https://completemarkets.com/company/ligmarinemanagers/marine-general-liability-package/
Marine General Liability Insurance Program from LIG Marine Managers, Inc.
LIG Marine Managers, Inc. offers a comprehensive Marine General Liability Insurance Package designed for the middle market commercial marine sector. With a focus on exceptional service, competitive pricing, and underwriting expertise, this program is tailored to meet the complex needs of marine-related businesses across a wide range of classes.
Ideal Accounts and Target Classes
This program is designed for commercial marine risks with annual premiums ranging from $10,000 to $150,000. It provides flexible solutions for a variety of marine operations, especially those with specialized liability exposures. Target classes include:
Boat Repairers
Diving Contractors
Dock and Pier Construction Companies
Dredging Contractors
Marine and Waterfront Contractors
Shipyards
Stevedores
Terminal Operators
Wharfingers
Whether your client operates a small shipyard or a large marine construction company, this program provides tailored protection for their operations, assets, and liabilities.
Program Highlights and Coverage Options
LIG’s Marine General Liability Package combines strong coverage features with streamlined administration. Coverage can be written on a monoline basis or bundled with other marine lines, depending on the client's needs.
Section 1 – $1,000,000 Combined Single Limit (CSL):
Marine General Liability
Ship Repairers Legal Liability
Stevedores and Terminal Operators Liability
Tankerman’s Liability
Wharfingers and Landing Owners Legal Liability
Protection and Indemnity (with optional crew coverage)
Section 2 – Up to $4,000,000 Combined Limit (and higher):
Hull
Equipment
Marine Builders Risk
Excess/Umbrella Limits: Up to $10,000,000 available
Program Advantages
One simple program with consistent carrier partners
Streamlined quoting process for faster turnaround
Dedicated claims adjuster for all carriers involved
Single check issued for most claims once approved by the lead carrier
Enhanced commissions available for agents with a flow of business
Underwriting Notes and Minimum Premium
The program is best suited for accounts with a minimum premium of $10,000. LIG’s underwriting team evaluates each risk thoroughly, making the submission process efficient and responsive. Agents can expect a quick quote process and flexible structuring of coverage to match client needs.
Territories and Availability
This Marine General Liability program is available in all 50 states, including DC. Both admitted and non-admitted markets are accessible, depending on the client's location and risk profile.
Why Work with LIG Marine Managers, Inc.?
As a specialized Managing General Agency and Excess & Surplus Lines Broker, LIG Marine Managers brings decades of marine insurance expertise to the table. They understand the unique exposures of the maritime industry and provide reliable access to multiple markets. Their single-program structure, consolidated claims handling, and consistent underwriting make them a trusted partner for agents placing marine liability business.
Please contact us today for more information on our Marine General Liability Package Program!
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for middle market commercial marine risks such as boat repairers, shipyards, marine contractors, dredging operations, and stevedores with annual premiums starting at $10,000.
Can coverage be written on a monoline basis?Yes, most coverages can be written monoline or in combination with others to suit the specific needs of your insured.
What limits are available under this program?Section 1 offers $1,000,000 CSL, Section 2 provides up to $4,000,000 or more, and excess/umbrella coverage is available up to $10,000,000.
Which states is this program available in?This program is available in all 50 states and the District of Columbia.
What makes LIG Marine Managers different from other MGAs?LIG offers a streamlined quoting and claims process, access to a consistent group of carriers, and specialized knowledge in the marine insurance space, making them a reliable partner for placing complex marine risks.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/airisk/Contractors-Equipment/
Contractors Equipment — Program Overview from AI Risk
AI Risk offers a Contractors Equipment program designed for commercial construction companies that own and operate heavy equipment and have exposures to on-site real and personal property loss. This program is underwritten with access to AIG capacity and is intended for agents looking to place equipment fleets and jobsite property accounts that require specialized underwriting and flexible terms.
Key Risk Groups
Construction firms engaged in excavation, land clearing, steel erection, pile driving, wrecking/blasting, dredging, railroad work, and similar heavy civil and commercial construction projects.
Ideal Accounts and Appetite
General contractors and specialty contractors with owned equipment schedules (dozers, excavators, cranes, pile drivers, loaders, etc.).
Contractors with combined needs for contractors’ equipment plus real and personal property located on active job sites.
Mid-size to large projects where equipment values are scheduled and loss control practices are in place.
Accounts that typically fit: insureds with documented maintenance programs, centralized equipment reporting, and moderate loss histories. The program is best for contractors that need a market capable of handling mixed equipment classes and on-site property exposures.
