and inland-marine coverage for shipments—this program can combine liability and shipment solutions through E&S carriers. Example 2: You represent a small manufacturer of protective apparel selling to industrial clients and retailers nationally. Admitted markets limited terms due to previous product claims; Citadel can pursue excess capacity and structured E&S placements informed by the client’s quality controls and loss mitigation plans. Frequently Asked Questions What types of accounts are a good fit for Citadel’s Manufacturing, Wholesaling, and Importing program?Accounts that manufacture, distribute or import physical products—especially those with product liability exposure or complex distribution channels. Good fits have documented quality control, sales/territory detail and manageable loss history. Which coverages and carriers are available through this program?We place primary and excess liability solutions, products/completed operations and specialty placements tied to shipment or import exposures. Citadel works with carriers such as Great American, Markel, Lloyd’s, First Mercury, Lexington and Kinsale to secure capacity. Is this program placed on admitted paper?This program is positioned through Excess & Surplus Lines placement and is generally non-admitted. Availability and requirements depend on carrier appetite and state E&S rules. What information should I include in a submission?Provide product descriptions, annual revenue and sales by state/territory, distribution channels, loss history, manufacturing/testing controls, supplier documentation for imports and any prior recall history. More detail improves the chance of favorable terms. What is the minimum premium?The program’s typical minimum premium starts at $1,500; final minimums depend on class, limits and carrier selection. Need help placing an account? Connect with a market specialist.