Search CompleteMarkets

...ers a specialized Architects and Engineers Professional Liability program desi...ability coverage for architects and engineers - Access to A-rated carrier (AIG...

Continental Risk / Continental Marine Insurance Services offers comprehensive Directors and Officers (D&O) insurance solutions tailored for both non-profit and for-profit organizations. This program is designed to help insurance agents and brokers place coverage that protects key decision-makers and entities from a wide array of management liability exposures. The D&O program covers directors, officers, trustees, employees, volunteers, and the organization itself. It goes beyond traditional liability coverage to address complex and emerging risks, including allegations of fraud, misrepresentation, unfair competition, employment practices violations, and mismanagement of employee or pension benefit plans. Ideal Accounts and Appetite Private Companies: Closely held businesses across most industries. Not-for-Profit Organizations: Including charities, associations, and foundations. Public Entities: Select publicly traded companies (contact for underwriting review). Excess Coverage: Available for companies seeking additional layers of protection. Coverage Highlights and Advantages Directors & Officers Liability: Protects insureds from claims related to management decisions and negligence in their executive roles. Fiduciary Liability: Covers fiduciary duties related to employee benefit plans; available on a primary or excess basis. Employment Practices Liability: Addresses claims such as wrongful termination, discrimination, and sexual harassment. Tenant Discrimination Coverage: Helps property owners and managers defend against discrimination claims brought by prospective, current, or former tenants. Underwriting Notes and Minimum Premiums Primary and excess options are available with flexible structuring. Separate limit towers and retentions can be applied for each coverage part. Coverage is non-cancellable except for non-payment of premium. Capacity limits up to $10 million are available. Primary coverage suitable for entities with revenues up to $750 million. Excess coverage available with no revenue threshold. All classes considered except financial institutions. Minimum premiums vary depending on risk characteristics. Territories and Availability Available in all 50 states and Washington, DC. Some markets are admitted, while others are non-admitted, depending on jurisdiction and risk profile. Why Work With Continental Risk Continental Risk is an experienced Excess & Surplus Lines Broker with access to a broad spectrum of carriers. They offer tailored solutions for complex management liability exposures across various industries. Their underwriting team understands the nuanced needs of both non-profit and corporate clients. Responsive service and flexible program design help agents secure competitive coverage for difficult-to-place risks. Whether you have a non-profit board seeking protection for its volunteers or a mid-sized private company concerned about employment practices claims, Continental Risk provides a robust and flexible D&O insurance solution. Their expansive state availability and ability to write both primary and excess layers make them a valuable partner for agents placing management liability accounts. Frequently Asked Questions What types of accounts are a good fit for this D&O program?This program is ideal for private companies, not-for-profit organizations, and select public companies seeking primary or excess Directors and Officers coverage. Does the program include employment practices liability?Yes, Employment Practices Liability Insurance (EPLI) is available and covers claims such as wrongful termination, discrimination, and harassment. Can I write coverage in any state?Yes, this program is available in all 50 states and Washington, DC. Admitted status may vary by market and state. What is the maximum coverage limit available?Capacity limits are available up to $10 million, depending on the risk and coverage part. Is there a revenue cap for eligible accounts?Primary coverage is available for companies with revenues up to $750 million. There is no revenue limit for excess placements. Need help placing an account? Connect with a market specialist.

Architects and Engineers Insurance Overview of the Progra...l, civil, mechanical and electrical engineers, land surveyors, and interior de...

Architects & Engineers Professional Liability (E&O) In...inimum premium for Architects & Engineers E&O?Minimum premiums start a...

