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Contractors Equipment — Program Overview from AI Risk AI Risk offers a Contractors Equipment program designed for commercial construction companies that own and operate heavy equipment and have exposures to on-site real and personal property loss. This program is underwritten with access to AIG capacity and is intended for agents looking to place equipment fleets and jobsite property accounts that require specialized underwriting and flexible terms. Key Risk Groups Construction firms engaged in excavation, land clearing, steel erection, pile driving, wrecking/blasting, dredging, railroad work, and similar heavy civil and commercial construction projects. Ideal Accounts and Appetite General contractors and specialty contractors with owned equipment schedules (dozers, excavators, cranes, pile drivers, loaders, etc.). Contractors with combined needs for contractors’ equipment plus real and personal property located on active job sites. Mid-size to large projects where equipment values are scheduled and loss control practices are in place. Accounts that typically fit: insureds with documented maintenance programs, centralized equipment reporting, and moderate loss histories. The program is best for contractors that need a market capable of handling mixed equipment classes and on-site property exposures. Coverage Highlights and Advantages Built to cover construction equipment exposures and real & personal property at job sites. Underwriting expertise for higher-hazard construction operations (e.g., pile driving, steel erection, wrecking/blasting) when presented with appropriate risk controls and schedules. Access to AIG capacity for larger or more complex placements. Flexible terms for scheduled equipment and combined property packages — useful for accounts that need consolidated coverage for both equipment and site property. Underwriting Notes and Minimum Premiums When preparing submissions, provide complete equipment schedules, values, maintenance practices, operator qualifications, and loss run histories. The program evaluates accounts on operations, equipment age/condition, storage practices, and prior claim patterns. Minimum Premiums: $1,500 for Construction Equipment. $1,500 for Real and Personal Property. Territories and Availability This program is available through AI Risk in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Paper is offered in the listed states with access to admitted capacity through AIG where applicable. Typical Restrictions and When to Refer Accounts that may need special handling or referral include those with significant unresolved prior losses, very high catastrophe exposure without mitigations, or unmanaged rental fleets. Large-diameter specialty risks or accounts lacking documentation of operator training and maintenance may require additional underwriting information. Why Place Business with AI Risk Specialized underwriting focus on contractors’ equipment and on-site property exposures. Direct access to AIG capacity for larger or complex placements. Responsive submissions review — AI Risk works with brokers to identify required documentation and tailor terms for combined equipment/property needs. Example Account Scenarios Example 1: You have a regional excavation contractor with a scheduled fleet of excavators, loaders, and a mid-size crane that needs combined equipment and site property coverage for multiple active projects. This program can provide scheduled equipment coverage with limits appropriate for each machine plus on-site real and personal property protection. Example 2: A contractor specializing in pile driving and steel erection needs coverage for highly specialized equipment and mobile jobsite property. With proper loss history and maintenance records, AI Risk can consider these accounts through AIG capacity. Frequently Asked Questions What types of accounts are a good fit for the AI Risk Contractors Equipment program?Accounts with owned construction equipment schedules and on-site real/personal property exposures — especially excavation, land clearing, steel erection, pile driving, wrecking/blasting, dredging, railroad, and similar heavy contractors — are a good fit when they have documented maintenance and reasonable loss history. What minimum premium should I expect when submitting a new account?The program has minimum premiums of $1,500 for Construction Equipment and $1,500 for Real and Personal Property. Larger accounts and higher limits will require standard underwriting and pricing based on exposure. Which states are eligible for placement through this program?AI Risk offers this Contractors Equipment program in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. What information should I include with my submission?Include a complete equipment schedule with values, loss runs (typically 3–5 years), maintenance and operator qualification details, descriptions of operations, and any site-specific risk controls. The more complete the submission, the faster underwriting can assess capacity and terms. Need help placing an account? Connect with a market specialist.

