https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/continental-marine-offers-excursion-vessel-insurance-program/
Continental Marine Excursion Vessel Insurance Program — Overview... at day-trip and short-hop passenger vessels such as ferries, dinner cruise boats, sight-seeing and eco-tour vessels, head boats and six-pack charters...
https://completemarkets.com/company/ligmarinemanagers/passenger-excursion-casino-vessels/
Passenger, Excursion & Casino Vessel Insurance from LIG ...gram is ideal for passenger-carrying vessels such as sightseeing boats, charter cruises, casino vessels, head boats, and airboats—includi...
https://completemarkets.com/company/ligmarinemanagers/protection-and-indemnity/
... crewboats, workboats, launches, excursion and sightseeing vessels, charter an...orkboats (tugs, barges, crewboats), excursion and passenger vessels, certain blue-water tonnage (containerships, passenger vessels), yachts, and builders risk. Submit full details for vessels with unusual or high-hazard expos...
https://completemarkets.com/company/maritimepg/charter-boat-insurance/
...hing, sport fishing, sightseeing excursions and even burial-at-sea services ar...ns from small guide boats to larger excursion vessels. Provide details on passenger cap...
https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/continental-marine-offers-commercial-hull-and-protection--indemnity/
...erations
Ferries and passenger excursion vessels
Commercial vessels carryi...ats.
Do you offer Builder’s Risk for vessels under construction?Yes, we offer Builder’s Risk coverage that protects vessels from keel laying through completi...
https://completemarkets.com/company/ligmarinemanagers/MarineBuildersRisk/
...d for agents placing coverage for vessels under construction, refit, or underg...efitting recreational and commercial vessels who need coverage for hull, mater...
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...g on docks, piers, platforms, and vessels
• Specialty trades with in...percent of work over water or aboard vessels, recent loss runs, safety program...
https://completemarkets.com/company/ligmarinemanagers/BoatManufacturersBuildersRepairers/
...vate pleasure craft or commercial vessels, this package covers critical exposu... handles major rebuilds of passenger vessels—LIG is equipped to evaluate and u...
https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/directors-and-officers/
Continental Risk / Continental Marine Insurance Services offers comprehensive Directors and Officers (D&O) insurance solutions tailored for both non-profit and for-profit organizations. This program is designed to help insurance agents and brokers place coverage that protects key decision-makers and entities from a wide array of management liability exposures.
The D&O program covers directors, officers, trustees, employees, volunteers, and the organization itself. It goes beyond traditional liability coverage to address complex and emerging risks, including allegations of fraud, misrepresentation, unfair competition, employment practices violations, and mismanagement of employee or pension benefit plans.
Ideal Accounts and Appetite
Private Companies: Closely held businesses across most industries.
Not-for-Profit Organizations: Including charities, associations, and foundations.
Public Entities: Select publicly traded companies (contact for underwriting review).
Excess Coverage: Available for companies seeking additional layers of protection.
Coverage Highlights and Advantages
Directors & Officers Liability: Protects insureds from claims related to management decisions and negligence in their executive roles.
Fiduciary Liability: Covers fiduciary duties related to employee benefit plans; available on a primary or excess basis.
Employment Practices Liability: Addresses claims such as wrongful termination, discrimination, and sexual harassment.
Tenant Discrimination Coverage: Helps property owners and managers defend against discrimination claims brought by prospective, current, or former tenants.
Underwriting Notes and Minimum Premiums
Primary and excess options are available with flexible structuring.
Separate limit towers and retentions can be applied for each coverage part.
Coverage is non-cancellable except for non-payment of premium.
Capacity limits up to $10 million are available.
Primary coverage suitable for entities with revenues up to $750 million.
Excess coverage available with no revenue threshold.
All classes considered except financial institutions.
Minimum premiums vary depending on risk characteristics.
Territories and Availability
Available in all 50 states and Washington, DC.
Some markets are admitted, while others are non-admitted, depending on jurisdiction and risk profile.
Why Work With Continental Risk
Continental Risk is an experienced Excess & Surplus Lines Broker with access to a broad spectrum of carriers.
They offer tailored solutions for complex management liability exposures across various industries.
Their underwriting team understands the nuanced needs of both non-profit and corporate clients.
Responsive service and flexible program design help agents secure competitive coverage for difficult-to-place risks.
Whether you have a non-profit board seeking protection for its volunteers or a mid-sized private company concerned about employment practices claims, Continental Risk provides a robust and flexible D&O insurance solution. Their expansive state availability and ability to write both primary and excess layers make them a valuable partner for agents placing management liability accounts.