Coverage Highlights and Advantages
Built to cover construction equipment exposures and real & personal property at job sites.
Underwriting expertise for higher-hazard construction operations (e.g., pile driving, steel erection, wrecking/blasting) when presented with appropriate risk controls and schedules.
Access to AIG capacity for larger or more complex placements.
Flexible terms for scheduled equipment and combined property packages — useful for accounts that need consolidated coverage for both equipment and site property.
Underwriting Notes and Minimum Premiums
When preparing submissions, provide complete equipment schedules, values, maintenance practices, operator qualifications, and loss run histories. The program evaluates accounts on operations, equipment age/condition, storage practices, and prior claim patterns.
Minimum Premiums:
$1,500 for Construction Equipment.
$1,500 for Real and Personal Property.
Territories and Availability
This program is available through AI Risk in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Paper is offered in the listed states with access to admitted capacity through AIG where applicable.
Typical Restrictions and When to Refer
Accounts that may need special handling or referral include those with significant unresolved prior losses, very high catastrophe exposure without mitigations, or unmanaged rental fleets. Large-diameter specialty risks or accounts lacking documentation of operator training and maintenance may require additional underwriting information.
Why Place Business with AI Risk
Specialized underwriting focus on contractors’ equipment and on-site property exposures.
Direct access to AIG capacity for larger or complex placements.
Responsive submissions review — AI Risk works with brokers to identify required documentation and tailor terms for combined equipment/property needs.
Example Account Scenarios
Example 1: You have a regional excavation contractor with a scheduled fleet of excavators, loaders, and a mid-size crane that needs combined equipment and site property coverage for multiple active projects. This program can provide scheduled equipment coverage with limits appropriate for each machine plus on-site real and personal property protection.
Example 2: A contractor specializing in pile driving and steel erection needs coverage for highly specialized equipment and mobile jobsite property. With proper loss history and maintenance records, AI Risk can consider these accounts through AIG capacity.
Frequently Asked Questions
What types of accounts are a good fit for the AI Risk Contractors Equipment program?Accounts with owned construction equipment schedules and on-site real/personal property exposures — especially excavation, land clearing, steel erection, pile driving, wrecking/blasting, dredging, railroad, and similar heavy contractors — are a good fit when they have documented maintenance and reasonable loss history.
What minimum premium should I expect when submitting a new account?The program has minimum premiums of $1,500 for Construction Equipment and $1,500 for Real and Personal Property. Larger accounts and higher limits will require standard underwriting and pricing based on exposure.
Which states are eligible for placement through this program?AI Risk offers this Contractors Equipment program in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY.
What information should I include with my submission?Include a complete equipment schedule with values, loss runs (typically 3–5 years), maintenance and operator qualification details, descriptions of operations, and any site-specific risk controls. The more complete the submission, the faster underwriting can assess capacity and terms.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/ligmarinemanagers/hull-equipment-insurance/
...rew Boats
Floating Drydocks and Dredges
Passenger Excursion Boats and Casi...ssel operators such as tugs, barges, dredges, passenger boats, casino vessels,...
https://completemarkets.com/company/isr-insurance/International-Special-Risks/
ISR is one of the oldest and largest marine insurance brokerage firms in the United States. At International Special Risks we focus exclusively on marine insurance and provide retail agents and brokers with access to top-rated carriers in both the U.S. and London markets. Our team of experienced marine insurance professionals makes it easier for you to place and service marine accounts, no matter how specialized the exposure.
We are the specialists in Marine Insurance!
Overview of the Program from International Special Risks
Whether your client operates a marina, builds vessels, or transports cargo across international waters, ISR is a wholesale partner that helps you place and market marine business. We offer tailored solutions across hull & machinery, marine liability (including marina operators' legal liability), cargo, P&I exposures, and other marine-specific coverages. ISR handles the marketing and placement work, so you can focus on growing and retaining your marine accounts—even if marine insurance isn’t your specialty.
We also offer dedicated in-house marine claims support to help expedite resolution and get your clients back to business quickly. Our combination of specialist underwriting relationships and claims expertise is designed to reduce friction on complex marine losses.
