https://completemarkets.com/company/bisa-inc/Environmental-Contractors-and-Consultants/
...und storage tank (UST) work; and emergency response contractors.
Overview of...ement contractors, UST contractors, emergency response teams, and environmental consulting firms.
Is this prog...
https://completemarkets.com/company/legends-environmental-services/BERT-Emergency-Response-Training/
BERT Emergency Response Training:
BERT Internati...expected disaster or event.
BERT Emergency Response Training Participant Testimonial ...
https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/directors-and-officers/
Continental Risk / Continental Marine Insurance Services offers comprehensive Directors and Officers (D&O) insurance solutions tailored for both non-profit and for-profit organizations. This program is designed to help insurance agents and brokers place coverage that protects key decision-makers and entities from a wide array of management liability exposures.
The D&O program covers directors, officers, trustees, employees, volunteers, and the organization itself. It goes beyond traditional liability coverage to address complex and emerging risks, including allegations of fraud, misrepresentation, unfair competition, employment practices violations, and mismanagement of employee or pension benefit plans.
Ideal Accounts and Appetite
Private Companies: Closely held businesses across most industries.
Not-for-Profit Organizations: Including charities, associations, and foundations.
Public Entities: Select publicly traded companies (contact for underwriting review).
Excess Coverage: Available for companies seeking additional layers of protection.
Coverage Highlights and Advantages
Directors & Officers Liability: Protects insureds from claims related to management decisions and negligence in their executive roles.
Fiduciary Liability: Covers fiduciary duties related to employee benefit plans; available on a primary or excess basis.
Employment Practices Liability: Addresses claims such as wrongful termination, discrimination, and sexual harassment.
Tenant Discrimination Coverage: Helps property owners and managers defend against discrimination claims brought by prospective, current, or former tenants.
Underwriting Notes and Minimum Premiums
Primary and excess options are available with flexible structuring.
Separate limit towers and retentions can be applied for each coverage part.
Coverage is non-cancellable except for non-payment of premium.
Capacity limits up to $10 million are available.
Primary coverage suitable for entities with revenues up to $750 million.
Excess coverage available with no revenue threshold.
All classes considered except financial institutions.
Minimum premiums vary depending on risk characteristics.
Territories and Availability
Available in all 50 states and Washington, DC.
Some markets are admitted, while others are non-admitted, depending on jurisdiction and risk profile.
Why Work With Continental Risk
Continental Risk is an experienced Excess & Surplus Lines Broker with access to a broad spectrum of carriers.
They offer tailored solutions for complex management liability exposures across various industries.
Their underwriting team understands the nuanced needs of both non-profit and corporate clients.
Responsive service and flexible program design help agents secure competitive coverage for difficult-to-place risks.
Whether you have a non-profit board seeking protection for its volunteers or a mid-sized private company concerned about employment practices claims, Continental Risk provides a robust and flexible D&O insurance solution. Their expansive state availability and ability to write both primary and excess layers make them a valuable partner for agents placing management liability accounts.
Frequently Asked Questions
What types of accounts are a good fit for this D&O program?This program is ideal for private companies, not-for-profit organizations, and select public companies seeking primary or excess Directors and Officers coverage.
Does the program include employment practices liability?Yes, Employment Practices Liability Insurance (EPLI) is available and covers claims such as wrongful termination, discrimination, and harassment.
Can I write coverage in any state?Yes, this program is available in all 50 states and Washington, DC. Admitted status may vary by market and state.
What is the maximum coverage limit available?Capacity limits are available up to $10 million, depending on the risk and coverage part.
Is there a revenue cap for eligible accounts?Primary coverage is available for companies with revenues up to $750 million. There is no revenue limit for excess placements.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/legends-environmental-services/electrical-contractors-insurance/
...Insurance Program from Legends Environmental Services
Legends Environmental Services offers a tailored Electr...counts include licensed electrical contractors, HVAC technicians who perform e...
https://completemarkets.com/company/legends-environmental-services/Restoration-Contractors-Insurance/
Legends Environmental Insurance Services offers a speci...riers behind this program?Legends Environmental Insurance Services works with ...
https://completemarkets.com/company/environmentalunderwritingsolutions/Contractors-Pollution-Liability-Insurance/
... contractors
Remediation and emergency response firms
Storage tank ins...is ideal for general contractors, environmental contractors, and specialty trades performin...
https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/continental-risk-offers-program-for-residential-contractors/
... blasting, tunneling, landfills, emergency systems, or public utilities
Terr...osures like tunneling, blasting, or emergency systems are generally not eligib...
https://completemarkets.com/company/necc/Restoration-Contractors/
...xtraction, mold remediation, and emergency response. NECC’s deep understanding...mediation, fire damage cleanup, and emergency environmental response.
Can I submit accounts primarily ...
https://completemarkets.com/company/bisa-inc/Environmental-Multi-Line-Excess/
...vironmental Project Managers
Emergency Response Contractors
Restoratio...completed application, underlying Environmental Multi-Line policy, five years ...
https://completemarkets.com/company/schinnerer/Kidnap-and-Ransom-Insurance/
...nsultants, negotiators and other emergency services
Annual and multi-year ... when you submit a risk.
Are crisis response fees covered?Yes. This program includes unlimited crisis response fees to engage negotiators, secur...