Atlantic Specialty Lines, Inc. places commercial marine risk through a panel of "A"-rated carriers and by accessing the United States Liability marketplace. As an excess & surplus lines broker, ASL Ocean Marine provides focused underwriting and flexible terms for marine contractors, ship repairers, marinas and a range of hull, P&I and cargo exposures.
Overview of the Program
This Marine Insurance program is designed for agents and brokers who need a specialty market for difficult or unique waterborne exposures. Atlantic Specialty Lines offers tailored solutions for both small commercial vessels and larger commercial operations, combining broad carrier access with underwriting expertise to place accounts that may not fit standard admitted markets.
Ideal Accounts and Appetite
- Boat dealers with marina operations
- Marine contractors and artisans (dock/slip construction, dredging, bulkheads, pile driving)
- Ship repairers and marine artisans (hull repair, engine repair, detailing, electrical, upholstery, painting)
- Marinas with property exposures
- Stevedores and wharfingers
- Commercial and personal hull & P&I (including barges)
- Ocean cargo accounts
Coverage Highlights and Advantages
- Access to several "A" rated carriers for hull, liability, P&I and cargo placements.
- Solutions for combined property and liability exposures at marinas and boat dealerships.
- Flexible terms for contractors and artisans whose operations involve on-water work or vessel repairs.
- Ability to handle non-standard or difficult-to-place marine risks through excess & surplus placement.
Underwriting Notes and Minimum Premiums
Underwriting is case-by-case. Typical considerations include vessel type and value, operational radius, repair/maintenance practices, slip and dock construction methods, and historical loss experience. Minimum premiums vary by risk and carrier; Atlantic Specialty Lines will evaluate exposures and provide a tailored premium indication. You are encouraged to submit photos, repair invoices, vessel schedules, and details of safety practices with submissions.
Quick Quoting for Artisans and Repairers
For Marine Artisans and Ship Repairers, Atlantic Specialty Lines supports an online quoting option for faster turnaround. Quote these classes online at www.Simple-rates.com — the platform is intended to be quick, accurate and allows instant binding when eligible.
Territories and Availability
Admitted status: All Available States.
Program availability (selected): CT, DE, FL, GA, IL, IN, ME, MD, MA, NH, NJ, NY, NC, OH, PA, RI, SC, TN, VT, VA, DC. If you have a multi-state exposure or are unsure about state filing requirements, Atlantic Specialty Lines can advise on placement options.
Why Work With Atlantic Specialty Lines, Inc. for Marine Business
- Specialized underwriting focus on marine operations and repair facilities.
- Industry experience placing both admitted and E&S business through multiple carriers.
- Responsive quoting and the ability to handle complex or large-value hull and cargo placements.
- Direct submission support and flexibility for accounts that fall outside standard markets.
Examples of good-fit accounts: You might have a marina that needs combined property and liability coverage including dock exposures, or a small ship repair shop that requires hull repair, inland transit and GL limits that exceed typical program offerings. Both are examples where Atlantic Specialty Lines frequently finds capacity.
We are happy to review any difficult-to-place marine risks. Submit detailed submissions to receive targeted underwriting feedback and market options.
Frequently Asked Questions
What types of accounts are a good fit for ASL’s Marine Insurance program?
Accounts that typically fit include marinas with property exposure, boat dealers with marina operations, marine contractors (dock construction, dredging), ship repairers and marine artisans, stevedores/wharfingers, hull & P&I for commercial and personal vessels, and ocean cargo shipments.
Can agents bind coverage online?
Yes — for eligible Marine Artisans and Ship Repairers, agents can obtain quotes and bind certain policies online via the program’s online quoting portal referenced in the program materials.
What submission information accelerates underwriting?
Provide vessel schedules and values, descriptions of operations (including whether work is on-water or shore-based), safety and maintenance practices, loss runs, photos of docks/repair facilities, and details on any subcontracting. The more detail up front, the faster ASL can place the risk.
Need help placing an account? Connect with a market specialist.