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Wind Deductible Buy Back Coverage from Safehold Spe... limit is $50 million. Is the Wind Deductible Buy Back program admitted?No, this cove...

Transportation Pollution Liability (TPL) Insurance for Contractors Commercial Sector Insurance Brokers offers a focused Transportation Pollution Liability (TPL) program built for contractors who transport hazardous or pollutant materials as part of their operations. Whether you need a stand-alone TPL policy or a combined solution with Contractors Pollution Liability (CPL), this program addresses the coverage gap that can occur when pollution exposures arise during transport, loading, or unloading. Ideal Accounts and Appetite This program is designed for contractors and service providers that routinely move pollutant materials. Target classes include: Fuel and oil delivery contractors Environmental service and remediation firms Waste hauling companies Construction contractors transporting contaminated soil, chemicals, or other hazardous cargo We can handle small to mid-sized fleets as well as larger operations with more complex risk profiles. Typical fit: clients who make frequent fuel deliveries to job sites, haul contaminated soil away from excavations, or transport process chemicals as part of contracted services. Accounts that lack established fleet safety programs or that transport unapproved high-toxicity materials may be declined or require higher scrutiny. Coverage Highlights and Advantages Transportation Pollution Liability protects against property damage, third-party claims, and cleanup costs that result from pollution conditions caused by cargo in transit. Key coverages apply when the vehicle is being used in the insured’s operations, such as: Fuel or oil spills during transportation Accidental release of hazardous materials while en route Pollution incidents during loading or unloading at a job site Coverage can be written as a stand-alone TPL policy or paired with a Contractors Pollution Liability policy for broader environmental protection. With access to 15+ carriers, Commercial Sector Insurance Brokers provides flexible limits, endorsements, and tailored wording to match the insured’s exposure. Underwriting Notes and Minimum Premiums Minimum premiums start at $5,000 and vary by account size, cargo type, frequency of trips, and chosen coverage structure. Underwriting focuses on: Nature and quantity of materials transported Trip frequency and typical routes Fleet safety history, driver hiring and training practices Onsite loading/unloading procedures and pollution controls Submissions should include details on vehicle usage, specific cargo types, safety procedures, loss history, and any existing pollution or motor liability policies. Clean, complete submissions receive faster turnarounds. Territories and Availability This program is available in most states, through admitted and non-admitted carriers depending on state and market access. Coverage is currently offered in the following territories: AK, AL, AR, AZ, CA, CO, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WI, WV, WY and Washington, D.C. Admitted options are available in select states; where admitted placement is not possible we work through E&S markets. Why Work With Commercial Sector Insurance Brokers? As an experienced Excess & Surplus Lines broker, Commercial Sector Insurance Brokers specializes in placing niche and hard-to-place environmental risks. Our underwriting team understands the contractor transportation exposures that standard auto or general liability programs can miss. We offer: Direct access to 15+ carriers with pollution appetite Flexible admitted and non-admitted solutions where available Underwriting guidance to improve placement prospects Responsive service and quick turnaround on clean submissions Example scenarios: You may have a local fuel delivery contractor needing separate TPL limits because their primary auto policy excludes pollution—this program can provide targeted protection. Or you might place a remediation firm that transports excavated contaminated soil between sites and needs an integrated CPL + TPL package for full environmental liability coverage. Frequently Asked Questions What types of accounts are a good fit for this TPL program?Contractors who transport fuel, chemicals, or other pollutant materials—examples include fuel delivery companies, remediation firms, and construction contractors handling hazardous cargo. Can this coverage be written on a stand-alone basis?Yes. Transportation Pollution Liability is available as a stand-alone policy or can be packaged with a Contractors Pollution Liability (CPL) policy for broader environmental protection. What is the minimum premium for this program?Minimum premiums start at $5,000, though final pricing depends on cargo types, fleet size, loss history, and selected limits/terms. Is the program available in all states?The program is available in most states. Admitted and non-admitted options vary by state and carrier; we currently place business in over 45 states plus Washington, D.C. What information is needed to submit an account?Provide details on transported materials, vehicle usage, safety protocols, driver training, loss history, and any current pollution or motor liability policies. Need help placing an account? Connect with a market specialist.

... No Size Restrictions Lower Earthquake Deductible to 5% Available in C...in California who already carry an earthquake policy and want to reduce their deductible exposure on residential properti...

...: a commercial real estate investor buying a former manufacturing site that ma...

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Monoline Wind & Earthquake Insurance Through Commercial Sector...sidential properties in coastal or earthquake-prone areas, such as beachfront ...

... London. We can also offer wind deductible buy backs to help your clients redu...raphic location. Do you offer wind deductible buy backs?Yes, we can structure wind deductible buy back options to help reduce your cl...