Directors & Officers Liability Insurance Offered by Alexander J. Wayne & Associates, Inc. Alexander J. Wayne & Associates, Inc. is a trusted wholesale broker with deep expertise in professional liability risks. Our For Profit Directors and Officers (D&O) Liability Insurance program is designed to protect directors and officers of privately held and publicly traded for-profit companies from a wide range of legal exposures. Overview of the Program Today’s business leaders face increasing legal risks from shareholders, employees, vendors, customers, competitors, and even government entities. Our D&O program is built to help agents place this challenging coverage by offering comprehensive protection for individuals in leadership roles. Whether your client is a startup or an established enterprise, we can help you secure broad coverage that protects both the company and its leadership team. Ideal Accounts and Appetite This program is suitable for a wide range of for-profit entities, including: Privately held companies Publicly traded companies Closely held or family-owned firms We welcome accounts across various industries, with special consideration for those with fewer than 200 employees to take advantage of certain defense cost benefits. If you have a client concerned about boardroom liability, such as a mid-sized manufacturer, technology startup, or retail chain, this program may be an excellent fit. Coverage Highlights and Advantages Our For Profit D&O Liability Insurance program offers a range of policy enhancements and options to address evolving risks: Separate Limit of Liability for Employment Practices Liability (EPL) claims D&O limit is not eroded by employment-related claims Unlimited Extended Reporting Period for former directors and officers at no additional charge EPL defense costs outside the limit of liability (available for accounts with 200 or fewer employees) Optional extensions for Fiduciary Liability and Crime Coverage Duty to Defend policy form Automatic Entity Coverage at no extra cost Spousal extension included Automatic coverage for service on 501(c)(3) nonprofit boards Coverage available for individual directors or officers Underwriting Notes and Carrier Access Alexander J. Wayne & Associates, Inc. works with all major U.S. carriers and Lloyd's of London, both domestic and London open market. This gives us the flexibility to tailor solutions for unique or hard-to-place risks. We offer coverage on both admitted and non-admitted paper, depending on state and risk characteristics. We take a consultative approach to underwriting and work closely with agents to find the best fit for each account. States and Availability This program is available in all 50 states, plus Washington, D.C., making it ideal for agents with multi-state clients or growing regional businesses. Whether you’re located in California, Texas, New York, or anywhere in between, we can help you place your client’s D&O risk. Why Work With Alexander J. Wayne & Associates, Inc.? With decades of experience in professional liability and management risk, Alexander J. Wayne & Associates, Inc. is a go-to resource for agents looking to place complex D&O exposures. We offer personalized support, market access, and underwriting expertise to help you deliver the right solution for your clients. Our broad coverage options, flexible underwriting, and national reach make us a strong partner in this space. Call us today to learn more about our Directors & Officers Liability Insurance program and how we can help you protect your clients' leadership teams. Frequently Asked Questions What types of accounts are a good fit for this D&O program?This program is ideal for privately held and publicly traded for-profit companies, including startups, mid-sized businesses, and family-owned firms across a wide range of industries. Does this program include coverage for employment practices liability?Yes, it offers a separate limit of liability for EPL claims, and for accounts with 200 or fewer employees, EPL defense costs are covered outside the policy limit. Can individual directors or officers be covered under this program?Yes, this program offers coverage options for individual directors or officers, which can be especially helpful in unique board structures or advisory roles. Is this program available nationwide?Yes, the program is available in all 50 states and Washington, D.C. What carriers support this program?We work with all major U.S. carriers and Lloyd’s of London markets, offering both admitted and non-admitted solutions depending on the risk and location. Need help placing an account? Connect with a market specialist.

Offices Insurance Allstar Financial Group’s Offices Insurance program through Allstar Un...work with Allstar Financial Group on Offices Insurance Allstar combines dedica...

Architects & Engineers Professional Liability (E&O) In...inimum premium for Architects & Engineers E&O?Minimum premiums start a...

Comprehensive Architects & Engineers Insurance From Victor O. Schinnerer...E (National Society of Professional Engineers). What is the minimum premium fo...

...ts include: Medical and dental offices Accounting or law firms Real est...is ideal for low-hazard professional offices such as accountants, lawyers, consultants, and medical or dental offices. Can I write both property and li...