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Protection to Meet Your Needs
In recent years, the effects of storm-related flooding on homes and businesses have been catastrophic — even in regions where floods were previously rare. Flooding is a potential threat to many properties, yet standard property insurance policies typically don’t cover it.
The IGP Specialty Excess Flood Program can help when the National Flood Insurance Program (NFIP) limits don’t offer sufficient protection to meet your needs. Our program provides clients access to excess flood insurance at stable, competitive rates — even in some high-risk areas that many insurers won’t cover. We work on behalf of the insurance carriers to evaluate your flood exposure, underwrite your risk, and efficiently issue policies based on your unique needs. Our ability to accurately match coverage to clients’ risks helps us keep their premiums reasonable.
Using a consultative approach and sophisticated research tools, our flood analysis and placement team can accurately assess your flood-related risk and help you manage exposure. We evaluate your property using Federal Emergency Management Agency (FEMA) maps, aerial photography, wind and water projections, elevation information, and water source and flood zone data.
Our program covers building, contents, and associated loss of income coverage, with limits up to $25 million per policy.
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Outperform with a Major Force in Entertainment Insurance
Take1 Insurance, a Managing General Agent (MGA) and a division of IGP Specialty, offers a comprehensive, all-lines insurance program tailored to the live entertainment, film and DICE, sports, and events industries. Backed by top-tier property and casualty insurance carriers, Take1 provides expert solutions for the unique and often unconventional risks across all segments of the entertainment world.
With Take1, you can deliver the protection your clients need—right from the first take. Coverage spans a wide range of scenarios, from violent storms that disrupt performances or games, to transportation delays, fire, theft, or vandalism that can derail productions. It also includes equipment breakdowns or theft that stall shoots or shows, as well as critical liability risks like stage collapses that can lead to significant third-party injuries—and much more.
Take1 is also a proud member and corporate and volunteer sponsor of the Event Safety Alliance (ESA), dedicated to promoting safety first throughout all phases of event production and execution through training and planning resources.
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A Custom Approach to Community Association Coverage
Our Tailored Community Association Plan (TCAP) offers agents a comprehensive portfolio of insurance products specifically designed to address the unique exposures faced by condominium, townhome and single-family community associations, among others.
We provide coverage for enhanced liability and property, full replacement cost, broad crime, equipment breakdown, directors and officers (D&O) liability and more. Using Marshall & Swift — the gold standard for building cost data — we help determine accurate replacement property values to ensure proper coverage amounts in the event of a loss.
In addition to brokering to our contract markets for multifamily HOA coverages, we also underwrite two exclusive in-house programs:
Wind/Hail Deductible Buyback Program through Lloyd’s of London, typically for properties with TIVs under $100 million (larger risks can be referred as needed)
Single-Family HOA Program with Nationwide E&S, providing property, general liability, hired and non-owned auto, crime and D&O coverage in a single package policy
Available across the continental U.S., TCAP programs help protect community associations’ property and assets against casualty losses, personal injury claims, property damage and catastrophic events. Coverage extends to directors, officers, trustees, employees, volunteers, committee members and the associations themselves for management liability exposures.
Program Highlights
Community Associations Institute (CAI) National Members
Each community inspected every three years
Credits available for property manager and companies with CAI-recognized professional designations
Underwritten with an AM Best “A+” (Excellent) rated carrier with a Financial Size Category rating of XV
Deductible options from $1,000 and greater
A Lloyd’s of London Coverholder
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