Ideal Accounts and Appetite
ISR works with a broad range of marine-related risks, including:
• Marine Contractors
• Diving Contractors
• Ferries
• Boat Builders
• Gaming Vessels
• Stevedores
• Shipyards
• Marinas
• Excursion Vessels
• Dredging Contractors
• High-Valued Yachts
• Marine Product Manufacturers
• Port Authorities
• Cargo Vessels
• Marine Terminals
• Yacht Clubs
• Exporters/Importers
• Barge and Tug Operators
• Boat Dealers
• Oceanographic Vessels
• Six-Pack Vessels
ISR can place small, family-owned marinas through large commercial shipyards and international cargo operators. Typical fits include accounts with clear marine operations, documented maintenance programs, and commercial or recreational vessels scheduled on the program. Less-standard or highly unusual exposures should be discussed up front — we’ll advise whether they fit our appetite or require a special market approach.
Examples you might submit:
A regional ferry operator with multiple vessels seeking liability and hull coverage for scheduled passenger runs.
A waterfront boatyard that needs marina operators' legal liability, property, and pollution liability coverage for repair and storage operations.
Coverage Highlights and Advantages
Through ISR, you gain access to A.M. Best–rated carriers in both the U.S. and London markets. Key advantages include:
Comprehensive marine programs tailored to class of business and risk profile
Custom wordings available for hull & machinery, P&I, cargo, marina operators' liability, and pollution exposures
Competitive pricing from admitted and non-admitted markets, when appropriate
Efficient, experienced in-house marine claims handling and support
Dedicated marketing and placement service to save you time
We understand the unique loss exposures in marine operations — from shoreline pollution to vessel damage and cargo claims — and structure placements to address those specific risks.
Underwriting Notes and Minimum Premiums
ISR’s underwriting process is designed for fast turnaround while ensuring appropriate carrier placement. We work with both admitted and non-admitted markets, depending on state regulations and the nature of the risk. Minimum premiums and retentions vary by class and carrier; contact ISR for guidance on expected minimums and the most efficient placement strategy for your submission.
Territories and Availability
Our marine insurance solutions are available across most U.S. states, including coastal and inland markets. Coverage is available in the following states: AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY, DC. Availability and admitted status may vary by state and coverage line.
Why Work With International Special Risks?
ISR is a dedicated marine specialist with decades of market presence and established carrier relationships. Our exclusive focus on marine business gives you access to markets and wordings that generalist wholesalers may not offer. We combine underwriting expertise, tailored placement strategies, and in-house claims service to help you place and retain marine accounts with confidence.
If you're ready to place a marine account or want a quick review of a submission, contact us today. One of our specialists will respond within one business day.
Frequently Asked Questions
What types of accounts are a good fit for this program?We specialize in a wide range of marine-related businesses, including marinas, shipyards, diving contractors, ferry operators, and cargo vessel owners.
Do you work with admitted or non-admitted carriers?We offer access to both admitted and non-admitted markets. Placement depends on the state, client needs, and the specific class of marine risk.
Can you help with claims handling?Yes. ISR provides dedicated in-house marine claims specialists who work to manage and expedite claims for your clients.
What is the turnaround time for quotes?We strive for fast responses. In most cases we reply within one business day, though complex accounts may require additional information or time.
Is this program available in my state?Our marine solutions are available in nearly all U.S. states, including coastal and inland regions. Contact ISR to confirm availability and admitted status for your specific state.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/necc/Monoline-Contractors-Pollution-Liability/
Overview — National Environmental Coverage Corporation: Monoline Contractors Pollution Liability
National Environmental Coverage Corporation (NECC) offers a Monoline Contractors Pollution Liability program designed for contractors who face environmental exposures during construction, remediation, demolition, or maintenance work. This program is intended for independent agents and brokers placing accounts that require targeted pollution liability protection on either an annual or per-project basis. Coverage is available on occurrence or claims-made forms, with options for prior acts (retroactive) coverage where underwriting approval and proof of prior continuous coverage exist.
Occurrence or Claims Made Form
Nose Coverage and Prior Acts Available
Annual & Per Project Policies
Defense Costs can be in addition to or included in the policy limits
Mold coverage is available (if requested) for most types of contractors
Examples of Eligible Classes:
Asbestos Abatement
Boiler Inspection / Installations
Concrete
Construction
Debris Removal
Demolition
Dredging
Drillers (Not Oil & Gas)
Electrical
Excavation / Grading of Land
Fencing
General Contracting
Hazardous Materials Heating, Ventilation & AC
Industrial Maintenance
Insulation / Fire Proofing
Landscapers
Lead Abatement
Liquid Waste
Masonry
Mechanical Construction
Metal Extraction
Mold Remediation
Painters
Paving
Pile Driving
Plumbing
Restoration
Rigging
Roofing
Salvage Operations
Sewer & Water Main
Soil Remediation
Street & Road Maint.