Frequently Asked Questions
What types of accounts are a good fit for this D&O program?This program is ideal for private companies, not-for-profit organizations, and select public companies seeking primary or excess Directors and Officers coverage.
Does the program include employment practices liability?Yes, Employment Practices Liability Insurance (EPLI) is available and covers claims such as wrongful termination, discrimination, and harassment.
Can I write coverage in any state?Yes, this program is available in all 50 states and Washington, DC. Admitted status may vary by market and state.
What is the maximum coverage limit available?Capacity limits are available up to $10 million, depending on the risk and coverage part.
Is there a revenue cap for eligible accounts?Primary coverage is available for companies with revenues up to $750 million. There is no revenue limit for excess placements.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/healthcare-facilities-insurance/
Comprehensive Healthcare Facilities Insurance from Continental Risk / Continental Marine Insurance Services
Continental Risk / Continental Marine Insurance Services offers a Healthcare Facilities Insurance program to help agents place outpatient and non-hospital medical operations. As an experienced Excess & Surplus Lines broker, Continental Risk provides market access to A-rated carriers and tailored solutions for facilities that present unique professional liability, general liability, and property exposures.
Ideal Accounts and Target Classes
This program is designed for outpatient and non-hospital healthcare facilities that need combined professional and general liability protection, plus property where applicable. Typical classes include:
Independent clinics
Diagnostic imaging centers
Outpatient surgery centers
Medical laboratories
Urgent care centers
Pharmacies
Similar outpatient healthcare facilities
Example fits: you might have a client opening a multi-site urgent care chain, or a diagnostic lab expanding equipment and staffing—both are the kind of risks this program targets. This program is generally not intended for inpatient hospitals, long-term acute care facilities, or facilities with high-risk cosmetic surgical practices; please confirm unique exposures with underwriters.
Coverage Highlights and Advantages
Continental Risk packages flexible coverages to address common and complex exposures for outpatient providers. Available coverages include:
Professional Liability – defense and indemnity for malpractice and errors & omissions by clinical staff.
General Liability – premises, slip-and-fall, product and Completed Ops exposure.
Excess Liability – higher limits that sit above primary policies for catastrophic loss scenarios.
Property – buildings, equipment, and contents (available up to $5,000,000 Total Insured Value).
Standard primary limits typically offered are $1,000,000 per occurrence / $3,000,000 aggregate for General and Professional Liability, with Excess Liability available up to $5,000,000. Property TIV is available up to $5,000,000 where admitted or non-admitted placement is appropriate.
Underwriting Notes and Minimum Premiums
Continental Risk works through a mix of admitted and non-admitted markets depending on state rules and risk characteristics. Minimum premiums vary by class and exposure; underwriting flexibility is available to accommodate both standard and harder-to-place accounts. To expedite quotes, agents should provide complete submissions including loss history, detailed descriptions of operations, staff credentials and licensure, lease or ownership information for premises, and current insurance schedules where applicable.
Territories and Availability
The program is available in most U.S. states. Territories include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, ME, MD, MA, MI, MN, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Please confirm state-specific availability before submission.
Why Work With Continental Risk / Continental Marine Insurance Services?
As a specialist E&S broker, Continental Risk combines deep underwriting relationships with a market-driven approach to place complex outpatient healthcare risks. Agents benefit from access to A-rated markets, flexible admitted/non-admitted placement, and a team experienced with medical professional and premises liability nuances. Continental Risk aims to move quickly on submissions and provide pragmatic risk placement strategies for multi-location and growing practices.
Whether your client is launching a new imaging center or expanding urgent care locations, Continental Risk can help structure limits and coverages to match operational and regulatory needs.
Need help placing an account? Connect with a market specialist.
Frequently Asked Questions
What types of healthcare facilities qualify for this program?This program focuses on outpatient and non-hospital facilities such as clinics, urgent care centers, diagnostic labs, pharmacies, and outpatient surgical centers.
What coverage limits are available for liability and property?General and Professional Liability are commonly offered at $1,000,000 per occurrence and $3,000,000 aggregate. Excess Liability can be placed up to $5,000,000. Property TIV is available up to $5,000,000 depending on the market.
Is this program available nationwide?The program is available in most U.S. states. Confirm state-specific availability with Continental Risk before submitting an application.
Are both admitted and non-admitted markets used?Yes. Placement may be admitted or non-admitted depending on the state and the individual risk profile.
What information is needed to get a quote?Provide a detailed submission including operations description, staffing and licensure, prior loss runs, lease or property details, and any existing insurance schedules to receive an efficient quote and placement.
Need help placing an account? Connect with a market specialist.