Marine Insurance Atlantic Specialty Lines, Inc. places commercial marine risk through a panel of "A"-rated carriers and by accessing the United States Liability marketplace. As an excess & surplus lines broker, ASL Ocean Marine provides focused underwriting and flexible terms for marine contractors, ship repairers, marinas and a range of hull, P&I and cargo exposures. Overview of the Program This Marine Insurance program is designed for agents and brokers who need a specialty market for difficult or unique waterborne exposures. Atlantic Specialty Lines offers tailored solutions for both small commercial vessels and larger commercial operations, combining broad carrier access with underwriting expertise to place accounts that may not fit standard admitted markets. Ideal Accounts and Appetite Boat dealers with marina operations Marine contractors and artisans (dock/slip construction, dredging, bulkheads, pile driving) Ship repairers and marine artisans (hull repair, engine repair, detailing, electrical, upholstery, painting) Marinas with property exposures Stevedores and wharfingers Commercial and personal hull & P&I (including barges) Ocean cargo accounts Coverage Highlights and Advantages Access to several "A" rated carriers for hull, liability, P&I and cargo placements. Solutions for combined property and liability exposures at marinas and boat dealerships. Flexible terms for contractors and artisans whose operations involve on-water work or vessel repairs. Ability to handle non-standard or difficult-to-place marine risks through excess & surplus placement. Underwriting Notes and Minimum Premiums Underwriting is case-by-case. Typical considerations include vessel type and value, operational radius, repair/maintenance practices, slip and dock construction methods, and historical loss experience. Minimum premiums vary by risk and carrier; Atlantic Specialty Lines will evaluate exposures and provide a tailored premium indication. You are encouraged to submit photos, repair invoices, vessel schedules, and details of safety practices with submissions. Quick Quoting for Artisans and Repairers For Marine Artisans and Ship Repairers, Atlantic Specialty Lines supports an online quoting option for faster turnaround. Quote these classes online at www.Simple-rates.com — the platform is intended to be quick, accurate and allows instant binding when eligible. Territories and Availability Admitted status: All Available States. Program availability (selected): CT, DE, FL, GA, IL, IN, ME, MD, MA, NH, NJ, NY, NC, OH, PA, RI, SC, TN, VT, VA, DC. If you have a multi-state exposure or are unsure about state filing requirements, Atlantic Specialty Lines can advise on placement options. Why Work With Atlantic Specialty Lines, Inc. for Marine Business Specialized underwriting focus on marine operations and repair facilities. Industry experience placing both admitted and E&S business through multiple carriers. Responsive quoting and the ability to handle complex or large-value hull and cargo placements. Direct submission support and flexibility for accounts that fall outside standard markets. Examples of good-fit accounts: You might have a marina that needs combined property and liability coverage including dock exposures, or a small ship repair shop that requires hull repair, inland transit and GL limits that exceed typical program offerings. Both are examples where Atlantic Specialty Lines frequently finds capacity. We are happy to review any difficult-to-place marine risks. Submit detailed submissions to receive targeted underwriting feedback and market options. Frequently Asked Questions What types of accounts are a good fit for ASL’s Marine Insurance program?Accounts that typically fit include marinas with property exposure, boat dealers with marina operations, marine contractors (dock construction, dredging), ship repairers and marine artisans, stevedores/wharfingers, hull & P&I for commercial and personal vessels, and ocean cargo shipments. Can agents bind coverage online?Yes — for eligible Marine Artisans and Ship Repairers, agents can obtain quotes and bind certain policies online via the program’s online quoting portal referenced in the program materials. What submission information accelerates underwriting?Provide vessel schedules and values, descriptions of operations (including whether work is on-water or shore-based), safety and maintenance practices, loss runs, photos of docks/repair facilities, and details on any subcontracting. The more detail up front, the faster ASL can place the risk. Need help placing an account? Connect with a market specialist.