Tunneling
UST / AST
Utility
Waste Water
Welders
And Many More !!!!
Coverage Highlights and Advantages
Flexible form options: occurrence or claims-made forms to suit the insured’s exposure and placement needs.
Prior acts (retroactive) coverage available subject to underwriting and verification of prior comparable coverage.
Policy period options: annual master policies or per-project (per job) limits for single-job exposures.
Defense costs can be handled inside or outside the policy limit, based on program selections and underwriting.
Mold coverage can be added by endorsement for most contractor classes when requested.
Standard Limits, Deductibles and Minimums
Standard base limits up to $1,000,000 per occurrence with a $1,000,000 policy aggregate (lower limits also available).
Limits up to $5,000,000 are available on either an annual or a per-job basis.
Minimum deductible: deductibles start at $2,500.
Minimum premium: starting at $2,000 (excluding mold). Accounts including mold typically start at $4,000 and up.
Taxes and fees are additional where applicable.
Underwriting Appetite and Typical Restrictions
NECC targets contractors with environmental exposures arising from construction, remediation, demolition, waste handling, and site work. Typical acceptable accounts include general contractors, specialty trade contractors (plumbing, roofing, paving), demolition and asbestos/lead abatement contractors, soil and groundwater remediation contractors, and restoration firms. Accounts with clearly documented controls, strong safety programs, and stable prior coverage histories are preferred.
Underwriting may decline or restrict accounts with: ongoing or poorly documented contamination, oil & gas drilling operations, large-scale industrial chemical manufacturing, or histories of repeated pollution incidents. Mold coverage is underwritten separately and is not available for all risks.
Territories and Availability
This program is available through NECC in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY.
Availability, terms and capacity will vary by state and by the specific exposures of the risk. This program is non-admitted in certain situations; confirm market status with NECC underwriting for placements in regulated admitted markets.
Why Place This Business with NECC
Program expertise: NECC focuses on environmental liability for contractors and offers flexible forms and limits suited to construction and remediation exposures.
Flexible placement: annual or per-project options let you match coverage to the insured’s operational and contractual needs.
Underwriting support: NECC evaluates prior acts requests and mold extensions on a case-by-case basis and can structure defense within or outside limits.
Wide class appetite: an extensive list of eligible contractor classes helps you place diverse accounts through a single program.
Example Accounts That Fit This Program
You have a remediation contractor performing soil excavation and groundwater treatment on multiple small to mid-size sites — consider an annual policy with prior acts if they have continuous claims-made coverage history.
A general contractor bidding on a single demolition and asbestos abatement project — a per-project (per job) policy with appropriate limits and a mold endorsement (if requested) can be placed.
* This is a brief outline only. Occurrence form CPL and/or CGL is not available for some exposures/risks. Mold coverage extension is not offered for all risks. Security and coverage availability will vary depending on exposure, risk factors & location. The minimum premium is the base for the smallest eligible risk. Taxes and Fees are in addition to premium. Prior Acts (retroactive) coverage requires proof of comparable continuous claims made coverage and is subject to underwriting approval. Some risks may be offered limited retroactive coverage or in some cases no retroactive coverage.
Frequently Asked Questions
What types of contractor accounts are a good fit for NECC’s Monoline Contractors Pollution Liability program?This program fits contractors with environmental exposures from construction, demolition, remediation, restoration, utility and site-work operations — for example, asbestos/lead abatement, excavation, soil remediation, demolition, plumbing, roofing, and general contracting. High-risk industrial manufacturing or oil & gas drilling are typically not a good fit.
Does NECC offer occurrence and claims-made forms, and can prior acts be added?Yes. The program offers both occurrence and claims-made forms. Prior acts (retroactive) coverage is available on a case-by-case basis and requires proof of comparable continuous claims-made coverage and underwriting approval.
Can I bind coverage on a per-job basis?Yes. NECC supports both annual policies and per-project (per-job) policies. Per-job placement is commonly used for single-site demolition, abatement or remediation contracts.
What are the minimum premium and deductible expectations?Deductibles start at $2,500. The minimum premium typically starts at $2,000 excluding mold; accounts including mold generally start around $4,000 and up. Final premiums depend on exposure, limits, form, and coverage extensions.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/sloanmason/Diving-and-Subsea-Contractors-Insurance/
Sloan Mason Insurance Services, Inc. offers a robust Diving and Subsea Contractors Insurance program designed specifically for hard-to-place marine and underwater operations. With access to various 'A'-rated carriers, Sloan Mason provides agents and brokers with the tools they need to secure comprehensive coverage solutions for clients operating in high-risk maritime environments.
