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...Contractors involved in overhead electrical line work, transmission, or distri...cularly in high-hazard sectors like electrical and utility work—Sloan Mason In...

... Concrete (Flat) Electrical Drywall ...ting, tunneling, and work on public utilities. What documentation is required ...

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Comprehensive Insurance for Sewer and Water Main Contractors Sloan Mason Insurance Services, Inc. offers a specialized insurance program designed for sewer and water main contractors. This program is backed by A-rated, admitted carriers and provides a robust package of coverages, including Auto Liability, General Liability, Property, Inland Marine, Workers' Compensation, and Umbrella. Offered exclusively through Sloan Mason, this program is ideal for contractors operating in large-scale infrastructure environments. Ideal Accounts and Target Risks This program is specifically tailored for contractors working in new tract developments and public infrastructure projects. It is not intended for contractors performing residential hook-ups or other small-scale residential work. Ideal accounts include those involved in underground utility work, pipeline installation, and municipal water and sewer projects. Example accounts include: Contractors installing water mains for a new commercial development Firms replacing sewer lines for municipal improvement projects Coverage Highlights Key coverages available under this program include: Auto Liability General Liability Property Inland Marine Workers' Compensation Umbrella Liability Coverage is available on an admitted basis, providing agents and their clients with peace of mind and regulatory compliance in most states. Underwriting Requirements and Minimum Premiums To receive a full underwriting review and the most competitive quote, agents should be prepared to submit the following documentation: Five-year payroll history Five years of currently valued, carrier-issued loss runs (dated within 120 days of the requested effective date) Acord applications for AL, GL, Property, Inland Marine, and Umbrella Current NCCI or WCIRB Experience Rating Worksheet Completed contractor supplemental (generic forms accepted) Minimum premium thresholds: $25,000 for the combined AL/GL/Property/Inland Marine/Umbrella package $7,500 for Umbrella coverage alone For a detailed submission checklist, please refer to our Underground Utility Contractors Data Sheet. Territory and Availability This program is available in all 50 states and the District of Columbia. Sloan Mason works with various carriers to ensure broad access and flexible underwriting capabilities nationwide. Why Partner With Sloan Mason Insurance Services, Inc.? As a wholesale broker with deep expertise in contractor-related risks, Sloan Mason delivers tailored solutions for complex accounts. Their access to top-rated, admitted markets ensures that you can place your contractor clients with confidence. With a strong focus on underground utility and infrastructure contractors, Sloan Mason understands the unique liability and equipment exposures in this industry and provides responsive service and underwriting support to help you close more business. Frequently Asked Questions What types of accounts are a good fit for this program?This program targets sewer and water main contractors working on new tract developments and public infrastructure projects. It is not suitable for contractors performing residential hook-ups. Is this program available in all states?Yes, the program is available in all 50 states and the District of Columbia through Sloan Mason’s network of carriers. What is the minimum premium for this program?The minimum premium is $25,000 for the combined AL/GL/Property/Inland Marine/Umbrella package, and $7,500 for Umbrella coverage alone. What documentation is required to obtain a quote?Agents must provide five years of payroll history, five years of loss runs, Acord applications, a current NCCI or WCIRB worksheet, and a completed contractor supplemental form. Can residential plumbing contractors qualify for this program?No, this program does not cover contractors who perform residential hook-ups or small-scale residential work. Need help placing an account? Connect with a market specialist.

...r generation — fossil-fuel, hydroelectric, cogeneration, and alternative energ...ilities; municipal water and sewage utilities Chemical manufacturing and d...

Sewer, septic, and pipeline contractors face a wide array of operational risks that can lead to costly claims and liability exposures. From ground shifting and code violations to property damage and environmental concerns, these contractors require tailored insurance solutions that address the specific hazards of their work. Novatae Risk Group offers a dedicated Sewer, Septic, & Pipeline Contractor General Liability Insurance program designed to help agents and brokers place this challenging class of business with confidence. Backed by over 30 years of industry experience, our team—operating under the Empire Underwriters brand—has worked with thousands of sewer, septic, and pipeline contractors nationwide. Whether your client is a new venture, had prior claims, or operates across multiple states, we provide flexible underwriting solutions and fast turnaround times. Partner with us to gain access to multiple admitted and non-admitted markets, including certain Underwriters at Lloyd’s of London. Ideal Accounts and Appetite: Pipeline Contractors Sewer Contractors Septic Contractors Private, Municipal, State, or Federal Contractors Accounts with prior or open claims Cancelled or lapsed policies New ventures and startups Multi-state operations Accounts requiring CG201185 equivalent endorsements If you have a client with a sewer installation business that recently had a lapse in coverage or a pipeline contractor expanding into new states, we can help you secure the right general liability coverage to protect their operations and meet jobsite requirements. Coverage Highlights and Advantages: Competitive general liability coverage tailored to underground utility work Quick turnaround on submissions and quotes Multiple carrier options, both admitted and non-admitted Solutions available for distressed or hard-to-place risks Submission Requirements: ACORD 124 & 126 forms 3–4 years of loss runs Supplemental questionnaire Details on any large losses or lapses in coverage Underwriting Notes and Minimum Premiums: Minimum premiums vary depending on the size, scope, and location of the operation. We offer underwriting flexibility for accounts with prior claims, new ventures, and businesses with specialized liability needs. Territories and Availability: This program is available in the following states: AL, AK, AZ, AR, CA, CO, CT, FL, GA, IL, KY, LA, MS, MO, NV, NJ, NM, NC, PA, SC, TN, TX, UT, VA, and WV. Availability includes both admitted and non-admitted options, depending on the state's regulatory landscape and account specifics. Why Work With Novatae Risk Group: As a Managing General Underwriter and Excess & Surplus Lines Broker, Novatae Risk Group brings deep expertise and a broad market reach to this niche. Our team has decades of experience placing sewer, septic, and pipeline contractor business, and we understand the underwriting nuances that many standard markets overlook. Let us help you find the right solution for your contractor clients—quickly and effectively. Please contact us at 800-758-8113 to speak with an experienced broker about your Sewer, Septic, & Pipeline Contractor General Liability Insurance accounts. Do you need a General Liability Insurance quote for your Sewer, Septic, and Pipeline accounts? Send an email to [email protected] with your coverage needs or call 800-758-8113 to speak to an underwriter immediately. Frequently Asked Questions What types of accounts are a good fit for this program?We specialize in sewer, septic, and pipeline contractors, including private, municipal, and government projects. Accounts with prior claims, new ventures, and multi-state operations are welcome. Can you place accounts with a lapse in coverage or large losses?Yes, we regularly work with accounts that have had lapses in coverage or significant prior losses. Detailed underwriting information will be required to assess the risk. Is this program available in admitted markets?Yes, we offer both admitted and non-admitted options depending on the state and account profile. We work with several carriers, including certain Underwriters at Lloyd's of London. What documents are needed to submit an account?We require ACORD 124 and 126 forms, 3–4 years of loss runs, a supplemental questionnaire, and explanations for any large losses or coverage lapses. How quickly can I get a quote?We offer quick turnaround times. Once a complete submission is received, our team typically responds within a few business days. Need help placing an account? Connect with a market specialist.