Sloan Mason Insurance Services, Inc. offers a robust Diving and Subsea Contractors Insurance program designed specifically for hard-to-place marine and underwater operations. With access to various 'A'-rated carriers, Sloan Mason provides agents and brokers with the tools they need to secure comprehensive coverage solutions for clients operating in high-risk maritime environments. Ideal Accounts and Appetite This program is tailored for contractors engaged in underwater operations including commercial diving, subsea construction, and marine support services. Target classes include businesses involved in: Vessel salvage and wreck removal Non-destructive testing and underwater inspections Subsea pipeline and cable placement Hull and propeller cleaning ROV (Remotely Operated Vehicle) operations Pollution response and control Underwater welding, cutting, and structural repair Dredging and channel deepening services Installation and replacement of underwater valves and components Whether your client is a well-established subsea contractor or a specialized dive service provider, this program offers flexible underwriting options for a wide range of risk profiles. Coverage Highlights and Advantages Through Sloan Mason, agents gain access to a suite of marine and contractor-specific coverages, including: General Liability Pollution Liability Umbrella/Excess Liability Workers Compensation including USL&H Maritime Employers Liability (MEL) This comprehensive offering is structured to address the unique exposures faced by underwater and marine contractors, such as employee injury, equipment damage, third-party liability, and environmental risks. Underwriting Requirements and Minimum Premiums To ensure a thorough underwriting review and competitive quoting, the following documentation is required: 5 years of payroll history 5 years of currently valued loss runs (carrier-issued, within 90 days of requested effective date) ACORD application and applicable supplements Minimum premiums for this program are as follows: $25,000 for General Liability $5,000 for Pollution Liability $10,000 for Umbrella Liability $10,000 for Workers Compensation (USL&H) $10,000 for Maritime Employers Liability Territories and Availability This program is available in most U.S. states, including coastal and inland regions. Sloan Mason offers this coverage in all 50 states plus Washington, DC, ensuring nationwide access for your marine and diving contractor clients. Why Work With Sloan Mason As a wholesale broker with deep expertise in marine and environmental risks, Sloan Mason brings decades of experience to the table. Their relationships with multiple 'A'-rated carriers and focus on niche underwriting allow agents to place challenging accounts with confidence. Whether your client is cleaning hulls in California, installing pipelines in the Gulf, or performing ROV surveys in the Great Lakes, Sloan Mason has the tools to help you succeed. Download the Diving and Subsea Contractors Data Sheet to learn more about submission requirements. Frequently Asked Questions What types of accounts are a good fit for Sloan Mason’s Diving and Subsea Contractors Insurance?Ideal accounts include commercial diving firms, subsea construction contractors, ROV operators, dredging companies, and marine salvage businesses. What documentation is required to get a quote?You’ll need 5 years of payroll history, 5 years of currently valued loss runs, and completed ACORD and supplemental applications. What are the minimum premiums for this program?Minimum premiums vary by coverage line, starting at $5,000 for Pollution and $25,000 for General Liability. Is this program available nationwide?Yes, the program is available in all 50 states and Washington, DC. Can this program handle accounts with USL&H or Maritime Employers Liability exposures?Yes, Sloan Mason offers coverage for both USL&H and Maritime Employers Liability through 'A'-rated carriers. Need help placing an account? Connect with a market specialist.