Ideal Accounts and Appetite
This program is tailored for contractors engaged in underwater operations including commercial diving, subsea construction, and marine support services. Target classes include businesses involved in:
Vessel salvage and wreck removal
Non-destructive testing and underwater inspections
Subsea pipeline and cable placement
Hull and propeller cleaning
ROV (Remotely Operated Vehicle) operations
Pollution response and control
Underwater welding, cutting, and structural repair
Dredging and channel deepening services
Installation and replacement of underwater valves and components
Whether your client is a well-established subsea contractor or a specialized dive service provider, this program offers flexible underwriting options for a wide range of risk profiles.
Coverage Highlights and Advantages
Through Sloan Mason, agents gain access to a suite of marine and contractor-specific coverages, including:
General Liability
Pollution Liability
Umbrella/Excess Liability
Workers Compensation including USL&H
Maritime Employers Liability (MEL)
This comprehensive offering is structured to address the unique exposures faced by underwater and marine contractors, such as employee injury, equipment damage, third-party liability, and environmental risks.
Underwriting Requirements and Minimum Premiums
To ensure a thorough underwriting review and competitive quoting, the following documentation is required:
5 years of payroll history
5 years of currently valued loss runs (carrier-issued, within 90 days of requested effective date)
ACORD application and applicable supplements
Minimum premiums for this program are as follows:
$25,000 for General Liability
$5,000 for Pollution Liability
$10,000 for Umbrella Liability
$10,000 for Workers Compensation (USL&H)
$10,000 for Maritime Employers Liability
Territories and Availability
This program is available in most U.S. states, including coastal and inland regions. Sloan Mason offers this coverage in all 50 states plus Washington, DC, ensuring nationwide access for your marine and diving contractor clients.
Why Work With Sloan Mason
As a wholesale broker with deep expertise in marine and environmental risks, Sloan Mason brings decades of experience to the table. Their relationships with multiple 'A'-rated carriers and focus on niche underwriting allow agents to place challenging accounts with confidence. Whether your client is cleaning hulls in California, installing pipelines in the Gulf, or performing ROV surveys in the Great Lakes, Sloan Mason has the tools to help you succeed.
Download the Diving and Subsea Contractors Data Sheet to learn more about submission requirements.
Frequently Asked Questions
What types of accounts are a good fit for Sloan Mason’s Diving and Subsea Contractors Insurance?Ideal accounts include commercial diving firms, subsea construction contractors, ROV operators, dredging companies, and marine salvage businesses.
What documentation is required to get a quote?You’ll need 5 years of payroll history, 5 years of currently valued loss runs, and completed ACORD and supplemental applications.
What are the minimum premiums for this program?Minimum premiums vary by coverage line, starting at $5,000 for Pollution and $25,000 for General Liability.
Is this program available nationwide?Yes, the program is available in all 50 states and Washington, DC.
Can this program handle accounts with USL&H or Maritime Employers Liability exposures?Yes, Sloan Mason offers coverage for both USL&H and Maritime Employers Liability through 'A'-rated carriers.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/environmentalunderwritingsolutions/Contractors-Pollution-Liability-Insurance/
Contractors Pollution Liability Insurance from Environmental Underwriting Solutions
Environmental Underwriting Solutions offers a focused Contractors Pollution Liability (CPL) program that helps agents place pollution liability for contractors working on construction, remediation, and maintenance projects. Available on both claims-made and occurrence forms, this program provides third-party coverage for bodily injury and property damage, defense costs, and pollution cleanup — for sudden accidents as well as gradual releases, including mold and fungi exposures.
Ideal Accounts and Target Classes
This CPL program fits a broad range of contractor accounts, from environmental specialists to general and specialty trades. Typical classes include:
Asbestos and lead abatement contractors
Remediation and emergency response firms
Storage tank installation, removal, and fuel-handling contractors
Painting, plumbing, electrical, HVAC, and insulation contractors
General construction, carpentry, roofing, and artisan trades
Grading, excavation, drilling, dredging, and pipeline work
Mold remediation, industrial cleaning, and septic services
Example placements you might bring to this program: a small residential remodeling contractor whose work includes mold remediation and HVAC modifications, or a mid-size oilfield contractor performing tank removals and site restoration that needs pollution liability with transportation and completed operations limits.
