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Policy Highlights for Truckers Insurance: Colonial General Insurance Agency, Inc. offers a Truckers Insurance program tailored for trucking operations and express delivery companies. Whether your client runs a single truck or a multi-vehicle fleet, with or without warehouse exposure, Colonial General can place coverage as a monoline or as part of a package to meet transportation and property needs. Ideal Accounts and Appetite This program is best for independent owner-operators, small to mid-sized fleet owners, and regional express delivery businesses. Colonial General will consider accounts with associated warehousing, refrigerated transport, and mixed cargo types. The program is especially useful for risks that do not cleanly fit standard market appetites or that need specialized liability, property, or warehouse legal liability terms. You might have a client who operates a regional express shipping company with a small warehouse in Utah, or an owner of refrigerated trucks servicing the Southwest — both are strong candidates for placement through this program. Coverage Highlights and Advantages Commercial General Liability Coverage available for truckers insurance: • Primary limits up to $3,000,000 per occurrence and aggregate • $5,000 Medical Payments Coverage — included • Additional Interests — $100 each • Excess or Umbrella limits available up to $25,000,000 Crime Coverage available: • Inside the Premises — Theft of Money and Securities • Inside the Premises — Robbery or Safe Burglary of Other Property • Outside the Premises Property Coverage available: • Accounts Receivable • Basic, Broad, or Special Forms • Building and Contents • Business Income and Equipment Breakdown • Computer Equipment and Food Spoilage • Outside Signs • Replacement Cost or ACV valuation • Valuable Papers • Warehouse Legal Liability — up to $50,000 Underwriting Notes Colonial General places Truckers Insurance on admitted or non-admitted paper depending on the carrier appetite and state. The MGA works with multiple carriers to provide flexible underwriting and placement options. Minimum premiums and specific terms vary by market and risk characteristics; discuss details with a Colonial General market specialist when submitting. Territories and Availability This Truckers Insurance program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Colonial General’s regional underwriting expertise in these Western states helps when placing accounts with localized exposures or state-specific requirements. Why Work With Colonial General? As a Managing General Agency and Excess & Surplus Lines broker, Colonial General has targeted experience placing transportation and warehouse-related risks. Agents benefit from: access to multiple carriers, underwriting flexibility for non-standard accounts, and program terms that can include both liability and property solutions. If you have transportation business that’s hard to place in the admitted market, Colonial General is positioned to help find capacity and structure coverage. Frequently Asked Questions What types of accounts are a good fit for this Truckers Insurance program?This program is ideal for small to mid-sized trucking companies, independent owner-operators, express delivery firms, and accounts that include warehousing or refrigerated transport exposures. Can I submit risks with warehousing and refrigeration exposures?Yes. Colonial General will consider accounts with on-site warehousing and refrigerated transport, subject to details of operations, values, and loss-control measures. Is this program available on an admitted basis?Some markets are available on an admitted basis while others may be placed non-admitted. Availability depends on the state, carrier, and risk profile. Which states is this program available in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. What limits are available under the liability coverage?Primary general liability limits are available up to $3,000,000 per occurrence/aggregate, and excess or umbrella limits can be placed up to $25,000,000 depending on the carrier. Need help placing an account? Connect with a market specialist.

Swimming Pool Maintenance Insurance Program from Colonial General Insurance Agency Colonial General Insurance Agency, Inc. offers a specialized Swimming Pool Maintenance Insurance program designed to meet the unique needs of contractors, technicians, and management companies that maintain, service, or operate swimming pools. With access to a variety of carriers and both admitted and non-admitted markets, Colonial General provides flexible solutions for hard-to-place and niche accounts throughout the Western U.S. Ideal Accounts and Target Classes This program is ideal for insureds involved in: Swimming pool maintenance and servicing Pool cleaning companies Swimming pool contractors, dealers, and installers Pool management firms and lifeguard staffing services Whether your client services residential, commercial, or municipal pools, this program is structured to address the risks associated with pool upkeep, chemical application, and daily operations. Coverage Highlights and Advantages Commercial General Liability: Primary limits up to $3,000,000 occurrence / aggregate $5,000 Medical Payments included Chemical Applicator Coverage at policy limits Excess/Umbrella limits up to $25,000,000 Per Project Aggregate and Additional Insureds included Pool “Pop-Up” coverage: $50,000/$100,000 sub-limits (higher limits available) Waiver of Subrogation options Swimming Pool Maintenance Coverages: Lost Key Liability: $25,000 limit “Pop-Up” damage sub-limits Swimming Pool Management/Lifeguard Coverages: Lost Key Liability: $25,000 limit Sexual/Physical Abuse: $25,000/$50,000 sub-limits (higher limits available) Errors and Omissions: Policy limits Limited Participant Coverage: $25,000/$50,000 sub-limits Property Coverage: Basic, Broad, or Special Form options Building, Business Income, Contents, and Equipment Breakdown Replacement Cost or Actual Cash Value Crime Coverage: Theft of Money and Securities (inside premises) Robbery or Safe Burglary of Other Property Outside the Premises Underwriting Notes and Market Position Colonial General works with a range of carriers and offers coverage through both admitted and non-admitted markets, depending on the state and risk profile. Each submission is evaluated on its individual merits, with a focus on unique or difficult risks in the pool maintenance and service space. Minimum premiums vary by account type and carrier. States Available This program is available in the following states: Arizona (AZ) California (CA) Colorado (CO) Idaho (ID) Nevada (NV) New Mexico (NM) Utah (UT) Wyoming (WY) Why Work With Colonial General Insurance Agency As a trusted Managing General Agency and Excess & Surplus Lines Broker, Colonial General brings deep expertise in niche and specialty programs. With a hands-on underwriting approach and access to competitive markets, they help independent agents secure tailored solutions for insureds with complex risk profiles. Their Swimming Pool Maintenance Insurance program is backed by responsive service and a strong understanding of the exposures faced by contractors and pool service professionals. To learn more or submit a risk, visit Colonial General Insurance Agency, Inc.. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include swimming pool maintenance companies, contractors, dealers, pool management firms, and lifeguard staffing services operating in residential or commercial environments. Does this program cover chemical application risks?Yes, Chemical Applicator Coverage is included at policy limits under the general liability portion of the program. Are higher limits available for pool “pop-up” coverage?Yes, while the standard sub-limit is $50,000/$100,000, higher limits may be available depending on the risk and underwriting approval. Which states is this program available in?This program is offered in AZ, CA, CO, ID, NV, NM, UT, and WY. Can this program accommodate hard-to-place or non-admitted risks?Yes, Colonial General has access to both admitted and non-admitted markets, allowing them to place complex or unique swimming pool service exposures. Need help placing an account? Connect with a market specialist.