Contractors Pollution Liability Insurance from Environmental Underwriting Solutions Environmental Underwriting Solutions offers a focused Contractors Pollution Liability (CPL) program that helps agents place pollution liability for contractors working on construction, remediation, and maintenance projects. Available on both claims-made and occurrence forms, this program provides third-party coverage for bodily injury and property damage, defense costs, and pollution cleanup — for sudden accidents as well as gradual releases, including mold and fungi exposures. Ideal Accounts and Target Classes This CPL program fits a broad range of contractor accounts, from environmental specialists to general and specialty trades. Typical classes include: Asbestos and lead abatement contractors Remediation and emergency response firms Storage tank installation, removal, and fuel-handling contractors Painting, plumbing, electrical, HVAC, and insulation contractors General construction, carpentry, roofing, and artisan trades Grading, excavation, drilling, dredging, and pipeline work Mold remediation, industrial cleaning, and septic services Example placements you might bring to this program: a small residential remodeling contractor whose work includes mold remediation and HVAC modifications, or a mid-size oilfield contractor performing tank removals and site restoration that needs pollution liability with transportation and completed operations limits. Coverage Highlights and Advantages This CPL offering emphasizes broad, flexible protection designed for contractor exposures: Broad definition of pollution conditions that explicitly includes mold and fungi Third-party property damage and bodily injury, plus legal defense and cleanup costs Coverage for natural resource damages under Property Damage where applicable Transportation Pollution Liability option for exposures in transit Emergency response costs included Blanket coverage for non-owned disposal sites Project-specific excess and long-term tail/completed operations options for project placements No automatic exclusions for construction defects or water intrusion (subject to underwriting) Available for both owned and leased locations; occurrence forms include built-in completed operations Underwriting Notes and Minimum Premium Environmental Underwriting Solutions partners with multiple carriers to match risk characteristics to appropriate markets. Appetite is broad, but underwriting varies by carrier — typical factors include the contractor’s trade, past loss history, project types, waste handling practices, and subcontractor controls. The program can be placed on either claims-made or occurrence forms depending on the carrier and client needs. Minimum premium for the CPL program starts at $500, which makes the program accessible for small contractors while scaling for larger, more complex accounts. Territories and Program Availability This program is available in most states, including CA, TX, FL, NY, IL, WA, PA, and GA. Environmental Underwriting Solutions offers admitted options in many jurisdictions and can place non-admitted business where appropriate to meet client needs. Why Work With Environmental Underwriting Solutions? As a wholesale broker with deep environmental expertise, Environmental Underwriting Solutions gives agents access to competitive markets and practical underwriting guidance for pollution risks. You’ll get responsive service, flexible program structures (project-specific or packaged), and help identifying carriers that fit each contractor’s operations. Contact us for more information on our Contractors Pollution Liability program! Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for general contractors, environmental contractors, and specialty trades performing remediation, abatement, plumbing, HVAC, roofing, grading, and industrial cleaning who need pollution liability protection for third-party claims and cleanup costs. Is mold coverage included in this CPL program?Yes. The program’s broad definition of pollution conditions includes mold and fungi exposures. Coverage can be written on either a claims-made or occurrence basis, depending on carrier availability and the client’s needs. Are project-specific policies available?Yes. Project placements can include completed operations language and long-term tail coverage where needed, making the program suitable for both single-project placements and ongoing operations accounts. What is the minimum premium for this coverage?The program’s minimum premium starts at $500, allowing you to place smaller contractor accounts as well as larger risks that require higher limits or specialized terms. In which states is this program available?The program is available in most U.S. states, including CA, TX, NY, FL, IL and others. Admitted options are available in many jurisdictions; non-admitted placement is used where appropriate. Need help placing an account? Connect with a market specialist.