Coverage Highlights and Advantages
This CPL offering emphasizes broad, flexible protection designed for contractor exposures:
Broad definition of pollution conditions that explicitly includes mold and fungi
Third-party property damage and bodily injury, plus legal defense and cleanup costs
Coverage for natural resource damages under Property Damage where applicable
Transportation Pollution Liability option for exposures in transit
Emergency response costs included
Blanket coverage for non-owned disposal sites
Project-specific excess and long-term tail/completed operations options for project placements
No automatic exclusions for construction defects or water intrusion (subject to underwriting)
Available for both owned and leased locations; occurrence forms include built-in completed operations
Underwriting Notes and Minimum Premium
Environmental Underwriting Solutions partners with multiple carriers to match risk characteristics to appropriate markets. Appetite is broad, but underwriting varies by carrier — typical factors include the contractor’s trade, past loss history, project types, waste handling practices, and subcontractor controls. The program can be placed on either claims-made or occurrence forms depending on the carrier and client needs.
Minimum premium for the CPL program starts at $500, which makes the program accessible for small contractors while scaling for larger, more complex accounts.
Territories and Program Availability
This program is available in most states, including CA, TX, FL, NY, IL, WA, PA, and GA. Environmental Underwriting Solutions offers admitted options in many jurisdictions and can place non-admitted business where appropriate to meet client needs.
Why Work With Environmental Underwriting Solutions?
As a wholesale broker with deep environmental expertise, Environmental Underwriting Solutions gives agents access to competitive markets and practical underwriting guidance for pollution risks. You’ll get responsive service, flexible program structures (project-specific or packaged), and help identifying carriers that fit each contractor’s operations.
Contact us for more information on our Contractors Pollution Liability program!
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for general contractors, environmental contractors, and specialty trades performing remediation, abatement, plumbing, HVAC, roofing, grading, and industrial cleaning who need pollution liability protection for third-party claims and cleanup costs.
Is mold coverage included in this CPL program?Yes. The program’s broad definition of pollution conditions includes mold and fungi exposures. Coverage can be written on either a claims-made or occurrence basis, depending on carrier availability and the client’s needs.
Are project-specific policies available?Yes. Project placements can include completed operations language and long-term tail coverage where needed, making the program suitable for both single-project placements and ongoing operations accounts.
What is the minimum premium for this coverage?The program’s minimum premium starts at $500, allowing you to place smaller contractor accounts as well as larger risks that require higher limits or specialized terms.
In which states is this program available?The program is available in most U.S. states, including CA, TX, NY, FL, IL and others. Admitted options are available in many jurisdictions; non-admitted placement is used where appropriate.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/policymanagers/Contractors-Pollution-Liability/
Contractors Pollution Liability (CPL) insurance helps protect contractors against liabilities arising from pollution incidents related to their work. It covers the costs associated with cleanup, restoration, and legal defense in case of environmental damage caused by the contractor's operations. CPL insurance is particularly relevant for contractors in industries such as construction, excavation, remediation, and waste management, where the risk of pollution incidents is high. This insurance provides contractors with financial protection and helps them meet contractual obligations that often require pollution liability coverage. It is an essential safeguard for contractors, mitigating the potential financial consequences of environmental accidents.
Benefits
Construction and remediation operations, whether performed by the contractor or subcontractor.
Claims alleging improper supervision of subcontractors.
Third-party bodily injury.
Third-party property and environmental damage.
Clean up costs for pollution both on and migrating from the work site.
Protection against claims for clean up costs where mandated by a governmental agency.
We can help you provide you and your clients with business solutions for the following classes of business:
General Contractors
Street and Road Contractors
Maintenance, Marine and Mechanical Contractors
Electrical Contractors
Wrecking and Demolition Contractors
Trade Plumbing, HVAC and Industrial Contractors
Environmental Remediation Contractors
Response Action/Emergency Spill Response Contractors
Water, Sewer, Pipeline and Communications Contractors
Excavation Contractors
Concrete Contractors
Water Well Drilling Contractors
Lawn and Garden Services Contractors
Carpet and Upholstery Cleaning Contractors
Roofing, Siding and Sheet Metal Work Contractors
and more…
Highlights
Applies to pollution conditions caused by contractors operations.
Underwritten on a blanket or project specific basis.
Offers coverage to contractors that most standard general liability programs specifically exclude.
Coverage can be expanded to include Microbial Matter (mold& fungus), Non Owned Disposal Site Coverage, TPL, Professional Liability, Legal defense and Terrorism Coverage.