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Commercial Excess Liability Insurance from Commercial Sector Insurance Brokers Commercial Sector Insurance Brokers offers a nationwide solution for agents and brokers seeking reliable markets for Commercial Excess Liability Insurance. Whether your client needs additional liability limits or umbrella protection, we help you layer coverage up to $100 million and beyond. We work with AM Best A-rated carriers to ensure financially strong options for your insureds. As an Excess & Surplus Lines Broker, we specialize in last-minute placements and complex risk profiles. With access to over 15 top-tier carriers, we provide flexible alternatives for your clients’ excess liability needs—especially when time is critical or the risk is non-standard. Ideal Accounts and Appetite Our program targets a wide variety of commercial accounts across numerous industries. Some examples of accounts that may benefit from our Excess Liability solutions include: Construction contractors with significant contractual liability requirements Transportation companies needing higher auto liability limits Manufacturers and distributors dealing with high product liability exposures Hospitality and entertainment venues requiring coverage above standard limits Whether your client is a regional contractor or a multi-state logistics firm, our markets are equipped to handle high-limit excess placements tailored to their exposures. Coverage Highlights and Advantages Limits available up to $100,000,000+ Both Excess and Umbrella coverage options Access to 15+ competitive AM Best A-rated carriers Support for layered programs and complex risk structures Quick turnaround on submissions, even under tight deadlines We understand the urgency and complexity often involved in placing Excess Liability coverage and have the relationships and underwriting expertise to respond promptly. Underwriting Notes and Minimum Premiums We work with brokers nationwide to place both primary and excess layers. Our minimum premium starts at $5,000, with flexibility depending on risk class, limits required, and geographic location. Clean risk histories and well-managed operations typically receive more favorable terms. We encourage agents to submit early, but we also accommodate last-minute needs when possible. Our strong market relationships allow us to secure viable options quickly. Territories and Availability Our Commercial Excess Liability Insurance program is available in most states, including but not limited to CA, TX, FL, NY, IL, and NJ. We serve clients across 40+ states including both admitted (in select states) and non-admitted placements. For a full list of available states, please review our program details. Why Work With Commercial Sector Insurance Brokers? With years of experience placing Excess Liability coverage, we understand the nuances of this market. Our team is responsive, solution-focused, and committed to helping you find the right fit for your client—whether it’s a straightforward excess placement or a layered umbrella program with multiple carriers. Our strength lies in our relationships—with over 15 respected carriers—and our ability to deliver results under pressure. When you partner with Commercial Sector Insurance Brokers, you get a resource that understands your client’s needs and supports you at every stage of the placement process. Please call today for more information. Frequently Asked Questions What types of accounts are a good fit for this Commercial Excess Liability program?We work with a wide range of industries, including construction, transportation, manufacturing, hospitality, and more. Accounts with higher liability exposures or contractual insurance requirements are a great fit. What is the minimum premium for this program?The minimum premium starts at $5,000, but actual pricing depends on the risk characteristics, limits required, and location. Can you help with last-minute submissions?Yes, we specialize in last-minute placements and can often secure viable options quickly thanks to our strong carrier relationships. Is this program available in my state?Our program is available in over 40 states, including CA, TX, FL, NY, IL, and many others. Contact us to confirm availability in your specific state. Do you offer both excess and umbrella liability coverage?Yes, we offer both excess liability and umbrella coverage options, with limits up to $100 million and higher. Need help placing an account? Connect with a market specialist.

Commercial Sector Insurance Brokers Provides Alternative Solutions For Trucking Insurance Commercial Sector Insurance Brokers offers targeted solutions for trucking insurance accounts that don't fit the standard market. As a general agency and excess & surplus lines broker, we specialize in hard-to-place risks and provide access to multiple carriers (5+), giving agents flexible options for their transportation clients. Overview of the Program From Commercial Sector Insurance Brokers Our Trucking Insurance program is designed for agents seeking alternatives for their clients in the commercial trucking space. Whether you're working with long-haul operators, regional carriers, or specialized freight haulers, we can help provide coverage options for tough or non-standard accounts. We focus on non-admitted markets with select admitted options available, depending on the risk and state. Ideal Accounts and Appetite We write a wide variety of trucking-related risks, including: For-hire trucking operations (local, intermediate, or long-haul) Owner-operators and small fleets Freight haulers transporting general commodities Specialized trucking risks with unique exposures We do not write Commercial Auto Liability coverage but can often assist with other critical lines for trucking accounts. Example: You might have a client who owns a small fleet transporting perishable goods across state lines but has a loss history making standard markets unavailable. We can help you place coverage for their Physical Damage, Cargo, and Excess Auto needs. Coverage Highlights and Advantages Coverage lines available through our program include: Physical Damage Motor Truck Cargo General Liability Excess Auto Pollution Liability specific to trucking operations Our access to multiple markets allows us to tailor solutions to fit a wide range of risk profiles. We’re positioned to help agents find competitive alternatives when standard carriers decline or non-renew trucking accounts. Underwriting Notes and Minimum Premiums Minimum premiums for this program start at $5,000. We evaluate each submission based on the risk characteristics, loss history, type of cargo, radius of operations, and other underwriting criteria. We welcome challenging submissions and will work closely with agents to find the best available options. Territories and Availability This program is available in most states across the U.S., including but not limited to: CA, TX, FL, NY, IL, GA, PA, and WA. In total, we write in over 45 states—see our full list for details. Admitted markets may be available in some states, but most placements will be through non-admitted carriers. Why Work With Commercial Sector Insurance Brokers? We bring deep expertise in placing trucking-related risks and focus on helping independent agents succeed in the E&S space. Our team is responsive, knowledgeable, and committed to finding practical solutions for non-standard accounts. With access to 5+ carriers and flexible underwriting, we can help you provide your clients with competitive, well-structured coverage—even when traditional markets fall short. Please call today for more information on how we can support your trucking insurance placements. Frequently Asked Questions What types of accounts are a good fit for this Trucking Insurance program?This program works well for for-hire trucking operations, owner-operators, small to mid-sized fleets, and specialized freight haulers—especially those that may not qualify for standard markets. What coverages are available through this program?We offer Physical Damage, Motor Truck Cargo, General Liability, Excess Auto, and Pollution Liability. We do not provide Commercial Auto Liability coverage. Are admitted markets available?Some admitted markets may be available depending on the risk and state, but most placements are handled through non-admitted carriers. What is the minimum premium required?The minimum premium for this program is $5,000, with final pricing based on the specific risk characteristics. In which states is this program available?We write in over 45 states including CA, TX, FL, NY, IL, GA, and many others. Please contact us to confirm availability in your state. Need help placing an account? Connect with a market specialist.