Overview — National Environmental Coverage Corporation: Monoline Contractors Pollution Liability National Environmental Coverage Corporation (NECC) offers a Monoline Contractors Pollution Liability program designed for contractors who face environmental exposures during construction, remediation, demolition, or maintenance work. This program is intended for independent agents and brokers placing accounts that require targeted pollution liability protection on either an annual or per-project basis. Coverage is available on occurrence or claims-made forms, with options for prior acts (retroactive) coverage where underwriting approval and proof of prior continuous coverage exist. Occurrence or Claims Made Form Nose Coverage and Prior Acts Available Annual & Per Project Policies Defense Costs can be in addition to or included in the policy limits Mold coverage is available (if requested) for most types of contractors Examples of Eligible Classes: Asbestos Abatement Boiler Inspection / Installations Concrete Construction Debris Removal Demolition Dredging Drillers (Not Oil & Gas) Electrical Excavation / Grading of Land Fencing General Contracting Hazardous Materials Heating, Ventilation & AC Industrial Maintenance Insulation / Fire Proofing Landscapers Lead Abatement Liquid Waste Masonry Mechanical Construction Metal Extraction Mold Remediation Painters Paving Pile Driving Plumbing Restoration Rigging Roofing Salvage Operations Sewer & Water Main Soil Remediation Street & Road Maint. Tunneling UST / AST Utility Waste Water Welders And Many More !!!! Coverage Highlights and Advantages Flexible form options: occurrence or claims-made forms to suit the insured’s exposure and placement needs. Prior acts (retroactive) coverage available subject to underwriting and verification of prior comparable coverage. Policy period options: annual master policies or per-project (per job) limits for single-job exposures. Defense costs can be handled inside or outside the policy limit, based on program selections and underwriting. Mold coverage can be added by endorsement for most contractor classes when requested. Standard Limits, Deductibles and Minimums Standard base limits up to $1,000,000 per occurrence with a $1,000,000 policy aggregate (lower limits also available). Limits up to $5,000,000 are available on either an annual or a per-job basis. Minimum deductible: deductibles start at $2,500. Minimum premium: starting at $2,000 (excluding mold). Accounts including mold typically start at $4,000 and up. Taxes and fees are additional where applicable. Underwriting Appetite and Typical Restrictions NECC targets contractors with environmental exposures arising from construction, remediation, demolition, waste handling, and site work. Typical acceptable accounts include general contractors, specialty trade contractors (plumbing, roofing, paving), demolition and asbestos/lead abatement contractors, soil and groundwater remediation contractors, and restoration firms. Accounts with clearly documented controls, strong safety programs, and stable prior coverage histories are preferred. Underwriting may decline or restrict accounts with: ongoing or poorly documented contamination, oil & gas drilling operations, large-scale industrial chemical manufacturing, or histories of repeated pollution incidents. Mold coverage is underwritten separately and is not available for all risks. Territories and Availability This program is available through NECC in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. Availability, terms and capacity will vary by state and by the specific exposures of the risk. This program is non-admitted in certain situations; confirm market status with NECC underwriting for placements in regulated admitted markets. Why Place This Business with NECC Program expertise: NECC focuses on environmental liability for contractors and offers flexible forms and limits suited to construction and remediation exposures. Flexible placement: annual or per-project options let you match coverage to the insured’s operational and contractual needs. Underwriting support: NECC evaluates prior acts requests and mold extensions on a case-by-case basis and can structure defense within or outside limits. Wide class appetite: an extensive list of eligible contractor classes helps you place diverse accounts through a single program. Example Accounts That Fit This Program You have a remediation contractor performing soil excavation and groundwater treatment on multiple small to mid-size sites — consider an annual policy with prior acts if they have continuous claims-made coverage history. A general contractor bidding on a single demolition and asbestos abatement project — a per-project (per job) policy with appropriate limits and a mold endorsement (if requested) can be placed. * This is a brief outline only. Occurrence form CPL and/or CGL is not available for some exposures/risks. Mold coverage extension is not offered for all risks. Security and coverage availability will vary depending on exposure, risk factors & location. The minimum premium is the base for the smallest eligible risk. Taxes and Fees are in addition to premium. Prior Acts (retroactive) coverage requires proof of comparable continuous claims made coverage and is subject to underwriting approval. Some risks may be offered limited retroactive coverage or in some cases no retroactive coverage. Frequently Asked Questions What types of contractor accounts are a good fit for NECC’s Monoline Contractors Pollution Liability program?This program fits contractors with environmental exposures from construction, demolition, remediation, restoration, utility and site-work operations — for example, asbestos/lead abatement, excavation, soil remediation, demolition, plumbing, roofing, and general contracting. High-risk industrial manufacturing or oil & gas drilling are typically not a good fit. Does NECC offer occurrence and claims-made forms, and can prior acts be added?Yes. The program offers both occurrence and claims-made forms. Prior acts (retroactive) coverage is available on a case-by-case basis and requires proof of comparable continuous claims-made coverage and underwriting approval. Can I bind coverage on a per-job basis?Yes. NECC supports both annual policies and per-project (per-job) policies. Per-job placement is commonly used for single-site demolition, abatement or remediation contracts. What are the minimum premium and deductible expectations?Deductibles start at $2,500. The minimum premium typically starts at $2,000 excluding mold; accounts including mold generally start around $4,000 and up. Final premiums depend on exposure, limits, form, and coverage extensions. Need help placing an account? Connect with a market specialist.

Bonds Insurance Solutions from J.R. Olsen Bonds & Insurance Brokers, Inc. As a trusted Managing General Agency with access to 25 top-rated insurance carriers, J.R. Olsen Bonds & Insurance Brokers, Inc. offers a comprehensive suite of bond solutions for agents and brokers across the U.S. Whether your client needs a surety or fidelity bond, we make it easy to place a wide variety of bond types—many of which can be issued regardless of credit history. Ideal Accounts and Appetite We specialize in helping agents place bonds for a variety of clients, including: Construction contractors needing bid, payment, or performance bonds Developers requiring subdivision bonds for land improvement obligations Businesses or professionals needing license and permit bonds for regulatory compliance Entities involved in litigation requiring court bonds (plaintiff or defendant) Firms needing fidelity bonds to protect against employee dishonesty or fraud We also accommodate niche opportunities, such as mortgage brokers, title and escrow companies, and city/municipal entities that require bonding as part of their operations. Coverage Highlights and Advantages We offer a broad range of bond types, including: Surety Bonds: Contract Bonds — Bid, Payment, and Performance Subdivision Bonds Court Bonds — Plaintiff and Defendant License & Permit (Compliance) Bonds Miscellaneous Financial Guarantee Bonds Fidelity Bonds: ERISA Bonds Manufacturers Business Service Bonds Mortgage Brokers/Bankers Third Party (Loss Payee) Banks, Cities, Title Companies, Escrow Companies Special Programs: Contractors License Bonds — Often issued regardless of credit License & Permit Bonds — Issued up to $50,000 regardless of credit Performance Bonds — Streamlined 2-page app for bonds up to $100,000 California Insurance Broker Bonds — 3-year term for $120 New Program Highlights: Bonds up to $50,000 issued regardless of credit (excludes contract, court, and subdivision bonds) Underwriting Notes Thanks to our wide market access, we offer both specialty and preferred rates based on credit and financial strength. Many bond types can be issued quickly and without extensive credit requirements, allowing you to serve more clients efficiently. We also streamline the application process for specific bond types, including short-form apps for performance bonds. Territories and Availability Our bond programs are available in all 50 states and the District of Columbia, including key markets such as California, Texas, Florida, and New York. We can help you place business wherever your clients operate. Why Work With J.R. Olsen Bonds & Insurance Brokers, Inc.? We combine deep expertise in the bond market with responsive service and flexible underwriting. As a Managing General Agency with access to 25 respected carriers, we can accommodate a wide range of bond needs, from standard license bonds to complex financial guarantee bonds. Our specialty programs and credit-friendly options make it easier for you to serve clients of all sizes. Whether you're helping a small contractor obtain a license bond, or supporting a real estate developer with a large performance bond requirement, J.R. Olsen Bonds & Insurance Brokers, Inc. offers the tools and support you need to succeed. Frequently Asked Questions What types of accounts are a good fit for this program?Our program is ideal for contractors, developers, mortgage brokers, title companies, and other businesses needing surety or fidelity bonds, including those with limited credit history. Can bonds be issued regardless of credit?Yes, many of our license, permit, and contractor license bonds can be issued up to $50,000 regardless of credit. Some exclusions apply, such as contract, court, and subdivision bonds. What is the underwriting process like?We offer streamlined applications for many bonds. For example, performance bonds up to $100,000 can often be written using a two-page application. Our underwriting focuses on credit and financial strength when applicable. Are your bond programs available nationwide?Yes, we offer coverage in all 50 states and Washington, D.C., making it easy for you to serve clients across the country. What carriers do you work with?We have access to 25 different insurance carriers, allowing us to match your client’s needs with the most competitive and appropriate market. Need help placing an account? Connect with a market specialist.

Surety One, Inc. provides a reliable, flexible market for agents placing contract bonds through its Performance Bond program. A performance bond is a surety guarantee that the contractor (the principal) will complete the contract according to its terms. This program is suitable for construction, service delivery, and supply contracts and protects project owners and stakeholders from financial loss caused by non-performance or default. Commonly required for public works and government-funded projects, performance bonds are frequently mandated for municipal, state, and federal contracts. Surety One understands public contracting requirements and can help agents place bonds required for bid, performance, and payment obligations. Ideal Accounts and Appetite Surety One, Inc. is a go-to market for a wide range of performance bond needs, including: General contractors bidding on public or private construction jobs Subcontractors with defined scopes of work needing contract guarantees Vendors and service providers on multi-year supply or service agreements Small and emerging contractors seeking support through the SBA Surety Bond Guarantee Program Typical fits include contractors bidding local government improvement projects, subcontractors requiring performance guarantees for specific trade work, and vendors awarded service contracts that include bonding requirements. Surety One will evaluate standard and non-standard accounts and is willing to consider applicants without prior surety experience, particularly under the SBA program. Coverage Highlights and Advantages Surety One’s performance bonds provide a third-party guarantee that contract obligations will be fulfilled. Key advantages for agents and their clients include: Underwriting focused on contract compliance and project completion Support for construction, service, supply, environmental, and subdivision obligations Access to the SBA Surety Bond Guarantee Program to help small contractors secure bonds they might not otherwise obtain Responsive, experienced underwriting and claims awareness for faster placement decisions Underwriting Notes and Minimum Premiums Surety One underwrites performance bonds across commercial and construction classes, including subdivision and environmental obligations. Underwriting considers the contractor’s financials, experience, contract terms, and project scope. Minimum premiums vary by the size and complexity of the risk; Surety One’s team will evaluate accounts of all sizes and can often place newer contractors who may not qualify with standard surety markets. Territories and Availability This program is available in all 50 U.S. states, the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Canada, and the Dominican Republic. Surety One operates on a non-admitted basis, offering international reach with local flexibility for agents placing bonds across these territories. Why Work With Surety One, Inc.? Surety One, Inc. is a surety-focused managing general agency with decades of experience in contract bonding. As an approved SBA Surety Bond Guarantee Program underwriter, they are well-positioned to help small and emerging contractors access bonding capacity. Agents benefit from creative underwriting, practical claims awareness, and a dedicated underwriting team. To discuss a client or begin a submission, contact their underwriting team at (800) 373-2804 or email [email protected]. Watch a short video overview of Performance Bonds Frequently Asked Questions What types of accounts are a good fit for this program?Accounts that need contract performance guarantees—such as general contractors, subcontractors, or service vendors—are ideal. Surety One also supports small contractors through the SBA Bond Guarantee Program. Is this program available nationwide?Yes, Surety One offers performance bonds in all 50 states, DC, Puerto Rico, the U.S. Virgin Islands, Canada, and the Dominican Republic. Do you require contractors to have prior bonding history?No. Surety One is willing to consider accounts without prior surety experience, especially under the SBA Bond Guarantee Program. How quickly can bonds be issued?Turnaround times vary by account complexity, but Surety One is known for responsive and efficient underwriting, particularly for small to mid-sized contractors. Can you handle environmental or subdivision performance bonds?Yes, Surety One can underwrite a wide range of performance obligations, including environmental and subdivision-related projects. Need help placing an account? Connect with a market specialist.